CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$ 40,968	$ 36,717
Federal funds sold and interest bearing deposits in banks	6,827	15,555
Cash and cash equivalents	47,795	52,272
Securities available for sale, at fair value (Note 4)	219,422	216,122
Restricted stock	5,741	5,741
Loans held for sale	2,856	4,483
Loans:
Portfolio loans (Note 5)	907,365	902,299
Allowance for loan losses (Note 5)	(17,430)	(17,505)
Net loans	889,935	884,794
Bank premises and equipment, net	7,901	8,198
Other real estate owned	1,016	579
Bank owned life insurance	19,704	19,362
Goodwill, net (Note 3)	21,582	21,582
Intangible assets, net (Note 3)	390	457
Accrued interest receivable	3,572	3,621
Other assets	16,928	13,046
Total Assets	1,236,842	1,230,257
Deposits: (Note 6)
Demand and other noninterest-bearing	161,580	148,961
Savings, money market and interest-bearing demand	411,559	393,778
Time deposits	475,799	502,850
Total deposits	1,048,938	1,045,589
Short-term borrowings (Note 7)	3,362	4,576
Federal Home Loan Bank advances (Note 8)	46,813	46,708
Junior subordinated debentures (Note 9)	16,238	16,238
Accrued interest payable	688	789
Accrued expenses and other liabilities	10,315	4,901
Total Liabilities	1,126,354	1,118,801
Shareholders’ Equity
Discount on Series B preferred stock	0	(19)
Common stock, par value $1 per share, authorized 15,000,000 shares, issued 10,001,717 shares at June 30, 2014 and at December 31, 2013	10,002	10,002
Additional paid-in capital	51,229	51,098
Retained earnings	57,367	53,966
Accumulated other comprehensive income (loss)	(1,933)	(5,188)
Treasury shares at cost, 336,745 shares at June 30, 2014 and 328,194 shares at December 31, 2013	(6,177)	(6,092)
Total Shareholders’ Equity	110,488	111,456
Total Liabilities and Shareholders’ Equity	1,236,842	1,230,257
Preferred stock, Series A Voting, no par value, authorized 150,000 shares, none issued at June 30, 2014 and December 31, 2013.
Shareholders’ Equity
Preferred stock	0	0
Fixed rate cumulative preferred stock, Series B, no par value, $1,000 liquidation value, no shares were issued at June 30, 2014 and 7,689 shares authorized and issued at December 31, 2013
Shareholders’ Equity
Preferred stock	$ 0	$ 7,689