CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest and Dividend Income
Loans	$ 8,973	$ 9,995	$ 27,291	$ 30,238
Securities:
U.S. Government agencies and corporations	908	1,145	2,616	3,686
State and political subdivisions	301	289	887	867
Other debt and equity securities	115	69	337	210
Federal funds sold and short-term investments	7	8	23	27
Total interest income	10,304	11,506	31,154	35,028
Interest Expense
Deposits	1,200	1,450	3,685	4,608
Federal Home Loan Bank advances	158	214	469	641
Short-term borrowings	0	0	1	0
Junior subordinated debentures	171	179	511	528
Total interest expense	1,529	1,843	4,666	5,777
Net Interest Income	8,775	9,663	26,488	29,251
Provision for Loan Losses (Note 6)	950	1,875	3,350	5,442
Net interest income after provision for loan losses	7,825	7,788	23,138	23,809
Noninterest Income
Investment and trust services	363	375	1,178	1,190
Deposit service charges	923	994	2,608	2,858
Other service charges and fees	820	762	2,459	2,314
Income from bank owned life insurance	174	167	512	501
Other income (loss)	(218)	214	335	614
Total fees and other income	2,062	2,512	7,092	7,477
Securities gains, net (Note 5)	0	46	178	46
Gains on sale of loans	374	364	1,617	916
Gain (loss) on sale of other assets, net	30	31	(17)	(68)
Total noninterest income	2,466	2,953	8,870	8,371
Noninterest Expense
Salaries and employee benefits	4,200	4,228	13,451	12,233
Furniture and equipment	1,076	1,434	3,159	3,704
Net occupancy	564	531	1,701	1,664
Professional fees	337	414	1,413	1,473
Marketing and public relations	300	312	938	954
Supplies, postage and freight	228	275	809	783
Telecommunications	164	191	501	536
Ohio franchise tax	304	304	914	927
FDIC assessments	293	346	773	1,132
Other real estate owned	155	107	280	414
Loan and collection expense	268	394	1,030	1,051
Other expense	412	142	1,235	1,398
Total noninterest expense	8,301	8,678	26,204	26,269
Income before income tax expense	1,990	2,063	5,804	5,911
Income tax expense	471	538	1,349	1,443
Net Income	1,519	1,525	4,455	4,468
Other comprehensive income (loss), net of taxes:
Changes in unrealized securities' holding gain (loss) net of taxes of ($1,197) and $111 for the quarter ended and ($3,110) and $93 for the nine months ended, respectively	(2,324)	215	(6,038)	180
Minimum pension liability adjustment, net of taxes during the period	0	0	0	0
Less: reclassification adjustments for securities' gains realized in net income, net of taxes of $0 and $16 for the quarter ended and $60 and $16 for the nine months ended, respectively	0	31	117	31
Total other comprehensive income (loss), net of taxes	(2,324)	184	(6,155)	149
Comprehensive income (loss)	(805)	1,709	(1,700)	4,617
Dividends and accretion on preferred stock	109	319	483	956
Net Income Available to Common Shareholders	$ 1,410	$ 1,206	$ 3,972	$ 3,512
Net Income Per Common Share (Note 2)
Basic (in dollars per share)	$ 0.15	$ 0.15	$ 0.44	$ 0.44
Diluted (in dollars per share)	$ 0.15	$ 0.15	$ 0.44	$ 0.44
Dividends declared (in dollars per share)	$ 0.01	$ 0.01	$ 0.03	$ 0.03
Average Common Shares Outstanding
Basic (in shares)	9,303,702	7,944,354	8,940,213	7,937,781
Diluted (in shares)	9,323,657	7,949,118	8,957,180	7,941,990