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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2015
Dec. 31, 2014
ASSETS    
Cash and due from banks $ 23,302 $ 24,520
Interest bearing deposits with other banks 3,959 3,408
Total cash and cash equivalents 27,261 27,928
Interest bearing time deposits with other banks 0 225
Securities available for sale 546,043 685,720
Trading securities 4,576 4,505
Loans held for sale 1,381 887
Loans 1,582,354 1,359,596
Less: unearned discount (4,556) (4,307)
Less: allowance for loan losses (16,737) (17,373)
Net loans 1,561,061 1,337,916
FHLB and other equity interests 15,921 6,695
Premises and equipment, net 39,370 35,378
Bank owned life insurance 41,039 39,845
Mortgage servicing rights 962 856
Goodwill 27,194 27,194
Core deposit intangible 2,395 3,403
Accrued interest receivable and other assets 17,933 18,661
Total Assets 2,285,136 2,189,213
LIABILITIES AND SHAREHOLDERS' EQUITY    
Non-interest bearing deposits 263,639 244,743
Interest bearing deposits 1,551,414 1,602,336
Total deposits 1,815,053 1,847,079
Short-term borrowings 116,272 35,980
FHLB and other long-term borrowings 104,243 75,715
Subordinated debentures 20,620 20,620
Accrued interest payable and other liabilities 27,035 21,271
Total liabilities 2,083,223 2,000,665
Commitments and contingent liabilities 0 0
Common stock, $0 par value; authorized 50,000,000 shares; issued 14,473,482 shares 0 0
Additional paid in capital 77,827 78,022
Retained earnings 123,301 110,619
Treasury stock, at cost (65,052 shares for 2015 and 69,066 for 2014) (1,114) (1,152)
Accumulated other comprehensive income 1,899 1,059
Total shareholders' equity 201,913 188,548
Total Liabilities and Shareholders' Equity $ 2,285,136 $ 2,189,213