8-K

                  SECURITIES AND EXCHANGE COMMISSION
                       WASHINGTON, D.C. 20549

                               FORM 8-K

                          CURRENT REPORT

                  PURSUANT TO SECTION 13 OR 15(d) OF
                   THE SECURITIES EXCHANGE ACT OF 1934

DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): AUGUST 19, 2003

                          LNB Bancorp, Inc.
   (Exact name of the registrant as specified on its charter)

                             Ohio
          (State or other jurisdiction of incorporation)

       000-13203                             34-1406303
  (Commission File Number)  (I.R.S. Employer Identification No.)

     457 Broadway, Lorain, Ohio                   44052 - 1769
(Address of principal executive offices)             (Zip Code)

                        (440) 244 - 6000
     Registrant's telephone number, including area code

                         Not Applicable
    (Former name, former address and former fiscal year,
                if changed since last report)




















1
ITEM 9.    Regulation FD Disclosure

The following information is furnished pursuant to Item 9, "Regulation FD
Disclosure" and Item 12, "Disclosure of Results of Operations and Financial
Condition.

On August 19, 2003, LNB Bancorp, Inc. issued a press release announcing
declaration of third quarter cash dividend.  A copy of the press release is
attached as Exhibit 99.1 and is incorporated by reference.


                              EXHIBIT INDEX

               (99.1)       Press Release of LNB Bancorp, Inc. announcing
                            declaration of third quarter cash dividend.


SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of
1934, the Registrant has duly caused this report to be signed on
its behalf by the undersigned hereunto duly authorized.

                                      LNB BANCORP, INC.


Date: August 21, 2003                 By:/s/Gregory D. Friedman
                                      -----------------------------
                                      Gregory D. Friedman, CPA
                                      Executive Vice President,
                                      Chief Financial Officer and
                                      Corporate Secretary

EX-99

                        Exhibit to Form 8 - K


                     S - K Reference Number (99)

              Press release announcing declaration of
                     third quarter cash dividend











































FOR IMMEDIATE RELEASE

Contacts:

James H. Weber
Senior Vice President,
Marketing and Investor Relations Officer
Tel: (440) 989-3005

Mitchell J. Fallis, CPA
Vice President and
Chief Accounting Officer
Tel: (440) 244-7145

Gregory D. Friedman, CPA
Executive Vice President,
Corporate Secretary and
Chief Financial Officer
Tel: (440) 244-7143




LNB BANCORP, INC., DECLARES THIRD-QUARTER CASH DIVIDEND

BOARD APPROVES INCREASED CASH DIVIDEND


LORAIN, OHIO-August 19, 2003-LNB BANCORP, INC. (NASDAQ: LNBB), today
announced that the Board of Directors declared a third-quarter cash dividend
of $0.17 per share payable on October 1, 2003, to shareholders of record on
September 15, 2003.  This represents an effective two percent increase from
last year's third-quarter per-share cash dividend, after adjusting for the
three-for-two stock split declared earlier this year. Total dividends
declared for the first three quarters of 2003 increased two percent compared
with the same period in 2002.

LNB Bancorp offers LNBB Direct, a program that enables participants to make
an initial purchase of LNB Bancorp, Inc., common shares with no entrance fee
while increasing share ownership on a regular basis without paying brokerage
commissions. To request an LNBB Direct prospectus, contact Registrar and
Transfer Company, Direct Purchase/DRP Department, at 10 Commerce Drive,
Cranford, NJ  07016-3572, or call them at (800) 368-5948, or visit LNB
Bancorp, Inc.'s website at www.4LNB.com.

ABOUT LNB BANCORP, INC.

LNB Bancorp, Inc., is a $753-million financial holding company with two
wholly owned subsidiaries: The Lorain National Bank and Charleston Insurance
Agency, Inc., and a 49-percent-owned subsidiary, Charleston Title Agency,
LLC. LNB Bancorp's primary subsidiary, The Lorain National Bank, provides a
full spectrum of financial services, including full-service community
banking, specializing in commercial, mortgage and personal banking services,
and investment and trust services. Lorain National Bank also offers long-
term, fixed-rate mortgages via the secondary mortgage market. Brokerage
services including stocks, bonds, mutual funds and variable-annuity
investments are also offered at Lorain National Bank through Raymond James
Financial Services, Inc. (member NASD/SIPC), a registered broker/dealer.
North Coast Community Development Corporation, a wholly owned subsidiary of
The Lorain National Bank, is a community development entity (CDE), formed and
approved in 2002, that will provide qualified community businesses with debt
financing including commercial mortgage, construction, and commercial
equipment loans aimed at stimulating economic growth and job creation in low-
and moderate-income census tracts in Lorain County, Ohio. Charleston
Insurance Agency, Inc., offers life, long-term-care insurance and fixed-
annuity products. Charleston Title Agency, LLC, offers traditional title
services.

Lorain National Bank serves customers through 21 retail-banking centers and
27 ATMs in Ohio's Lorain, eastern Erie and western Cuyahoga counties. For
more information about LNB Bancorp, Inc., and its related products and
services or to view its filings with the Securities and Exchange Commission,
including Forms 10-K, 10-Q and 8-K, please visit http://www.4lnb.com.

This press release contains forward-looking statements based on current
expectations that are covered under the "safe-harbor" provision of the
Securities Litigation Reform Act of 1995. Certain forward-looking statements,
which involve inherent risks and uncertainties, are described in LNB
Bancorp's filings with the Securities and Exchange Commission. A number of
important factors could cause actual results to differ materially from those
in the forward-looking statements. Those factors include fluctuations in
interest rates, inflation, government regulations, and economic conditions
and competition in the geographic and business areas in which LNB Bancorp,
Inc., conducts its operations.