CONSOLIDATED BALANCE SHEETS (USD $)	Dec. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks (Note 3)	$ 24,139,000	$ 34,323,000
Federal funds sold and interest bearing deposits in banks	6,520,000	6,324,000
Cash and cash equivalents	30,659,000	40,647,000
Securities available for sale, at fair value (Note 5)	203,763,000	226,012,000
Restricted stock	5,741,000	5,741,000
Loans held for sale	7,634,000	3,448,000
Loans:
Portfolio loans (Note 7)	882,548,000	843,088,000
Allowance for loan losses (Note 7)	(17,637,000)	(17,063,000)
Net loans	864,911,000	826,025,000
Bank premises and equipment, net (Note 8)	8,721,000	8,968,000
Other real estate owned	1,366,000	1,687,000
Bank owned life insurance	18,611,000	17,868,000
Goodwill, net (Note 4)	21,582,000	21,582,000
Intangible assets, net (Note 4)	594,000	731,000
Accrued interest receivable	3,726,000	3,550,000
Other assets (Note 13)	10,946,000	12,163,000
Total Assets	1,178,254,000	1,168,422,000
Deposits: (Note 9)
Demand and other noninterest-bearing	139,894,000	126,713,000
Savings, money market and interest-bearing demand	377,287,000	359,977,000
Time deposits	482,411,000	504,390,000
Total deposits	999,592,000	991,080,000
Short-term borrowings (Note 10)	1,115,000	227,000
Federal Home Loan Bank advances (Note 11)	46,508,000	42,497,000
Junior subordinated debentures (Note 12)	16,238,000	16,238,000
Accrued interest payable	882,000	1,118,000
Accrued expenses and other liabilities	3,775,000	3,988,000
Total Liabilities	1,068,110,000	1,055,148,000
Shareholders’ Equity (Notes 14 and 15)
Discount on Series B preferred stock	(65,000)	(101,000)
Warrant to purchase common stock	0	146,000
Common stock, par value $1 per share, authorized 15,000,000 shares, issued 8,272,548 shares at December 31, 2012 and 8,210,443 at December 31, 2011	8,273,000	8,210,000
Additional paid-in capital	39,141,000	39,607,000
Retained earnings	48,767,000	44,080,000
Accumulated other comprehensive income	1,240,000	2,201,000
Treasury shares at cost, 328,194 shares at December 31, 2012 and at December 31, 2011	(6,092,000)	(6,092,000)
Total Shareholders’ Equity	110,144,000	113,274,000
Total Liabilities and Shareholders’ Equity	$ 1,178,254,000	$ 1,168,422,000