CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Operating Activities
Net income	$ 4,455	$ 4,468
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	3,350	5,442
Depreciation and amortization	771	860
Amortization (accretion) of premiums and discounts	1,749	1,580
Amortization of intangibles	102	102
Amortization of loan servicing rights	144	193
Amortization of deferred loan fees	(129)	(230)
Federal deferred income tax expense (benefit)	665	(55)
Securities gains, net	(178)	(46)
Share-based compensation expense	225	229
Loans originated for sale	(85,753)	(56,444)
Proceeds from sales of loan originations	92,895	57,428
Net gain from loan sales	(1,617)	(916)
Net loss on sale of other assets	17	68
Net decrease (increase) in accrued interest receivable and other assets	229	509
Net increase (decrease) in accrued interest payable, taxes and other liabilities	1,113	(834)
Net cash provided by operating activities	18,038	12,354
Investing Activities
Proceeds from sales of available-for-sale securities	2,272	5,050
Proceeds from maturities of available-for-sale securities	57,553	98,185
Purchase of available-for-sale securities	(82,258)	(113,866)
Net increase in loans made to customers	(12,294)	(48,103)
Proceeds from the sale of other real estate owned	868	760
Purchase of bank premises and equipment	(382)	(845)
Proceeds from sale of bank premises and equipment	15	0
Net cash provided by (used in) investing activities	(34,226)	(58,819)
Financing Activities
Net increase (decrease) in demand and other noninterest-bearing	(23)	16,372
Net increase in savings, money market and interest-bearing demand	14,271	22,636
Net decrease in certificates of deposit	18,405	(8,379)
Net increase (decrease) in short-term borrowings	528	761
Proceeds from Federal Home Loan Bank advances	196	30,000
Payment of Federal Home Loan Bank advances	(10)	(25,003)
Repurchase of Warrants	0	(860)
Dividends paid	(748)	(1,182)
Net cash provided by financing activities	32,619	34,345
Net increase (decrease) in cash and cash equivalents	16,431	(12,120)
Cash and cash equivalents, January 1	30,659	40,647
Cash and cash equivalents, September 30	47,090	28,527
Supplemental cash flow information
Interest paid	4,744	5,937
Income taxes paid	1,825	1,291
Transfer of loans to other real estate owned	$ 633	$ 1,004