CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Operating Activities
Net income	$ 1,113	$ 1,505
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	1,350	1,900
Depreciation and amortization	262	284
Amortization (accretion) of premiums and discounts	512	376
Amortization of intangibles	33	33
Amortization of loan servicing rights	86	181
Amortization of deferred loan fees	(114)	(54)
Federal deferred income tax expense (benefit)	860	197
Securities gains, net	(178)	0
Share-based compensation expense	72	69
Loans originated for sale	(29,879)	(24,150)
Proceeds from sales of loan originations	31,919	23,483
Net gain from loan sales	(656)	(347)
Net loss on sale of other assets	13	52
Net decrease (increase) in accrued interest receivable and other assets	(4,221)	(1,277)
Net increase (decrease) in accrued interest payable, taxes and other liabilities	2,492	(851)
Net cash provided by operating activities	3,664	1,401
Investing Activities
Proceeds from sales of available-for-sale securities	2,280	0
Proceeds from maturities of available-for-sale securities	31,171	40,681
Purchase of available-for-sale securities	(54,455)	(47,506)
Net increase in loans made to customers	(8,453)	(21,560)
Proceeds from the sale of other real estate owned	141	355
Purchase of bank premises and equipment	(129)	(264)
Net cash provided by (used in) investing activities	(29,445)	(28,294)
Financing Activities
Net increase (decrease) in demand and other noninterest-bearing	(3,581)	7,655
Net increase in savings, money market and interest-bearing demand	19,793	20,419
Net decrease in certificates of deposit	33,372	(2,988)
Net increase (decrease) in short-term borrowings	774	667
Proceeds from Federal Home Loan Bank advances	53	20,000
Payment of Federal Home Loan Bank advances	(3)	(15,001)
Dividends paid	(332)	(394)
Net cash provided by financing activities	50,076	30,358
Net increase (decrease) in cash and cash equivalents	24,295	3,465
Cash and cash equivalents, January 1	30,659	40,647
Cash and cash equivalents, March 31	54,954	44,112
Supplemental cash flow information
Interest paid	1,623	2,056
Income taxes paid	465	100
Transfer of loans to other real estate owned	$ 40	$ 635