Regulatory Capital (Tables)

12 Months Ended

Dec. 31, 2012

Banking and Thrift [Abstract]

Schedule Regulatory Capital and Regulatory Capital Requirements

Analysis of the Corporation’s and the Bank’s Regulatory Capital and Regulatory Capital Requirements follows:

	December 31, 2012				December 31, 2011
	Amount		Ratio		Amount		Ratio
	(Dollars in thousands)
Total capital (risk weighted)
Consolidated	$	114,425	12.47	%	$	123,461	14.01	%
Bank	112,150		12.23		113,005		12.84
Tier 1 capital (risk weighted)
Consolidated	102,877		11.21		100,368		11.39
Bank	100,608		10.97		101,925		11.58
Tier 1 capital (average assets)
Consolidated	102,877		8.79		100,368		8.80
Bank	100,608		8.60		101,925		8.94
Well Capitalized:
Total capital (risk weighted)
Consolidated	$	91,779	10.00	%	$	88,123	10.00	%
Bank	91,727		10.00		88,010		10.00
Tier 1 capital (risk weighted)
Consolidated	55,067		6.00		52,872		6.00
Bank	55,036		6.00		52,811		6.00
Tier 1 capital (average assets)
Consolidated	58,525		5.00		57,027		5.00
Bank	58,462		5.00		57,005		5.00
Minimum Required:
Total capital (risk weighted)
Consolidated	$	73,423	8.00	%	$	70,499	8.00	%
Bank	73,382		8.00		70,408		8.00
Tier 1 capital (risk weighted)
Consolidated	36,712		4.00		35,248		4.00
Bank	36,691		4.00		35,207		4.00
Tier 1 capital (average assets)
Consolidated	46,820		4.00		45,622		4.00
Bank	46,769		4.00		45,604		4.00