8-K

                  SECURITIES AND EXCHANGE COMMISSION
                       WASHINGTON, D.C. 20549

                               FORM 8-K

                          CURRENT REPORT

                  PURSUANT TO SECTION 13 OR 15(d) OF
                   THE SECURITIES EXCHANGE ACT OF 1934

DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): NOVEMBER 18, 2003

                          LNB Bancorp, Inc.
   (Exact name of the registrant as specified on its charter)

            Ohio                                  34-1406303
   (State or other jurisdiction of             (I.R.S. Employer
    incorporation or organization)             Identification No.)

     457 Broadway, Lorain, Ohio                   44052 - 1769
(Address of principal executive offices)             (Zip Code)

                        (440) 244 - 6000
     Registrant's telephone number, including area code

                         Not Applicable
    (Former name, former address and former fiscal year,
                if changed since last report)



















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ITEM 7.    FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS

(C)  Exhibits

     The following exhibits are filed herewith:

     EXHIBIT NO.     DESCRIPTION OF EXHIBIT

     99              Press Release of LNB Bancorp, Inc. announcing
                     declaration of fourth quarter cash dividend


ITEM 12.   RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On November 18, 2003, LNB Bancorp, Inc. (the "Company") issued a press
release announcing the declaration of fourth quarter cash dividend.  That
press release is attached as Exhibit No. 99 and is incorporated by reference.



SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of
1934, the Registrant has duly caused this report to be signed on
its behalf by the undersigned hereunto duly authorized.

                                      LNB BANCORP, INC.


Date: November 18, 2003               By:/s/Gregory D. Friedman
                                      -----------------------------
                                      Gregory D. Friedman, CPA
                                      Executive Vice President,
                                      Chief Financial Officer and
                                      Corporate Secretary











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EXHIBIT INDEX

    99          Press release of LNB Bancorp, Inc. announcing declaration of
                fourth quarter cash dividend

EX-99

                           Exhibit 99
FOR IMMEDIATE RELEASE

Contacts:

James H. Weber
Senior Vice President,
Marketing and Investor Relations Officer
Tel: (440) 989-3005

Mitchell J. Fallis, CPA
Vice President and
Chief Accounting Officer
Tel: (440) 244-7145

Gregory D. Friedman, CPA
Executive Vice President,
Corporate Secretary and
Chief Financial Officer
Tel: (440) 244-7143

LNB BANCORP, INC., DECLARES FOURTH-QUARTER AND EXTRA YEAR-END CASH DIVIDEND

BOARD APPROVES INCREASED FOURTH QUARTER CASH DIVIDEND

LORAIN, OHIO-November 18, 2003-LNB BANCORP, INC. (Nasdaq: LNBB), today
announced that the Board of Directors declared a fourth-quarter cash dividend
of $.17 per share. This represents a two percent increase from last year's
fourth-quarter per-share cash dividend. In addition, the Board of Directors
approved an EXTRA year-end cash dividend of $.02 per share.  Both dividends
are payable on January 2, 2004, to shareholders of record on December 15,
2003.  This brings the total cash dividends declared per share in 2003 to
$.70, an increase of $.02 or three percent from 2002's dividend per share
amount of $.68.

All 2002 per-share amounts herein have been restated to reflect the adoption
of Statement of Financial Accounting Standards (SFAS) No. 147 "Acquisitions
of Certain Financial Institutions" and SFAS No. 142 "Goodwill and Other
Intangible Assets" as related to intangibles.  Per share amounts have also
been adjusted to reflect a two-percent stock dividend on July 2, 2002 and a
three-for-two stock split on March 14, 2003.

LNB Bancorp, Inc. offers LNBB Direct, a program that enables participants to
make an initial purchase of LNB Bancorp, Inc., common shares with no entrance
fee while increasing share ownership on a regular basis without paying
brokerage commissions. To request an LNBB Direct prospectus, contact
Registrar and Transfer Company, Direct Purchase/DRP Department, at 10
Commerce Drive, Cranford, NJ  07016-3572, or call them at (800) 368-5948, or
visit LNB Bancorp, Inc.'s website at www.4LNB.com.


ABOUT LNB BANCORP, INC.
LNB Bancorp, Inc., is a $757-million financial holding company with two
wholly owned subsidiaries: The Lorain National Bank and Charleston Insurance
Agency, Inc., and a 49-percent-owned subsidiary, Charleston Title Agency,
LLC. LNB Bancorp's primary subsidiary, The Lorain National Bank, provides a
full spectrum of financial services, including full-service community
banking, specializing in commercial, mortgage and personal banking services,
and investment and trust services. Lorain National Bank also offers long-
term, fixed-rate mortgages via the secondary mortgage market. Brokerage
services including stocks, bonds, mutual funds and variable-annuity
investments are also offered at Lorain National Bank through Raymond James
Financial Services, Inc. (member NASD/SIPC), a registered broker/dealer.
North Coast Community Development Corporation, a wholly owned subsidiary of
The Lorain National Bank, is a community development entity (CDE), formed and
approved in 2002, that will provide qualified community businesses with debt
financing including commercial mortgage, construction, and commercial
equipment loans aimed at stimulating economic growth and job creation in low-
and moderate-income census tracts in Lorain County, Ohio. Charleston
Insurance Agency, Inc., offers life, long-term-care insurance and fixed-
annuity products. Charleston Title Agency, LLC, offers traditional title
services.

Lorain National Bank serves customers through 20 retail-banking centers and
23 ATMs in Ohio's Lorain, eastern Erie and western Cuyahoga counties. For
more information about LNB Bancorp, Inc., and its related products and
services or to view its filings with the Securities and Exchange Commission,
including Forms 10-K, 10-Q and 8-K, please visit http://www.4lnb.com.

This press release contains forward-looking statements based on current
expectations that are covered under the "safe-harbor" provision of the
Securities Litigation Reform Act of 1995. Certain forward-looking statements,
which involve inherent risks and uncertainties, are described in LNB
Bancorp's filings with the Securities and Exchange Commission. A number of
important factors could cause actual results to differ materially from those
in the forward-looking statements. Those factors include fluctuations in
interest rates, inflation, government regulations, and economic conditions
and competition in the geographic and business areas in which LNB Bancorp,
Inc., conducts its operations.