10-Q

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10 - Q

x QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended September 30, 2013

or

¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from              to             

Commission File Number 000-13396

CNB FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

Pennsylvania	25-1450605
(State or other jurisdiction of incorporation or organization)	(I.R.S. Employer Identification No.)

1 South Second Street

P.O. Box 42

Clearfield, Pennsylvania 16830

(Address of principal executive offices)

Registrant’s telephone number, including area code, (814) 765-9621

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.    x  Yes    ¨  No

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).    x  Yes    ¨  No

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of “large accelerated filer”, “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one):

Large accelerated filer	¨	Accelerated filer	x
Non-accelerated filer	¨	Smaller reporting company	¨

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).    ¨  Yes    x  No

The number of shares outstanding of the issuer’s common stock as of November 4, 2013

COMMON STOCK NO PAR VALUE PER SHARE: 14,388,078 SHARES

INDEX

	Page Number
ITEM 1 – Financial Statements
Consolidated Balance Sheets – September 30, 2013 (unaudited) and December 31, 2012 (audited)		1
Consolidated Statements of Income – Three months ended September 30, 2013 and 2012 (unaudited)		2
Consolidated Statements of Income – Nine months ended September 30, 2013 and 2012 (unaudited)		3
Consolidated Statements of Comprehensive Income – Three and nine months ended September  30, 2013 and 2012 (unaudited)		4
Consolidated Statements of Cash Flows – Nine months ended September 30, 2013 and 2012 (unaudited)		5
Notes to Consolidated Financial Statements		6
ITEM  2 – Management’s Discussion and Analysis of Financial Condition and Results of Operations		30
ITEM 3 – Quantitative and Qualitative Disclosures about Market Risk		40
ITEM 4 – Controls and Procedures		41
PART II. OTHER INFORMATION
ITEM 1 – Legal Proceedings		42
ITEM 1A – Risk Factors		42
ITEM 6 – Exhibits		42
Signatures		43

Forward-Looking Statements

This document contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, with respect to our financial condition, liquidity, results of operations, future performance and business. These forward-looking statements are intended to be covered by the safe harbor for “forward-looking statements” provided by the Private Securities Litigation Reform Act of 1995. Forward-looking statements are those that are not historical facts. Forward-looking statements include statements with respect to beliefs, plans, objectives, goals, expectations, anticipations, estimates and intentions that are subject to significant risks and uncertainties and are subject to change based on various factors (some of which are beyond our control). Forward-looking statements often include words such as “believes,” “expects,” “anticipates,” “estimates,” “intends,” “plans” or similar expressions or future conditional verbs such as “may,” “will,” “should,” “would” and “could.” Such known and unknown risks, uncertainties and other factors that could cause the actual results to differ materially from the statements include, but are not limited to: changes in general business, industry or economic conditions or competition; changes in any applicable law, rule, regulation, policy, guideline or practice governing or affecting financial holding companies and their subsidiaries or with respect to tax or accounting principles or otherwise; adverse changes or conditions in capital and financial markets; changes in interest rates; higher than expected costs or other difficulties related to integration of combined or merged businesses; the inability to realize expected cost savings or achieve other anticipated benefits in connection with business combinations and other acquisitions, including the previously announced acquisition of FC Banc Corp.; changes in the quality or composition of our loan and investment portfolios; adequacy of loan loss reserves; increased competition; loss of certain key officers; continued relationships with major customers; deposit attrition; rapidly changing technology; unanticipated regulatory or judicial proceedings and liabilities and other costs; changes in the cost of funds, demand for loan products or demand for financial services; and other economic, competitive, governmental or technological factors affecting our operations, markets, products, services and prices. Some of these and other factors are discussed in our annual and quarterly reports filed with the Securities and Exchange Commission. Such factors could cause actual results to differ materially from those in the forward-looking statements.

The forward-looking statements are based upon management’s beliefs and assumptions and are made as of the date of the filing of this document. We undertake no obligation to publicly update or revise any forward-looking statements included in this document or to update the reasons why actual results could differ from those contained in such statements, whether as a result of new information, future events or otherwise, except to the extent required by law. In light of these risks, uncertainties and assumptions, the forward-looking events discussed in this document might not occur and you should not put undue reliance on any forward-looking statements.

Part I Financial Information

Item 1. Financial Statements

CONSOLIDATED BALANCE SHEETS

Dollars in thousands, except share data

	(unaudited)
	September 30, 2013			December 31, 2012
ASSETS
Cash and due from banks	$	28,756		$	28,570
Interest bearing deposits with other banks		4,100			3,311
Total cash and cash equivalents		32,856			31,881
Interest bearing time deposits with other banks		275			225
Securities available for sale		700,531			737,311
Trading securities		4,358			4,459
Loans held for sale		399			2,398
Loans		1,032,875			931,225
Less: unearned discount		(3,904	)		(3,401	)
Less: allowance for loan losses		(17,221	)		(14,060	)
Net loans		1,011,750			913,764
FHLB and other equity interests		7,580			6,684
Premises and equipment, net		26,042			24,072
Bank owned life insurance		29,739			27,645
Mortgage servicing rights		696			714
Goodwill		10,946			10,946
Accrued interest receivable and other assets		12,247			12,980
TOTAL	$	1,837,419		$	1,773,079
LIABILITIES AND SHAREHOLDERS’ EQUITY
Non-interest bearing deposits	$	189,362		$	175,239
Interest bearing deposits		1,362,919			1,309,764
Total deposits		1,552,281			1,485,003
FHLB and other borrowings		122,976			97,806
Subordinated debentures		20,620			20,620
Accrued interest payable and other liabilities		10,776			24,286
Total liabilities		1,706,653			1,627,715
Common stock, $0 par value; authorized 50,000,000
shares; issued 12,599,603 shares		0			0
Additional paid in capital		44,065			44,223
Retained earnings		94,718			88,960
Treasury stock, at cost (85,465 shares at September 30, 2013 and 123,699 shares at December 31, 2012)		(1,179	)		(1,743	)
Accumulated other comprehensive income (loss)		(6,838	)		13,924
Total shareholders’ equity		130,766			145,364
TOTAL	$	1,837,419		$	1,773,079

See Notes to Consolidated Financial Statements

1

CONSOLIDATED STATEMENTS OF INCOME (unaudited)

Dollars in thousands, except per share data

	Three months ended September 30,
	2013		2012
INTEREST AND DIVIDEND INCOME:
Loans including fees	$	13,153	$	12,574
Securities:
Taxable		3,283		3,651
Tax-exempt		969		892
Dividends		60		16
Total interest and dividend income		17,465		17,133
INTEREST EXPENSE:
Deposits		1,673		2,424
Borrowed funds		949		834
Subordinated debentures (includes $102 and $98 accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements in 2013 and 2012, respectively)		195		205
Total interest expense		2,817		3,463
NET INTEREST INCOME		14,648		13,670
PROVISION FOR LOAN LOSSES		846		1,188
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES		13,802		12,482
NON-INTEREST INCOME:
Wealth and asset management fees		615		498
Service charges on deposit accounts		1,102		1,049
Other service charges and fees		607		467
Net realized gains on available-for-sale securities (includes $103 accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities in 2012)		0		103
Net realized and unrealized gains on trading securities		166		275
Mortgage banking		107		225
Bank owned life insurance		365		229
Other		286		233
Total non-interest income		3,248		3,079
NON-INTEREST EXPENSES:
Salaries and benefits		5,288		4,831
Net occupancy expense		1,234		1,138
Data processing		890		700
State and local taxes		391		369
Legal, professional, and examination fees		313		411
Advertising		205		250
FDIC insurance premiums		332		283
Merger costs		398		0
Other		1,292		1,226
Total non-interest expenses		10,343		9,208
INCOME BEFORE INCOME TAXES		6,707		6,353
INCOME TAX EXPENSE (includes ($36) and $2 income tax expense from reclassification items in 2013 and 2012, respectively)		2,004		1,790
NET INCOME	$	4,703	$	4,563
EARNINGS PER SHARE:
Basic	$	0.38	$	0.37
Diluted	$	0.38	$	0.37
DIVIDENDS PER SHARE:
Cash dividends per share	$	0.165	$	0.165

See Notes to Consolidated Financial Statements

2

CONSOLIDATED STATEMENTS OF INCOME (unaudited)

Dollars in thousands, except per share data

	Nine months ended September 30,
	2013		2012
INTEREST AND DIVIDEND INCOME:
Loans including fees	$	37,736	$	37,223
Securities:
Taxable		10,166		11,226
Tax-exempt		2,891		2,668
Dividends		134		47
Total interest and dividend income		50,927		51,164
INTEREST EXPENSE:
Deposits		5,862		8,519
Borrowed funds		2,557		2,418
Subordinated debentures (includes $304 and $290 accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements in 2013 and 2012, respectively)		583		606
Total interest expense		9,002		11,543
NET INTEREST INCOME		41,925		39,621
PROVISION FOR LOAN LOSSES		4,891		4,038
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES		37,034		35,583
NON-INTEREST INCOME:
Wealth and asset management fees		1,727		1,311
Service charges on deposit accounts		3,063		3,020
Other service charges and fees		1,561		1,367
Net realized gains on available-for-sale securities (includes $328 and $1,400 accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities in 2013 and 2012, respectively)		328		1,400
Net realized and unrealized gains on trading securities		497		455
Mortgage banking		633		686
Bank owned life insurance		1,442		752
Other		839		767
Total non-interest income		10,090		9,758
NON-INTEREST EXPENSES:
Salaries and benefits		15,817		14,175
Net occupancy expense		3,832		3,394
Data processing		2,455		2,118
State and local taxes		1,266		1,098
Legal, professional, and examination fees		966		968
Advertising		697		750
FDIC insurance premiums		930		816
Merger costs		1,329		0
Other		3,526		3,736
Total non-interest expenses		30,818		27,055
INCOME BEFORE INCOME TAXES		16,306		18,286
INCOME TAX EXPENSE (includes $8 and $389 income tax expense from reclassification items in 2013 and 2012, respectively		4,355		5,040
NET INCOME	$	11,951	$	13,246
EARNINGS PER SHARE:
Basic	$	0.96	$	1.07
Diluted	$	0.96	$	1.06
DIVIDENDS PER SHARE:
Cash dividends per share	$	0.495	$	0.495

See Notes to Consolidated Financial Statements

3

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (unaudited)

Dollars in thousands

	Three months ended September 30,						Nine months ended September 30,
	2013			2012			2013			2012
NET INCOME	$	4,703		$	4,563		$	11,951		$	13,246
Other comprehensive income (loss), net of tax:
Net change in fair value of interest rate swap agreements designated as cash flow hedges:
Unrealized gain (loss) on interest rate swaps, net of tax of $31 and and $58 for the three months ended September 30, 2013 and 2012, and ($69) and $164 for the nine months ended September 30, 2013 and 2012		(58	)		(108	)		129			(305	)
Reclassification adjustment for losses recognized in earnings, net of tax of ($36) and ($34) for the three months ended September 30, 2013 and 2012, and ($106) and ($101) for the nine months ended September 30, 2013 and 2012		66			64			198			189
		8			(44	)		327			(116	)
Net change in unrealized gains on securities available for sale:
Unrealized gains (losses) on other-than-temporarily impaired securities available for sale:
Unrealized gains arising during the period, net of tax of ($51) for the three months ended September 30, 2013, and ($62) and ($7) for the nine months ended September 30, 2013 and 2012		95			0			114			13
Unrealized gains (losses) on other securities available for sale:
Unrealized gains (losses) arising during the period, net of tax of $1,676 and ($611) for the three months ended September 30, 2013 and 2012, and $11,302 and ($2,419) for the nine months ended September 30, 2013 and 2012		(3,113	)		1,134			(20,990	)		4,493
Reclassification adjustment for realized gains included in net income, net of tax of $36 for the three months ended September 30, 2012, and $115 and $490 for the nine months ended September 30, 2013 and 2012		0			(67	)		(213	)		(910	)
		(3,113	)		1,067			(21,203	)		3,583
Other comprehensive income (loss)		(3,010	)		1,023			(20,762	)		3,480
COMPREHENSIVE INCOME (LOSS)	$	1,693		$	5,586		$	(8,811	)	$	16,726

See Notes to Consolidated Financial Statements

4

CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited)

Dollars in thousands

	Nine months ended September 30,
	2013			2012
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$	11,951		$	13,246
Adjustments to reconcile net income to net cash provided by operations:
Provision for loan losses		4,891			4,038
Depreciation and amortization of premises and equipment		1,632			1,582
Amortization and accretion of securities premiums and discounts, deferred loan fees and costs, and unearned income		2,756			3,353
Net realized gains on sales of available-for-sale securities		(328	)		(1,400	)
Net realized and unrealized gains on trading securities		(497	)		(455	)
Proceeds from sale of trading securities		4,424			2,625
Purchase of trading securities		(3,803	)		(2,699	)
Gain on sale of loans		(556	)		(640	)
Net gains on dispositions of premises and equipment and foreclosed assets		(151	)		(120	)
Proceeds from sale of loans		19,889			21,674
Origination of loans held for sale		(17,484	)		(23,524	)
Income on bank owned life insurance		(1,442	)		(752	)
Stock-based compensation expense		290			205
Contribution of treasury stock		90			90
Changes in:
Accrued interest receivable and other assets		(3,606	)		(1,998	)
Accrued interest payable and other liabilities		(1,941	)		710
NET CASH PROVIDED BY OPERATING ACTIVITIES		16,115			15,935
CASH FLOWS FROM INVESTING ACTIVITIES:
Net decrease in interest bearing time deposits with other banks		(50	)		(1	)
Proceeds from maturities, prepayments and calls of securities		86,708			82,288
Proceeds from sales of securities		33,672			92,707
Purchase of securities		(114,748	)		(252,561	)
Loan origination and payments, net		(102,600	)		(62,860	)
Purchase of bank owned life insurance		(2,000	)		(1,000	)
Proceeds from death benefits associated with bank owned life insurance		1,348			0
Acquisition of consumer discount company		0			(1,248	)
Purchase of FHLB and other equity interests		(896	)		(218	)
Purchase of premises and equipment		(3,434	)		(1,711	)
Proceeds from the sale of premises and equipment and foreclosed assets		579			867
NET CASH USED IN INVESTING ACTIVITIES		(101,421	)		(143,737	)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net change in:
Checking, money market and savings accounts		93,805			174,031
Certificates of deposit		(26,527	)		(47,612	)
Proceeds from sale of treasury stock		2			528
Proceeds from exercise of stock options		24			374
Cash dividends paid		(6,193	)		(6,156	)
Proceeds from long-term borrowings		900			0
Repayment of long-term borrowings		(145	)		(120	)
Net change in short-term borrowings		24,415			0
NET CASH PROVIDED BY FINANCING ACTIVITIES		86,281			121,045
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS		975			(6,757	)
CASH AND CASH EQUIVALENTS, Beginning		31,881			39,703
CASH AND CASH EQUIVALENTS, Ending	$	32,856		$	32,946
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Cash paid during the period for:
Interest	$	9,134		$	11,807
Income taxes	$	3,646		$	5,418
SUPPLEMENTAL NONCASH DISCLOSURES:
Transfers to other real estate owned	$	333		$	680
Grant of restricted stock awards from treasury stock	$	539		$	419
Contribution of treasury stock	$	90		$	90

See Notes to Consolidated Financial Statements

5

CNB FINANCIAL CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

(UNAUDITED)

1. BASIS OF PRESENTATION

The accompanying consolidated financial statements have been prepared pursuant to rules and regulations of the Securities and Exchange Commission (“SEC”) and in compliance with accounting principles generally accepted in the United States of America (“GAAP”). Because this report is based on an interim period, certain information and footnote disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted.

In the opinion of management of the registrant, the accompanying consolidated financial statements as of September 30, 2013 and for the three and nine month periods ended September 30, 2013 and 2012 include all adjustments, consisting of only normal recurring adjustments, necessary for a fair presentation of the financial condition and the results of operations for the periods presented. The financial performance reported for CNB Financial Corporation (the “Corporation”) for the three and nine month periods ended September 30, 2013 is not necessarily indicative of the results to be expected for the full year. This information should be read in conjunction with the Corporation’s Annual Report on Form 10-K for the period ended December 31, 2012 (the “2012 Form 10-K”). All dollar amounts are stated in thousands, except share and per share data and other amounts as indicated.

2. SUBSEQUENT EVENT - ACQUISITION OF FC BANC CORP.

In the first quarter of 2013, the Corporation announced the signing of a definitive merger agreement to acquire 100% of the outstanding equity interests of FC Banc Corp. and its subsidiary, The Farmers Citizens Bank (“FC Bank”), for $30.00 per share in cash and stock. FC Bank serves the northern Ohio markets of Bucyrus, Cardington, Fredericktown, Mount Hope and Shiloh, as well as the markets of Worthington and Upper Arlington in the greater Columbus, Ohio area, with 8 branch locations. The transaction closed on October 11, 2013 and resulted in consideration paid to FC Banc Corp. shareholders totaling approximately $41.6 million, comprised of approximately $8.0 million in cash and 1,873,879 shares of the Corporation’s common stock valued at approximately $33.6 million based on the October 11, 2013 closing price of $17.91 per share.

The Corporation’s management and board of directors have periodically conducted strategic reviews as part of their ongoing efforts to improve the Corporation’s banking franchise and enhance shareholder value. In connection with these strategic reviews, the Corporation has considered potential acquisition targets, including banking institutions in Ohio. On March 26, 2013, the Corporation’s board of directors unanimously approved the merger transaction with FC Banc Corp. and authorized the Corporation’s management to execute and deliver the merger agreement.

As disclosed in the accompanying consolidated statements of income, the Corporation incurred merger costs of $398 thousand and $1.3 million for the three and nine months ended September 30, 2013. All merger costs have been expensed as incurred.

As of the date that the Corporation’s third quarter 2013 consolidated financial statements are issued, all of the information required to be disclosed by Accounting Standards Codification No. 805 was not available since, given the short period between the October 11, 2013 acquisition date and the financial statement issuance, the calculation of the fair value of all material FC Banc Corp. assets acquired and liabilities assumed had not yet been completed.

6

3. STOCK COMPENSATION

The Corporation has a stock incentive plan for key employees and independent directors. The stock incentive plan, which is administered by a committee of the Board of Directors, provides for aggregate grants of up to 500,000 shares of common stock in the form of nonqualified options or restricted stock. For key employees, the plan vesting is one-fourth of the granted options or restricted stock per year beginning one year after the grant date, with 100% vested on the fourth anniversary of the grant. For independent directors, the vesting schedule is one-third of the granted options per year beginning one year after the grant date, with 100% vested on the third anniversary of the grant.

At September 30, 2013, there was no unrecognized compensation cost related to nonvested stock options granted under this plan and no stock options were granted during the three or nine month periods ended September 30, 2013 and 2012. At September 30, 2013 and December 31, 2012, the Corporation had 74,203 and 75,500 stock options, respectively, that were fully vested and exercisable.

Compensation expense for the restricted stock awards is recognized over the requisite service period noted above based on the fair value of the shares at the date of grant. Nonvested restricted stock awards are recorded as a reduction of additional paid-in-capital in shareholders’ equity until earned. Compensation expense resulting from these restricted stock awards was $104 and $290 for the three and nine months ended September 30, 2013, and $73 and $205 for the three and nine months ended September 30, 2012. As of September 30, 2013, there was $784 of total unrecognized compensation cost related to unvested restricted stock awards.

A summary of changes in nonvested restricted stock awards for the three months ended September 30, 2013 follows:

				Per Share Weighted Average
	Shares			Grant Date Fair Value
Nonvested at beginning of period		65,400		$	16.24
Granted		0			0
Vested		(200	)		15.29
Nonvested at end of period		65,200		$	16.24

A summary of changes in nonvested restricted stock awards for the nine months ended September 30, 2013 follows:

				Per Share Weighted Average
	Shares			Grant Date Fair Value
Nonvested at beginning of period		49,574		$	15.37
Granted		31,500			17.10
Vested		(15,874	)		15.23
Nonvested at end of period		65,200		$	16.24

7

4. FAIR VALUE

Fair Value Measurement

Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. A fair value hierarchy has also been established which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The following three levels of inputs are used to measure fair value:

Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.

Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.

Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.

The fair values of most trading securities and securities available for sale are determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs) or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). The fair value of one corporate bond held by the Corporation has been determined by using Level 3 inputs. The Corporation has engaged a valuation expert to price this security using a proprietary model which incorporates assumptions about certain factors that market participants would use in pricing the securities, including bid/ask spreads and liquidity and credit premiums.

The Corporation’s structured pooled trust preferred security is priced using Level 3 inputs. The decline in the level of observable inputs and market activity in this class of investments by the measurement date has been significant and resulted in unreliable external pricing. Broker pricing and bid/ask spreads, when available, vary widely, and the once-active market has become comparatively inactive. The Corporation engaged a third party consultant who has developed a model for pricing this security. Information such as historical and current performance of the underlying collateral, deferral and default rates, collateral coverage ratios, break in yield calculations, cash flow projections, liquidity and credit premiums required by a market participant, and financial trend analysis with respect to the individual issuing financial institutions and insurance companies are utilized in determining the security valuation. Due to the current market conditions as well as the limited trading activity of these types of securities, the market value of the Corporation’s structured pooled trust preferred security is highly sensitive to assumption changes and market volatility.

The Corporation’s derivative instrument is an interest rate swap that is similar to those that trade in liquid markets. As such, significant fair value inputs can generally be verified and do not typically involve significant management judgments (Level 2 inputs).

8

Assets and liabilities measured at fair value on a recurring basis are as follows at September 30, 2013 and December 31, 2012:

				Fair Value Measurements at September 30, 2013 Using
Description	Total			Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)			Significant Unobservable Inputs (Level 3)
Assets:
Securities Available For Sale:
U.S. Treasury	$	2,007		$	0	$	2,007		$	0
U.S. Government sponsored entities		177,230			0		177,230			0
States and political subdivisions		179,863			0		179,863			0
Residential and multi-family mortgage		255,039			0		255,039			0
Commercial mortgage		950			0		950			0
Corporate notes and bonds		14,157			0		14,157			0
Pooled trust preferred		776			0		0			776
Pooled SBA		69,513			69,513		0			0
Other securities		996			996		0			0
Total Securities Available For Sale	$	700,531		$	70,509	$	629,246		$	776
Trading Securities:
Corporate equity securities	$	2,998		$	2,998	$	0		$	0
Certificates of deposit		253			253		0			0
International mutual funds		257			257		0			0
Large cap growth mutual funds		182			182		0			0
Large cap value mutual funds		121			121		0			0
Real estate investment trust mutual funds		40			40		0			0
Corporate notes and bonds		152			0		152			0
Mid cap mutual funds		81			81		0			0
Small cap mutual funds		81			81		0			0
U.S. Government sponsored entities		53			0		53			0
Commodities mutual funds		54			54		0			0
Money market mutual funds		86			86		0			0
Total Trading Securities	$	4,358		$	4,153	$	205		$	0
Liabilities:
Interest rate swaps	$	(1,241	)	$	0	$	(1,241	)	$	0

			Fair Value Measurements at December 31, 2012 Using
Description	Total		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
Assets:
Securities Available For Sale:
U.S. Treasury	$	4,036	$	0	$	4,036	$	0
U.S. Government sponsored entities		163,781		0		163,781		0
States and political subdivisions		181,279		0		181,279		0
Residential and multi-family mortgage		316,822		0		316,822		0
Commercial mortgage		1,304		0		1,304		0
Corporate notes and bonds		15,024		0		13,044		1,980
Pooled trust preferred		600		0		0		600
Pooled SBA		52,927		52,631		296		0
Other securities		1,538		1,538		0		0
Total Securities Available For Sale	$	737,311	$	54,169	$	680,562	$	2,580

9

Trading Securities:
Corporate equity securities	$	3,117		$	3,117	$	0		$	0
Certificates of deposit		408			408		0			0
International mutual funds		287			287		0			0
Large cap growth mutual funds		157			157		0			0
Money market mutual funds		110			110		0			0
Large cap value mutual funds		104			104		0			0
Corporate notes and bonds		101			0		101			0
Real estate investment trust mutual funds		65			65		0			0
U.S. Government sponsored entities		58			0		58			0
Small cap mutual funds		26			26		0			0
Mid cap mutual funds		26			26		0			0
Total Trading Securities	$	4,459		$	4,300	$	159		$	0
Liabilities:
Interest rate swaps	$	(1,745	)	$	0	$	(1,745	)	$	0

The table below presents a reconciliation and income statement classification of gains and losses for all securities available for sale measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three months ended September 30, 2013:

	Pooled trust preferred
Balance, July 1, 2013	$	630
Total gains or (losses):
Included in other comprehensive income		146
Included in realized gains on available-for-sale securities		0
Sale of available-for-sale securities		0
Balance, September 30, 2013	$	776

The table below presents a reconciliation and income statement classification of gains and losses for all securities available for sale measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the nine months ended September 30, 2013:

	Corporate notes and bonds			Pooled trust preferred
Balance, January 1, 2013	$	1,980		$	600
Total gains or (losses):
Included in other comprehensive income		(29	)		176
Included in realized gains on available-for-sale securities		58			0
Sale of available-for-sale securities		(2,009	)		0
Balance, September 30, 2013	$	0		$	776

The table below presents a reconciliation and income statement classification of gains and losses for all securities available for sale measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three months ended September 30, 2012:

	Corporate notes and bonds			Pooled trust preferred
Balance, July 1, 2012	$	2,071		$	360
Total gains or losses:
Included in other comprehensive income (unrealized)		(86	)		0
Balance, September 30, 2012	$	1,985		$	360

10

The table below presents a reconciliation and income statement classification of gains and losses for all securities available for sale measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the nine months ended September 30, 2012:

	Corporate notes and bonds			Pooled trust preferred
Balance, January 1, 2012	$	2,060		$	340
Total gains or losses:
Included in other comprehensive income (unrealized)		(75	)		20
Balance, September 30, 2012	$	1,985		$	360

The following table presents quantitative information about Level 3 fair value measurements at September 30, 2013:

	Fair value		Valuation Technique	Unobservable Inputs	Input Utilized
Pooled trust preferred	$	776	Discounted cash flow	Collateral default rate	2% in 2013; 1.5% in 2014; 1.0% in 2015; 0.5% in 2016 and thereafter
				Yield Prepayment speed	12% 6.7% constant prepayment rate in 2013; 2.0% constant prepayment rate in 2014 and thereafter

The following table presents quantitative information about Level 3 fair value measurements at December 31, 2012:

	Fair value		Valuation Technique	Unobservable Inputs	Input Utilized
Corporate notes and bonds	$	1,980	Discounted cash flow	Constant prepayment rate Probability of default Discount rate	0% 0% 9.6%
Pooled trust preferred	$	600	Discounted cash flow	Collateral default rate Yield Recovery probability	2% annually for 2 years; 0.36% thereafter 13% 10%, lagged 2 years

At September 30, 2013, the significant unobservable inputs used in the fair value measurement of the Corporation’s pooled trust preferred security are collateral default rate, yield, and prepayment speed. At December 31, 2012, the significant unobservable inputs used in the fair value measurement of the Corporation’s pooled trust preferred security are collateral default rate, yield, and recovery probability. Significant increases in specific-issuer default assumptions or decreases in specific-issuer recovery assumptions would result in a significantly lower fair value measurement. Conversely, decreases in specific-issuer default assumptions or increases in specific-issuer recovery assumptions would result in a higher fair value measurement.

During the three months ended September 30, 2012, residential mortgage and asset backed securities totaling $3,148 that were reported as Level 1 securities as of the beginning of the period were transferred to the Level 2 category. There were no transfers of securities from Level 1 to Level 2 during the three months ended September 30, 2013.

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During the nine months ended September 30, 2013 and 2012, the following available for sale securities reported as Level 1 securities as of the beginning of the period were transferred to the Level 2 category:

	2013		2012
U.S. Government sponsored entities	$	0	$	2,000
States and political subdivisions		0		4,655
Residential mortgage and asset backed		0		8,577
Total	$	0	$	15,232

These securities were transferred from the Level 1 category to the Level 2 category since there were no longer quoted prices for identical assets in active markets that the Corporation had the ability to access. There were no transfers from the Level 2 category to the Level 1 category during the three or nine month periods ended September 30, 2013 or 2012. The Corporation’s policy for determining when a transfer between the Level 1 and Level 2 categories has occurred is to monitor and report such transfers as of each quarterly reporting period.

The fair value of impaired loans with specific allocations of the allowance for loan losses is generally based on recent real estate appraisals prepared by third-parties. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Management also adjusts appraised values based on the length of time that has passed since the appraisal date and other factors. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value.

Assets and liabilities measured at fair value on a non-recurring basis are as follows at September 30, 2013 and December 31, 2012:

			Fair Value Measurements at September 30, 2013 Using
Description	Total		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
Assets:
Impaired loans:
Commercial mortgages	$	7,474	$	0	$	0	$	7,474
Commercial, industrial, and agricultural		1,200		0		0		1,200
Residential real estate		64		0		0		64
			Fair Value Measurements at December 31, 2012 Using
Description	Total		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
Assets:
Impaired loans:
Commercial mortgages	$	8,422	$	0	$	0	$	8,422
Commercial, industrial, and agricultural		1,973		0		0		1,973
Residential real estate		402		0		0		402

Impaired loans, which are measured for impairment using the fair value of collateral for collateral dependent loans, had a recorded investment of $12,143 with a valuation allowance of $3,405 as of September 30, 2013, resulting in an additional provision for loan losses of $704 and $3,233 for the corresponding three and nine months ended September 30, 2013. Impaired loans had a recorded investment of $12,535 with a valuation allowance of $1,738 as of December 31, 2012, and an additional provision for loan losses of $756 and $1,544 was recorded for the three and nine months ended September 30, 2012.

12

The estimated fair values of impaired collateral dependent loans such as commercial or residential mortgages are determined primarily through third-party appraisals. When a collateral dependent loan, such as a commercial or residential mortgage loan, becomes impaired, a decision is made regarding whether an updated certified appraisal of the real estate is necessary. This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal, and the condition of the property. Appraised values are discounted to arrive at the estimated selling price of the collateral and a further reduction for estimated costs to sell the property is applied, which results in an amount that is considered to be the estimated fair value. If a loan becomes impaired and the appraisal of related loan collateral is outdated, management applies an appropriate adjustment factor based on its experience with current valuations of similar collateral in determining the loan’s estimated fair value and resulting allowance for loan losses. Third-party appraisals are not customarily obtained in respect of unimpaired loans, unless in management’s view changes in circumstances warrant obtaining an updated appraisal.

The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at September 30, 2013:

	Fair value		Valuation Technique	Unobservable Inputs	Range (Weighted Average)
Impaired loans – commercial mortgages	$	7,473	Sales comparison approach	Adjustment for differences between the comparable sales	9% - 10% (10%)
Impaired loans – commercial, industrial, and agricultural		1,200	Income approach	Adjustment for differences in net operating income	13% - 32% (23%)
Impaired loans – residential real estate		64	Sales comparison approach	Adjustment for differences between the comparable sales	17% - 26% (23%)

The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2012:

	Fair value		Valuation Technique	Unobservable Inputs	Range (Weighted Average)
Impaired loans – commercial mortgages	$	8,422	Sales comparison approach	Adjustment for differences between the comparable sales	1% - 39% (19%)
Impaired loans – commercial, industrial, and agricultural		1,973	Income approach	Adjusting for differences in net operating income	24% - 38% (27%)
Impaired loans – residential real estate		402	Sales comparison approach	Adjustment for differences between the comparable sales	10% - 15% (11%)

13

Fair Value of Financial Instruments

The following table presents the carrying amount and fair value of financial instruments at September 30, 2013:

	Carrying			Fair Value Measurement Using:									Total
	Amount			Level 1			Level 2			Level 3			Fair Value
ASSETS
Cash and cash equivalents	$	32,856		$	32,856		$	0		$	0		$	32,856
Interest bearing time deposits with other banks		275			0			281			0			281
Securities available for sale		700,531			70,509			629,246			776			700,531
Trading securities		4,358			4,153			205			0			4,358
Loans held for sale		399			0			410			0			410
Net loans		1,011,750			0			0			1,008,375			1,008,375
FHLB and other equity interests		7,580			n/a			n/a			n/a			n/a
Accrued interest receivable		7,267			429			3,827			3,011			7,267
LIABILITIES
Deposits	$	(1,552,281	)	$	(1,365,864	)	$	(186,041	)	$	0		$	(1,551,905	)
FHLB and other borrowings		(122,976	)		0			(122,976	)		0			(122,976	)
Subordinated debentures		(20,620	)		0			(10,945	)		0			(10,945	)
Interest rate swaps		(1,241	)		0			(1,241	)		0			(1,241	)
Accrued interest payable		(805	)		(200	)		(590	)		(15	)		(805	)

The following table presents the carrying amount and fair value of financial instruments at December 31, 2012:

	Carrying			Fair Value Measurement Using:									Total
	Amount			Level 1			Level 2			Level 3			Fair Value
ASSETS
Cash and cash equivalents	$	31,881		$	31,881		$	0		$	0		$	31,881
Interest bearing time deposits with other banks		225			0			230			0			230
Securities available for sale		737,311			54,169			680,562			2,580			737,311
Trading securities		4,459			4,300			159			0			4,459
Loans held for sale		2,398			0			2,460			0			2,460
Net loans		913,764			0			0			917,785			917,785
FHLB and other equity interests		6,684			n/a			n/a			n/a			n/a
Accrued interest receivable		6,863			278			3,498			3,087			6,863
LIABILITIES
Deposits	$	(1,485,003	)	$	(1,272,060	)	$	(215,485	)	$	0		$	(1,487,545	)
FHLB and other borrowings		(97,806	)		0			(105,850	)		0			(105,850	)
Subordinated debentures		(20,620	)		0			(10,682	)		0			(10,682	)
Interest rate swaps		(1,745	)		0			(1,745	)		0			(1,745	)
Accrued interest payable		(1,022	)		(301	)		(707	)		(14	)		(1,022	)

The methods and assumptions, not otherwise presented, used to estimate fair values are described as follows:

Cash and cash equivalents: The carrying amounts of cash and cash equivalents approximate fair values and are classified as Level 1.

Interest bearing time deposits with other banks: The fair value of interest bearing time deposits with other banks is estimated using a discounted cash flow calculation that applies interest rates currently being offered to a schedule of aggregated expected monthly maturities, resulting in a Level 2 classification.

14

Loans held for sale: The fair value of loans held for sale is estimated based upon binding contracts and quotes from third party investors resulting in a Level 2 classification.

Loans: For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values, resulting in a Level 3 classification. Fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality, resulting in a Level 3 classification. Impaired loans are valued at the lower of cost or fair value as described previously. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price.

FHLB and other equity interests: It is not practical to determine the fair value of Federal Home Loan Bank stock and other equity interests due to restrictions placed on the transferability of these instruments.

Accrued interest receivable: The carrying amount of accrued interest receivable approximates fair value resulting in a classification that is consistent with the asset with which it is associated.

Deposits: The fair values disclosed for demand deposits are, by definition, equal to the amount payable on demand at the reporting date (i.e. their carrying amount), resulting in a Level 1 classification. Fair values for time deposits are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits, resulting in a Level 2 classification.

FHLB and other borrowings: The fair values of the Corporation’s FHLB and other borrowings are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements, resulting in a Level 2 classification.

Subordinated debentures: The fair value of the Corporation’s subordinated debentures are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of arrangements, resulting in a Level 3 classification.

Accrued interest payable: The carrying amount of accrued interest payable approximates fair value resulting in a classification that is consistent with the liability with which it is associated.

While estimates of fair value are based on management’s judgment of the most appropriate factors as of the balance sheet date, there is no assurance that the estimated fair values would have been realized if the assets had been disposed of or the liabilities settled at that date, since market values may differ depending on various circumstances. The estimated fair values would also not apply to subsequent dates.

In addition, other assets and liabilities that are not financial instruments, such as premises and equipment, are not included in the disclosures. Also, non-financial assets such as, among other things, the estimated earnings power of core deposits, the earnings potential of trust accounts, the trained workforce, and customer goodwill, which typically are not recognized on the balance sheet, may have value but are not included in the fair value disclosures.

5. SECURITIES

Securities available for sale at September 30, 2013 and December 31, 2012 are as follows:

	September 30, 2013									December 31, 2012
	Amortized		Unrealized					Fair		Amortized		Unrealized					Fair
	Cost		Gains		Losses			Value		Cost		Gains		Losses			Value
U.S. Treasury	$	2,003	$	4	$	0		$	2,007	$	4,018	$	18	$	0		$	4,036
U.S. Gov’t sponsored entities		179,875		3,175		(5,820	)		177,230		157,965		5,977		(161	)		163,781
State & political subdivisions		177,503		4,416		(2,056	)		179,863		170,223		11,113		(57	)		181,279
Residential & multi-family mortgage		258,466		2,945		(6,372	)		255,039		308,800		8,724		(702	)		316,822
Commercial mortgage		971		0		(21	)		950		1,275		29		0			1,304
Corporate notes & bonds		15,741		56		(1,640	)		14,157		17,368		26		(2,370	)		15,024
Pooled trust preferred		800		0		(24	)		776		800		0		(200	)		600
Pooled SBA		71,924		652		(3,063	)		69,513		50,667		2,277		(17	)		52,927
Other securities		1,020		0		(24	)		996		1,521		17		0			1,538
Total	$	708,303	$	11,248	$	(19,020	)	$	700,531	$	712,637	$	28,181	$	(3,507	)	$	737,311

15

At September 30, 2013, there were no holdings of securities of any one issuer, other than the U.S. Government sponsored entities, in an amount greater than 10% of shareholders’ equity. The Corporation’s residential and multi-family mortgage securities are issued by government sponsored entities, and the Corporation holds one commercial mortgage security that is private label.

Trading securities at September 30, 2013 and December 31, 2012 are as follows:

	September 30, 2013		December 31, 2012
Corporate equity securities	$	2,998	$	3,117
Certificates of deposit		253		408
International mutual funds		257		287
Large cap growth mutual funds		182		157
Large cap value mutual funds		121		104
Real estate investment trust mutual funds		40		65
Corporate notes and bonds		152		101
Mid cap mutual funds		81		26
Small cap mutual funds		81		26
U.S. Government sponsored entities		53		58
Commodities mutual funds		54		0
Money market mutual funds		86		110
Total	$	4,358	$	4,459

Securities with unrealized losses at September 30, 2013 and December 31, 2012, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows (in thousands):

September 30, 2013

	Less than 12 Months					12 Months or More					Total
	Fair Value		Unrealized Loss			Fair Value		Unrealized Loss			Fair Value		Unrealized Loss
U.S. Treasury	$	0	$	0		$	0	$	0		$	0	$	0
U.S. Gov’t sponsored entities		110,419		(5,820	)		0		0			110,419		(5,820	)
State & political subdivisions		58,955		(2,047	)		474		(9	)		59,429		(2,056	)
Residential & multi-family mortgage		157,880		(6,201	)		5,124		(171	)		163,004		(6,372	)
Commercial mortgage		950		(21	)		0		0			950		(21	)
Corporate notes & bonds		0		0			9,754		(1,640	)		9,754		(1,640	)
Pooled trust preferred		0		0			776		(24	)		776		(24	)
Pooled SBA		40,735		(2,933	)		1,802		(130	)		42,537		(3,063	)
Other securities		996		(24	)		0		0			996		(24	)
	$	369,935	$	(17,046	)	$	17,930	$	(1,974	)	$	387,865	$	(19,020	)

16

December 31, 2012

	Less than 12 Months					12 Months or More					Total
	Fair Value		Unrealized Loss			Fair Value		Unrealized Loss			Fair Value		Unrealized Loss
U.S. Treasury	$	0	$	0		$	0	$	0		$	0	$	0
U.S. Gov’t sponsored entities		41,715		(161	)		0		0			41,715		(161	)
State & political subdivisions		7,857		(57	)		0		0			7,857		(57	)
Residential & multi-family mortgage		32,159		(688	)		4,254		(14	)		36,413		(702	)
Commercial mortgage		0		0			0		0			0		0
Corporate notes & bonds		0		0			13,002		(2,370	)		13,002		(2,370	)
Pooled trust preferred		0		0			600		(200	)		600		(200	)
Pooled SBA		3,521		(17	)		0		0			3,521		(17	)
Other securities		0		0			0		0			0		0
	$	85,252	$	(923	)	$	17,856	$	(2,584	)	$	103,108	$	(3,507	)

The Corporation evaluates securities for other-than-temporary impairment on a quarterly basis, or more frequently when economic or market conditions warrant such an evaluation.

At September 30, 2013, the Corporation held one structured pooled trust preferred security with an adjusted amortized cost of $800 and a fair value of $776. The Corporation evaluated this security for other-than-temporary impairment by estimating the cash flows expected to be received, taking into account future estimated levels of deferrals and defaults by the underlying issuers, and discounting those cash flows at the appropriate accounting yield. For the three and nine months ended September 30, 2013 and 2012, no other-than-temporary impairment was required to be realized in earnings. At September 30, 2013 and December 31, 2012, the Corporation held four structured pooled trust preferred securities with an adjusted amortized cost and fair value of zero.

A roll-forward of the other-than-temporary impairment amount related to credit losses for the three and nine months ended September 30, 2013 and 2012 is as follows:

Balance of credit losses on debt securities for which a portion of other-than-temporary impairment was recognized in earnings, beginning of period	$	4,054
Additional credit loss for which other-than-temporary impairment was not previously recognized		0
Additional credit loss for which other-than-temporary impairment was previously recognized		0
Balance of credit losses on debt securities for which a portion of other-than-temporary impairment was recognized in earnings, end of period	$	4,054

Due to the insignificance of the adjusted amortized cost balance, no further disclosures are required with respect to the Corporation’s structured pooled trust preferred securities.

For the securities that comprise corporate notes and bonds and the securities that are issued by state and political subdivisions, management monitors publicly available financial information, such as filings with the Securities and Exchange Commission, in order to evaluate the securities for other-than-temporary impairment. For financial institution issuers, management monitors information from quarterly “call” report filings that are used to generate Uniform Bank Performance Reports. All other securities that were in an unrealized loss position at the balance sheet date were reviewed by management, and issuer-specific documents were reviewed, as appropriate given the following considerations. When reviewing securities for other-than-temporary impairment, management considers the financial condition and near-term prospects of the issuer and whether downgrades by bond rating agencies have occurred. Management also considers the length of time and extent to which fair value has been less than cost, and management does not have the intent to sell these securities and it is likely that it will not be required to sell the securities before their anticipated recovery.

As of September 30, 2013 and December 31, 2012, management concluded that the securities described in the previous paragraph were not other-than-temporarily impaired for the following reasons:

• There is no indication of any significant deterioration of the creditworthiness of the institutions that issued the securities.

17

• All contractual interest payments on the securities have been received as scheduled, and no information has come to management’s attention through the processes previously described which would lead to a conclusion that future contractual payments will not be timely received.

The Corporation does not intend to sell and it is not more likely than not that it will be required to sell the securities in an unrealized loss position before recovery of its amortized cost basis.

Information pertaining to security sales is as follows:

	Proceeds		Gross Gains		Gross Losses
Three months ended September 30, 2013	$	0	$	0	$	0
Nine months ended September 30, 2013		33,672		822		(494	)
Three months ended September 30, 2012		4,090		103		0
Nine months ended September 30, 2012		92,707		1,549		(149	)

The following is a schedule of the contractual maturity of securities available for sale, excluding equity securities, at September 30, 2013:

	Amortized		Fair
	Cost		Value
1 year or less	$	31,904	$	31,651
1 year – 5 years		137,688		138,186
5 years – 10 years		163,672		162,836
After 10 years		42,658		41,360
		375,922		374,033
Residential and multi-family mortgage		258,466		255,039
Pooled SBA		71,924		69,513
Commercial mortgage		971		950
Total debt securities	$	707,283	$	699,535

Mortgage and asset backed securities and pooled SBA securities are not due at a single date; periodic payments are received based on the payment patterns of the underlying collateral.

On September 30, 2013 and December 31, 2012, securities carried at $340,446 and $264,813, respectively, were pledged to secure public deposits and for other purposes as provided by law.

6. LOANS

Total net loans at September 30, 2013 and December 31, 2012 are summarized as follows:

	September 30, 2013			December 31, 2012
Commercial, industrial, and agricultural	$	258,889		$	257,091
Commercial mortgages		305,840			261,791
Residential real estate		400,649			347,904
Consumer		62,187			58,668
Credit cards		4,800			4,800
Overdrafts		510			971
Less:     unearned discount		(3,904	)		(3,401	)
allowance for loan losses		(17,221	)		(14,060	)
Loans, net	$	1,011,750		$	913,764

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At September 30, 2013 and December 31, 2012, net unamortized loan costs of $322 and $232, respectively, have been included in the carrying value of loans.

The Corporation’s outstanding loans and related unfunded commitments are primarily concentrated within Central and Western Pennsylvania. The Bank attempts to limit concentrations within specific industries by utilizing dollar limitations to single industries or customers and by entering into participation agreements with third parties. Collateral requirements are established based on management’s assessment of the customer.

The Corporation maintains lending policies to control the quality of the loan portfolio. These policies delegate the authority to extend loans under specific guidelines and underwriting standards. These policies are prepared by the Corporation’s management and reviewed and ratified annually by the Corporation’s Board of Directors.

All relevant documentation, such as the loan application, financial statements and tax returns, required under the lending policies is summarized and provided to management and/or the Corporation’s Board of Directors in connection with the loan approval process. Such documentation is subsequently electronically archived in the Corporation’s document management system. Pursuant to the Corporation’s lending policies, management considers a variety of factors when determining whether to extend credit to a customer, including loan-to-value ratios, FICO scores, quality of the borrower’s financial statements, and the ability to obtain personal guarantees.

Commercial, industrial, and agricultural loans comprised 26% and 28% of the Corporation’s total loan portfolio at September 30, 2013 and December 31, 2012, respectively. Commercial mortgage loans comprised 30% and 28% of the Corporation’s total loan portfolio at September 30, 2013 and December 31, 2012, respectively. Management assigns a risk rating to all commercial loans in excess of $250,000. The loan-to-value policy guidelines for commercial, industrial, and agricultural loans are generally a maximum of 80% of the value of business equipment, a maximum of 75% of the value of accounts receivable, and a maximum of 60% of the value of business inventory. The loan-to-value policy guideline for commercial mortgage loans is generally a maximum of 85% of the appraised value of the real estate.

Residential real estate loans comprised 40% and 37% of the Corporation’s total loan portfolio at September 30, 2013 and December 31, 2012, respectively. The loan-to-value policy guidelines for residential real estate loans vary depending on the collateral position and the specific type of loan. Higher loan-to-value terms may be approved with the appropriate private mortgage insurance coverage. The Corporation also originates and prices loans for sale into the secondary market through Freddie Mac. The rationale for these sales is to mitigate interest rate risk associated with holding lower rate, long-term residential mortgages in the loan portfolio and to generate fee revenue from sales and servicing the loan. The Corporation also offers a variety of unsecured and secured consumer loan and credit card products which represent less than 10% of the total loan portfolio at both September 30, 2013 and December 31, 2012. Terms and collateral requirements vary depending on the size and nature of the loan.

CNB has not underwritten any hybrid loans, payment option loans, or low documentation/no documentation loans. Variable rate loans are generally underwritten at the fully indexed rate. Loan underwriting policies and procedures have not changed materially between any periods presented.

Transactions in the allowance for loan losses for the three months ended September 30, 2013 were as follows:

	Commercial,						Residential
	Industrial, and			Commercial			Real						Credit
	Agricultural			Mortgages			Estate			Consumer			Cards			Overdrafts			Total
Allowance for loan losses, July 1, 2013	$	5,338		$	5,896		$	2,508		$	1,555		$	55		$	148		$	15,500
Charge-offs		(169	)		(4	)		(57	)		(269	)		(19	)		(72	)		(590	)
Recoveries		0			1,424			1			21			3			16			1,465
Provision (benefit) for loan losses		384			(275	)		189			454			18			76			846
Allowance for loan losses, September 30, 2013	$	5,553		$	7,041		$	2,641		$	1,761		$	57		$	168		$	17,221

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Transactions in the allowance for loan losses for the nine months ended September 30, 2013 were as follows:

	Commercial,						Residential
	Industrial, and			Commercial			Real						Credit
	Agricultural			Mortgages			Estate			Consumer			Cards			Overdrafts			Total
Allowance for loan losses, January 1, 2013	$	4,940		$	4,697		$	2,466		$	1,699		$	83		$	175		$	14,060
Charge-offs		(253	)		(1,534	)		(398	)		(946	)		(48	)		(163	)		(3,342	)
Recoveries		7			1,427			5			95			13			65			1,612
Provision (benefit) for loan losses		859			2,451			568			913			9			91			4,891
Allowance for loan losses, September 30, 2013	$	5,553		$	7,041		$	2,641		$	1,761		$	57		$	168		$	17,221

Transactions in the allowance for loan losses for the three months ended September 30, 2012 were as follows:

	Commercial,						Residential
	Industrial, and			Commercial			Real						Credit
	Agricultural			Mortgages			Estate			Consumer			Cards			Overdrafts			Total
Allowance for loan losses, July 1, 2012	$	5,115		$	4,553		$	2,225		$	1,568		$	81		$	148		$	13,690
Charge-offs		(751	)		(165	)		(7	)		(252	)		(22	)		(80	)		(1,277	)
Recoveries		6			0			1			18			1			22			48
Provision (benefit) for loan losses		103			504			113			372			19			77			1,188
Allowance for loan losses, September 30, 2012	$	4,473		$	4,892		$	2,332		$	1,706		$	79		$	167		$	13,649

Transactions in the allowance for loan losses for the nine months ended September 30, 2012 were as follows:

	Commercial,						Residential
	Industrial, and			Commercial			Real						Credit
	Agricultural			Mortgages			Estate			Consumer			Cards			Overdrafts			Total
Allowance for loan losses, January 1, 2012	$	4,511		$	4,470		$	1,991		$	1,404		$	71		$	168		$	12,615
Charge-offs		(1,398	)		(401	)		(231	)		(890	)		(55	)		(197	)		(3,172	)
Recoveries		14			0			1			67			8			78			168
Provision for loan losses		1,346			823			571			1,125			55			118			4,038
Allowance for loan losses, September 30, 2012	$	4,473		$	4,892		$	2,332		$	1,706		$	79		$	167		$	13,649

The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and is based on the Corporation’s impairment method as of September 30, 2013 and December 31, 2012. The recorded investment in loans excludes accrued interest due to its insignificance.

September 30, 2013

	Commercial, Industrial, and Agricultural		Commercial Mortgages		Residential Real Estate		Consumer		Credit Cards		Overdrafts		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	573	$	932	$	0	$	0	$	0	$	0	$	1,505
Collectively evaluated for impairment		4,980		4,209		2,641		1,761		57		168		13,816
Modified in a troubled debt restructuring		0		1,900		0		0		0		0		1,900
Total ending allowance balance	$	5,553	$	7,041	$	2,641	$	1,761	$	57	$	168	$	17,221
Loans:
Loans individually evaluated for impairment	$	1,774	$	4,252	$	64	$	0	$	0	$	0	$	6,090
Loans collectively evaluated for impairment		255,813		289,635		400,585		58,283		4,800		510		1,009,626
Loans modified in a troubled debt restructuring		1,302		11,953		0		0		0		0		13,255
Total ending loans balance	$	258.889	$	305,840	$	400,649	$	58,283	$	4,800	$	510	$	1,028,971

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December 31, 2012

	Commercial, Industrial, and Agricultural		Commercial Mortgages		Residential Real Estate		Consumer		Credit Cards		Overdrafts		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	541	$	131	$	81	$	0	$	0	$	0	$	753
Collectively evaluated for impairment		4,399		3,467		2,385		1,699		83		175		12,208
Modified in a troubled debt restructuring		0		1,099		0		0		0		0		1,099
Total ending allowance balance	$	4,940	$	4,697	$	2,466	$	1,699	$	83	$	175	$	14,060
Loans:
Loans individually evaluated for impairment	$	2,623	$	10,683	$	593	$	0	$	0	$	0	$	13,899
Loans collectively evaluated for impairment		253,048		240,907		347,311		55,267		4,800		971		902,304
Loans modified in a troubled debt restructuring		1,420		10,201		0		0		0		0		11,621
Total ending loans balance	$	257,091	$	261,791	$	347,904	$	55,267	$	4,800	$	971	$	927,824

The following tables present information related to loans individually evaluated for impairment by portfolio segment as of September 30, 2013 and December 31, 2012 and for the three and nine months ended September 30, 2013 and 2012:

September 30, 2013

	Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated
With an allowance recorded:
Commercial, industrial, and agricultural	$	1,836	$	1,085	$	573
Commercial mortgage		12,017		9,985		2,832
Residential real estate		0		0		0
With no related allowance recorded:
Commercial, industrial, and agricultural		2,604		1,991		0
Commercial mortgage		6,246		6,220		0
Residential real estate		149		64		0
Total	$	22,852	$	19,345	$	3,405

December 31, 2012

	Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated
With an allowance recorded:
Commercial, industrial, and agricultural	$	2,542	$	1,792	$	541
Commercial mortgage		5,870		5,329		1,230
Residential real estate		416		381		81
With no related allowance recorded:
Commercial, industrial, and agricultural		2,804		2,251		0
Commercial mortgage		17,285		15,555		0
Residential real estate		308		212		0
Total	$	29,225	$	25,520	$	1,852

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	Three Months Ended September 30, 2013						Nine Months Ended September 30, 2013
	Average		Interest		Cash Basis		Average		Interest		Cash Basis
	Recorded		Income		Interest		Recorded		Income		Interest
	Investment		Recognized		Recognized		Investment		Recognized		Recognized
With an allowance recorded:
Commercial, industrial, and agricultural	$	1,267	$	3	$	3	$	1,439	$	4	$	4
Commercial mortgage		8,337		0		0		7,657		3		3
Residential real estate		0		1		1		191		4		4
With no related allowance recorded:
Commercial, industrial, and agricultural		2,055		0		0		2,121		0		0
Commercial mortgage		10,602		0		0		10,888		0		0
Residential real estate		69		0		0		138		0		0
Total	$	22,330	$	4	$	4	$	22,434	$	11	$	11

	Three Months Ended September 30, 2012						Nine Months Ended September 30, 2012
	Average		Interest		Cash Basis		Average		Interest		Cash Basis
	Recorded		Income		Interest		Recorded		Income		Interest
	Investment		Recognized		Recognized		Investment		Recognized		Recognized
With an allowance recorded:
Commercial, industrial, and agricultural	$	4,140	$	0	$	0	$	3,406	$	3	$	3
Commercial mortgage		6,180		3		3		5,549		3		3
Residential real estate		476		3		3		322		11		11
With no related allowance recorded:
Commercial, industrial, and agricultural		3,506		0		0		3,459		0		0
Commercial mortgage		11,971		0		0		12,016		0		0
Residential real estate		151		0		0		75		0		0
Total	$	26,424	$	6	$	6	$	24,827	$	17	$	17

The following table presents the recorded investment in nonaccrual loans and loans past due over 90 days still accruing interest by class of loans as of September 30, 2013 and December 31, 2012:

	September 30, 2013				December 31, 2012
	Nonaccrual		Past Due Over 90 Days Still on Accrual		Nonaccrual		Past Due Over 90 Days Still on Accrual
Commercial, industrial, and agricultural	$	2,566	$	0	$	3,073	$	0
Commercial mortgages		8,946		0		8,570		109
Residential real estate		1,993		58		2,792		18
Consumer		683		11		10		217
Credit cards		0		54		0		13
Total	$	14,188	$	123	$	14,445	$	357

Nonaccrual loans and loans past due over 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans.

Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time (generally six months) and the ultimate collectability of the total contractual principal and interest is no longer in doubt.

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The following table presents the aging of the recorded investment in past due loans as of September 30, 2013 and December 31, 2012 by class of loans.

September 30, 2013

	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days Past Due		Total Past Due		Loans Not Past Due		Total
Commercial, industrial, and agricultural	$	126	$	523	$	2,478	$	3,127	$	255,762	$	258,889
Commercial mortgages		1,173		0		5,784		6,957		298,883		305,840
Residential real estate		860		949		1,954		3,763		396,886		400,649
Consumer		569		266		694		1,529		56,754		58,283
Credit cards		24		23		54		101		4,699		4,800
Overdrafts		0		0		0		0		510		510
Total	$	2,752	$	1,761	$	10,964	$	15,477	$	1,013,494	$	1,028,971

December 31, 2012

	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days Past Due		Total Past Due		Loans Not Past Due		Total
Commercial, industrial, and agricultural	$	724	$	157	$	2,968	$	3,849	$	253,242	$	257,091
Commercial mortgages		1,162		3,197		8,679		13,038		248,753		261,791
Residential real estate		1,390		641		2,700		4,731		343,173		347,904
Consumer		724		203		227		1,154		54,113		55,267
Credit cards		39		9		13		61		4,739		4,800
Overdrafts		0		0		0		0		971		971
Total	$	4,039	$	4,207	$	14,587	$	22,833	$	904,991	$	927,824

Troubled Debt Restructurings

The terms of certain loans have been modified as troubled debt restructurings. The modification of the terms of such loans included either or both of the following: a reduction of the stated interest rate of the loan or an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk.

The following table presents the number of loans, loan balances, and specific reserves for loans that have been restructured in a troubled debt restructuring as of September 30, 2013 and December 31, 2012.

	September 30, 2013						December 31, 2012
	Number of Loans		Loan Balance		Specific Reserve		Number of Loans		Loan Balance		Specific Reserve
Commercial, industrial, and agricultural		2	$	1,302	$	0		2	$	1,420	$	0
Commercial mortgages		10		11,953		1,900		8		10,201		1,099
Residential real estate		0		0		0		0		0		0
Consumer		0		0		0		0		0		0
Credit cards		0		0		0		0		0		0
Total		12	$	13,255	$	1,900		10	$	11,621	$	1,099

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The following tables present loans by class modified as troubled debt restructurings that occurred during the nine months ended September 30, 2013 and 2012. There was one loan modified as a troubled debt restructuring during the three months ended September 30, 2013, and no loans modified as troubled debt restructurings during the three months ended September 30, 2012.

	Nine Months Ended September 30, 2013
	Number of Loans		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding  Recorded Investment
Commercial, industrial, and agricultural		0	$	0	$	0
Commercial mortgages		2		3,615		3,549
Residential real estate		0		0		0
Consumer		0		0		0
Credit cards		0		0		0
Total		2	$	3,615	$	3,549

	Nine Months Ended September 30, 2012
	Number of Loans		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding  Recorded Investment
Commercial, industrial, and agricultural		1	$	310	$	310
Commercial mortgages		4		2,556		2,556
Residential real estate		0		0		0
Consumer		0		0		0
Credit cards		0		0		0
Total		5	$	2,866	$	2,866

The troubled debt restructurings described above increased the allowance for loan losses by $562 and $0 during the three months ended September 30, 2013 and 2012 and $562 and $0 during the nine months ended September 30, 2013 and 2012.

Modifications involving a reduction of the stated interest rate of the loan were for periods ranging from 4 to 15 years. Modifications involving an extension of the maturity date were for periods ranging from 4 to 18 years.

A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. Except as discussed below, all loans modified in troubled debt restructurings are performing in accordance with their modified terms as of September 30, 2013 and December 31, 2012 and no principal balances were forgiven in connection with the loan restructurings. In the first quarter of 2013, the Corporation recorded a partial chargeoff of $595 for a commercial mortgage loan with a balance of $1,660 that had defaulted under its restructured terms in 2012 and was placed on nonaccrual status. The Corporation recorded an additional provision for loan losses of $127 and $262 on this loan during the three and nine months ended September 30, 2013, and $503 during both the three and nine months ended September 30, 2012. In the second quarter of 2013, a commercial mortgage loan with a balance of $1,086 defaulted under its restructured terms and was placed on nonaccrual status. The Corporation recorded an additional provision for loan losses of $0 and $588 during the three and nine months ended September 30, 2013. In the third quarter of 2013, an impaired commercial mortgage loan that was placed on non-accrual status in the second quarter of 2013 and having a balance of $3,269 was modified in a troubled debt restructuring. The Corporation recorded an additional provision for loan losses of $562 for this loan during the three months ended September 30, 2013.

In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without a loan modification. This evaluation is performed using the Corporation’s internal underwriting policies. The Corporation has no further loan commitments to customers whose loans are classified as a troubled debt restructuring.

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Generally, non-performing troubled debt restructurings are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time (generally six months) and the ultimate collectability of the total contractual principal and interest is no longer in doubt.

Credit Quality Indicators

The Corporation classifies commercial, industrial, and agricultural loans and commercial mortgage loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. Loans with outstanding balances greater than $1 million are analyzed at least semiannually and loans with outstanding balances of less than $1 million are analyzed at least annually.

The Corporation uses the following definitions for risk ratings:

Special Mention: Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Corporation’s credit position at some future date.

Substandard: Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected.

Doubtful: Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.

Loans not rated as special mention, substandard, or doubtful are considered to be pass rated loans. All loans included in the following tables have been assigned a risk rating within 12 months of the balance sheet date.

September 30, 2013

			Special
	Pass		Mention		Substandard		Doubtful		Total
Commercial, industrial, and agricultural	$	230,412	$	6,997	$	21,349	$	131	$	258,889
Commercial mortgages		263,115		9,956		30,040		2,729		305,840
Total	$	493,527	$	16,953	$	51,389	$	2,860	$	564,729

December 31, 2012

			Special
	Pass		Mention		Substandard		Doubtful		Total
Commercial, industrial, and agricultural	$	234,835	$	6,641	$	15,459	$	156	$	257,091
Commercial mortgages		225,294		12,294		23,501		702		261,791
Total	$	460,129	$	18,935	$	38,960	$	858	$	518,882

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The Corporation considers the performance of the loan portfolio and its impact on the allowance for loan losses. For residential real estate, consumer, and credit card loan classes, the Corporation also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in residential, consumer, and credit card loans based on payment activity as of September 30, 2013 and December 31, 2012:

	September 30, 2013						December 31, 2012
	Residential				Credit		Residential				Credit
	Real Estate		Consumer		Cards		Real Estate		Consumer		Cards
Performing	$	398,598	$	57,589	$	4,746	$	345,094	$	55,040	$	4,787
Non-performing		2,051		694		54		2,810		227		13
Total	$	400,649	$	58,283	$	4,800	$	347,904	$	55,267	$	4,800

The Corporation considers all overdraft loans to be performing loans given their short-term duration.

The Corporation’s portfolio of residential real estate and consumer loans maintained within Holiday Financial Services Corporation (“Holiday”), a subsidiary that offers small balance unsecured and secured loans, primarily collateralized by automobiles and equipment, to borrowers with higher risk characteristics than are typical in the Bank’s consumer loan portfolio, are considered to be subprime loans.

Holiday’s loan portfolio is summarized as follows at September 30, 2013 and December 31, 2012:

	September 30,			December 31,
	2013			2012
Consumer	$	23,909		$	21,535
Residential real estate		1,397			954
Less: unearned discount		(3,904	)		(3,401	)
Total	$	21,402		$	19,088

7. DEPOSITS

Total deposits at September 30, 2013 and December 31, 2012 are summarized as follows (in thousands):

	Percentage
	Change			September 30, 2013		December 31, 2012
Checking, non-interest bearing		8.1	%	$	189,362	$	175,239
Checking, interest bearing		11.3	%		374,826		336,911
Savings accounts		5.5	%		801,677		759,910
Certificates of deposit		(12.5	%)		186,416		212,943
		4.5	%	$	1,552,281	$	1,485,003

8. EARNINGS PER SHARE

Basic earnings per share is computed by dividing net income by the weighted average number of shares outstanding during the applicable period, excluding outstanding participating securities. Diluted earnings per share is computed using the weighted average number of shares determined for the basic computation plus the dilutive effect of potential common shares issuable under certain stock compensation plans. For the three and nine months ended September 30, 2013, 36,203 shares issuable pursuant to outstanding stock options were excluded from the diluted earnings per share calculations because the strike prices associated with the options exceeded the market price of the Corporation’s common stock thus making the

26

shares anti-dilutive. For the three and nine months ended September 30, 2012, 37,500 shares issuable pursuant to outstanding stock options were excluded from the diluted earnings per share calculations because the strike prices associated with the options exceeded the market price of the Corporation’s common stock thus making the shares anti-dilutive.

Unvested share-based payment awards that contain nonforfeitable rights to dividends or dividend equivalents (whether paid or unpaid) are participating securities and are included in the computation of earnings per share pursuant to the two-class method. The Corporation has determined that its outstanding non-vested stock awards are participating securities.

The computation of basic and diluted earnings per share is shown below (in thousands except per share data):

	Three months ended September 30,						Nine months ended September 30,
	2013			2012			2013			2012
Net income per consolidated statements of income	$	4,703		$	4,563		$	11,951		$	13,246
Net earnings allocated to participating securities		(21	)		(17	)		(56	)		(50	)
Net earnings allocated to common stock	$	4,682		$	4,546		$	11,895		$	13,196
Basic earnings per common share computation:
Distributed earnings allocated to common stock	$	2,054		$	2,045		$	6,161		$	6,130
Undistributed earnings allocated to common stock		2,628			2,501			5,734			7,066
Net earnings allocated to common stock	$	4,682		$	4,546		$	11,895		$	13,196
Weighted average common shares outstanding, including shares considered participating securities		12,513			12,448			12,505			12,430
Less: Average participating securities		(51	)		(41	)		(52	)		(42	)
Weighted average shares		12,462			12,407			12,453			12,388
Basic earnings per common share	$	0.38		$	0.37		$	0.96		$	1.07
Diluted earnings per common share computation:
Net earnings allocated to common stock	$	4,682		$	4,546		$	11,895		$	13,196
Weighted average common shares outstanding for basic earnings per common share		12,462			12,407			12,453			12,388
Add: Dilutive effects of assumed exercises of stock options		2			4			1			4
Weighted average shares and dilutive potential common shares		12,464			12,411			12,454			12,392
Diluted earnings per common share	$	0.38		$	0.37		$	0.96		$	1.06

9. DERIVATIVE INSTRUMENTS

The Corporation records all derivatives on the balance sheet at fair value. The accounting for changes in the fair value of derivatives depends on the intended use of the derivative and the resulting designation. Derivatives used to hedge the exposure to changes in the fair value of an asset, liability, or firm commitment attributable to a particular risk, such as interest rate risk, are considered fair value hedges. Derivatives used to hedge the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges.

For derivatives designated as cash flow hedges, the effective portion of the changes in the fair value of the derivative is initially reported in other comprehensive income (outside of earnings) and subsequently reclassified into earnings when the hedged transaction affects earnings, and the ineffective portion of changes in the fair value of the derivative is recognized directly in earnings. The Corporation assesses the effectiveness of each hedging relationship by comparing the changes in cash flows of the derivative hedging instrument with the changes in cash flows of the designated hedged item or transaction.

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On May 3, 2011, the Corporation executed an interest rate swap agreement with a 5 year term and an effective date of September 15, 2013 in order to hedge cash flows associated with $10 million of a subordinated note that was issued by the Corporation during 2007 and elected cash flow hedge accounting for the agreement. The Corporation’s objective in using this derivative is to add stability to interest expense and to manage its exposure to interest rate risk. The interest rate swap involves the receipt of variable-rate amounts in exchange for fixed-rate payments from September 15, 2013 to September 15, 2018 without exchange of the underlying notional amount. At September 30, 2013, the variable rate on the subordinated debt was 1.80% (LIBOR plus 155 basis points) and the Corporation was paying 5.57% (4.02% fixed rate plus 155 basis points).

On August 1, 2008, the Corporation executed an interest rate swap agreement with a 5 year term and an effective date of September 15, 2008 in order to hedge cash flows associated with $10 million of a subordinated note discussed above. The Corporation’s objective in using this derivative was to add stability to interest expense and to manage its exposure to interest rate risk. The interest rate swap involved the receipt of variable-rate amounts in exchange for fixed-rate payments from September 15, 2008 to the September 15, 2013 maturity date without exchange of the underlying notional amount.

As of September 30, 2013, no derivatives were designated as fair value hedges or hedges of net investments in foreign operations. Additionally, the Corporation does not use derivatives for trading or speculative purposes and currently does not have any derivatives that are not designated as hedges.

The following tables provide information about the amounts and locations of activity related to the interest rate swaps designated as cash flow hedges within the Corporation’s consolidated balance sheet and statement of income as of September 30, 2013 and December 31, 2012 and for the three and nine months ended September 30, 2013 and 2012:

		Fair value as of
	Balance Sheet Location	September 30, 2013	December 31, 2012
Interest rate contracts	Accrued interest and other liabilities	($1,241)	($	1,745	)

For the Three Months Ended September 30, 2013	(a)	(b)	(c)	(d)		(e)
Interest rate contracts	$8	Interest expense – subordinated debentures	($102)	Other income	$	0
For the Nine Months Ended September 30, 2013	(a)	(b)	(c)	(d)		(e)
Interest rate contracts	$327	Interest expense – subordinated debentures	($304)	Other income	$	0
For the Three Months Ended September 30, 2012	(a)	(b)	(c)	(d)		(e)
Interest rate contracts	($44)	Interest expense – subordinated debentures	($98)	Other income	$	0
For the Nine Months Ended September 30, 2012	(a)	(b)	(c)	(d)		(e)
Interest rate contracts	($116)	Interest expense – subordinated debentures	($290)	Other income	$	0

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(a) Amount of Gain or (Loss) Recognized in Other Comprehensive Loss on Derivative (Effective Portion), net of tax

(b) Location of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)

(c) Amount of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)

(d) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing)

(e) Amount of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing)

Amounts reported in accumulated other comprehensive loss related to the interest rate swap will be reclassified to interest expense as interest payments are made on the subordinated debentures. Such amounts reclassified from accumulated other comprehensive loss to interest expense in the next twelve months are expected to be $377. As of September 30, 2013 and December 31, 2012, a cash collateral balance in the amount of $1,350 and $1,950, respectively, was maintained with a counterparty to the interest rate swaps. These balances are included in interest bearing deposits with other banks on the consolidated balance sheet.

10. RECENT ACCOUNTING PRONOUNCEMENTS

In February 2013, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update 2013-02, “Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income” (ASU 2013-02). ASU 2013-02 requires an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component. In addition, an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income but only if the amount reclassified is required under U.S. GAAP to be reclassified to net income in its entirety in the same reporting period. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income, an entity is required to cross-reference to other disclosures required under U.S. GAAP that provide additional detail about these amounts. ASU 2013-02 is effective prospectively for reporting periods beginning after December 15, 2012. The effect of adopting ASU 2013-02 did not have a material effect on the Corporation’s financial statements.

In February 2013, the FASB issued Accounting Standards Update 2013-04, “Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation Is Fixed at the Reporting Date” (ASU 2013-04). ASU 2013-04 provides guidance for the recognition, measurement, and disclosure of obligations resulting from joint and several liability arrangements for which the total amount of the obligation within the scope of the guidance is fixed at the reporting date, except for obligations addressed within existing guidance in U.S. GAAP. ASU 2013-04 is effective for reporting periods beginning after December 15, 2013. The Corporation is evaluating the effect that the adoption of ASU 2013-04 will have on its financial statements.

In July 2013, the FASB issued Accounting Standards Update 2013-10, “Derivatives and Hedging (Topic 815), Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes” (ASU 2013-10). ASU 2013-10 was issued to permit the Fed Funds Effective Swap Rate to be used as a U.S. benchmark interest rate for hedge accounting purposes under Topic 815, in addition to direct Treasury obligations of the U.S. Government and the London Interbank Offered Rate (LIBOR) swap rate. ASU 2013-10 is effective prospectively for qualifying new or redesignated hedging relationships entered into on or after July 17, 2013. The adoption of ASU 2013-10 did not have a material effect on the Corporation’s financial statements.

In July 2013, the FASB issued Accounting Standards Update 2013-11, “Income Taxes (Topic 740), Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists” (ASU 2013-11). ASU 2013-11 was issued to clarify the financial presentation of unrecognized tax benefits in the instances described. ASU 2013-11 is effective for reporting periods beginning after December 15, 2013. The effect of adopting ASU 2013-11 is not expected to have a material effect on the Corporation’s financial statements.

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ITEM 2

MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION

AND RESULTS OF OPERATIONS

The following discussion and analysis of the consolidated financial statements of CNB Financial Corporation (the “Corporation”) is presented to provide insight into management’s assessment of financial results. The Corporation’s subsidiary, CNB Bank (the “Bank”), provides financial services to individuals and businesses primarily within its primary market area of the Pennsylvania counties of Cambria, Cameron, Centre, Clearfield, Crawford, Elk, Indiana, Jefferson, McKean and Warren. As ERIEBANK, a division of CNB Bank, the Bank operates in the Pennsylvania counties of Crawford, Erie, and Warren. As FC Bank, a division of CNB Bank, the Bank operates in the Ohio counties of Crawford, Richland, Ashland, Wayne, Marion, Morrow, Knox, Holmes, Delaware, and Franklin.

The Bank is subject to regulation, supervision and examination by the Pennsylvania State Department of Banking as well as the Federal Deposit Insurance Corporation. The financial condition and results of operations of the Corporation and its consolidated subsidiaries are not necessarily indicative of future performance. CNB Securities Corporation is incorporated in Delaware and currently maintains investments in debt and equity securities. County Reinsurance Company is an Arizona corporation and provides credit life and disability insurance for customers of CNB Bank. CNB Insurance Agency, incorporated in Pennsylvania, provides for the sale of nonproprietary annuities and other insurance products. Holiday Financial Services Corporation (“Holiday”), incorporated in Pennsylvania, offers small balance unsecured loans and secured loans, primarily collateralized by automobiles and equipment, to borrowers with higher risk characteristics.

When we use the terms “we”, “us” and “our”, we mean CNB Financial Corporation and its subsidiaries. Management’s discussion and analysis should be read in conjunction with the Corporation’s consolidated financial statements and related notes.

COMPLETED ACQUISITION

On March 26, 2013, the Corporation announced the signing of a definitive merger agreement to acquire FC Banc Corp. and its subsidiary, The Farmers Citizens Bank, for $30.00 per share in cash and stock, or approximately $40.4 million in the aggregate. The transaction closed on October 11, 2013. Farmers Citizens Bank served the northern Ohio markets of Bucyrus, Cardington, Fredericktown, Mount Hope and Shiloh, as well as the markets of Worthington and Upper Arlington in the greater Columbus, Ohio area, with 8 branch locations. The Corporation will continue to operate these 8 branch locations as FCBank, a division of CNB Bank, with local decision making and oversight.

In order to facilitate its entry into the central Ohio market, the Corporation opened a loan production office in Dublin, Ohio in the third quarter of 2013. Management plans to incorporate this office into the commercial banking division of FCBank.

GENERAL OVERVIEW

Management concentrates on return on average equity, earnings per share, asset quality, and other metrics to measure the performance of the Corporation. The interest rate environment will continue to play an important role in the future earnings of the Corporation. Some compression of the net interest margin was experienced in 2012 and the net interest margin has decreased 11 basis points in the first nine months of 2013 compared to the first nine months of 2012 as a result of the current interest rate environment. During the past several years, in order to address the historic lows on various key interest rates such as the Prime Rate and 3-month LIBOR, the Corporation has taken a variety of measures including instituting rate floors on our commercial lines of credit and home equity lines. In addition, the Corporation decreased interest rates on certain deposit products during 2012 and the first nine months of 2013 but maintained deposit growth as a result of successful marketing and business development strategies. Non-interest costs are expected to increase with the growth of the Corporation; however, management’s growth strategies are expected to also result in an increase in earning assets as well as enhanced non-interest income which is expected to more than offset increases in non-interest expenses during the remainder of 2013 and beyond. While past results are not an indication of future earnings, management believes the Corporation is well-positioned to sustain core earnings during 2013.

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The Dodd-Frank Act, enacted into law on July 21, 2010, includes numerous provisions designed to strengthen the financial industry, enhance consumer protection, expand disclosures and provide for transparency, and significantly changed the bank regulatory structure and affected and will continue to affect the lending, deposit, investment, trading and operating activities of financial institutions and their holding companies. The Dodd-Frank Act also created a Consumer Financial Protection Bureau (“CFPB”), which is authorized to write rules on a number of consumer financial products, and a Financial Services Oversight Council, which is empowered to determine which entities are systematically significant and require tougher regulations.

The Dodd-Frank Act requires various federal agencies to adopt a broad range of new rules and regulations and to prepare various studies and reports for Congress.

It is difficult to predict at this time what specific impact certain provisions of the Dodd-Frank Act and the implementing rules and regulations, many which have yet to be written, will have on the Corporation, including any regulations promulgated by the CFPB. The legislation and any implementing rules that are ultimately issued could have adverse implications on the financial industry, the competitive environment, and the Corporation’s ability to conduct business. The Corporation will have to apply resources to ensure that it is in compliance with all applicable provisions of the Dodd-Frank Act and any implementing rules, which may increase its costs of operations and adversely impact its earnings.

CASH AND CASH EQUIVALENTS

Cash and cash equivalents totaled $32.9 million at September 30, 2013 compared to $31.9 million at December 31, 2012. Cash and cash equivalents fluctuate based on the timing and amount of liquidity events that occur in the normal course of business.

Management believes the liquidity needs of the Corporation are satisfied by the current balance of cash and cash equivalents, readily available access to traditional funding sources, and the portion of the investment and loan portfolios that mature within one year. These sources of funds will enable the Corporation to meet cash obligations and off-balance sheet commitments as they come due.

SECURITIES

Securities available for sale and trading securities have combined to decrease $36.9 million or 5.0% since December 31, 2012, as the Corporation has been able to deploy cash flows from the securities portfolio in its loan portfolio. See the notes to the consolidated financial statements for additional detail concerning the composition of the Corporation’s securities portfolio and the process for evaluating securities for other-than-temporary impairment.

The Corporation generally buys into the market over time and does not attempt to “time” its transactions. In doing this, the highs and lows of the market are averaged into the portfolio and minimize the overall effect of different rate environments. Management monitors the earnings performance and the effectiveness of the liquidity of the securities portfolio on a regular basis through meetings of the Asset/Liability Committee of the Corporation’s Board of Directors (“ALCO”). The ALCO also reviews and manages interest rate risk for the Corporation. Through active balance sheet management and analysis of the securities portfolio, a sufficient level of liquidity is maintained to satisfy depositor requirements and various credit needs of our customers.

LOANS

The Corporation experienced an increase in loans, net of unearned discount, of $101.1 million, or 10.9%, during the first nine months of 2013. Lending efforts consist principally of commercial and retail lending, which includes single family residential mortgages and other consumer loans. The Corporation views commercial lending as its competitive advantage and continues to focus on this area by hiring and retaining experienced loan officers and supporting them with quality credit analysis. The Corporation expects sustained loan demand throughout the remainder of 2013.

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ALLOWANCE FOR LOAN LOSSES

The allowance for loan losses is established by provisions for losses in the loan portfolio as well as overdrafts in deposit accounts. These provisions are charged against current income. Loans and overdrafts deemed not collectible are charged off against the allowance while any subsequent collections are recorded as recoveries and increase the allowance.

The table below shows activity within the allowance account for the specified periods (in thousands):

	Nine months ending September 30, 2013			Year ending December 31, 2012			Nine months ending September  30, 2012
Balance at beginning of period	$	14,060		$	12,615		$	12,615
Charge-offs:
Commercial, industrial, and agricultural		253			2,871			1,398
Commercial mortgages		1,534			401			401
Residential real estate		398			304			231
Consumer		946			1,279			890
Credit cards		48			78			55
Overdrafts		163			257			197
		3,342			5,190			3,172
Recoveries:
Commercial, industrial, and agricultural		7			45			14
Commercial mortgages		1,427			—			—
Residential real estate		5			1			1
Consumer		95			91			67
Credit cards		13			18			8
Overdraft deposit accounts		65			99			78
		1,612			254			168
Net charge-offs		(1,730	)		(4,936	)		(3,004	)
Provision for loan losses		4,891			6,381			4,038
Balance at end of period	$	17,221		$	14,060		$	13,649
Loans, net of unearned	$	1,028,971		$	927,824		$	910,217
Allowance to net loans		1.67	%		1.52	%		1.50	%
Net charge-offs to average loans (annualized)		0.24	%		0.55	%		0.45	%
Nonperforming assets	$	14,487		$	15,127		$	19,502
Nonperforming % of total assets		0.79	%		0.85	%		1.12	%

The adequacy of the allowance for loan losses is subject to a formal analysis by the credit administrator of the Corporation. As part of the formal analysis, delinquencies and losses are monitored monthly. The loan portfolio is divided into several categories in order to better analyze the entire pool. First is a selection of classified loans that is given a specific reserve. The remaining loans are pooled, by category, into these segments:

Reviewed

• Commercial, industrial, and agricultural

• Commercial mortgages

Homogeneous

• Residential real estate

• Consumer

• Credit cards

• Overdrafts

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The reviewed loan pools are further segregated into four categories: special mention, substandard, doubtful, and unclassified. Historical loss factors are calculated for each pool excluding overdrafts based on the previous eight quarters of experience. The homogeneous pools are evaluated by analyzing the historical loss factors from the most previous quarter end and the two most recent year ends.

The historical loss factors for both the reviewed and homogeneous pools are adjusted based on these six qualitative factors:

• levels of and trends in delinquencies, non-accrual loans, and classified loans;

• trends in volume and terms of loans;

• effects of any changes in lending policies and procedures;

• experience, ability and depth of management;

• national and local economic trends and conditions; and

• concentrations of credit.

The methodology described above was created using the experience of the Corporation’s credit administrator, guidance from the regulatory agencies, expertise of a third-party loan review provider, and discussions with peers. The resulting factors are applied to the pool balances in order to estimate the probable risk of loss within each pool. Prudent business practices dictate that the level of the allowance, as well as corresponding charges to the provision for loan losses, should be commensurate with identified areas of risk within the loan portfolio and the attendant risks inherent therein. The quality of the credit risk management function and the overall administration of this vital segment of the Corporation’s assets are critical to the ongoing success of the Corporation.

The previously mentioned analysis considers numerous historical and other factors to analyze the adequacy of the allowance and current period charges against the provision for loan losses. Management uses the analysis to compare and plot the actual level of the allowance against the aggregate amount of loans adversely classified in order to compute the estimated probable losses associated with those loans. Management then determines the current adequacy of the allowance and evaluates trends that may be developing. The volume and composition of the Corporation’s loan portfolio continue to reflect growth in commercial credits including commercial real estate loans.

As mentioned in the Loans section of this analysis, management considers commercial lending to be a competitive advantage and continues to focus on this area as part of its strategic growth initiatives. However, management recognizes and considers the fact that risk is more pronounced in these types of credits and is, to a greater degree than with other loans, driven by the economic environment in which the debtor’s business operates.

During the nine months ended September 30, 2013, CNB recorded a provision for loan losses of $4.9 million, as compared to a provision for loan losses of $4.0 million for the nine months ended September 30, 2012. The provision was impacted by one particular commercial mortgage loan that was impaired at December 31, 2012 and then was placed on nonaccrual status during the three months ended March 31, 2013, resulting in an increase in nonperforming assets of $2.9 million. No loan loss reserve was required for this loan as of March 31, 2013 or December 31, 2012. However, due to a rapid deterioration in the loan collateral value, the Corporation recorded an increase in the provision for loan losses attributable to this impaired loan of $1.7 million during the second quarter. Subsequently, the Corporation recorded a partial chargeoff on the loan of $892 thousand, resulting in a recorded investment of $2.0 million and a specific reserve of $822 thousand as of September 30, 2013.

A loan modified in a troubled debt restructuring that was nonperforming at December 31, 2012 was partially charged off in the first quarter of 2013, resulting in a decrease in nonperforming assets of $595 thousand. Additional provisions for loan losses of $135 thousand and $128 thousand were recorded for this loan during the first and third quarters of 2013, respectively.

During the second quarter of 2013, a commercial mortgage loan with a balance of $1.1 million that was previously modified in a troubled debt restructuring defaulted under its modified terms, resulting in an increase in the provision for loan losses of $611 thousand. An additional provision for loan losses of $50 thousand was recorded for this loan during the third quarter of 2013.

A commercial mortgage loan with a carrying value of $3.3 million defaulted in the second quarter. Based on management’s evaluation of the fair value of the associated collateral, no provision for loan losses was required to be recorded for this loan

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relationship as of June 30, 2013. During the third quarter of 2013, this loan was modified in a troubled debt restructuring, which will result in the Corporation receiving reduced monthly payments that will be applied entirely to the loan’s principal balance. The Corporation also obtained an updated appraisal for the loan collateral in October 2013 and, as a result, recorded a provision for loan losses of $562 thousand as of and for the quarter ended September 30, 2013.

Finally, the Corporation recorded a loan loss recovery of $1.4 million in the third quarter of 2013 related to an impaired commercial mortgage loan that had been partially charged off prior to January 1, 2013. At the recovery date, the carrying amount of the loan was $5.2 million, which was satisfied in full by the Corporation’s participation in the issuance of a loan at market terms to a new borrower that purchased the property securing the loan.

Management believes that the allowance for loan losses is reasonable and adequate to absorb probable incurred losses in its portfolio at September 30, 2013.

PREMISES AND EQUIPMENT

In the second quarter of 2013, the Corporation entered into a contractual commitment to expand its main office facility in Clearfield, Pennsylvania at an approximate cost of $4 million. Construction has commenced with approximately $2.2 million in construction-related expenditures incurred as of September 30, 2013. The project is expected to be completed by the end of the first quarter of 2014.

FUNDING SOURCES

The Corporation considers deposits, short-term borrowings, and term debt when evaluating funding sources. Traditional deposits continue to be the main source of funds in the Corporation, increasing $67.3 million from $1.49 billion at December 31, 2012 to $1.55 billion at September 30, 2013. The growth in deposits was primarily due to increases in interest-bearing demand deposits of $37.9 million and savings accounts of $41.8 million as a result of the Corporation’s successful marketing and business development strategies.

Periodically, the Corporation utilizes term borrowings from the Federal Home Loan Bank (“FHLB”) and other lenders to meet funding needs. Management plans to maintain access to short-term and long-term borrowings as an available funding source.

SHAREHOLDERS’ EQUITY AND CAPITAL RATIOS AND METRICS

The Corporation’s capital continued to provide a base for profitable growth through September 30, 2013. Total shareholders’ equity was $130.8 million at September 30, 2013 and $145.4 million at December 31, 2012. In the first nine months of 2013, the Corporation earned $12.0 million and declared dividends of $6.2 million, a dividend payout ratio of 51.8% of net income. The Corporation has also complied with the standards of capital adequacy mandated by the banking regulators. Bank regulators have established “risk-based” capital requirements designed to measure capital adequacy. Risk-based capital ratios reflect the relative risks of various assets banks hold in their portfolios. A weight category of 0% (lowest risk assets), 20%, 50%, or 100% (highest risk assets) is assigned to each asset on the balance sheet.

The Corporation’s capital ratios, book value per share and tangible book value per share as of September 30, 2013 and December 31, 2012 are as follows:

	September 30, 2013			December 31, 2012
Total risk-based capital ratio		14.96	%		15.28	%
Tier 1 capital ratio		13.71	%		14.03	%
Leverage ratio		8.05	%		8.06	%
Tangible common equity/tangible assets (1)		6.56	%		7.63	%
Book value per share	$	10.45		$	11.65
Tangible book value per share (1)		9.57			10.77

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(1) Tangible common equity, tangible assets and tangible book value per share are non-GAAP financial measures calculated using GAAP amounts. Tangible common equity is calculated by excluding the balance of goodwill from the calculation of shareholders’ equity. Tangible assets is calculated by excluding the balance of goodwill from the calculation of total assets. Tangible book value per share is calculated by dividing tangible common equity by the number of shares outstanding. The Corporation believes that these non-GAAP financial measures provide information to investors that is useful in understanding its financial condition because they are additional measures used to assess capital adequacy. Because not all companies use the same calculation of tangible common equity and tangible assets, this presentation may not be comparable to other similarly titled measures calculated by other companies. A reconciliation of these non-GAAP financial measures is provided below (dollars in thousands, except share and per share data).

	September 30, 2013			December 31, 2012
Shareholders’ equity	$	130,766		$	145,364
Less goodwill		10,946			10,946
Tangible common equity	$	119,820		$	134,418
Total assets	$	1,837,419		$	1,773,079
Less goodwill		10,946			10,946
Tangible assets	$	1,826,473		$	1,762,133
Ending shares outstanding		12,514,138			12,475,904
Tangible book value per share	$	9.57		$	10.77
Tangible common equity/tangible assets		6.56	%		7.63	%

The decrease in tangible common equity/tangible assets, book value per share, and tangible book value per share from December 31, 2012 to September 30, 2013 is primarily attributable to the significant decline in the fair value of the Corporation’s available-for-sale investment securities in relation to book value. This decline in fair value of available-for-sale securities was expected given the increases in intermediate and long-term interest rates that occurred in the second and third quarters of 2013.

RECENT LEGISLATION

The following section should be read in conjunction with the Supervision and Regulation section of the Corporation’s 2012 Form 10-K.

On July 2, 2013, the Federal Reserve Board issued final rules, and on July 9, 2013, the FDIC issued interim final rules that revise existing regulatory capital requirements to incorporate certain revisions to the Basel capital framework, including Basel III, and to implement certain provisions of the Dodd-Frank Act. The final rules seek to strengthen the components of regulatory capital, increase risk-based capital requirements, and make selected changes to the calculation of risk-weighted assets. The final rules, among other things:

• revise minimum capital requirements and adjust prompt corrective action thresholds;

• revise the components of regulatory capital, add a new minimum common equity Tier 1 capital ratio of 4.5% of risk-weighted assets, increase the minimum Tier 1 capital ratio requirement from 4% to 6%;

• retain the existing risk-based capital treatment for 1-4 family residential mortgage exposures;

• permit most banking organizations, including the Corporation, to retain, through a one-time permanent election, the existing capital treatment for accumulated other comprehensive income;

• implement a new capital conservation buffer of common equity Tier 1 capital equal to 2.5% of risk-weighted assets, which will be in addition to the 4.5% common equity Tier 1 capital ratio and be phased in over a three year period beginning January 1, 2016 which buffer is generally required to make capital distributions and pay executive bonuses;

• increase capital requirements for past-due loans, high volatility commercial real estate exposures, and certain short-term loan commitments;

• require the deduction of mortgage servicing assets and deferred tax assets that exceed 10% of common equity Tier 1 capital in each category and 15% of common equity Tier 1 capital in the aggregate; and

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• remove references to credit ratings consistent with Dodd-Frank and establish due diligence requirements for securitization exposures.

Under the interim and final rules, compliance is required beginning January 1, 2015, for most banking organizations including the Corporation, subject to a transition period for several aspects of the final rules, including the new minimum capital ratio requirements, the capital conservation buffer, and the regulatory capital adjustments and deductions. We are still in the process of assessing the impacts of these complex final and interim final rules; however, we believe we will continue to exceed all estimated well-capitalized regulatory requirements on a fully phased-in basis.

LIQUIDITY

Liquidity measures an organization’s ability to meet cash obligations as they come due. The consolidated statement of cash flows provides analysis of the Corporation’s cash and cash equivalents. Additionally, management considers that portion of the loan and investment portfolio that matures within one year to be part of the Corporation’s liquid assets. The Corporation’s liquidity is monitored by both management and the ALCO, which establishes and monitors ranges of acceptable liquidity. Management believes the Corporation’s current liquidity position is acceptable.

OFF BALANCE SHEET ACTIVITIES

Some financial instruments, such as loan commitments, credit lines, letters of credit and overdraft protection, are issued to meet customer financing needs. The contractual amount of financial instruments with off-balance sheet risk was as follows at September 30, 2013 (in thousands):

Commitments to extend credit	$	266,350
Standby letters of credit		13,916
	$	280,266

RESULTS OF OPERATIONS

Three Months Ended September 30, 2013 and 2012

OVERVIEW OF THE INCOME STATEMENT

The Corporation had net income of $4.7 million in the third quarter of 2013, compared to $4.6 million for the same period of 2012. The earnings per diluted share were $0.38 in the third quarter of 2013 and $0.37 in the third quarter of 2012. As described below, non-interest expenses for the three months ended September 30, 2013 include $398 thousand associated with merger related expenses.

INTEREST INCOME AND EXPENSE

Net interest income totaled $14.6 million, an increase of $978 thousand, or 7.2%, over the third quarter of 2012. Total interest and dividend income increased by $332 thousand, or 1.9%, as compared to the third quarter of 2012. Although the Corporation’s earning assets continue to grow, these increases have been offset by decreases in the yield on earning assets resulting from the continued low interest rate environment. Total interest expense decreased $646 thousand, or 18.7%, as compared to the third quarter of 2012 due to decreases in the cost of deposits.

PROVISION FOR LOAN LOSSES

The Corporation recorded a provision for loan losses of $846 thousand in the second quarter of 2013 compared to $1.2 million in the third quarter of 2012. As disclosed in the Allowance for Loan Losses section of Management’s Discussion and Analysis, in the third quarter of 2013, the Corporation recorded provisions for loan losses associated with certain impaired loans and also recorded a significant loan loss recovery for a commercial mortgage loan.

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Management believes the provision for loan losses was appropriate and the allowance for loan losses is adequate to absorb probable incurred losses in our portfolio as of September 30, 2013.

NON-INTEREST INCOME

Excluding the effects of the securities transactions described below, non-interest income was $3.1 million for the three months ended September 30, 2013, compared to $2.7 million for the three months ended September 30, 2012. Net realized gains on available-for-sale securities were $103 thousand during the three months ended September 30, 2012. Net realized and unrealized gains on trading securities were $166 thousand and $275 thousand during the three months ended September 30, 2013 and 2012, respectively.

Wealth and asset management fees increased from $498 thousand during the three months ended September 30, 2012 to $615 thousand during the three months ended September 30, 2013 due to increases in assets under management resulting from the Corporation’s strategic focus to grow its Wealth and Asset Management Division.

NON-INTEREST EXPENSES

Total non-interest expenses increased $1.1 million, or 12.3%, during the three months ended September 30, 2013 compared to the three months ended September 30, 2012. Merger costs associated with the Corporation’s acquisition of FC Banc Corp. totaled $398 thousand during the three months ended September 30, 2013. In addition, salaries and benefits expenses increased $457 thousand, or 9.5%, during the three months ended September 30, 2013 compared to the three months ended September 30, 2012, in part due to routine merit increases, an increase in average full-time equivalent employees, and increases in certain employee benefit expenses, such as health insurance costs, which continue to increase in line with market conditions.

INCOME TAX EXPENSE

Income tax expense was $2.0 million in the third quarter of 2013 as compared to $1.8 million in the third quarter of 2012, resulting in effective tax rates of 29.9% and 28.2% for the periods, respectively. The effective rates for the periods differed from the federal statutory rate of 35.0% principally as a result of tax exempt income from securities and loans, earnings from bank owned life insurance, and nondeductible merger costs.

AVERAGE BALANCES AND NET INTEREST MARGIN

The table on the following page presents the average balances and net interest margin for the nine months ended September 30, 2013 and 2012. This information should be reviewed in conjunction with management’s discussion and analysis for the results of operations for the nine months ended September 30, 2013 and 2012 that follows the table.

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CONSOLIDATED YIELD COMPARISONS

AVERAGE BALANCES AND NET INTEREST MARGIN FOR THE NINE MONTHS ENDED

Dollars in thousands

	September 30, 2013								September 30, 2012
	Average			Annual			Interest		Average			Annual			Interest
	Balance			Rate			Inc./Exp.		Balance			Rate			Inc./Exp.
ASSETS:
Interest-bearing deposits with other banks	$	4,640			0.00	%	$	—	$	3,934			0.01	%	$	—
Securities:
Taxable (1)		610,310			2.19	%		10,166		601,280			2.56	%		11,226
Tax-Exempt (1,2)		130,672			4.54	%		4,331		112,936			4.96	%		3,971
Equity Securities (1,2)		3,554			6.79	%		181		2,710			3.10	%		63
Total securities		744,536			2.61	%		14,678		716,926			2.93	%		15,260
Loans:
Commercial (2)		306,810			4.77	%		10,979		296,040			4.98	%		11,050
Mortgage (2)		609,602			4.76	%		21,778		539,087			5.36	%		21,679
Consumer		56,333			12.77	%		5,394		49,819			13.11	%		4,897
Total loans (3)		972,745			5.23	%		38,151		884,946			5.67	%		37,626
Total earning assets		1,721,921			4.08	%	$	52,829		1,605,806			4.45	%	$	52,886
Non interest-bearing assets:
Cash and due from banks		25,898								28,525
Premises and equipment		24,847								24,088
Other assets		57,246								55,679
Allowance for loan losses		(15,055	)							(13,252	)
Total non interest-bearing assets		92,936								95,040
TOTAL ASSETS	$	1,814,857							$	1,700,846
LIABILITIES AND SHAREHOLDERS’ EQUITY:
Demand - interest-bearing	$	366,768			0.39	%	$	1,061	$	306,317			0.51	%	$	1,176
Savings		793,949			0.48	%		2,851		730,731			0.81	%		4,421
Time		201,890			1.29	%		1,950		234,139			1.66	%		2,922
Total interest-bearing deposits		1,362,607			0.57	%		5,862		1,271,187			0.89	%		8,519
Short-term borrowings		24,430			0.19	%		34		9,924			0.16	%		12
Long-term borrowings		75,018			4.48	%		2,523		74,390			4.31	%		2,406
Subordinated debentures		20,620			3.77	%		583		20,620			3.92	%		606
Total interest-bearing liabilities		1,482,675			0.81	%	$	9,002		1,376,121			1.12	%	$	11,543
Demand - non interest-bearing		175,081								162,898
Other liabilities		17,526								22,791
Total liabilities		1,675,282								1,561,810
Shareholders’ equity		139,575								139,036
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$	1,814,857							$	1,700,846
Interest income/Earning assets					4.08	%	$	52,829					4.45	%	$	52,886
Interest expense/Interest-bearing liabilities					0.81	%		9,002					1.12	%		11,543
Net interest spread					3.27	%	$	43,827					3.33	%	$	41,343
Interest income/Earning assets					4.08	%		52,829					4.45	%		52,886
Interest expense/Earning assets					0.70	%		9,002					0.96	%		11,543
Net interest margin					3.38	%	$	43,827					3.49	%	$	41,343

(1) Includes unamortized discounts and premiums. Average balance is computed using the carrying value of securities. The average yield has been computed using the historical amortized cost average balance for available for sale securities.

(2) Average yields are stated on a fully taxable equivalent basis.

(3) Average outstanding includes the average balance outstanding of all non-accrual loans. Loans consist of the average of total loans less average unearned income. The amount of loan fees included in the interest income on loans is not material.

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Nine Months Ended September 30, 2013 and 2012

OVERVIEW OF THE INCOME STATEMENT

The Corporation had net income of $12.0 million for the nine months ended September 30, 2013, compared to $13.2 million for the same period of 2012. The earnings per diluted share were $0.96 for the nine months ended September 30, 2013 and $1.06 for the nine months ended September 30, 2012. The return on average assets and return on average equity for the nine months ended September 30, 2013 are 0.88% and 11.42%, respectively, compared to 1.04% and 12.70%, respectively, for the same period of 2012. As described below, non-interest expenses for the nine months ended September 30, 2013 include $1.3 million associated with merger related expenses.

INTEREST INCOME AND EXPENSE

During the nine months ended September 30, 2013, net interest income increased $2.3 million, or 5.8%, compared to the nine months ended September 30, 2012. The Corporation’s net interest margin on a fully tax equivalent basis was 3.38% for the nine months ended September 30, 2013, compared to 3.49% for the nine months ended September 30, 2012.

Total interest and dividend income was $50.9 million for the nine months ended September 30, 2013, a decrease of $237 thousand, or 0.5%, as compared to the nine months ended September 30, 2012. Although the Corporation’s earning assets continue to grow, these increases have been offset by decreases in the yield on earning assets resulting from the continued low interest rate environment. During the nine months ended September 30, 2013, total interest expense decreased $2.5 million, or 22.0%, as compared to the nine months ended September 30, 2012 due to decreases in the cost of deposits.

PROVISION FOR LOAN LOSSES

The Corporation recorded a provision for loan losses of $4.9 million during the nine months ended September 30, 2013 compared to $4.0 million during the nine months ended September 30, 2012. As disclosed in the Allowance for Loan Losses section of Management’s Discussion and Analysis, in the first nine months of 2013, the Corporation recorded a provision for loan losses associated with certain impaired loans and also recorded a significant loan loss recovery for a commercial mortgage loan.

Management believes the provision for loan losses was appropriate and the allowance for loan losses is adequate to absorb probable incurred losses in our portfolio as of September 30, 2013.

NON-INTEREST INCOME

Excluding the effects of the securities transactions described below, non-interest income was $9.3 million for the nine months ended September 30, 2013, compared to $7.9 million for the nine months ended September 30, 2012. Net realized gains on available-for-sale securities were $328 thousand during the nine months ended September 30, 2013, and $1.4 million during the nine months ended September 30, 2012. Net realized and unrealized gains on trading securities were $497 thousand and $455 thousand during the nine months ended September 30, 2013 and 2012, respectively.

During the nine months ended September 30, 2013, the Corporation recorded $1.4 million in income from bank owned life insurance policies, including $576 thousand representing the excess of the face value of certain policies over their cash surrender values resulting from the maturity of the policies.

Wealth and asset management fees increased from $1.3 million during the nine months ended September 30, 2012 to $1.7 million during the nine months ended September 30, 2013 due to increases in assets under management resulting from the Corporation’s strategic focus to grow its Wealth and Asset Management Division.

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NON-INTEREST EXPENSES

Total non-interest expenses increased $3.8 million, or 13.9%, during the nine months ended September 30, 2013 compared to the nine months ended September 30, 2012. Merger costs associated with the Corporation’s acquisition of FC Banc Corp. totaled $1.3 million during the nine months ended September 30, 2013. Salaries and benefits expenses increased $1.6 million, or 11.6%, during the nine months ended September 30, 2013 compared to the nine months ended September 30, 2012, in part due to routine merit increases, an increase in average full-time equivalent employees, and increases in certain employee benefit expenses, such as health insurance costs, which continue to increase in line with market conditions. Net occupancy expenses increased $438 thousand, or 12.9%, during the nine months ended September 30, 2013 compared to the nine months ended September 30, 2012, as a result of anticipated increases repair, maintenance, and utility expenses, as well as increases in depreciation expense for recently completed projects and asset purchases.

INCOME TAX EXPENSE

Income tax expense was $4.4 million for the nine months ended September 30, 2013 as compared to $5.0 million for the nine months ended September 30, 2012, resulting in effective tax rates of 26.7% and 27.6% for the periods, respectively. The effective rates for the periods differed from the federal statutory rate of 35.0% principally as a result of tax exempt income from securities and loans, earnings from bank owned life insurance, and nondeductible merger costs.

CRITICAL ACCOUNTING POLICIES

The Corporation’s accounting and reporting policies are in accordance with GAAP and conform to general practices within the financial services industry. Accounting and reporting practices for the allowance for loan losses and fair value of securities are deemed critical since they involve the use of estimates and require significant management judgments. Application of assumptions different than those used by management could result in material changes in the Corporation’s financial position or results of operations. Note 1 (Summary of Significant Accounting Policies), Note 3 (Securities), and Note 4 (Loans), of the Corporation’s 2012 Form 10-K, provide detail with regard to the Corporation’s accounting for the allowance for loan losses and fair value of securities. There have been no significant changes in the application of accounting policies since December  31, 2012.

ITEM 3

QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

As a financial institution, the Corporation’s primary source of market risk is interest rate risk, which is the exposure to fluctuations in the Corporation’s future earnings resulting from changes in interest rates. This exposure is correlated to the repricing characteristics of the Corporation’s portfolio of assets and liabilities. Each asset or liability reprices either at maturity or during the life of the instrument.

The principal purpose of asset/liability management is to maximize current and future net interest income within acceptable levels of interest rate risk while satisfying liquidity and capital requirements. Net interest income is enhanced by increasing the net interest margin and by the growth in earning assets. As a result, the primary goal of interest rate risk management is to maintain a balance between risk and reward such that net interest income is maximized while risk is maintained at an acceptable level.

The Corporation uses an asset-liability management model to measure the effect of interest rate changes on its net interest income. The Corporation’s management also reviews asset-liability maturity gap and repricing analyses regularly. The Corporation does not always attempt to achieve a precise match between interest sensitive assets and liabilities because it believes that an actively managed amount of interest rate risk is inherent and appropriate in the management of the Corporation’s profitability.

Asset-liability modeling techniques and simulation involve assumptions and estimates that inherently cannot be measured with precision. Key assumptions in these analyses include maturity and repricing characteristics of assets and liabilities, prepayments on amortizing assets, non-maturing deposit sensitivity, and loan and deposit pricing. These assumptions are

40

inherently uncertain due to the timing, magnitude, and frequency of rate changes and changes in market conditions and management strategies, among other factors. However, the analyses are useful in quantifying risk and provide a relative gauge of the Corporation’s interest rate risk position over time.

Management reviews interest rate risk on a quarterly basis and reports to the ALCO. This review includes earnings shock scenarios whereby interest rates are immediately increased and decreased by 100, 300, and 400 basis points. These scenarios, detailed in the table below, indicate that there would not be a significant variance in net interest income over a one-year period due to interest rate changes; however, actual results could vary significantly. At September 30, 2013 and December 31, 2012, all interest rate risk levels according to the model were within the tolerance limits of ALCO approved policy of +/- 25%. In addition, the table does not take into consideration changes that management would make to realign its assets and liabilities in the event of an unexpected changing interest rate environment. Due to the historically low interest rate environment, the -300 and -400 scenarios have been excluded from the table.

September 30, 2013		December 31, 2012
Change in Basis Points	% Change in Net Interest Income	Change in Basis Points	% Change in Net Interest Income
400	-2.7%	400	-0.5%
300	-0.6%	300	-0.8%
100	1.5%	100	2.3%
(100)	-4.4%	(100)	-4.0%

ITEM 4

CONTROLS AND PROCEDURES

As of the end of the period covered by this quarterly report, an evaluation was carried out under the supervision and with the participation of the Corporation’s management, including the Chief Executive Officer and Principal Financial Officer, of the effectiveness of our disclosure controls and procedures (as defined in Rules 13a-15(e) or 15d-15(e) under the Securities Exchange Act of 1934) (“Exchange Act”). Based on their evaluation, our Chief Executive Officer and Principal Financial Officer have concluded that the Corporation’s disclosure controls and procedures were effective as of the end of the period covered by this quarterly report to ensure that information required to be disclosed by the Corporation in reports that it files or submits under the Exchange Act is recorded, processed, summarized and reported within the time periods specified in Securities and Exchange Commission rules and forms. There were no changes in the Corporation’s internal control over financial reporting that occurred during the period covered by this quarterly report that have materially affected, or are reasonably likely to materially affect, the Corporation’s internal control over financial reporting.

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PART II OTHER INFORMATION

ITEM 1. LEGAL PROCEEDINGS – None

ITEM 1A. RISK FACTORS – Management of the Corporation urges the reader to understand and consider the following updated risk factor in addition to those disclosed in the Corporation’s Annual Report on Form 10-K for the fiscal year ended December 31, 2012 filed with the Securities and Exchange Commission on March 8, 2013.

The risks presented by acquisitions could adversely affect our financial condition and result of operations.

Any acquisitions, including our completed acquisition of FC Banc Corp., will be accompanied by the risks commonly encountered in acquisitions including, among other things: our ability to realize anticipated cost savings and avoid unanticipated costs relating to the merger, the difficulty of integrating operations and personnel, the potential disruption of our or the acquired company’s ongoing business, the inability of our management to maximize our financial and strategic position, the inability to maintain uniform standards, controls, procedures and policies, and the impairment of relationships with the acquired company’s employees and customers as a result of changes in ownership and management. These risks may prevent the Corporation from fully realizing the anticipated benefits of an acquisition or cause the realization of such benefits to take longer than expected.

ITEM 6. EXHIBITS

Exhibit No.	Description
2.1	Agreement and Plan of Merger, dated as of March 26, 2013, by and between the Corporation and FC Banc Corp., filed as Exhibit 2.1 to the Corporation’s Current Report on Form 8-K, filed with the SEC on March 27, 2013 and incorporated herein by reference.
3.1	Amended and Restated Articles of Incorporation of the Corporation, filed as Appendix B to the 2005 Proxy Statement, filed with the SEC on March 24, 2006, and incorporated herein by reference.
3.2	By-Laws of the Corporation, as amended and restated, filed as Appendix C to the 2005 Proxy Statement, filed with the SEC on March 24, 2006, and incorporated herein by reference.
31.1	Rule 13a – 14(a)/15d – 14(a) Certification of the Principal Executive Officer
31.2	Rule 13a – 14(a)/15d – 14(a) Certification of the Principal Financial Officer
32.1	Section 1350 Certification
32.2	Section 1350 Certification
101.INS	XBRL Instance Document
101.SCH	XBRL Taxonomy Extension Schema Document
101.CAL	XBRL Taxonomy Extension Calculation Linkbase Document
101.DEF	XBRL Taxonomy Extension Definitions Linkbase Document
101.LAB	XBRL Taxonomy Extension Label Linkbase Document
101.PRE	XBRL Taxonomy Extension Presentation Linkbase Document

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

	CNB FINANCIAL CORPORATION
	(Registrant)
DATE: November 7, 2013	/s/ Joseph B. Bower, Jr.
	Joseph B. Bower, Jr.
	President and Director
	(Principal Executive Officer)
DATE: November 7, 2013	/s/ Brian W. Wingard
	Brian W. Wingard
	Treasurer
	(Principal Financial Officer)

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EXHIBIT INDEX

Exhibit No.	Description
2.1	Agreement and Plan of Merger, dated as of March 26, 2013, by and between the Corporation and FC Banc Corp., filed as Exhibit 2.1 to the Corporation’s Current Report on Form 8-K, filed with the SEC on March 27, 2013 and incorporated herein by reference.
3.1	Amended and Restated Articles of Incorporation of the Corporation, filed as Appendix B to the 2005 Proxy Statement, filed with the SEC on March 24, 2006, and incorporated herein by reference.
3.2	By-Laws of the Corporation, as amended and restated, filed as Appendix C to the 2005 Proxy Statement, filed with the SEC on March 24, 2006, and incorporated herein by reference.
31.1	Rule 13a – 14(a)/15d – 14(a) Certification of the Principal Executive Officer
31.2	Rule 13a – 14(a)/15d – 14(a) Certification of the Principal Financial Officer
32.1	Section 1350 Certification
32.2	Section 1350 Certification
101.INS	XBRL Instance Document
101.SCH	XBRL Taxonomy Extension Schema Document
101.CAL	XBRL Taxonomy Extension Calculation Linkbase Document
101.DEF	XBRL Taxonomy Extension Definitions Linkbase Document
101.LAB	XBRL Taxonomy Extension Label Linkbase Document
101.PRE	XBRL Taxonomy Extension Presentation Linkbase Document

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EX-31.1

Exhibit 31.1

CERTIFICATION

I, Joseph B. Bower, Jr., certify that:

1. I have reviewed this quarterly report on Form 10-Q of CNB Financial Corporation.

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report.

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report.

4. The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures as of the end of the period covered by this report based on such evaluation; and

d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

5. The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors:

a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

b) Any fraud, whether or not material, that involves management or other employees who have a

significant role in the registrant’s internal control over financial reporting.

Date: November 7, 2013

/s/ Joseph B. Bower, Jr.

Joseph B. Bower, Jr.

President

(Principal Executive Officer)

EX-31.2

Exhibit 31.2

CERTIFICATION

I, Brian W. Wingard, certify that:

1. I have reviewed this quarterly report on Form 10-Q of CNB Financial Corporation.

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report.

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report.

4. The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures as of the end of the period covered by this report based on such evaluation; and

d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

5. The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors:

a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

Date: November 7, 2013

/s/ Brian W. Wingard

Brian W. Wingard

Treasurer

(Principal Financial Officer)

EX-32.1

Exhibit 32.1

CERTIFICATE

As required by 18 U.S.C. 1350, the undersigned certifies that this Report on Form 10-Q fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended, and that the information contained in the Report on Form 10-Q fairly presents, in all material respects, the financial condition and results of operations of the issuer.

/s/ Joseph B. Bower, Jr.

Joseph B. Bower, Jr.

President and Director

(Principal Executive Officer)

Dated: November 7, 2013

EX-32.2

Exhibit 32.2

CERTIFICATE

As required by 18 U.S.C. 1350, the undersigned certifies that this Report on Form 10-Q fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended, and that the information contained in the Report on Form 10-Q fairly presents, in all material respects, the financial condition and results of operations of the issuer.

/s/ Brian W. Wingard

Brian W. Wingard

Treasurer

(Principal Financial Officer)

Dated: November 7, 2013

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Derivative Instruments

9 Months Ended

Sep. 30, 2013

Derivative Instruments And Hedging Activities Disclosure [Abstract]

Derivative Instruments

9. DERIVATIVE INSTRUMENTS

The Corporation records all derivatives on the balance sheet at fair value. The accounting for changes in the fair value of derivatives depends on the intended use of the derivative and the resulting designation. Derivatives used to hedge the exposure to changes in the fair value of an asset, liability, or firm commitment attributable to a particular risk, such as interest rate risk, are considered fair value hedges. Derivatives used to hedge the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges.

For derivatives designated as cash flow hedges, the effective portion of the changes in the fair value of the derivative is initially reported in other comprehensive income (outside of earnings) and subsequently reclassified into earnings when the hedged transaction affects earnings, and the ineffective portion of changes in the fair value of the derivative is recognized directly in earnings. The Corporation assesses the effectiveness of each hedging relationship by comparing the changes in cash flows of the derivative hedging instrument with the changes in cash flows of the designated hedged item or transaction.

On May 3, 2011, the Corporation executed an interest rate swap agreement with a 5 year term and an effective date of September 15, 2013 in order to hedge cash flows associated with $10 million of a subordinated note that was issued by the Corporation during 2007 and elected cash flow hedge accounting for the agreement. The Corporation’s objective in using this derivative is to add stability to interest expense and to manage its exposure to interest rate risk. The interest rate swap involves the receipt of variable-rate amounts in exchange for fixed-rate payments from September 15, 2013 to September 15, 2018 without exchange of the underlying notional amount. At September 30, 2013, the variable rate on the subordinated debt was 1.80% (LIBOR plus 155 basis points) and the Corporation was paying 5.57% (4.02% fixed rate plus 155 basis points).

On August 1, 2008, the Corporation executed an interest rate swap agreement with a 5 year term and an effective date of September 15, 2008 in order to hedge cash flows associated with $10 million of a subordinated note discussed above. The Corporation’s objective in using this derivative was to add stability to interest expense and to manage its exposure to interest rate risk. The interest rate swap involved the receipt of variable-rate amounts in exchange for fixed-rate payments from September 15, 2008 to the September 15, 2013 maturity date without exchange of the underlying notional amount.

As of September 30, 2013, no derivatives were designated as fair value hedges or hedges of net investments in foreign operations. Additionally, the Corporation does not use derivatives for trading or speculative purposes and currently does not have any derivatives that are not designated as hedges.

The following tables provide information about the amounts and locations of activity related to the interest rate swaps designated as cash flow hedges within the Corporation’s consolidated balance sheet and statement of income as of September 30, 2013 and December 31, 2012 and for the three and nine months ended September 30, 2013 and 2012:

		Fair value as of
	Balance Sheet Location	September 30, 2013	December 31, 2012
Interest rate contracts	Accrued interest and other liabilities	($1,241)	($	1,745	)

For the Three Months Ended September 30, 2013	(a)	(b)	(c)	(d)		(e)
Interest rate contracts	$8	Interest expense – subordinated debentures	($102)	Other income	$	0
For the Nine Months Ended September 30, 2013	(a)	(b)	(c)	(d)		(e)
Interest rate contracts	$327	Interest expense – subordinated debentures	($304)	Other income	$	0
For the Three Months Ended September 30, 2012	(a)	(b)	(c)	(d)		(e)
Interest rate contracts	($44)	Interest expense – subordinated debentures	($98)	Other income	$	0
For the Nine Months Ended September 30, 2012	(a)	(b)	(c)	(d)		(e)
Interest rate contracts	($116)	Interest expense – subordinated debentures	($290)	Other income	$	0

(a) Amount of Gain or (Loss) Recognized in Other Comprehensive Loss on Derivative (Effective Portion), net of tax

(b) Location of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)

(c) Amount of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)

(d) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing)

(e) Amount of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing)

Amounts reported in accumulated other comprehensive loss related to the interest rate swap will be reclassified to interest expense as interest payments are made on the subordinated debentures. Such amounts reclassified from accumulated other comprehensive loss to interest expense in the next twelve months are expected to be $377. As of September 30, 2013 and December 31, 2012, a cash collateral balance in the amount of $1,350 and $1,950, respectively, was maintained with a counterparty to the interest rate swaps. These balances are included in interest bearing deposits with other banks on the consolidated balance sheet.

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Loans - Restructured in Troubled Debt (Detail) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended	12 Months Ended
	Sep. 30, 2013 Loans	Sep. 30, 2012 Loans	Sep. 30, 2013 Loans	Dec. 31, 2012 Loans
Financing Receivable, Modifications [Line Items]
Number of Loans	1	0	12	10
Loans Balance	$ 13,255		$ 13,255	$ 11,621
Specific Reserve	1,900		1,900	1,099
Commercial, Industrial, and Agricultural [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans			2	2
Loans Balance	1,302		1,302	1,420
Specific Reserve	0		0	0
Commercial Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans			10	8
Loans Balance	11,953		11,953	10,201
Specific Reserve	1,900		1,900	1,099
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans			0	0
Loans Balance	0		0	0
Specific Reserve	0		0	0
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans			0	0
Loans Balance	0		0	0
Specific Reserve	0		0	0
Credit Cards [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans			0	0
Loans Balance	0		0	0
Specific Reserve	$ 0		$ 0	$ 0

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Consolidated Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
INTEREST AND DIVIDEND INCOME:
Loans including fees	$ 13,153	$ 12,574	$ 37,736	$ 37,223
Securities:
Taxable	3,283	3,651	10,166	11,226
Tax-exempt	969	892	2,891	2,668
Dividends	60	16	134	47
Total interest and dividend income	17,465	17,133	50,927	51,164
INTEREST EXPENSE:
Deposits	1,673	2,424	5,862	8,519
Borrowed funds	949	834	2,557	2,418
Subordinated debentures (includes $102 and $98 for three months ended and $304 and $290 for nine months ended accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements in 2013 and 2012, respectively)	195	205	583	606
Total interest expense	2,817	3,463	9,002	11,543
NET INTEREST INCOME	14,648	13,670	41,925	39,621
PROVISION FOR LOAN LOSSES	846	1,188	4,891	4,038
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	13,802	12,482	37,034	35,583
NON-INTEREST INCOME:
Wealth and asset management fees	615	498	1,727	1,311
Service charges on deposit accounts	1,102	1,049	3,063	3,020
Other service charges and fees	607	467	1,561	1,367
Net realized gains on available-for-sale securities (includes $103 for three months ended 2012 and $328 and $1,400 for nine months ended accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities in 2013 and 2012, respectively)	0	103	328	1,400
Net realized and unrealized gains on trading securities	166	275	497	455
Mortgage banking	107	225	633	686
Bank owned life insurance	365	229	1,442	752
Other	286	233	839	767
Total non-interest income	3,248	3,079	10,090	9,758
NON-INTEREST EXPENSES:
Salaries and benefits	5,288	4,831	15,817	14,175
Net occupancy expense	1,234	1,138	3,832	3,394
Data processing	890	700	2,455	2,118
State and local taxes	391	369	1,266	1,098
Legal, professional, and examination fees	313	411	966	968
Advertising	205	250	697	750
FDIC insurance premiums	332	283	930	816
Merger costs	398	0	1,329	0
Other	1,292	1,226	3,526	3,736
Total non-interest expenses	10,343	9,208	30,818	27,055
INCOME BEFORE INCOME TAXES	6,707	6,353	16,306	18,286
INCOME TAX EXPENSE (includes ($36) and $2 for three months ended and $8 and $389 for nine months ended income tax expense from reclassification items in 2013 and 2012, respectively	2,004	1,790	4,355	5,040
NET INCOME	$ 4,703	$ 4,563	$ 11,951	$ 13,246
EARNINGS PER SHARE:
Basic	$ 0.38	$ 0.37	$ 0.96	$ 1.07
Diluted	$ 0.38	$ 0.37	$ 0.96	$ 1.06
DIVIDENDS PER SHARE:
Cash dividends per share	$ 0.165	$ 0.165	$ 0.495	$ 0.495

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Subsequent Event - Acquisition of FC Banc Corp.

9 Months Ended

Sep. 30, 2013

Business Combinations [Abstract]

Subsequent Event - Acquisition of FC Banc Corp.

2. SUBSEQUENT EVENT - ACQUISITION OF FC BANC CORP.

In the first quarter of 2013, the Corporation announced the signing of a definitive merger agreement to acquire 100% of the outstanding equity interests of FC Banc Corp. and its subsidiary, The Farmers Citizens Bank (“FC Bank”), for $30.00 per share in cash and stock. FC Bank serves the northern Ohio markets of Bucyrus, Cardington, Fredericktown, Mount Hope and Shiloh, as well as the markets of Worthington and Upper Arlington in the greater Columbus, Ohio area, with 8 branch locations. The transaction closed on October 11, 2013 and resulted in consideration paid to FC Banc Corp. shareholders totaling approximately $41.6 million, comprised of approximately $8.0 million in cash and 1,873,879 shares of the Corporation’s common stock valued at approximately $33.6 million based on the October 11, 2013 closing price of $17.91 per share.

The Corporation’s management and board of directors have periodically conducted strategic reviews as part of their ongoing efforts to improve the Corporation’s banking franchise and enhance shareholder value. In connection with these strategic reviews, the Corporation has considered potential acquisition targets, including banking institutions in Ohio. On March 26, 2013, the Corporation’s board of directors unanimously approved the merger transaction with FC Banc Corp. and authorized the Corporation’s management to execute and deliver the merger agreement.

As disclosed in the accompanying consolidated statements of income, the Corporation incurred merger costs of $398 thousand and $1.3 million for the three and nine months ended September 30, 2013. All merger costs have been expensed as incurred.

As of the date that the Corporation’s third quarter 2013 consolidated financial statements are issued, all of the information required to be disclosed by Accounting Standards Codification No. 805 was not available since, given the short period between the October 11, 2013 acquisition date and the financial statement issuance, the calculation of the fair value of all material FC Banc Corp. assets acquired and liabilities assumed had not yet been completed.

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Deposits (Tables)

9 Months Ended

Sep. 30, 2013

Banking And Thrift [Abstract]

Total Deposits

Total deposits at September 30, 2013 and December 31, 2012 are summarized as follows (in thousands):

	Percentage
	Change			September 30, 2013		December 31, 2012
Checking, non-interest bearing		8.1	%	$	189,362	$	175,239
Checking, interest bearing		11.3	%		374,826		336,911
Savings accounts		5.5	%		801,677		759,910
Certificates of deposit		(12.5	%)		186,416		212,943
		4.5	%	$	1,552,281	$	1,485,003

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Loans - Recorded Investment in Residential and Consumer Loan Based on Payment Activity (Detail) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment [Line Items]
Residential real estate	$ 400,649	$ 347,904
Consumer	62,187	58,668
Credit Cards	4,800	4,800
Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Residential real estate	398,598	345,094
Consumer	57,589	55,040
Credit Cards	4,746	4,787
Non-Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Residential real estate	2,051	2,810
Consumer	694	227
Credit Cards	$ 54	$ 13

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Recent Accounting Pronouncements

9 Months Ended

Sep. 30, 2013

Accounting Changes And Error Corrections [Abstract]

Recent Accounting Pronouncements

10. RECENT ACCOUNTING PRONOUNCEMENTS

In February 2013, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update 2013-02, “Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income” (ASU 2013-02). ASU 2013-02 requires an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component. In addition, an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income but only if the amount reclassified is required under U.S. GAAP to be reclassified to net income in its entirety in the same reporting period. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income, an entity is required to cross-reference to other disclosures required under U.S. GAAP that provide additional detail about these amounts. ASU 2013-02 is effective prospectively for reporting periods beginning after December 15, 2012. The effect of adopting ASU 2013-02 did not have a material effect on the Corporation’s financial statements.

In February 2013, the FASB issued Accounting Standards Update 2013-04, “Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation Is Fixed at the Reporting Date” (ASU 2013-04). ASU 2013-04 provides guidance for the recognition, measurement, and disclosure of obligations resulting from joint and several liability arrangements for which the total amount of the obligation within the scope of the guidance is fixed at the reporting date, except for obligations addressed within existing guidance in U.S. GAAP. ASU 2013-04 is effective for reporting periods beginning after December 15, 2013. The Corporation is evaluating the effect that the adoption of ASU 2013-04 will have on its financial statements.

In July 2013, the FASB issued Accounting Standards Update 2013-10, “Derivatives and Hedging (Topic 815), Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes” (ASU 2013-10). ASU 2013-10 was issued to permit the Fed Funds Effective Swap Rate to be used as a U.S. benchmark interest rate for hedge accounting purposes under Topic 815, in addition to direct Treasury obligations of the U.S. Government and the London Interbank Offered Rate (LIBOR) swap rate. ASU 2013-10 is effective prospectively for qualifying new or redesignated hedging relationships entered into on or after July 17, 2013. The adoption of ASU 2013-10 did not have a material effect on the Corporation’s financial statements.

In July 2013, the FASB issued Accounting Standards Update 2013-11, “Income Taxes (Topic 740), Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists” (ASU 2013-11). ASU 2013-11 was issued to clarify the financial presentation of unrecognized tax benefits in the instances described. ASU 2013-11 is effective for reporting periods beginning after December 15, 2013. The effect of adopting ASU 2013-11 is not expected to have a material effect on the Corporation’s financial statements.

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Loans - Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment (Detail) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2011
Ending allowance balance attributable to loans:
Allowance for loan losses, Individually evaluated for impairment	$ 1,505		$ 753
Allowance for loan losses, Collectively evaluated for impairment	13,816		12,208
Allowance for loan losses, Modified in a troubled debt restructuring	1,900		1,099
Total ending allowance balance	17,221	15,500	14,060	13,649	13,690	12,615
Loans:
Loans individually evaluated for impairment	6,090		13,899
Loans collectively evaluated for impairment	1,009,626		902,304
Loans modified in a troubled debt restructuring	13,255		11,621
Total ending loans balance	1,028,971		927,824
Commercial, Industrial, and Agricultural [Member]
Ending allowance balance attributable to loans:
Allowance for loan losses, Individually evaluated for impairment	573		541
Allowance for loan losses, Collectively evaluated for impairment	4,980		4,399
Allowance for loan losses, Modified in a troubled debt restructuring	0		0
Total ending allowance balance	5,553	5,338	4,940	4,473	5,115	4,511
Loans:
Loans individually evaluated for impairment	1,774		2,623
Loans collectively evaluated for impairment	255,813		253,048
Loans modified in a troubled debt restructuring	1,302		1,420
Total ending loans balance	258,889		257,091
Commercial Mortgages [Member]
Ending allowance balance attributable to loans:
Allowance for loan losses, Individually evaluated for impairment	932		131
Allowance for loan losses, Collectively evaluated for impairment	4,209		3,467
Allowance for loan losses, Modified in a troubled debt restructuring	1,900		1,099
Total ending allowance balance	7,041	5,896	4,697	4,892	4,553	4,470
Loans:
Loans individually evaluated for impairment	4,252		10,683
Loans collectively evaluated for impairment	289,635		240,907
Loans modified in a troubled debt restructuring	11,953		10,201
Total ending loans balance	305,840		261,791
Residential Real Estate [Member]
Ending allowance balance attributable to loans:
Allowance for loan losses, Individually evaluated for impairment	0		81
Allowance for loan losses, Collectively evaluated for impairment	2,641		2,385
Allowance for loan losses, Modified in a troubled debt restructuring	0		0
Total ending allowance balance	2,641	2,508	2,466	2,332	2,225	1,991
Loans:
Loans individually evaluated for impairment	64		593
Loans collectively evaluated for impairment	400,585		347,311
Loans modified in a troubled debt restructuring	0		0
Total ending loans balance	400,649		347,904
Consumer [Member]
Ending allowance balance attributable to loans:
Allowance for loan losses, Individually evaluated for impairment	0		0
Allowance for loan losses, Collectively evaluated for impairment	1,761		1,699
Allowance for loan losses, Modified in a troubled debt restructuring	0		0
Total ending allowance balance	1,761	1,555	1,699	1,706	1,568	1,404
Loans:
Loans individually evaluated for impairment	0		0
Loans collectively evaluated for impairment	58,283		55,267
Loans modified in a troubled debt restructuring	0		0
Total ending loans balance	58,283		55,267
Credit Cards [Member]
Ending allowance balance attributable to loans:
Allowance for loan losses, Individually evaluated for impairment	0		0
Allowance for loan losses, Collectively evaluated for impairment	57		83
Allowance for loan losses, Modified in a troubled debt restructuring	0		0
Total ending allowance balance	57	55	83	79	81	71
Loans:
Loans individually evaluated for impairment	0		0
Loans collectively evaluated for impairment	4,800		4,800
Loans modified in a troubled debt restructuring	0		0
Total ending loans balance	4,800		4,800
Overdrafts [Member]
Ending allowance balance attributable to loans:
Allowance for loan losses, Individually evaluated for impairment	0		0
Allowance for loan losses, Collectively evaluated for impairment	168		175
Allowance for loan losses, Modified in a troubled debt restructuring	0		0
Total ending allowance balance	168	148	175	167	148	168
Loans:
Loans individually evaluated for impairment	0		0
Loans collectively evaluated for impairment	510		971
Loans modified in a troubled debt restructuring	0		0
Total ending loans balance	$ 510		$ 971

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Loans - Summary of Holiday's Loan Portfolio (Detail) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]
Consumer	$ 62,187	$ 58,668
Residential real estate	400,649	347,904
Less: unearned discount	(3,904)	(3,401)
Holiday Financial Services Corporation [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Consumer	23,909	21,535
Residential real estate	1,397	954
Less: unearned discount	(3,904)	(3,401)
Total	$ 21,402	$ 19,088

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Securities - Securities Available for Sale (Detail) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 708,303	$ 712,637
Unrealized Gains	11,248	28,181
Unrealized Losses	(19,020)	(3,507)
Fair Value	700,531	737,311
U.S. Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	2,003	4,018
Unrealized Gains	4	18
Unrealized Losses	0	0
Fair Value	2,007	4,036
U.S. Government Sponsored Entities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	179,875	157,965
Unrealized Gains	3,175	5,977
Unrealized Losses	(5,820)	(161)
Fair Value	177,230	163,781
States and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	177,503	170,223
Unrealized Gains	4,416	11,113
Unrealized Losses	(2,056)	(57)
Fair Value	179,863	181,279
Residential and Multi Family Mortgage [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	258,466	308,800
Unrealized Gains	2,945	8,724
Unrealized Losses	(6,372)	(702)
Fair Value	255,039	316,822
Commercial Mortgage [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	971	1,275
Unrealized Gains	0	29
Unrealized Losses	(21)	0
Fair Value	950	1,304
Corporate Notes and Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	15,741	17,368
Unrealized Gains	56	26
Unrealized Losses	(1,640)	(2,370)
Fair Value	14,157	15,024
Pooled Trust Preferred [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	800	800
Unrealized Gains	0	0
Unrealized Losses	(24)	(200)
Fair Value	776	600
Pooled SBA [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	71,924	50,667
Unrealized Gains	652	2,277
Unrealized Losses	(3,063)	(17)
Fair Value	69,513	52,927
Other Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	1,020	1,521
Unrealized Gains	0	17
Unrealized Losses	(24)	0
Fair Value	$ 996	$ 1,538

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Subsequent Event - Acquisition of FC Banc Corp - Additional Information (Detail) (USD $)	3 Months Ended		9 Months Ended		3 Months Ended	0 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Mar. 31, 2013 Farmers Citizens Bank [Member] Location	Oct. 11, 2013 Farmers Citizens Bank [Member] Subsequent Event [Member]
Business Acquisition [Line Items]
Outstanding equity interests of FC Banc Corp.					100.00%
Business acquisition share price					$ 30.00	$ 17.91
Number of branch locations					8
Total consideration paid to FC Banc Corp. shareholders						$ 41,600,000
Total consideration paid to FC Banc Corp. shareholders in cash			0	1,248,000		8,000,000
Total consideration paid to FC Banc Corp. shareholders in shares						1,873,879
Total value of common stock						33,600,000
Merger cost	$ 398,000	$ 0	$ 1,329,000	$ 0

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Derivative Instruments (Tables)

9 Months Ended

Sep. 30, 2013

Derivative Instruments And Hedging Activities Disclosure [Abstract]

Amounts and Locations of Activity Related to the Interest Rate Swaps Designated as Cash Flow Hedges within the Corporation's Consolidated Balance Sheet and Statement of Income

The following tables provide information about the amounts and locations of activity related to the interest rate swaps designated as cash flow hedges within the Corporation’s consolidated balance sheet and statement of income as of September 30, 2013 and December 31, 2012 and for the three and nine months ended September 30, 2013 and 2012:

		Fair value as of
	Balance Sheet Location	September 30, 2013	December 31, 2012
Interest rate contracts	Accrued interest and other liabilities	($1,241)	($	1,745	)

For the Three Months Ended September 30, 2013	(a)	(b)	(c)	(d)		(e)
Interest rate contracts	$8	Interest expense – subordinated debentures	($102)	Other income	$	0
For the Nine Months Ended September 30, 2013	(a)	(b)	(c)	(d)		(e)
Interest rate contracts	$327	Interest expense – subordinated debentures	($304)	Other income	$	0
For the Three Months Ended September 30, 2012	(a)	(b)	(c)	(d)		(e)
Interest rate contracts	($44)	Interest expense – subordinated debentures	($98)	Other income	$	0
For the Nine Months Ended September 30, 2012	(a)	(b)	(c)	(d)		(e)
Interest rate contracts	($116)	Interest expense – subordinated debentures	($290)	Other income	$	0

(a) Amount of Gain or (Loss) Recognized in Other Comprehensive Loss on Derivative (Effective Portion), net of tax

(b) Location of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)

(c) Amount of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion)

(d) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing)

(e) Amount of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing)

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Loans - Additional Information (Detail) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended	3 Months Ended			9 Months Ended		12 Months Ended	3 Months Ended		9 Months Ended	3 Months Ended	9 Months Ended
	Sep. 30, 2013 Loans	Sep. 30, 2012 Loans	Sep. 30, 2013 Loans	Sep. 30, 2012	Dec. 31, 2012 Loans	Sep. 30, 2013 Commercial Mortgage Loan One [Member]	Mar. 31, 2013 Commercial Mortgage Loan One [Member]	Sep. 30, 2012 Commercial Mortgage Loan One [Member]	Sep. 30, 2013 Commercial Mortgage Loan One [Member]	Sep. 30, 2012 Commercial Mortgage Loan One [Member]	Dec. 31, 2012 Commercial Mortgage Loan One [Member]	Sep. 30, 2013 Commercial Mortgage Loan Two [Member]	Jun. 30, 2013 Commercial Mortgage Loan Two [Member]	Sep. 30, 2013 Commercial Mortgage Loan Two [Member]	Sep. 30, 2013 Commercial Mortgage Loan Three [Member]	Sep. 30, 2013 Minimum [Member]	Sep. 30, 2013 Maximum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Net unamortized loan costs and fees	$ 322,000		$ 322,000		$ 232,000
Percentage of comprised loan, commercial, industrial and agricultural loans	26.00%		26.00%		28.00%
Percentage of comprised loan, commercial mortgage loans	30.00%		30.00%		28.00%
Risk rating to commercial loans	250,000		250,000
Percentage of loan-to-value to business equipment			80.00%
Percentage of loan-to-value to accounts receivable			75.00%
Percentage of loan-to-value to business inventory			60.00%
Percentage of loan-to-value to real estate			85.00%
Percentage of residential real estate loan in portfolio	40.00%		40.00%		37.00%
Maximum percentage of consumer loan and credit card in portfolio	10.00%		10.00%		10.00%
Number of loans modified as troubled debt restructuring	1	0	12		10
Additional provision for loan losses	562,000	0	562,000	0		127,000		503,000	262,000	503,000		0		588,000	562,000
Reduction in stated interest rate modification having loan range period																4 years	15 years
Extension of maturity date modification having loan range period																4 years	18 years
Principal balances forgiven in connection with loan restructuring	0		0		0
Troubled debt restructuring charged off							595,000
Commercial mortgage loan balance amount											1,660,000		1,086,000
Minimum period to be considered for loan to have defaulted			90 days
Impaired commercial mortgage loan placed on non-accrual status, modified as TDRs	$ 13,255,000		$ 13,255,000		$ 11,621,000										$ 3,269,000
Outstanding balance of semi annual loans			Greater than $1 million
Outstanding balance of annual loans			Less than $1 million

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Fair Value - Sale Securities Reported as Level 1 Securities as of Beginning of Period Were Transferred to Level 2 Category (Detail) (USD $)	3 Months Ended	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2012
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Securities transferred to level 2 fair value	$ 0	$ 0	$ 15,232,000
U.S. Government Sponsored Entities [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Securities transferred to level 2 fair value		0	2,000,000
States and Political Subdivisions [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Securities transferred to level 2 fair value		0	4,655,000
Residential Mortgage and Assets Backed [Member]
Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]
Securities transferred to level 2 fair value		$ 0	$ 8,577,000

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Securities - Trading Securities (Detail) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Schedule of Trading Securities and Other Trading Assets [Line Items]
Trading securities	$ 4,358	$ 4,459
Corporate Equity Securities [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Trading securities	2,998	3,117
Certificates of Deposit [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Trading securities	253	408
International Mutual Funds [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Trading securities	257	287
Large Cap Growth Mutual Funds [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Trading securities	182	157
Large Cap Value Mutual Funds [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Trading securities	121	104
Real Estate Investment Trust Mutual Funds [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Trading securities	40	65
Corporate Notes and Bonds [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Trading securities	152	101
Mid Cap Mutual Funds [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Trading securities	81	26
Small Cap Mutual Funds [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Trading securities	81	26
U.S. Government Sponsored Entities [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Trading securities	53	58
Commodities Mutual Funds [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Trading securities	54	0
Money Market Mutual Funds [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Trading securities	$ 86	$ 110

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Loans - Loans Individually Evaluated for Impairment by Portfolio Segment (Detail) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance, Total	$ 22,852	$ 29,225
Recorded Investment, Total	19,345	25,520
Allowance for Loan Losses Allocated	3,405	1,852
Commercial, Industrial, and Agricultural [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance, Related Allowance	1,836	2,542
Recorded Investment, Related Allowance	1,085	1,792
Allowance for Loan Losses Allocated	573	541
Unpaid Principal Balance, No Related Allowance	2,604	2,804
Recorded Investment, No Related Allowance	1,991	2,251
Allowance for Loan Losses Allocated, No Related Allowance	0	0
Commercial Mortgages [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance, Related Allowance	12,017	5,870
Recorded Investment, Related Allowance	9,985	5,329
Allowance for Loan Losses Allocated	2,832	1,230
Unpaid Principal Balance, No Related Allowance	6,246	17,285
Recorded Investment, No Related Allowance	6,220	15,555
Allowance for Loan Losses Allocated, No Related Allowance	0	0
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance, Related Allowance	0	416
Recorded Investment, Related Allowance	0	381
Allowance for Loan Losses Allocated	0	81
Unpaid Principal Balance, No Related Allowance	149	308
Recorded Investment, No Related Allowance	64	212
Allowance for Loan Losses Allocated, No Related Allowance	$ 0	$ 0

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Fair Value - Securities Available for Sale Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs (Level 3) (Detail) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Corporate Notes and Bonds [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning Balance		$ 2,071	$ 1,980	$ 2,060
Total gains or (losses):
Included in other comprehensive income		(86)	(29)	(75)
Included in realized gains on available-for-sale securities			58
Sale of available-for-sale securities			(2,009)
Ending Balance	0	1,985	0	1,985
Pooled Trust Preferred [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning Balance	630	360	600	340
Total gains or (losses):
Included in other comprehensive income	146	0	176	20
Included in realized gains on available-for-sale securities	0		0
Sale of available-for-sale securities	0		0
Ending Balance	$ 776	$ 360	$ 776	$ 360

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Securities - Information Pertaining to Security Sales (Detail) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Amortized Cost And Fair Value Debt Securities [Abstract]
Proceeds	$ 0	$ 4,090	$ 33,672	$ 92,707
Gross Gains	0	103	822	1,549
Gross Losses	$ 0	$ 0	$ (494)	$ (149)

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Earnings Per Share (Tables)

9 Months Ended

Sep. 30, 2013

Earnings Per Share [Abstract]

Computation of Basic and Diluted Earnings Per Share

The computation of basic and diluted earnings per share is shown below (in thousands except per share data):

	Three months ended September 30,						Nine months ended September 30,
	2013			2012			2013			2012
Net income per consolidated statements of income	$	4,703		$	4,563		$	11,951		$	13,246
Net earnings allocated to participating securities		(21	)		(17	)		(56	)		(50	)
Net earnings allocated to common stock	$	4,682		$	4,546		$	11,895		$	13,196
Basic earnings per common share computation:
Distributed earnings allocated to common stock	$	2,054		$	2,045		$	6,161		$	6,130
Undistributed earnings allocated to common stock		2,628			2,501			5,734			7,066
Net earnings allocated to common stock	$	4,682		$	4,546		$	11,895		$	13,196
Weighted average common shares outstanding, including shares considered participating securities		12,513			12,448			12,505			12,430
Less: Average participating securities		(51	)		(41	)		(52	)		(42	)
Weighted average shares		12,462			12,407			12,453			12,388
Basic earnings per common share	$	0.38		$	0.37		$	0.96		$	1.07
Diluted earnings per common share computation:
Net earnings allocated to common stock	$	4,682		$	4,546		$	11,895		$	13,196
Weighted average common shares outstanding for basic earnings per common share		12,462			12,407			12,453			12,388
Add: Dilutive effects of assumed exercises of stock options		2			4			1			4
Weighted average shares and dilutive potential common shares		12,464			12,411			12,454			12,392
Diluted earnings per common share	$	0.38		$	0.37		$	0.96		$	1.06

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Consolidated Statements of Comprehensive Income (Loss) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Amounts Reclassified Out Of Accumulated Other Comprehensive Income Loss [Abstract]
NET INCOME	$ 4,703	$ 4,563	$ 11,951	$ 13,246
Net change in fair value of interest rate swap agreements designated as cash flow hedges:
Unrealized gain (loss) on interest rate swaps, net of tax of $31 and $58 for the three months ended September 30, 2013 and 2012, and ($69) and $164 for the nine months ended September 30, 2013 and 2012	(58)	(108)	129	(305)
Reclassification adjustment for losses recognized in earnings, net of tax of ($36) and ($34) for the three months ended September 30, 2013 and 2012, and ($106) and ($101) for the nine months ended September 30, 2013 and 2012	66	64	198	189
Other comprehensive loss, net of tax	8	(44)	327	(116)
Unrealized gains (losses) on other-than-temporarily impaired securities available for sale:
Unrealized gains arising during the period, net of tax of ($51) for the three months ended September 30, 2013, and ($62) and ($7) for the nine months ended September 30, 2013 and 2012	95	0	114	13
Unrealized gains (losses) on other securities available for sale:
Unrealized gains (losses) arising during the period, net of tax of $1,676 and ($611) for the three months ended September 30, 2013 and 2012, and $11,302 and ($2,419) for the nine months ended September 30, 2013 and 2012	(3,113)	1,134	(20,990)	4,493
Reclassification adjustment for realized gains included in net income, net of tax of $36 for the three months ended September 30, 2012, and $115 and $490 for the nine months ended September 30, 2013 and 2012	0	(67)	(213)	(910)
Unrealized losses on other securities available for sale net of reclassification adjustment for realized gains included in net income	(3,113)	1,067	(21,203)	3,583
Other comprehensive income (loss)	(3,010)	1,023	(20,762)	3,480
COMPREHENSIVE INCOME (LOSS)	$ 1,693	$ 5,586	$ (8,811)	$ 16,726

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Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:
NET INCOME	$ 11,951	$ 13,246
Adjustments to reconcile net income to net cash provided by operations:
PROVISION FOR LOAN LOSSES	4,891	4,038
Depreciation and amortization of premises and equipment	1,632	1,582
Amortization and accretion of securities premiums and discounts, deferred loan fees and costs, and unearned income	2,756	3,353
Net realized gains on sales of available-for-sale securities	(328)	(1,400)
Net realized and unrealized gains on trading securities	(497)	(455)
Proceeds from sale of trading securities	4,424	2,625
Purchase of trading securities	(3,803)	(2,699)
Gain on sale of loans	(556)	(640)
Net gains on dispositions of premises and equipment and foreclosed assets	(151)	(120)
Proceeds from sale of loans	19,889	21,674
Origination of loans held for sale	(17,484)	(23,524)
Income on bank owned life insurance	(1,442)	(752)
Stock-based compensation expense	290	205
Contribution of treasury stock	90	90
Changes in:
Accrued interest receivable and other assets	(3,606)	(1,998)
Accrued interest payable and other liabilities	(1,941)	710
NET CASH PROVIDED BY OPERATING ACTIVITIES	16,115	15,935
CASH FLOWS FROM INVESTING ACTIVITIES:
Net decrease in interest bearing time deposits with other banks	(50)	(1)
Proceeds from maturities, prepayments and calls of securities	86,708	82,288
Proceeds from sales of securities	33,672	92,707
Purchase of securities	(114,748)	(252,561)
Loan origination and payments, net	(102,600)	(62,860)
Purchase of bank owned life insurance	(2,000)	(1,000)
Proceeds from death benefits associated with bank owned life insurance	1,348	0
Acquisition of consumer discount company	0	(1,248)
Purchase of FHLB and other equity interests	(896)	(218)
Purchase of premises and equipment	(3,434)	(1,711)
Proceeds from the sale of premises and equipment and foreclosed assets	579	867
NET CASH USED IN INVESTING ACTIVITIES	(101,421)	(143,737)
Net change in:
Checking, money market and savings accounts	93,805	174,031
Certificates of deposit	(26,527)	(47,612)
Proceeds from sale of treasury stock	2	528
Proceeds from exercise of stock options	24	374
Cash dividends paid	(6,193)	(6,156)
Proceeds from long-term borrowings	900	0
Repayment of long-term borrowings	(145)	(120)
Net change in short-term borrowings	24,415	0
NET CASH PROVIDED BY FINANCING ACTIVITIES	86,281	121,045
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	975	(6,757)
CASH AND CASH EQUIVALENTS, Beginning	31,881	39,703
CASH AND CASH EQUIVALENTS, Ending	32,856	32,946
Cash paid during the period for:
Interest	9,134	11,807
Income taxes	3,646	5,418
SUPPLEMENTAL NONCASH DISCLOSURES:
Transfers to other real estate owned	333	680
Grant of restricted stock awards from treasury stock	539	419
Contribution of treasury stock	$ 90	$ 90

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Stock Compensation

9 Months Ended

Sep. 30, 2013

Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]

Stock Compensation

3. STOCK COMPENSATION

The Corporation has a stock incentive plan for key employees and independent directors. The stock incentive plan, which is administered by a committee of the Board of Directors, provides for aggregate grants of up to 500,000 shares of common stock in the form of nonqualified options or restricted stock. For key employees, the plan vesting is one-fourth of the granted options or restricted stock per year beginning one year after the grant date, with 100% vested on the fourth anniversary of the grant. For independent directors, the vesting schedule is one-third of the granted options per year beginning one year after the grant date, with 100% vested on the third anniversary of the grant.

At September 30, 2013, there was no unrecognized compensation cost related to nonvested stock options granted under this plan and no stock options were granted during the three or nine month periods ended September 30, 2013 and 2012. At September 30, 2013 and December 31, 2012, the Corporation had 74,203 and 75,500 stock options, respectively, that were fully vested and exercisable.

Compensation expense for the restricted stock awards is recognized over the requisite service period noted above based on the fair value of the shares at the date of grant. Nonvested restricted stock awards are recorded as a reduction of additional paid-in-capital in shareholders’ equity until earned. Compensation expense resulting from these restricted stock awards was $104 and $290 for the three and nine months ended September 30, 2013, and $73 and $205 for the three and nine months ended September 30, 2012. As of September 30, 2013, there was $784 of total unrecognized compensation cost related to unvested restricted stock awards.

A summary of changes in nonvested restricted stock awards for the three months ended September 30, 2013 follows:

				Per Share Weighted Average
	Shares			Grant Date Fair Value
Nonvested at beginning of period		65,400		$	16.24
Granted		0			0
Vested		(200	)		15.29
Nonvested at end of period		65,200		$	16.24

A summary of changes in nonvested restricted stock awards for the nine months ended September 30, 2013 follows:  

				Per Share Weighted Average
	Shares			Grant Date Fair Value
Nonvested at beginning of period		49,574		$	15.37
Granted		31,500			17.10
Vested		(15,874	)		15.23
Nonvested at end of period		65,200		$	16.24

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Basis of Presentation

9 Months Ended

Sep. 30, 2013

Accounting Policies [Abstract]

Basis of Presentation

1. BASIS OF PRESENTATION

The accompanying consolidated financial statements have been prepared pursuant to rules and regulations of the Securities and Exchange Commission (“SEC”) and in compliance with accounting principles generally accepted in the United States of America (“GAAP”). Because this report is based on an interim period, certain information and footnote disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted.

In the opinion of management of the registrant, the accompanying consolidated financial statements as of September 30, 2013 and for the three and nine month periods ended September 30, 2013 and 2012 include all adjustments, consisting of only normal recurring adjustments, necessary for a fair presentation of the financial condition and the results of operations for the periods presented. The financial performance reported for CNB Financial Corporation (the “Corporation”) for the three and nine month periods ended September 30, 2013 is not necessarily indicative of the results to be expected for the full year. This information should be read in conjunction with the Corporation’s Annual Report on Form 10-K for the period ended December 31, 2012 (the “2012 Form 10-K”). All dollar amounts are stated in thousands, except share and per share data and other amounts as indicated.

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Securities - Securities with Unrealized Losses Aggregated by Investment Category and Length of Time that Individual Securities have been in Continuous Unrealized Loss Position (Detail) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	$ 369,935	$ 85,252
Less than 12 Months, Unrealized Loss	(17,046)	(923)
12 Months or More, Fair Value	17,930	17,856
12 Months or More, Unrealized Loss	(1,974)	(2,584)
Total, Fair Value	387,865	103,108
Total, Unrealized Loss	(19,020)	(3,507)
U.S. Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	0	0
Less than 12 Months, Unrealized Loss	0	0
12 Months or More, Fair Value	0	0
12 Months or More, Unrealized Loss	0	0
Total, Fair Value	0	0
Total, Unrealized Loss	0	0
U.S. Government Sponsored Entities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	110,419	41,715
Less than 12 Months, Unrealized Loss	(5,820)	(161)
12 Months or More, Fair Value	0	0
12 Months or More, Unrealized Loss	0	0
Total, Fair Value	110,419	41,715
Total, Unrealized Loss	(5,820)	(161)
States and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	58,955	7,857
Less than 12 Months, Unrealized Loss	(2,047)	(57)
12 Months or More, Fair Value	474	0
12 Months or More, Unrealized Loss	(9)	0
Total, Fair Value	59,429	7,857
Total, Unrealized Loss	(2,056)	(57)
Residential and Multi Family Mortgage [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	157,880	32,159
Less than 12 Months, Unrealized Loss	(6,201)	(688)
12 Months or More, Fair Value	5,124	4,254
12 Months or More, Unrealized Loss	(171)	(14)
Total, Fair Value	163,004	36,413
Total, Unrealized Loss	(6,372)	(702)
Commercial Mortgage [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	950	0
Less than 12 Months, Unrealized Loss	(21)	0
12 Months or More, Fair Value	0	0
12 Months or More, Unrealized Loss	0	0
Total, Fair Value	950	0
Total, Unrealized Loss	(21)	0
Corporate Notes and Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	0	0
Less than 12 Months, Unrealized Loss	0	0
12 Months or More, Fair Value	9,754	13,002
12 Months or More, Unrealized Loss	(1,640)	(2,370)
Total, Fair Value	9,754	13,002
Total, Unrealized Loss	(1,640)	(2,370)
Pooled Trust Preferred [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	0	0
Less than 12 Months, Unrealized Loss	0	0
12 Months or More, Fair Value	776	600
12 Months or More, Unrealized Loss	(24)	(200)
Total, Fair Value	776	600
Total, Unrealized Loss	(24)	(200)
Pooled SBA [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	40,735	3,521
Less than 12 Months, Unrealized Loss	(2,933)	(17)
12 Months or More, Fair Value	1,802	0
12 Months or More, Unrealized Loss	(130)	0
Total, Fair Value	42,537	3,521
Total, Unrealized Loss	(3,063)	(17)
Other Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 Months, Fair Value	996	0
Less than 12 Months, Unrealized Loss	(24)	0
12 Months or More, Fair Value	0	0
12 Months or More, Unrealized Loss	0	0
Total, Fair Value	996	0
Total, Unrealized Loss	$ (24)	$ 0

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Stock Compensation - Additional Information (Detail) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of nonqualified options or restricted stock for key employees and independent director	500,000		500,000
Description of award terms			For key employees, the plan vesting is one-fourth of the granted options or restricted stock per year beginning one year after the grant date, with 100% vested on the fourth anniversary of the grant. For independent directors, the vesting schedule is one-third of the granted options per year beginning one year after the grant date, with 100% vested on the third anniversary of the grant.
Unrecognized compensation cost related to nonvested stock options granted under this plan	$ 0		$ 0
Stock options, granted	0	0	0	0
Stock options that were fully vested and exercisable	74,203		74,203		75,500
Compensation Expense	104	73	290	205
Key Employees [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Starting period of Vesting of stock based award			1 year
Stock incentive plan, vesting per year, portion			0.25
Aggregate percentage of stock based awards to be matured			100.00%
Independent Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Starting period of Vesting of stock based award			1 year
Stock incentive plan, vesting per year, portion			0.33
Aggregate percentage of stock based awards to be matured			100.00%
Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation cost related to nonvested stock options granted	$ 784		$ 784

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Fair Value - Quantitative Information About Level 3 Fair Value Measurements (Detail) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Corporate Notes and Bonds [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value		$ 1,980
Corporate Notes and Bonds [Member] | Constant Prepayment Rate [Member] | Discounted Cash Flow [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Input utilized one		0.00%
Corporate Notes and Bonds [Member] | Probability of Default [Member] | Discounted Cash Flow [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Input utilized one		0.00%
Corporate Notes and Bonds [Member] | Discount Rate [Member] | Discounted Cash Flow [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Input utilized one		9.60%
Pooled Trust Preferred [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 776	$ 600
Pooled Trust Preferred [Member] | Collateral Default Rate [Member] | Discounted Cash Flow [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Input utilized two	2% in 2013; 1.5% in 2014; 1.0% in 2015; 0.5% in 2016 and thereafter	2% annually for 2 years; 0.36% thereafter
Pooled Trust Preferred [Member] | Yield [Member] | Discounted Cash Flow [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Input utilized one	12.00%	13.00%
Pooled Trust Preferred [Member] | Recovery Probability [Member] | Discounted Cash Flow [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Input utilized two		10%, lagged 2 years
Pooled Trust Preferred [Member] | Prepayment Speed [Member] | Discounted Cash Flow [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Input utilized two	6.7% constant prepayment rate in 2013; 2.0% constant prepayment rate in 2014 and thereafter

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Fair Value - Carrying Amount and Fair Value of Financial Instruments (Detail) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
ASSETS
Cash and cash equivalents	$ 32,856	$ 31,881	$ 32,946	$ 39,703
Interest bearing time deposits with other banks	275	225
Securities available for sale	700,531	737,311
Trading securities	4,358	4,459
Loans held for sale	399	2,398
Net loans	1,011,750	913,764
FHLB and other equity interests	7,580	6,684
LIABILITIES
Deposits	(1,552,281)	(1,485,003)
Subordinated debentures	(20,620)	(20,620)
Carrying Amount [Member]
ASSETS
Cash and cash equivalents	32,856	31,881
Interest bearing time deposits with other banks	275	225
Securities available for sale	700,531	737,311
Trading securities	4,358	4,459
Loans held for sale	399	2,398
Net loans	1,011,750	913,764
FHLB and other equity interests	7,580	6,684
Accrued interest receivable	7,267	6,863
LIABILITIES
Deposits	(1,552,281)	(1,485,003)
FHLB and other borrowings	(122,976)	(97,806)
Subordinated debentures	(20,620)	(20,620)
Interest rate swaps	(1,241)	(1,745)
Accrued interest payable	(805)	(1,022)
Total Fair Value [Member]
ASSETS
Cash and cash equivalents	32,856	31,881
Interest bearing time deposits with other banks	281	230
Securities available for sale	700,531	737,311
Trading securities	4,358	4,459
Loans held for sale	410	2,460
Net loans	1,008,375	917,785
Accrued interest receivable	7,267	6,863
LIABILITIES
Deposits	(1,551,905)	(1,487,545)
FHLB and other borrowings	(122,976)	(105,850)
Subordinated debentures	(10,945)	(10,682)
Interest rate swaps	(1,241)	(1,745)
Accrued interest payable	(805)	(1,022)
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
ASSETS
Cash and cash equivalents	32,856	31,881
Interest bearing time deposits with other banks	0	0
Securities available for sale	70,509	54,169
Trading securities	4,153	4,300
Loans held for sale	0	0
Net loans	0	0
Accrued interest receivable	429	278
LIABILITIES
Deposits	(1,365,864)	(1,272,060)
FHLB and other borrowings	0	0
Subordinated debentures	0	0
Interest rate swaps	0	0
Accrued interest payable	(200)	(301)
Significant Other Observable Inputs (Level 2) [Member]
ASSETS
Cash and cash equivalents	0	0
Interest bearing time deposits with other banks	281	230
Securities available for sale	629,246	680,562
Trading securities	205	159
Loans held for sale	410	2,460
Net loans	0	0
Accrued interest receivable	3,827	3,498
LIABILITIES
Deposits	(186,041)	(215,485)
FHLB and other borrowings	(122,976)	(105,850)
Subordinated debentures	(10,945)	(10,682)
Interest rate swaps	(1,241)	(1,745)
Accrued interest payable	(590)	(707)
Significant Unobservable Inputs (Level 3) [Member]
ASSETS
Cash and cash equivalents	0	0
Interest bearing time deposits with other banks	0	0
Securities available for sale	776	2,580
Trading securities	0	0
Loans held for sale	0	0
Net loans	1,008,375	917,785
Accrued interest receivable	3,011	3,087
LIABILITIES
Deposits	0	0
FHLB and other borrowings	0	0
Subordinated debentures	0	0
Interest rate swaps	0	0
Accrued interest payable	$ (15)	$ (14)

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Loans - Schedule of Loan Assigned Risk Rating within 12 Months of Balance Sheet Date (Detail) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment [Line Items]
Financing receivable recorded investment	$ 564,729	$ 518,882
Commercial, Industrial, and Agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable recorded investment	258,889	257,091
Commercial Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable recorded investment	305,840	261,791
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable recorded investment	493,527	460,129
Pass [Member] | Commercial, Industrial, and Agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable recorded investment	230,412	234,835
Pass [Member] | Commercial Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable recorded investment	263,115	225,294
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable recorded investment	16,953	18,935
Special Mention [Member] | Commercial, Industrial, and Agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable recorded investment	6,997	6,641
Special Mention [Member] | Commercial Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable recorded investment	9,956	12,294
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable recorded investment	51,389	38,960
Substandard [Member] | Commercial, Industrial, and Agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable recorded investment	21,349	15,459
Substandard [Member] | Commercial Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable recorded investment	30,040	23,501
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable recorded investment	2,860	858
Doubtful [Member] | Commercial, Industrial, and Agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable recorded investment	131	156
Doubtful [Member] | Commercial Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivable recorded investment	$ 2,729	$ 702

XML

Loans - Impaired Financing Receivables with Related and not Related Allowances (Detail) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, Total	$ 22,330	$ 26,424	$ 22,434	$ 24,827
Interest Income Recognized, Total	4	6	11	17
Cash Basis Interest Recognized, Total	4	6	11	17
Commercial, Industrial, and Agricultural [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, Related Allowance	1,267	4,140	1,439	3,406
Interest Income Recognized, Related Allowance	3	0	4	3
Cash Basis Interest Recognized, Related Allowance	3	0	4	3
Average Recorded Investment, No Related Allowance	2,055	3,506	2,121	3,459
Interest Income Recognized, No Related Allowance	0	0	0	0
Cash Basis Interest Recognized, No Related Allowance	0	0	0	0
Commercial Mortgages [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, Related Allowance	8,337	6,180	7,657	5,549
Interest Income Recognized, Related Allowance	0	3	3	3
Cash Basis Interest Recognized, Related Allowance	0	3	3	3
Average Recorded Investment, No Related Allowance	10,602	11,971	10,888	12,016
Interest Income Recognized, No Related Allowance	0	0	0	0
Cash Basis Interest Recognized, No Related Allowance	0	0	0	0
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, Related Allowance	0	476	191	322
Interest Income Recognized, Related Allowance	1	3	4	11
Cash Basis Interest Recognized, Related Allowance	1	3	4	11
Average Recorded Investment, No Related Allowance	69	151	138	75
Interest Income Recognized, No Related Allowance	0	0	0	0
Cash Basis Interest Recognized, No Related Allowance	$ 0	$ 0	$ 0	$ 0

XML

Loans - Schedule of Net Loans (Detail) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Receivables [Abstract]
Commercial, industrial, and agricultural	$ 258,889	$ 257,091
Commercial mortgages	305,840	261,791
Residential real estate	400,649	347,904
Consumer	62,187	58,668
Credit cards	4,800	4,800
Overdrafts	510	971
Less: unearned discount	(3,904)	(3,401)
Less: allowance for loan losses	(17,221)	(14,060)
Net loans	$ 1,011,750	$ 913,764

XML

Consolidated Balance Sheets (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Statement Of Financial Position [Abstract]
Common stock, par value	$ 0	$ 0
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	12,599,603	12,599,603
Treasury stock, shares	85,465	123,699

XML

Loans

9 Months Ended

Sep. 30, 2013

Receivables [Abstract]

Loans

6. LOANS

Total net loans at September 30, 2013 and December 31, 2012 are summarized as follows:

	September 30, 2013			December 31, 2012
Commercial, industrial, and agricultural	$	258,889		$	257,091
Commercial mortgages		305,840			261,791
Residential real estate		400,649			347,904
Consumer		62,187			58,668
Credit cards		4,800			4,800
Overdrafts		510			971
Less:     unearned discount		(3,904	)		(3,401	)
allowance for loan losses		(17,221	)		(14,060	)
Loans, net	$	1,011,750		$	913,764

At September 30, 2013 and December 31, 2012, net unamortized loan costs of $322 and $232, respectively, have been included in the carrying value of loans.

The Corporation’s outstanding loans and related unfunded commitments are primarily concentrated within Central and Western Pennsylvania. The Bank attempts to limit concentrations within specific industries by utilizing dollar limitations to single industries or customers and by entering into participation agreements with third parties. Collateral requirements are established based on management’s assessment of the customer.

The Corporation maintains lending policies to control the quality of the loan portfolio. These policies delegate the authority to extend loans under specific guidelines and underwriting standards. These policies are prepared by the Corporation’s management and reviewed and ratified annually by the Corporation’s Board of Directors.

All relevant documentation, such as the loan application, financial statements and tax returns, required under the lending policies is summarized and provided to management and/or the Corporation’s Board of Directors in connection with the loan approval process. Such documentation is subsequently electronically archived in the Corporation’s document management system. Pursuant to the Corporation’s lending policies, management considers a variety of factors when determining whether to extend credit to a customer, including loan-to-value ratios, FICO scores, quality of the borrower’s financial statements, and the ability to obtain personal guarantees.

Commercial, industrial, and agricultural loans comprised 26% and 28% of the Corporation’s total loan portfolio at September 30, 2013 and December 31, 2012, respectively. Commercial mortgage loans comprised 30% and 28% of the Corporation’s total loan portfolio at September 30, 2013 and December 31, 2012, respectively. Management assigns a risk rating to all commercial loans in excess of $250,000. The loan-to-value policy guidelines for commercial, industrial, and agricultural loans are generally a maximum of 80% of the value of business equipment, a maximum of 75% of the value of accounts receivable, and a maximum of 60% of the value of business inventory. The loan-to-value policy guideline for commercial mortgage loans is generally a maximum of 85% of the appraised value of the real estate.

Residential real estate loans comprised 40% and 37% of the Corporation’s total loan portfolio at September 30, 2013 and December 31, 2012, respectively. The loan-to-value policy guidelines for residential real estate loans vary depending on the collateral position and the specific type of loan. Higher loan-to-value terms may be approved with the appropriate private mortgage insurance coverage. The Corporation also originates and prices loans for sale into the secondary market through Freddie Mac. The rationale for these sales is to mitigate interest rate risk associated with holding lower rate, long-term residential mortgages in the loan portfolio and to generate fee revenue from sales and servicing the loan. The Corporation also offers a variety of unsecured and secured consumer loan and credit card products which represent less than 10% of the total loan portfolio at both September 30, 2013 and December 31, 2012. Terms and collateral requirements vary depending on the size and nature of the loan.

CNB has not underwritten any hybrid loans, payment option loans, or low documentation/no documentation loans. Variable rate loans are generally underwritten at the fully indexed rate. Loan underwriting policies and procedures have not changed materially between any periods presented.

Transactions in the allowance for loan losses for the three months ended September 30, 2013 were as follows:

	Commercial,						Residential
	Industrial, and			Commercial			Real						Credit
	Agricultural			Mortgages			Estate			Consumer			Cards			Overdrafts			Total
Allowance for loan losses, July 1, 2013	$	5,338		$	5,896		$	2,508		$	1,555		$	55		$	148		$	15,500
Charge-offs		(169	)		(4	)		(57	)		(269	)		(19	)		(72	)		(590	)
Recoveries		0			1,424			1			21			3			16			1,465
Provision (benefit) for loan losses		384			(275	)		189			454			18			76			846
Allowance for loan losses, September 30, 2013	$	5,553		$	7,041		$	2,641		$	1,761		$	57		$	168		$	17,221

Transactions in the allowance for loan losses for the nine months ended September 30, 2013 were as follows:

	Commercial,						Residential
	Industrial, and			Commercial			Real						Credit
	Agricultural			Mortgages			Estate			Consumer			Cards			Overdrafts			Total
Allowance for loan losses, January 1, 2013	$	4,940		$	4,697		$	2,466		$	1,699		$	83		$	175		$	14,060
Charge-offs		(253	)		(1,534	)		(398	)		(946	)		(48	)		(163	)		(3,342	)
Recoveries		7			1,427			5			95			13			65			1,612
Provision (benefit) for loan losses		859			2,451			568			913			9			91			4,891
Allowance for loan losses, September 30, 2013	$	5,553		$	7,041		$	2,641		$	1,761		$	57		$	168		$	17,221

Transactions in the allowance for loan losses for the three months ended September 30, 2012 were as follows:

	Commercial,						Residential
	Industrial, and			Commercial			Real						Credit
	Agricultural			Mortgages			Estate			Consumer			Cards			Overdrafts			Total
Allowance for loan losses, July 1, 2012	$	5,115		$	4,553		$	2,225		$	1,568		$	81		$	148		$	13,690
Charge-offs		(751	)		(165	)		(7	)		(252	)		(22	)		(80	)		(1,277	)
Recoveries		6			0			1			18			1			22			48
Provision (benefit) for loan losses		103			504			113			372			19			77			1,188
Allowance for loan losses, September 30, 2012	$	4,473		$	4,892		$	2,332		$	1,706		$	79		$	167		$	13,649

Transactions in the allowance for loan losses for the nine months ended September 30, 2012 were as follows:

	Commercial,						Residential
	Industrial, and			Commercial			Real						Credit
	Agricultural			Mortgages			Estate			Consumer			Cards			Overdrafts			Total
Allowance for loan losses, January 1, 2012	$	4,511		$	4,470		$	1,991		$	1,404		$	71		$	168		$	12,615
Charge-offs		(1,398	)		(401	)		(231	)		(890	)		(55	)		(197	)		(3,172	)
Recoveries		14			0			1			67			8			78			168
Provision for loan losses		1,346			823			571			1,125			55			118			4,038
Allowance for loan losses, September 30, 2012	$	4,473		$	4,892		$	2,332		$	1,706		$	79		$	167		$	13,649

The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and is based on the Corporation’s impairment method as of September 30, 2013 and December 31, 2012. The recorded investment in loans excludes accrued interest due to its insignificance.

September 30, 2013

	Commercial, Industrial, and Agricultural		Commercial Mortgages		Residential Real Estate		Consumer		Credit Cards		Overdrafts		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	573	$	932	$	0	$	0	$	0	$	0	$	1,505
Collectively evaluated for impairment		4,980		4,209		2,641		1,761		57		168		13,816
Modified in a troubled debt restructuring		0		1,900		0		0		0		0		1,900
Total ending allowance balance	$	5,553	$	7,041	$	2,641	$	1,761	$	57	$	168	$	17,221
Loans:
Loans individually evaluated for impairment	$	1,774	$	4,252	$	64	$	0	$	0	$	0	$	6,090
Loans collectively evaluated for impairment		255,813		289,635		400,585		58,283		4,800		510		1,009,626
Loans modified in a troubled debt restructuring		1,302		11,953		0		0		0		0		13,255
Total ending loans balance	$	258.889	$	305,840	$	400,649	$	58,283	$	4,800	$	510	$	1,028,971

December 31, 2012

	Commercial, Industrial, and Agricultural		Commercial Mortgages		Residential Real Estate		Consumer		Credit Cards		Overdrafts		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	541	$	131	$	81	$	0	$	0	$	0	$	753
Collectively evaluated for impairment		4,399		3,467		2,385		1,699		83		175		12,208
Modified in a troubled debt restructuring		0		1,099		0		0		0		0		1,099
Total ending allowance balance	$	4,940	$	4,697	$	2,466	$	1,699	$	83	$	175	$	14,060
Loans:
Loans individually evaluated for impairment	$	2,623	$	10,683	$	593	$	0	$	0	$	0	$	13,899
Loans collectively evaluated for impairment		253,048		240,907		347,311		55,267		4,800		971		902,304
Loans modified in a troubled debt restructuring		1,420		10,201		0		0		0		0		11,621
Total ending loans balance	$	257,091	$	261,791	$	347,904	$	55,267	$	4,800	$	971	$	927,824

The following tables present information related to loans individually evaluated for impairment by portfolio segment as of September 30, 2013 and December 31, 2012 and for the three and nine months ended September 30, 2013 and 2012:

September 30, 2013

	Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated
With an allowance recorded:
Commercial, industrial, and agricultural	$	1,836	$	1,085	$	573
Commercial mortgage		12,017		9,985		2,832
Residential real estate		0		0		0
With no related allowance recorded:
Commercial, industrial, and agricultural		2,604		1,991		0
Commercial mortgage		6,246		6,220		0
Residential real estate		149		64		0
Total	$	22,852	$	19,345	$	3,405

December 31, 2012

	Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated
With an allowance recorded:
Commercial, industrial, and agricultural	$	2,542	$	1,792	$	541
Commercial mortgage		5,870		5,329		1,230
Residential real estate		416		381		81
With no related allowance recorded:
Commercial, industrial, and agricultural		2,804		2,251		0
Commercial mortgage		17,285		15,555		0
Residential real estate		308		212		0
Total	$	29,225	$	25,520	$	1,852

	Three Months Ended September 30, 2013						Nine Months Ended September 30, 2013
	Average		Interest		Cash Basis		Average		Interest		Cash Basis
	Recorded		Income		Interest		Recorded		Income		Interest
	Investment		Recognized		Recognized		Investment		Recognized		Recognized
With an allowance recorded:
Commercial, industrial, and agricultural	$	1,267	$	3	$	3	$	1,439	$	4	$	4
Commercial mortgage		8,337		0		0		7,657		3		3
Residential real estate		0		1		1		191		4		4
With no related allowance recorded:
Commercial, industrial, and agricultural		2,055		0		0		2,121		0		0
Commercial mortgage		10,602		0		0		10,888		0		0
Residential real estate		69		0		0		138		0		0
Total	$	22,330	$	4	$	4	$	22,434	$	11	$	11

	Three Months Ended September 30, 2012						Nine Months Ended September 30, 2012
	Average		Interest		Cash Basis		Average		Interest		Cash Basis
	Recorded		Income		Interest		Recorded		Income		Interest
	Investment		Recognized		Recognized		Investment		Recognized		Recognized
With an allowance recorded:
Commercial, industrial, and agricultural	$	4,140	$	0	$	0	$	3,406	$	3	$	3
Commercial mortgage		6,180		3		3		5,549		3		3
Residential real estate		476		3		3		322		11		11
With no related allowance recorded:
Commercial, industrial, and agricultural		3,506		0		0		3,459		0		0
Commercial mortgage		11,971		0		0		12,016		0		0
Residential real estate		151		0		0		75		0		0
Total	$	26,424	$	6	$	6	$	24,827	$	17	$	17

The following table presents the recorded investment in nonaccrual loans and loans past due over 90 days still accruing interest by class of loans as of September 30, 2013 and December 31, 2012:

	September 30, 2013				December 31, 2012
	Nonaccrual		Past Due Over 90 Days Still on Accrual		Nonaccrual		Past Due Over 90 Days Still on Accrual
Commercial, industrial, and agricultural	$	2,566	$	0	$	3,073	$	0
Commercial mortgages		8,946		0		8,570		109
Residential real estate		1,993		58		2,792		18
Consumer		683		11		10		217
Credit cards		0		54		0		13
Total	$	14,188	$	123	$	14,445	$	357

Nonaccrual loans and loans past due over 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans.

Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time (generally six months) and the ultimate collectability of the total contractual principal and interest is no longer in doubt.

The following table presents the aging of the recorded investment in past due loans as of September 30, 2013 and December 31, 2012 by class of loans.

September 30, 2013

	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days Past Due		Total Past Due		Loans Not Past Due		Total
Commercial, industrial, and agricultural	$	126	$	523	$	2,478	$	3,127	$	255,762	$	258,889
Commercial mortgages		1,173		0		5,784		6,957		298,883		305,840
Residential real estate		860		949		1,954		3,763		396,886		400,649
Consumer		569		266		694		1,529		56,754		58,283
Credit cards		24		23		54		101		4,699		4,800
Overdrafts		0		0		0		0		510		510
Total	$	2,752	$	1,761	$	10,964	$	15,477	$	1,013,494	$	1,028,971

December 31, 2012

	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days Past Due		Total Past Due		Loans Not Past Due		Total
Commercial, industrial, and agricultural	$	724	$	157	$	2,968	$	3,849	$	253,242	$	257,091
Commercial mortgages		1,162		3,197		8,679		13,038		248,753		261,791
Residential real estate		1,390		641		2,700		4,731		343,173		347,904
Consumer		724		203		227		1,154		54,113		55,267
Credit cards		39		9		13		61		4,739		4,800
Overdrafts		0		0		0		0		971		971
Total	$	4,039	$	4,207	$	14,587	$	22,833	$	904,991	$	927,824

Troubled Debt Restructurings

The terms of certain loans have been modified as troubled debt restructurings. The modification of the terms of such loans included either or both of the following: a reduction of the stated interest rate of the loan or an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk.

The following table presents the number of loans, loan balances, and specific reserves for loans that have been restructured in a troubled debt restructuring as of September 30, 2013 and December 31, 2012.

	September 30, 2013						December 31, 2012
	Number of Loans		Loan Balance		Specific Reserve		Number of Loans		Loan Balance		Specific Reserve
Commercial, industrial, and agricultural		2	$	1,302	$	0		2	$	1,420	$	0
Commercial mortgages		10		11,953		1,900		8		10,201		1,099
Residential real estate		0		0		0		0		0		0
Consumer		0		0		0		0		0		0
Credit cards		0		0		0		0		0		0
Total		12	$	13,255	$	1,900		10	$	11,621	$	1,099

The following tables present loans by class modified as troubled debt restructurings that occurred during the nine months ended September 30, 2013 and 2012. There was one loan modified as a troubled debt restructuring during the three months ended September 30, 2013, and no loans modified as troubled debt restructurings during the three months ended September 30, 2012.

	Nine Months Ended September 30, 2013
	Number of Loans		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding  Recorded Investment
Commercial, industrial, and agricultural		0	$	0	$	0
Commercial mortgages		2		3,615		3,549
Residential real estate		0		0		0
Consumer		0		0		0
Credit cards		0		0		0
Total		2	$	3,615	$	3,549

	Nine Months Ended September 30, 2012
	Number of Loans		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding  Recorded Investment
Commercial, industrial, and agricultural		1	$	310	$	310
Commercial mortgages		4		2,556		2,556
Residential real estate		0		0		0
Consumer		0		0		0
Credit cards		0		0		0
Total		5	$	2,866	$	2,866

The troubled debt restructurings described above increased the allowance for loan losses by $562 and $0 during the three months ended September 30, 2013 and 2012 and $562 and $0 during the nine months ended September 30, 2013 and 2012.

Modifications involving a reduction of the stated interest rate of the loan were for periods ranging from 4 to 15 years. Modifications involving an extension of the maturity date were for periods ranging from 4 to 18 years.

A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. Except as discussed below, all loans modified in troubled debt restructurings are performing in accordance with their modified terms as of September 30, 2013 and December 31, 2012 and no principal balances were forgiven in connection with the loan restructurings. In the first quarter of 2013, the Corporation recorded a partial chargeoff of $595 for a commercial mortgage loan with a balance of $1,660 that had defaulted under its restructured terms in 2012 and was placed on nonaccrual status. The Corporation recorded an additional provision for loan losses of $127 and $262 on this loan during the three and nine months ended September 30, 2013, and $503 during both the three and nine months ended September 30, 2012. In the second quarter of 2013, a commercial mortgage loan with a balance of $1,086 defaulted under its restructured terms and was placed on nonaccrual status. The Corporation recorded an additional provision for loan losses of $0 and $588 during the three and nine months ended September 30, 2013. In the third quarter of 2013, an impaired commercial mortgage loan that was placed on non-accrual status in the second quarter of 2013 and having a balance of $3,269 was modified in a troubled debt restructuring. The Corporation recorded an additional provision for loan losses of $562 for this loan during the three months ended September 30, 2013.

In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without a loan modification. This evaluation is performed using the Corporation’s internal underwriting policies. The Corporation has no further loan commitments to customers whose loans are classified as a troubled debt restructuring.

Generally, non-performing troubled debt restructurings are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time (generally six months) and the ultimate collectability of the total contractual principal and interest is no longer in doubt.

Credit Quality Indicators

The Corporation classifies commercial, industrial, and agricultural loans and commercial mortgage loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. Loans with outstanding balances greater than $1 million are analyzed at least semiannually and loans with outstanding balances of less than $1 million are analyzed at least annually.

The Corporation uses the following definitions for risk ratings:

Special Mention: Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Corporation’s credit position at some future date.

Substandard: Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected.

Doubtful: Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.

Loans not rated as special mention, substandard, or doubtful are considered to be pass rated loans. All loans included in the following tables have been assigned a risk rating within 12 months of the balance sheet date.

September 30, 2013

			Special
	Pass		Mention		Substandard		Doubtful		Total
Commercial, industrial, and agricultural	$	230,412	$	6,997	$	21,349	$	131	$	258,889
Commercial mortgages		263,115		9,956		30,040		2,729		305,840
Total	$	493,527	$	16,953	$	51,389	$	2,860	$	564,729

December 31, 2012

			Special
	Pass		Mention		Substandard		Doubtful		Total
Commercial, industrial, and agricultural	$	234,835	$	6,641	$	15,459	$	156	$	257,091
Commercial mortgages		225,294		12,294		23,501		702		261,791
Total	$	460,129	$	18,935	$	38,960	$	858	$	518,882

The Corporation considers the performance of the loan portfolio and its impact on the allowance for loan losses. For residential real estate, consumer, and credit card loan classes, the Corporation also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in residential, consumer, and credit card loans based on payment activity as of September 30, 2013 and December 31, 2012:

	September 30, 2013						December 31, 2012
	Residential				Credit		Residential				Credit
	Real Estate		Consumer		Cards		Real Estate		Consumer		Cards
Performing	$	398,598	$	57,589	$	4,746	$	345,094	$	55,040	$	4,787
Non-performing		2,051		694		54		2,810		227		13
Total	$	400,649	$	58,283	$	4,800	$	347,904	$	55,267	$	4,800

The Corporation considers all overdraft loans to be performing loans given their short-term duration.

The Corporation’s portfolio of residential real estate and consumer loans maintained within Holiday Financial Services Corporation (“Holiday”), a subsidiary that offers small balance unsecured and secured loans, primarily collateralized by automobiles and equipment, to borrowers with higher risk characteristics than are typical in the Bank’s consumer loan portfolio, are considered to be subprime loans.

Holiday’s loan portfolio is summarized as follows at September 30, 2013 and December 31, 2012:

	September 30,			December 31,
	2013			2012
Consumer	$	23,909		$	21,535
Residential real estate		1,397			954
Less: unearned discount		(3,904	)		(3,401	)
Total	$	21,402		$	19,088

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Consolidated Statements of Income (Parenthetical) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Income Statement [Abstract]
Accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements	$ 102	$ 98	$ 304	$ 290
Accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities		103	328	1,400
Income tax expense from reclassification	$ (36)	$ 2	$ 8	$ 389

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Deposits - Total Deposits (Detail) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Banking And Thrift [Abstract]
Percentage change, Checking, non-interest bearing	8.10%
Percentage change, Checking, interest bearing	11.30%
Percentage change, Savings accounts	5.50%
Percentage change, Certificate of deposit	(12.50%)
Percentage change, Total	4.50%
Checking, non-interest bearing	$ 189,362	$ 175,239
Checking, interest bearing	374,826	336,911
Savings accounts	801,677	759,910
Certificates of deposit	186,416	212,943
Total deposits	$ 1,552,281	$ 1,485,003

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Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 28,756	$ 28,570
Interest bearing deposits with other banks	4,100	3,311
Total cash and cash equivalents	32,856	31,881
Interest bearing time deposits with other banks	275	225
Securities available for sale	700,531	737,311
Trading securities	4,358	4,459
Loans held for sale	399	2,398
Loans	1,032,875	931,225
Less: unearned discount	(3,904)	(3,401)
Less: allowance for loan losses	(17,221)	(14,060)
Net loans	1,011,750	913,764
FHLB and other equity interests	7,580	6,684
Premises and equipment, net	26,042	24,072
Bank owned life insurance	29,739	27,645
Mortgage servicing rights	696	714
Goodwill	10,946	10,946
Accrued interest receivable and other assets	12,247	12,980
TOTAL	1,837,419	1,773,079
LIABILITIES AND SHAREHOLDERS' EQUITY
Non-interest bearing deposits	189,362	175,239
Interest bearing deposits	1,362,919	1,309,764
Total deposits	1,552,281	1,485,003
FHLB and other borrowings	122,976	97,806
Subordinated debentures	20,620	20,620
Accrued interest payable and other liabilities	10,776	24,286
Total liabilities	1,706,653	1,627,715
Common stock, $0 par value; authorized 50,000,000 shares; issued 12,599,603 shares	0	0
Additional paid in capital	44,065	44,223
Retained earnings	94,718	88,960
Treasury stock, at cost (85,465 shares at September 30, 2013 and 123,699 shares at December 31, 2012)	(1,179)	(1,743)
Accumulated other comprehensive income (loss)	(6,838)	13,924
Total shareholders' equity	130,766	145,364
TOTAL	$ 1,837,419	$ 1,773,079

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Loans - Nonaccrual Loans and Loans Past Due over 90 Days Still Accruing Interest by Class of Loans (Detail) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	$ 14,188	$ 14,445
Past Due Over 90 Days Still on Accrual	123	357
Commercial, Industrial, and Agricultural [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	2,566	3,073
Past Due Over 90 Days Still on Accrual	0	0
Commercial Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	8,946	8,570
Past Due Over 90 Days Still on Accrual	0	109
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	1,993	2,792
Past Due Over 90 Days Still on Accrual	58	18
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	683	10
Past Due Over 90 Days Still on Accrual	11	217
Credit Cards [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	0	0
Past Due Over 90 Days Still on Accrual	$ 54	$ 13

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Stock Compensation - Summary of Changes in Nonvested Restricted Stock Awards (Detail) (USD $)	3 Months Ended	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2013
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Nonvested at beginning of period, Shares	65,400	49,574
Granted, Shares	0	31,500
Vested, Shares	(200)	(15,874)
Nonvested at end of period, Shares	65,200	65,200
Nonvested at beginning of period, Weighted Average Grant Date Fair Value	$ 16.24	$ 15.37
Granted, Weighted Average Grant Date Fair Value	$ 0	$ 17.10
Vested, Weighted Average Grant Date Fair Value	$ 15.29	$ 15.23
Nonvested at end of period, Weighted Average Grant Date Fair Value	$ 16.24	$ 16.24

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Loans (Tables)

9 Months Ended

Sep. 30, 2013

Receivables [Abstract]

Schedule of Net Loans

Total net loans at September 30, 2013 and December 31, 2012 are summarized as follows:

	September 30, 2013			December 31, 2012
Commercial, industrial, and agricultural	$	258,889		$	257,091
Commercial mortgages		305,840			261,791
Residential real estate		400,649			347,904
Consumer		62,187			58,668
Credit cards		4,800			4,800
Overdrafts		510			971
Less:     unearned discount		(3,904	)		(3,401	)
allowance for loan losses		(17,221	)		(14,060	)
Loans, net	$	1,011,750		$	913,764

Allowance for Loan Losses

Transactions in the allowance for loan losses for the three months ended September 30, 2013 were as follows:

	Commercial,						Residential
	Industrial, and			Commercial			Real						Credit
	Agricultural			Mortgages			Estate			Consumer			Cards			Overdrafts			Total
Allowance for loan losses, July 1, 2013	$	5,338		$	5,896		$	2,508		$	1,555		$	55		$	148		$	15,500
Charge-offs		(169	)		(4	)		(57	)		(269	)		(19	)		(72	)		(590	)
Recoveries		0			1,424			1			21			3			16			1,465
Provision (benefit) for loan losses		384			(275	)		189			454			18			76			846
Allowance for loan losses, September 30, 2013	$	5,553		$	7,041		$	2,641		$	1,761		$	57		$	168		$	17,221

Transactions in the allowance for loan losses for the nine months ended September 30, 2013 were as follows:

	Commercial,						Residential
	Industrial, and			Commercial			Real						Credit
	Agricultural			Mortgages			Estate			Consumer			Cards			Overdrafts			Total
Allowance for loan losses, January 1, 2013	$	4,940		$	4,697		$	2,466		$	1,699		$	83		$	175		$	14,060
Charge-offs		(253	)		(1,534	)		(398	)		(946	)		(48	)		(163	)		(3,342	)
Recoveries		7			1,427			5			95			13			65			1,612
Provision (benefit) for loan losses		859			2,451			568			913			9			91			4,891
Allowance for loan losses, September 30, 2013	$	5,553		$	7,041		$	2,641		$	1,761		$	57		$	168		$	17,221

Transactions in the allowance for loan losses for the three months ended September 30, 2012 were as follows:

	Commercial,						Residential
	Industrial, and			Commercial			Real						Credit
	Agricultural			Mortgages			Estate			Consumer			Cards			Overdrafts			Total
Allowance for loan losses, July 1, 2012	$	5,115		$	4,553		$	2,225		$	1,568		$	81		$	148		$	13,690
Charge-offs		(751	)		(165	)		(7	)		(252	)		(22	)		(80	)		(1,277	)
Recoveries		6			0			1			18			1			22			48
Provision (benefit) for loan losses		103			504			113			372			19			77			1,188
Allowance for loan losses, September 30, 2012	$	4,473		$	4,892		$	2,332		$	1,706		$	79		$	167		$	13,649

Transactions in the allowance for loan losses for the nine months ended September 30, 2012 were as follows:

	Commercial,						Residential
	Industrial, and			Commercial			Real						Credit
	Agricultural			Mortgages			Estate			Consumer			Cards			Overdrafts			Total
Allowance for loan losses, January 1, 2012	$	4,511		$	4,470		$	1,991		$	1,404		$	71		$	168		$	12,615
Charge-offs		(1,398	)		(401	)		(231	)		(890	)		(55	)		(197	)		(3,172	)
Recoveries		14			0			1			67			8			78			168
Provision for loan losses		1,346			823			571			1,125			55			118			4,038
Allowance for loan losses, September 30, 2012	$	4,473		$	4,892		$	2,332		$	1,706		$	79		$	167		$	13,649

Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment

The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and is based on the Corporation’s impairment method as of September 30, 2013 and December 31, 2012. The recorded investment in loans excludes accrued interest due to its insignificance.

September 30, 2013

	Commercial, Industrial, and Agricultural		Commercial Mortgages		Residential Real Estate		Consumer		Credit Cards		Overdrafts		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	573	$	932	$	0	$	0	$	0	$	0	$	1,505
Collectively evaluated for impairment		4,980		4,209		2,641		1,761		57		168		13,816
Modified in a troubled debt restructuring		0		1,900		0		0		0		0		1,900
Total ending allowance balance	$	5,553	$	7,041	$	2,641	$	1,761	$	57	$	168	$	17,221
Loans:
Loans individually evaluated for impairment	$	1,774	$	4,252	$	64	$	0	$	0	$	0	$	6,090
Loans collectively evaluated for impairment		255,813		289,635		400,585		58,283		4,800		510		1,009,626
Loans modified in a troubled debt restructuring		1,302		11,953		0		0		0		0		13,255
Total ending loans balance	$	258.889	$	305,840	$	400,649	$	58,283	$	4,800	$	510	$	1,028,971

December 31, 2012

	Commercial, Industrial, and Agricultural		Commercial Mortgages		Residential Real Estate		Consumer		Credit Cards		Overdrafts		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	541	$	131	$	81	$	0	$	0	$	0	$	753
Collectively evaluated for impairment		4,399		3,467		2,385		1,699		83		175		12,208
Modified in a troubled debt restructuring		0		1,099		0		0		0		0		1,099
Total ending allowance balance	$	4,940	$	4,697	$	2,466	$	1,699	$	83	$	175	$	14,060
Loans:
Loans individually evaluated for impairment	$	2,623	$	10,683	$	593	$	0	$	0	$	0	$	13,899
Loans collectively evaluated for impairment		253,048		240,907		347,311		55,267		4,800		971		902,304
Loans modified in a troubled debt restructuring		1,420		10,201		0		0		0		0		11,621
Total ending loans balance	$	257,091	$	261,791	$	347,904	$	55,267	$	4,800	$	971	$	927,824

Loans Individually Evaluated for Impairment by Portfolio Segment

The following tables present information related to loans individually evaluated for impairment by portfolio segment as of September 30, 2013 and December 31, 2012 and for the three and nine months ended September 30, 2013 and 2012:

September 30, 2013

	Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated
With an allowance recorded:
Commercial, industrial, and agricultural	$	1,836	$	1,085	$	573
Commercial mortgage		12,017		9,985		2,832
Residential real estate		0		0		0
With no related allowance recorded:
Commercial, industrial, and agricultural		2,604		1,991		0
Commercial mortgage		6,246		6,220		0
Residential real estate		149		64		0
Total	$	22,852	$	19,345	$	3,405

December 31, 2012

	Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated
With an allowance recorded:
Commercial, industrial, and agricultural	$	2,542	$	1,792	$	541
Commercial mortgage		5,870		5,329		1,230
Residential real estate		416		381		81
With no related allowance recorded:
Commercial, industrial, and agricultural		2,804		2,251		0
Commercial mortgage		17,285		15,555		0
Residential real estate		308		212		0
Total	$	29,225	$	25,520	$	1,852

Impaired Financing Receivables with Related and not Related Allowances

	Three Months Ended September 30, 2013						Nine Months Ended September 30, 2013
	Average		Interest		Cash Basis		Average		Interest		Cash Basis
	Recorded		Income		Interest		Recorded		Income		Interest
	Investment		Recognized		Recognized		Investment		Recognized		Recognized
With an allowance recorded:
Commercial, industrial, and agricultural	$	1,267	$	3	$	3	$	1,439	$	4	$	4
Commercial mortgage		8,337		0		0		7,657		3		3
Residential real estate		0		1		1		191		4		4
With no related allowance recorded:
Commercial, industrial, and agricultural		2,055		0		0		2,121		0		0
Commercial mortgage		10,602		0		0		10,888		0		0
Residential real estate		69		0		0		138		0		0
Total	$	22,330	$	4	$	4	$	22,434	$	11	$	11

	Three Months Ended September 30, 2012						Nine Months Ended September 30, 2012
	Average		Interest		Cash Basis		Average		Interest		Cash Basis
	Recorded		Income		Interest		Recorded		Income		Interest
	Investment		Recognized		Recognized		Investment		Recognized		Recognized
With an allowance recorded:
Commercial, industrial, and agricultural	$	4,140	$	0	$	0	$	3,406	$	3	$	3
Commercial mortgage		6,180		3		3		5,549		3		3
Residential real estate		476		3		3		322		11		11
With no related allowance recorded:
Commercial, industrial, and agricultural		3,506		0		0		3,459		0		0
Commercial mortgage		11,971		0		0		12,016		0		0
Residential real estate		151		0		0		75		0		0
Total	$	26,424	$	6	$	6	$	24,827	$	17	$	17

Nonaccrual Loans and Loans Past Due over 90 Days Still Accruing Interest by Class of Loans

The following table presents the recorded investment in nonaccrual loans and loans past due over 90 days still accruing interest by class of loans as of September 30, 2013 and December 31, 2012:

	September 30, 2013				December 31, 2012
	Nonaccrual		Past Due Over 90 Days Still on Accrual		Nonaccrual		Past Due Over 90 Days Still on Accrual
Commercial, industrial, and agricultural	$	2,566	$	0	$	3,073	$	0
Commercial mortgages		8,946		0		8,570		109
Residential real estate		1,993		58		2,792		18
Consumer		683		11		10		217
Credit cards		0		54		0		13
Total	$	14,188	$	123	$	14,445	$	357

Aging of Recorded Investment in Past Due Loans

The following table presents the aging of the recorded investment in past due loans as of September 30, 2013 and December 31, 2012 by class of loans.

September 30, 2013

	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days Past Due		Total Past Due		Loans Not Past Due		Total
Commercial, industrial, and agricultural	$	126	$	523	$	2,478	$	3,127	$	255,762	$	258,889
Commercial mortgages		1,173		0		5,784		6,957		298,883		305,840
Residential real estate		860		949		1,954		3,763		396,886		400,649
Consumer		569		266		694		1,529		56,754		58,283
Credit cards		24		23		54		101		4,699		4,800
Overdrafts		0		0		0		0		510		510
Total	$	2,752	$	1,761	$	10,964	$	15,477	$	1,013,494	$	1,028,971

December 31, 2012

	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days Past Due		Total Past Due		Loans Not Past Due		Total
Commercial, industrial, and agricultural	$	724	$	157	$	2,968	$	3,849	$	253,242	$	257,091
Commercial mortgages		1,162		3,197		8,679		13,038		248,753		261,791
Residential real estate		1,390		641		2,700		4,731		343,173		347,904
Consumer		724		203		227		1,154		54,113		55,267
Credit cards		39		9		13		61		4,739		4,800
Overdrafts		0		0		0		0		971		971
Total	$	4,039	$	4,207	$	14,587	$	22,833	$	904,991	$	927,824

Restructured in Troubled Debt

The following table presents the number of loans, loan balances, and specific reserves for loans that have been restructured in a troubled debt restructuring as of September 30, 2013 and December 31, 2012.

	September 30, 2013						December 31, 2012
	Number of Loans		Loan Balance		Specific Reserve		Number of Loans		Loan Balance		Specific Reserve
Commercial, industrial, and agricultural		2	$	1,302	$	0		2	$	1,420	$	0
Commercial mortgages		10		11,953		1,900		8		10,201		1,099
Residential real estate		0		0		0		0		0		0
Consumer		0		0		0		0		0		0
Credit cards		0		0		0		0		0		0
Total		12	$	13,255	$	1,900		10	$	11,621	$	1,099

Loans by Class Modified as Troubled Debt Restructurings

The following tables present loans by class modified as troubled debt restructurings that occurred during the nine months ended September 30, 2013 and 2012. There was one loan modified as a troubled debt restructuring during the three months ended September 30, 2013, and no loans modified as troubled debt restructurings during the three months ended September 30, 2012.

	Nine Months Ended September 30, 2013
	Number of Loans		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding  Recorded Investment
Commercial, industrial, and agricultural		0	$	0	$	0
Commercial mortgages		2		3,615		3,549
Residential real estate		0		0		0
Consumer		0		0		0
Credit cards		0		0		0
Total		2	$	3,615	$	3,549

	Nine Months Ended September 30, 2012
	Number of Loans		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding  Recorded Investment
Commercial, industrial, and agricultural		1	$	310	$	310
Commercial mortgages		4		2,556		2,556
Residential real estate		0		0		0
Consumer		0		0		0
Credit cards		0		0		0
Total		5	$	2,866	$	2,866

Schedule of Loan Assigned Risk Rating within 12 Months of Balance Sheet Date

All loans included in the following tables have been assigned a risk rating within 12 months of the balance sheet date.

September 30, 2013

			Special
	Pass		Mention		Substandard		Doubtful		Total
Commercial, industrial, and agricultural	$	230,412	$	6,997	$	21,349	$	131	$	258,889
Commercial mortgages		263,115		9,956		30,040		2,729		305,840
Total	$	493,527	$	16,953	$	51,389	$	2,860	$	564,729

December 31, 2012

			Special
	Pass		Mention		Substandard		Doubtful		Total
Commercial, industrial, and agricultural	$	234,835	$	6,641	$	15,459	$	156	$	257,091
Commercial mortgages		225,294		12,294		23,501		702		261,791
Total	$	460,129	$	18,935	$	38,960	$	858	$	518,882

Recorded Investment in Residential and Consumer Loan Based on Payment Activity

The following table presents the recorded investment in residential, consumer, and credit card loans based on payment activity as of September 30, 2013 and December 31, 2012:

	September 30, 2013						December 31, 2012
	Residential				Credit		Residential				Credit
	Real Estate		Consumer		Cards		Real Estate		Consumer		Cards
Performing	$	398,598	$	57,589	$	4,746	$	345,094	$	55,040	$	4,787
Non-performing		2,051		694		54		2,810		227		13
Total	$	400,649	$	58,283	$	4,800	$	347,904	$	55,267	$	4,800

Summary of Holiday's Loan Portfolio

Holiday’s loan portfolio is summarized as follows at September 30, 2013 and December 31, 2012:

	September 30,			December 31,
	2013			2012
Consumer	$	23,909		$	21,535
Residential real estate		1,397			954
Less: unearned discount		(3,904	)		(3,401	)
Total	$	21,402		$	19,088

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Securities - Schedule of Contractual Maturity of Securities Available for Sale, Excluding Equity Securities (Detail) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013
Schedule of Available-for-sale Securities [Line Items]
1 year or less, Amortized Cost	$ 31,904
1 year - 5 years, Amortized Cost	137,688
5 years - 10 years, Amortized Cost	163,672
After 10 years, Amortized Cost	42,658
Total, Amortized Cost	375,922
1 year or less, Fair Value	31,651
1 year - 5 years, Fair Value	138,186
5 years - 10 years, Fair Value	162,836
After 10 years, Fair Value	41,360
Total, Fair Value	374,033
Total debt securities, Amortized Cost	707,283
Total debt securities, Fair Value	699,535
Residential and Multi Family Mortgage [Member]
Schedule of Available-for-sale Securities [Line Items]
Mortgage & asset backed securities, Amortized Cost	258,466
Mortgage & asset backed securities, Fair Value	255,039
Pooled SBA [Member]
Schedule of Available-for-sale Securities [Line Items]
Mortgage & asset backed securities, Amortized Cost	71,924
Mortgage & asset backed securities, Fair Value	69,513
Commercial Mortgage [Member]
Schedule of Available-for-sale Securities [Line Items]
Mortgage & asset backed securities, Amortized Cost	971
Mortgage & asset backed securities, Fair Value	$ 950

XML

Loans - Loans by Class Modified as Troubled Debt Restructurings (Detail) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended	12 Months Ended	9 Months Ended			12 Months Ended	9 Months Ended			12 Months Ended	9 Months Ended			12 Months Ended	9 Months Ended			12 Months Ended	9 Months Ended			12 Months Ended	9 Months Ended
	Sep. 30, 2013 Loans	Sep. 30, 2012 Loans	Sep. 30, 2013 Loans	Dec. 31, 2012 Loans	Sep. 30, 2013 Trouble Debt Restructuring [Member] Loans	Sep. 30, 2012 Trouble Debt Restructuring [Member] Loans	Sep. 30, 2013 Commercial, Industrial, and Agricultural [Member] Loans	Dec. 31, 2012 Commercial, Industrial, and Agricultural [Member] Loans	Sep. 30, 2013 Commercial, Industrial, and Agricultural [Member] Trouble Debt Restructuring [Member] Loans	Sep. 30, 2012 Commercial, Industrial, and Agricultural [Member] Trouble Debt Restructuring [Member] Loans	Sep. 30, 2013 Commercial Mortgages [Member] Loans	Dec. 31, 2012 Commercial Mortgages [Member] Loans	Sep. 30, 2013 Commercial Mortgages [Member] Trouble Debt Restructuring [Member] Loans	Sep. 30, 2012 Commercial Mortgages [Member] Trouble Debt Restructuring [Member] Loans	Sep. 30, 2013 Residential Real Estate [Member] Loans	Dec. 31, 2012 Residential Real Estate [Member] Loans	Sep. 30, 2013 Residential Real Estate [Member] Trouble Debt Restructuring [Member] Loans	Sep. 30, 2012 Residential Real Estate [Member] Trouble Debt Restructuring [Member] Loans	Sep. 30, 2013 Consumer [Member] Loans	Dec. 31, 2012 Consumer [Member] Loans	Sep. 30, 2013 Consumer [Member] Trouble Debt Restructuring [Member] Loans	Sep. 30, 2012 Consumer [Member] Trouble Debt Restructuring [Member] Loans	Sep. 30, 2013 Credit Cards [Member] Loans	Dec. 31, 2012 Credit Cards [Member] Loans	Sep. 30, 2013 Credit Cards [Member] Trouble Debt Restructuring [Member] Loans	Sep. 30, 2012 Credit Cards [Member] Trouble Debt Restructuring [Member] Loans
Financing Receivable, Modifications [Line Items]
Number of Loans	1	0	12	10	2	5	2	2	0	1	10	8	2	4	0	0	0	0	0	0	0	0	0	0	0	0
Pre-Modification Outstanding Recorded Investment					$ 3,615	$ 2,866			$ 0	$ 310			$ 3,615	$ 2,556			$ 0	$ 0			$ 0	$ 0			$ 0	$ 0
Post-Modification Outstanding Recorded Investment					$ 3,549	$ 2,866			$ 0	$ 310			$ 3,549	$ 2,556			$ 0	$ 0			$ 0	$ 0			$ 0	$ 0

XML

Securities - Additional Information (Detail) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013 Securities	Sep. 30, 2012	Sep. 30, 2013 Securities	Sep. 30, 2012	Dec. 31, 2012
Schedule of Available-for-sale Securities [Line Items]
Number of securities holdings	0		0
Shareholders' equity percentage	10.00%		10.00%
Amortized Cost	$ 708,303		$ 708,303		$ 712,637
Fair Value	700,531		700,531		737,311
Number of structured pooled trust preferred securities deemed to be other-than-temporarily impaired	4		4		4
Securities	340,446		340,446		264,813
Pooled Trust Preferred [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	800		800		800
Fair Value	776		776		600
Four Structured Pool Trust Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Number of Pooled Trust Securities	1		1
Amortized Cost	0		0		0
Other than temporary impairment recognized in earnings for available for sale securities	$ 0	$ 0	$ 0	$ 0

XML

Fair Value - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis (Detail) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Commercial Mortgages [Member]
Impaired loans:
Fair value assets and liabilities measured on a nonrecurring basis	$ 7,474	$ 8,422
Commercial, Industrial, and Agricultural [Member]
Impaired loans:
Fair value assets and liabilities measured on a nonrecurring basis	1,200	1,973
Residential Real Estate [Member]
Impaired loans:
Fair value assets and liabilities measured on a nonrecurring basis	64	402
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Commercial Mortgages [Member]
Impaired loans:
Fair value assets and liabilities measured on a nonrecurring basis	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Commercial, Industrial, and Agricultural [Member]
Impaired loans:
Fair value assets and liabilities measured on a nonrecurring basis	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Residential Real Estate [Member]
Impaired loans:
Fair value assets and liabilities measured on a nonrecurring basis	0	0
Significant Other Observable Inputs (Level 2) [Member] | Commercial Mortgages [Member]
Impaired loans:
Fair value assets and liabilities measured on a nonrecurring basis	0	0
Significant Other Observable Inputs (Level 2) [Member] | Commercial, Industrial, and Agricultural [Member]
Impaired loans:
Fair value assets and liabilities measured on a nonrecurring basis	0	0
Significant Other Observable Inputs (Level 2) [Member] | Residential Real Estate [Member]
Impaired loans:
Fair value assets and liabilities measured on a nonrecurring basis	0	0
Significant Unobservable Inputs (Level 3) [Member] | Commercial Mortgages [Member]
Impaired loans:
Fair value assets and liabilities measured on a nonrecurring basis	7,474	8,422
Significant Unobservable Inputs (Level 3) [Member] | Commercial, Industrial, and Agricultural [Member]
Impaired loans:
Fair value assets and liabilities measured on a nonrecurring basis	1,200	1,973
Significant Unobservable Inputs (Level 3) [Member] | Residential Real Estate [Member]
Impaired loans:
Fair value assets and liabilities measured on a nonrecurring basis	$ 64	$ 402

XML

Fair Value - Quantitative Information about Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on Non Recurring Basis (Detail) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Impaired Loans - Commercial Mortgages [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 7,473	$ 8,422
Impaired Loans - Commercial Mortgages [Member] | Minimum [Member] | Sales Comparison Valuation Technique [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Sales comparison approach	9.00%	1.00%
Impaired Loans - Commercial Mortgages [Member] | Maximum [Member] | Sales Comparison Valuation Technique [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Sales comparison approach	10.00%	39.00%
Impaired Loans - Commercial Mortgages [Member] | Weighted Average [Member] | Sales Comparison Valuation Technique [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Sales comparison approach	10.00%	19.00%
Impaired Loans - Commercial, Industrial, and Agricultural [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	1,200	1,973
Impaired Loans - Commercial, Industrial, and Agricultural [Member] | Minimum [Member] | Income Approach Valuation Technique [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Income approach	13.00%	24.00%
Impaired Loans - Commercial, Industrial, and Agricultural [Member] | Maximum [Member] | Income Approach Valuation Technique [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Income approach	32.00%	38.00%
Impaired Loans - Commercial, Industrial, and Agricultural [Member] | Weighted Average [Member] | Income Approach Valuation Technique [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Income approach	23.00%	27.00%
Impaired Loans - Residential Real Estate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 64	$ 402
Impaired Loans - Residential Real Estate [Member] | Minimum [Member] | Sales Comparison Valuation Technique [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Sales comparison approach	17.00%	10.00%
Impaired Loans - Residential Real Estate [Member] | Maximum [Member] | Sales Comparison Valuation Technique [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Sales comparison approach	26.00%	15.00%
Impaired Loans - Residential Real Estate [Member] | Weighted Average [Member] | Sales Comparison Valuation Technique [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Sales comparison approach	23.00%	11.00%

XML

Securities

9 Months Ended

Sep. 30, 2013

Investments Debt And Equity Securities [Abstract]

Securities

5. SECURITIES

Securities available for sale at September 30, 2013 and December 31, 2012 are as follows:

	September 30, 2013									December 31, 2012
	Amortized		Unrealized					Fair		Amortized		Unrealized					Fair
	Cost		Gains		Losses			Value		Cost		Gains		Losses			Value
U.S. Treasury	$	2,003	$	4	$	0		$	2,007	$	4,018	$	18	$	0		$	4,036
U.S. Gov’t sponsored entities		179,875		3,175		(5,820	)		177,230		157,965		5,977		(161	)		163,781
State & political subdivisions		177,503		4,416		(2,056	)		179,863		170,223		11,113		(57	)		181,279
Residential & multi-family mortgage		258,466		2,945		(6,372	)		255,039		308,800		8,724		(702	)		316,822
Commercial mortgage		971		0		(21	)		950		1,275		29		0			1,304
Corporate notes & bonds		15,741		56		(1,640	)		14,157		17,368		26		(2,370	)		15,024
Pooled trust preferred		800		0		(24	)		776		800		0		(200	)		600
Pooled SBA		71,924		652		(3,063	)		69,513		50,667		2,277		(17	)		52,927
Other securities		1,020		0		(24	)		996		1,521		17		0			1,538
Total	$	708,303	$	11,248	$	(19,020	)	$	700,531	$	712,637	$	28,181	$	(3,507	)	$	737,311

At September 30, 2013, there were no holdings of securities of any one issuer, other than the U.S. Government sponsored entities, in an amount greater than 10% of shareholders’ equity. The Corporation’s residential and multi-family mortgage securities are issued by government sponsored entities, and the Corporation holds one commercial mortgage security that is private label.

Trading securities at September 30, 2013 and December 31, 2012 are as follows:

	September 30, 2013		December 31, 2012
Corporate equity securities	$	2,998	$	3,117
Certificates of deposit		253		408
International mutual funds		257		287
Large cap growth mutual funds		182		157
Large cap value mutual funds		121		104
Real estate investment trust mutual funds		40		65
Corporate notes and bonds		152		101
Mid cap mutual funds		81		26
Small cap mutual funds		81		26
U.S. Government sponsored entities		53		58
Commodities mutual funds		54		0
Money market mutual funds		86		110
Total	$	4,358	$	4,459

Securities with unrealized losses at September 30, 2013 and December 31, 2012, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows (in thousands):

September 30, 2013

	Less than 12 Months					12 Months or More					Total
	Fair Value		Unrealized Loss			Fair Value		Unrealized Loss			Fair Value		Unrealized Loss
U.S. Treasury	$	0	$	0		$	0	$	0		$	0	$	0
U.S. Gov’t sponsored entities		110,419		(5,820	)		0		0			110,419		(5,820	)
State & political subdivisions		58,955		(2,047	)		474		(9	)		59,429		(2,056	)
Residential & multi-family mortgage		157,880		(6,201	)		5,124		(171	)		163,004		(6,372	)
Commercial mortgage		950		(21	)		0		0			950		(21	)
Corporate notes & bonds		0		0			9,754		(1,640	)		9,754		(1,640	)
Pooled trust preferred		0		0			776		(24	)		776		(24	)
Pooled SBA		40,735		(2,933	)		1,802		(130	)		42,537		(3,063	)
Other securities		996		(24	)		0		0			996		(24	)
	$	369,935	$	(17,046	)	$	17,930	$	(1,974	)	$	387,865	$	(19,020	)

December 31, 2012

	Less than 12 Months					12 Months or More					Total
	Fair Value		Unrealized Loss			Fair Value		Unrealized Loss			Fair Value		Unrealized Loss
U.S. Treasury	$	0	$	0		$	0	$	0		$	0	$	0
U.S. Gov’t sponsored entities		41,715		(161	)		0		0			41,715		(161	)
State & political subdivisions		7,857		(57	)		0		0			7,857		(57	)
Residential & multi-family mortgage		32,159		(688	)		4,254		(14	)		36,413		(702	)
Commercial mortgage		0		0			0		0			0		0
Corporate notes & bonds		0		0			13,002		(2,370	)		13,002		(2,370	)
Pooled trust preferred		0		0			600		(200	)		600		(200	)
Pooled SBA		3,521		(17	)		0		0			3,521		(17	)
Other securities		0		0			0		0			0		0
	$	85,252	$	(923	)	$	17,856	$	(2,584	)	$	103,108	$	(3,507	)

The Corporation evaluates securities for other-than-temporary impairment on a quarterly basis, or more frequently when economic or market conditions warrant such an evaluation.

At September 30, 2013, the Corporation held one structured pooled trust preferred security with an adjusted amortized cost of $800 and a fair value of $776. The Corporation evaluated this security for other-than-temporary impairment by estimating the cash flows expected to be received, taking into account future estimated levels of deferrals and defaults by the underlying issuers, and discounting those cash flows at the appropriate accounting yield. For the three and nine months ended September 30, 2013 and 2012, no other-than-temporary impairment was required to be realized in earnings. At September 30, 2013 and December 31, 2012, the Corporation held four structured pooled trust preferred securities with an adjusted amortized cost and fair value of zero.

A roll-forward of the other-than-temporary impairment amount related to credit losses for the three and nine months ended September 30, 2013 and 2012 is as follows:

Balance of credit losses on debt securities for which a portion of other-than-temporary impairment was recognized in earnings, beginning of period	$	4,054
Additional credit loss for which other-than-temporary impairment was not previously recognized		0
Additional credit loss for which other-than-temporary impairment was previously recognized		0
Balance of credit losses on debt securities for which a portion of other-than-temporary impairment was recognized in earnings, end of period	$	4,054

Due to the insignificance of the adjusted amortized cost balance, no further disclosures are required with respect to the Corporation’s structured pooled trust preferred securities.

For the securities that comprise corporate notes and bonds and the securities that are issued by state and political subdivisions, management monitors publicly available financial information, such as filings with the Securities and Exchange Commission, in order to evaluate the securities for other-than-temporary impairment. For financial institution issuers, management monitors information from quarterly “call” report filings that are used to generate Uniform Bank Performance Reports. All other securities that were in an unrealized loss position at the balance sheet date were reviewed by management, and issuer-specific documents were reviewed, as appropriate given the following considerations. When reviewing securities for other-than-temporary impairment, management considers the financial condition and near-term prospects of the issuer and whether downgrades by bond rating agencies have occurred. Management also considers the length of time and extent to which fair value has been less than cost, and management does not have the intent to sell these securities and it is likely that it will not be required to sell the securities before their anticipated recovery.

As of September 30, 2013 and December 31, 2012, management concluded that the securities described in the previous paragraph were not other-than-temporarily impaired for the following reasons:

• There is no indication of any significant deterioration of the creditworthiness of the institutions that issued the securities.

• All contractual interest payments on the securities have been received as scheduled, and no information has come to management’s attention through the processes previously described which would lead to a conclusion that future contractual payments will not be timely received.

The Corporation does not intend to sell and it is not more likely than not that it will be required to sell the securities in an unrealized loss position before recovery of its amortized cost basis.

Information pertaining to security sales is as follows:

	Proceeds		Gross Gains		Gross Losses
Three months ended September 30, 2013	$	0	$	0	$	0
Nine months ended September 30, 2013		33,672		822		(494	)
Three months ended September 30, 2012		4,090		103		0
Nine months ended September 30, 2012		92,707		1,549		(149	)

The following is a schedule of the contractual maturity of securities available for sale, excluding equity securities, at September 30, 2013:

	Amortized		Fair
	Cost		Value
1 year or less	$	31,904	$	31,651
1 year – 5 years		137,688		138,186
5 years – 10 years		163,672		162,836
After 10 years		42,658		41,360
		375,922		374,033
Residential and multi-family mortgage		258,466		255,039
Pooled SBA		71,924		69,513
Commercial mortgage		971		950
Total debt securities	$	707,283	$	699,535

Mortgage and asset backed securities and pooled SBA securities are not due at a single date; periodic payments are received based on the payment patterns of the underlying collateral.

On September 30, 2013 and December 31, 2012, securities carried at $340,446 and $264,813, respectively, were pledged to secure public deposits and for other purposes as provided by law.

XML

Derivative Instruments - Amounts and Locations of Activity Related to Interest Rate Swaps Designated as Cash Flow Hedges within Corporation's Consolidated Balance Sheet and Statement of Income (Detail) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013 Interest Expense Subordinated Debentures [Member]	Sep. 30, 2012 Interest Expense Subordinated Debentures [Member]	Sep. 30, 2013 Interest Expense Subordinated Debentures [Member]	Sep. 30, 2012 Interest Expense Subordinated Debentures [Member]	Sep. 30, 2013 Other Income [Member]	Sep. 30, 2012 Other Income [Member]	Sep. 30, 2013 Other Income [Member]	Sep. 30, 2012 Other Income [Member]	Sep. 30, 2013 Accrued Interest Payable and Other Liabilities [Member]	Dec. 31, 2012 Accrued Interest Payable and Other Liabilities [Member]
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Interest rate contracts													$ (1,241)	$ (1,745)
Interest rate contracts	8	(44)	327	(116)
Interest expense, Fair Value					(102)	(98)	(304)	(290)
Other income									$ 0	$ 0	$ 0	$ 0

XML

Fair Value - Assets and Liabilities Measured at Fair Value on Recurring Basis (Detail) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Securities Available For Sale:
Securities available for sale	$ 700,531	$ 737,311
Trading Securities:
Trading securities	4,358	4,459
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Securities Available For Sale:
Securities available for sale	70,509	54,169
Trading Securities:
Trading securities	4,153	4,300
Liabilities:
Interest rate swaps	0	0
Significant Other Observable Inputs (Level 2) [Member]
Securities Available For Sale:
Securities available for sale	629,246	680,562
Trading Securities:
Trading securities	205	159
Liabilities:
Interest rate swaps	(1,241)	(1,745)
Significant Unobservable Inputs (Level 3) [Member]
Securities Available For Sale:
Securities available for sale	776	2,580
Trading Securities:
Trading securities	0	0
Liabilities:
Interest rate swaps	0	0
Fair Value Measurement on Recurring Basis [Member]
Securities Available For Sale:
Securities available for sale	700,531	737,311
Trading Securities:
Trading securities	4,358	4,459
Fair Value Measurement on Recurring Basis [Member] | U.S. Treasury [Member]
Securities Available For Sale:
Securities available for sale	2,007	4,036
Fair Value Measurement on Recurring Basis [Member] | U.S. Government Sponsored Entities [Member]
Securities Available For Sale:
Securities available for sale	177,230	163,781
Trading Securities:
Trading securities	53	58
Fair Value Measurement on Recurring Basis [Member] | States and Political Subdivisions [Member]
Securities Available For Sale:
Securities available for sale	179,863	181,279
Fair Value Measurement on Recurring Basis [Member] | Residential and Multi Family Mortgage [Member]
Securities Available For Sale:
Securities available for sale	255,039	316,822
Fair Value Measurement on Recurring Basis [Member] | Commercial Mortgage [Member]
Securities Available For Sale:
Securities available for sale	950	1,304
Fair Value Measurement on Recurring Basis [Member] | Corporate Notes and Bonds [Member]
Securities Available For Sale:
Securities available for sale	14,157	15,024
Trading Securities:
Trading securities	152	101
Fair Value Measurement on Recurring Basis [Member] | Pooled Trust Preferred [Member]
Securities Available For Sale:
Securities available for sale	776	600
Fair Value Measurement on Recurring Basis [Member] | Pooled SBA [Member]
Securities Available For Sale:
Securities available for sale	69,513	52,927
Fair Value Measurement on Recurring Basis [Member] | Other Securities [Member]
Securities Available For Sale:
Securities available for sale	996	1,538
Fair Value Measurement on Recurring Basis [Member] | Corporate Equity Securities [Member]
Trading Securities:
Trading securities	2,998	3,117
Fair Value Measurement on Recurring Basis [Member] | Certificates of Deposit [Member]
Trading Securities:
Trading securities	253	408
Fair Value Measurement on Recurring Basis [Member] | International Mutual Funds [Member]
Trading Securities:
Trading securities	257	287
Fair Value Measurement on Recurring Basis [Member] | Large Cap Growth Mutual Funds [Member]
Trading Securities:
Trading securities	182	157
Fair Value Measurement on Recurring Basis [Member] | Money Market Mutual Funds [Member]
Trading Securities:
Trading securities	86	110
Fair Value Measurement on Recurring Basis [Member] | Large Cap Value Mutual Funds [Member]
Trading Securities:
Trading securities	121	104
Fair Value Measurement on Recurring Basis [Member] | Real Estate Investment Trust Mutual Funds [Member]
Trading Securities:
Trading securities	40	65
Fair Value Measurement on Recurring Basis [Member] | Small Cap Mutual Funds [Member]
Trading Securities:
Trading securities	81	26
Fair Value Measurement on Recurring Basis [Member] | Mid Cap Mutual Funds [Member]
Trading Securities:
Trading securities	81	26
Fair Value Measurement on Recurring Basis [Member] | Interest Rate Swaps [Member]
Liabilities:
Interest rate swaps	(1,241)	(1,745)
Fair Value Measurement on Recurring Basis [Member] | Commodities Mutual Funds [Member]
Trading Securities:
Trading securities	54
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Securities Available For Sale:
Securities available for sale	70,509	54,169
Trading Securities:
Trading securities	4,153	4,300
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Treasury [Member]
Securities Available For Sale:
Securities available for sale	0	0
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | U.S. Government Sponsored Entities [Member]
Securities Available For Sale:
Securities available for sale	0	0
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | States and Political Subdivisions [Member]
Securities Available For Sale:
Securities available for sale	0	0
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Residential and Multi Family Mortgage [Member]
Securities Available For Sale:
Securities available for sale	0	0
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Commercial Mortgage [Member]
Securities Available For Sale:
Securities available for sale	0	0
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Corporate Notes and Bonds [Member]
Securities Available For Sale:
Securities available for sale	0	0
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Pooled Trust Preferred [Member]
Securities Available For Sale:
Securities available for sale	0	0
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Pooled SBA [Member]
Securities Available For Sale:
Securities available for sale	69,513	52,631
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Securities [Member]
Securities Available For Sale:
Securities available for sale	996	1,538
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Corporate Equity Securities [Member]
Trading Securities:
Trading securities	2,998	3,117
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Certificates of Deposit [Member]
Trading Securities:
Trading securities	253	408
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | International Mutual Funds [Member]
Trading Securities:
Trading securities	257	287
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Large Cap Growth Mutual Funds [Member]
Trading Securities:
Trading securities	182	157
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Money Market Mutual Funds [Member]
Trading Securities:
Trading securities	86	110
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Large Cap Value Mutual Funds [Member]
Trading Securities:
Trading securities	121	104
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Real Estate Investment Trust Mutual Funds [Member]
Trading Securities:
Trading securities	40	65
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Small Cap Mutual Funds [Member]
Trading Securities:
Trading securities	81	26
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Mid Cap Mutual Funds [Member]
Trading Securities:
Trading securities	81	26
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Interest Rate Swaps [Member]
Liabilities:
Interest rate swaps	0	0
Fair Value Measurement on Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Commodities Mutual Funds [Member]
Trading Securities:
Trading securities	54
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Securities Available For Sale:
Securities available for sale	629,246	680,562
Trading Securities:
Trading securities	205	159
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Treasury [Member]
Securities Available For Sale:
Securities available for sale	2,007	4,036
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Government Sponsored Entities [Member]
Securities Available For Sale:
Securities available for sale	177,230	163,781
Trading Securities:
Trading securities	53	58
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | States and Political Subdivisions [Member]
Securities Available For Sale:
Securities available for sale	179,863	181,279
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Residential and Multi Family Mortgage [Member]
Securities Available For Sale:
Securities available for sale	255,039	316,822
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Commercial Mortgage [Member]
Securities Available For Sale:
Securities available for sale	950	1,304
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Corporate Notes and Bonds [Member]
Securities Available For Sale:
Securities available for sale	14,157	13,044
Trading Securities:
Trading securities	152	101
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Pooled Trust Preferred [Member]
Securities Available For Sale:
Securities available for sale	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Pooled SBA [Member]
Securities Available For Sale:
Securities available for sale	0	296
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Securities [Member]
Securities Available For Sale:
Securities available for sale	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Corporate Equity Securities [Member]
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Certificates of Deposit [Member]
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | International Mutual Funds [Member]
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Large Cap Growth Mutual Funds [Member]
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Money Market Mutual Funds [Member]
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Large Cap Value Mutual Funds [Member]
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Real Estate Investment Trust Mutual Funds [Member]
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Small Cap Mutual Funds [Member]
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Mid Cap Mutual Funds [Member]
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Interest Rate Swaps [Member]
Liabilities:
Interest rate swaps	(1,241)	(1,745)
Fair Value Measurement on Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Commodities Mutual Funds [Member]
Trading Securities:
Trading securities	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]
Securities Available For Sale:
Securities available for sale	776	2,580
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | U.S. Treasury [Member]
Securities Available For Sale:
Securities available for sale	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | U.S. Government Sponsored Entities [Member]
Securities Available For Sale:
Securities available for sale	0	0
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | States and Political Subdivisions [Member]
Securities Available For Sale:
Securities available for sale	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Residential and Multi Family Mortgage [Member]
Securities Available For Sale:
Securities available for sale	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Commercial Mortgage [Member]
Securities Available For Sale:
Securities available for sale	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Corporate Notes and Bonds [Member]
Securities Available For Sale:
Securities available for sale	0	1,980
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Pooled Trust Preferred [Member]
Securities Available For Sale:
Securities available for sale	776	600
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Pooled SBA [Member]
Securities Available For Sale:
Securities available for sale	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Other Securities [Member]
Securities Available For Sale:
Securities available for sale	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Corporate Equity Securities [Member]
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Certificates of Deposit [Member]
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | International Mutual Funds [Member]
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Large Cap Growth Mutual Funds [Member]
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Money Market Mutual Funds [Member]
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Large Cap Value Mutual Funds [Member]
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Real Estate Investment Trust Mutual Funds [Member]
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Small Cap Mutual Funds [Member]
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Mid Cap Mutual Funds [Member]
Trading Securities:
Trading securities	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Interest Rate Swaps [Member]
Liabilities:
Interest rate swaps	0	0
Fair Value Measurement on Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Commodities Mutual Funds [Member]
Trading Securities:
Trading securities	$ 0

XML

Securities - Roll-Forward of Other-Than-Temporary Impairment Amount Related to Credit Losses (Detail) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Marketable Securities [Abstract]
Balance of credit losses on debt securities for which a portion of other-than-temporary impairment was recognized in earnings, beginning of period	$ 4,054	$ 4,054	$ 4,054	$ 4,054
Additional credit loss for which other-than-temporary impairment was not previously recognized	0	0	0	0
Additional credit loss for which other-than-temporary impairment was previously recognized	0	0	0	0
Balance of credit losses on debt securities for which a portion of other-than-temporary impairment was recognized in earnings, end of period	$ 4,054	$ 4,054	$ 4,054	$ 4,054

XML

Earnings Per Share

9 Months Ended

Sep. 30, 2013

Earnings Per Share [Abstract]

Earnings Per Share

8. EARNINGS PER SHARE

Basic earnings per share is computed by dividing net income by the weighted average number of shares outstanding during the applicable period, excluding outstanding participating securities. Diluted earnings per share is computed using the weighted average number of shares determined for the basic computation plus the dilutive effect of potential common shares issuable under certain stock compensation plans. For the three and nine months ended September 30, 2013, 36,203 shares issuable pursuant to outstanding stock options were excluded from the diluted earnings per share calculations because the strike prices associated with the options exceeded the market price of the Corporation’s common stock thus making the shares anti-dilutive. For the three and nine months ended September 30, 2012, 37,500 shares issuable pursuant to outstanding stock options were excluded from the diluted earnings per share calculations because the strike prices associated with the options exceeded the market price of the Corporation’s common stock thus making the shares anti-dilutive.

Unvested share-based payment awards that contain nonforfeitable rights to dividends or dividend equivalents (whether paid or unpaid) are participating securities and are included in the computation of earnings per share pursuant to the two-class method. The Corporation has determined that its outstanding non-vested stock awards are participating securities.

The computation of basic and diluted earnings per share is shown below (in thousands except per share data):

	Three months ended September 30,						Nine months ended September 30,
	2013			2012			2013			2012
Net income per consolidated statements of income	$	4,703		$	4,563		$	11,951		$	13,246
Net earnings allocated to participating securities		(21	)		(17	)		(56	)		(50	)
Net earnings allocated to common stock	$	4,682		$	4,546		$	11,895		$	13,196
Basic earnings per common share computation:
Distributed earnings allocated to common stock	$	2,054		$	2,045		$	6,161		$	6,130
Undistributed earnings allocated to common stock		2,628			2,501			5,734			7,066
Net earnings allocated to common stock	$	4,682		$	4,546		$	11,895		$	13,196
Weighted average common shares outstanding, including shares considered participating securities		12,513			12,448			12,505			12,430
Less: Average participating securities		(51	)		(41	)		(52	)		(42	)
Weighted average shares		12,462			12,407			12,453			12,388
Basic earnings per common share	$	0.38		$	0.37		$	0.96		$	1.07
Diluted earnings per common share computation:
Net earnings allocated to common stock	$	4,682		$	4,546		$	11,895		$	13,196
Weighted average common shares outstanding for basic earnings per common share		12,462			12,407			12,453			12,388
Add: Dilutive effects of assumed exercises of stock options		2			4			1			4
Weighted average shares and dilutive potential common shares		12,464			12,411			12,454			12,392
Diluted earnings per common share	$	0.38		$	0.37		$	0.96		$	1.06

XML

Fair Value

9 Months Ended

Sep. 30, 2013

Fair Value Disclosures [Abstract]

Fair Value

4. FAIR VALUE

Fair Value Measurement

Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. A fair value hierarchy has also been established which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The following three levels of inputs are used to measure fair value:

Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.

Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.

Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.

The fair values of most trading securities and securities available for sale are determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs) or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). The fair value of one corporate bond held by the Corporation has been determined by using Level 3 inputs. The Corporation has engaged a valuation expert to price this security using a proprietary model which incorporates assumptions about certain factors that market participants would use in pricing the securities, including bid/ask spreads and liquidity and credit premiums.

The Corporation’s structured pooled trust preferred security is priced using Level 3 inputs. The decline in the level of observable inputs and market activity in this class of investments by the measurement date has been significant and resulted in unreliable external pricing. Broker pricing and bid/ask spreads, when available, vary widely, and the once-active market has become comparatively inactive. The Corporation engaged a third party consultant who has developed a model for pricing this security. Information such as historical and current performance of the underlying collateral, deferral and default rates, collateral coverage ratios, break in yield calculations, cash flow projections, liquidity and credit premiums required by a market participant, and financial trend analysis with respect to the individual issuing financial institutions and insurance companies are utilized in determining the security valuation. Due to the current market conditions as well as the limited trading activity of these types of securities, the market value of the Corporation’s structured pooled trust preferred security is highly sensitive to assumption changes and market volatility.

The Corporation’s derivative instrument is an interest rate swap that is similar to those that trade in liquid markets. As such, significant fair value inputs can generally be verified and do not typically involve significant management judgments (Level 2 inputs).

Assets and liabilities measured at fair value on a recurring basis are as follows at September 30, 2013 and December 31, 2012:

				Fair Value Measurements at September 30, 2013 Using
Description	Total			Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)			Significant Unobservable Inputs (Level 3)
Assets:
Securities Available For Sale:
U.S. Treasury	$	2,007		$	0	$	2,007		$	0
U.S. Government sponsored entities		177,230			0		177,230			0
States and political subdivisions		179,863			0		179,863			0
Residential and multi-family mortgage		255,039			0		255,039			0
Commercial mortgage		950			0		950			0
Corporate notes and bonds		14,157			0		14,157			0
Pooled trust preferred		776			0		0			776
Pooled SBA		69,513			69,513		0			0
Other securities		996			996		0			0
Total Securities Available For Sale	$	700,531		$	70,509	$	629,246		$	776
Trading Securities:
Corporate equity securities	$	2,998		$	2,998	$	0		$	0
Certificates of deposit		253			253		0			0
International mutual funds		257			257		0			0
Large cap growth mutual funds		182			182		0			0
Large cap value mutual funds		121			121		0			0
Real estate investment trust mutual funds		40			40		0			0
Corporate notes and bonds		152			0		152			0
Mid cap mutual funds		81			81		0			0
Small cap mutual funds		81			81		0			0
U.S. Government sponsored entities		53			0		53			0
Commodities mutual funds		54			54		0			0
Money market mutual funds		86			86		0			0
Total Trading Securities	$	4,358		$	4,153	$	205		$	0
Liabilities:
Interest rate swaps	$	(1,241	)	$	0	$	(1,241	)	$	0

				Fair Value Measurements at December 31, 2012 Using
Description	Total			Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)			Significant Unobservable Inputs (Level 3)
Assets:
Securities Available For Sale:
U.S. Treasury	$	4,036		$	0	$	4,036		$	0
U.S. Government sponsored entities		163,781			0		163,781			0
States and political subdivisions		181,279			0		181,279			0
Residential and multi-family mortgage		316,822			0		316,822			0
Commercial mortgage		1,304			0		1,304			0
Corporate notes and bonds		15,024			0		13,044			1,980
Pooled trust preferred		600			0		0			600
Pooled SBA		52,927			52,631		296			0
Other securities		1,538			1,538		0			0
Total Securities Available For Sale	$	737,311		$	54,169	$	680,562		$	2,580
Trading Securities:
Corporate equity securities	$	3,117		$	3,117	$	0		$	0
Certificates of deposit		408			408		0			0
International mutual funds		287			287		0			0
Large cap growth mutual funds		157			157		0			0
Money market mutual funds		110			110		0			0
Large cap value mutual funds		104			104		0			0
Corporate notes and bonds		101			0		101			0
Real estate investment trust mutual funds		65			65		0			0
U.S. Government sponsored entities		58			0		58			0
Small cap mutual funds		26			26		0			0
Mid cap mutual funds		26			26		0			0
Total Trading Securities	$	4,459		$	4,300	$	159		$	0
Liabilities:
Interest rate swaps	$	(1,745	)	$	0	$	(1,745	)	$	0

The table below presents a reconciliation and income statement classification of gains and losses for all securities available for sale measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three months ended September 30, 2013:

	Pooled trust preferred
Balance, July 1, 2013	$	630
Total gains or (losses):
Included in other comprehensive income		146
Included in realized gains on available-for-sale securities		0
Sale of available-for-sale securities		0
Balance, September 30, 2013	$	776

The table below presents a reconciliation and income statement classification of gains and losses for all securities available for sale measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the nine months ended September 30, 2013:

	Corporate notes and bonds			Pooled trust preferred
Balance, January 1, 2013	$	1,980		$	600
Total gains or (losses):
Included in other comprehensive income		(29	)		176
Included in realized gains on available-for-sale securities		58			0
Sale of available-for-sale securities		(2,009	)		0
Balance, September 30, 2013	$	0		$	776

The table below presents a reconciliation and income statement classification of gains and losses for all securities available for sale measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three months ended September 30, 2012:

	Corporate notes and bonds			Pooled trust preferred
Balance, July 1, 2012	$	2,071		$	360
Total gains or losses:
Included in other comprehensive income (unrealized)		(86	)		0
Balance, September 30, 2012	$	1,985		$	360

The table below presents a reconciliation and income statement classification of gains and losses for all securities available for sale measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the nine months ended September 30, 2012:

	Corporate notes and bonds			Pooled trust preferred
Balance, January 1, 2012	$	2,060		$	340
Total gains or losses:
Included in other comprehensive income (unrealized)		(75	)		20
Balance, September 30, 2012	$	1,985		$	360

The following table presents quantitative information about Level 3 fair value measurements at September 30, 2013:

	Fair value		Valuation Technique	Unobservable Inputs	Input Utilized
Pooled trust preferred	$	776	Discounted cash flow	Collateral default rate	2% in 2013; 1.5% in 2014; 1.0% in 2015; 0.5% in 2016 and thereafter
				Yield Prepayment speed	12% 6.7% constant prepayment rate in 2013; 2.0% constant prepayment rate in 2014 and thereafter

The following table presents quantitative information about Level 3 fair value measurements at December 31, 2012:

	Fair value		Valuation Technique	Unobservable Inputs	Input Utilized
Corporate notes and bonds	$	1,980	Discounted cash flow	Constant prepayment rate Probability of default Discount rate	0% 0% 9.6%
Pooled trust preferred	$	600	Discounted cash flow	Collateral default rate Yield Recovery probability	2% annually for 2 years; 0.36% thereafter 13% 10%, lagged 2 years

At September 30, 2013, the significant unobservable inputs used in the fair value measurement of the Corporation’s pooled trust preferred security are collateral default rate, yield, and prepayment speed. At December 31, 2012, the significant unobservable inputs used in the fair value measurement of the Corporation’s pooled trust preferred security are collateral default rate, yield, and recovery probability. Significant increases in specific-issuer default assumptions or decreases in specific-issuer recovery assumptions would result in a significantly lower fair value measurement. Conversely, decreases in specific-issuer default assumptions or increases in specific-issuer recovery assumptions would result in a higher fair value measurement.

During the three months ended September 30, 2012, residential mortgage and asset backed securities totaling $3,148 that were reported as Level 1 securities as of the beginning of the period were transferred to the Level 2 category. There were no transfers of securities from Level 1 to Level 2 during the three months ended September 30, 2013.

During the nine months ended September 30, 2013 and 2012, the following available for sale securities reported as Level 1 securities as of the beginning of the period were transferred to the Level 2 category:

	2013		2012
U.S. Government sponsored entities	$	0	$	2,000
States and political subdivisions		0		4,655
Residential mortgage and asset backed		0		8,577
Total	$	0	$	15,232

These securities were transferred from the Level 1 category to the Level 2 category since there were no longer quoted prices for identical assets in active markets that the Corporation had the ability to access. There were no transfers from the Level 2 category to the Level 1 category during the three or nine month periods ended September 30, 2013 or 2012. The Corporation’s policy for determining when a transfer between the Level 1 and Level 2 categories has occurred is to monitor and report such transfers as of each quarterly reporting period.

The fair value of impaired loans with specific allocations of the allowance for loan losses is generally based on recent real estate appraisals prepared by third-parties. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Management also adjusts appraised values based on the length of time that has passed since the appraisal date and other factors. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value.

Assets and liabilities measured at fair value on a non-recurring basis are as follows at September 30, 2013 and December 31, 2012:

			Fair Value Measurements at September 30, 2013 Using
Description	Total		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
Assets:
Impaired loans:
Commercial mortgages	$	7,474	$	0	$	0	$	7,474
Commercial, industrial, and agricultural		1,200		0		0		1,200
Residential real estate		64		0		0		64
			Fair Value Measurements at December 31, 2012 Using
Description	Total		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
Assets:
Impaired loans:
Commercial mortgages	$	8,422	$	0	$	0	$	8,422
Commercial, industrial, and agricultural		1,973		0		0		1,973
Residential real estate		402		0		0		402

Impaired loans, which are measured for impairment using the fair value of collateral for collateral dependent loans, had a recorded investment of $12,143 with a valuation allowance of $3,405 as of September 30, 2013, resulting in an additional provision for loan losses of $704 and $3,233 for the corresponding three and nine months ended September 30, 2013. Impaired loans had a recorded investment of $12,535 with a valuation allowance of $1,738 as of December 31, 2012, and an additional provision for loan losses of $756 and $1,544 was recorded for the three and nine months ended September 30, 2012.

The estimated fair values of impaired collateral dependent loans such as commercial or residential mortgages are determined primarily through third-party appraisals. When a collateral dependent loan, such as a commercial or residential mortgage loan, becomes impaired, a decision is made regarding whether an updated certified appraisal of the real estate is necessary. This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal, and the condition of the property. Appraised values are discounted to arrive at the estimated selling price of the collateral and a further reduction for estimated costs to sell the property is applied, which results in an amount that is considered to be the estimated fair value. If a loan becomes impaired and the appraisal of related loan collateral is outdated, management applies an appropriate adjustment factor based on its experience with current valuations of similar collateral in determining the loan’s estimated fair value and resulting allowance for loan losses. Third-party appraisals are not customarily obtained in respect of unimpaired loans, unless in management’s view changes in circumstances warrant obtaining an updated appraisal.

The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at September 30, 2013:

	Fair value		Valuation Technique	Unobservable Inputs	Range (Weighted Average)
Impaired loans – commercial mortgages	$	7,473	Sales comparison approach	Adjustment for differences between the comparable sales	9% - 10% (10%)
Impaired loans – commercial, industrial, and agricultural		1,200	Income approach	Adjustment for differences in net operating income	13% - 32% (23%)
Impaired loans – residential real estate		64	Sales comparison approach	Adjustment for differences between the comparable sales	17% - 26% (23%)

The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2012:

	Fair value		Valuation Technique	Unobservable Inputs	Range (Weighted Average)
Impaired loans – commercial mortgages	$	8,422	Sales comparison approach	Adjustment for differences between the comparable sales	1% - 39% (19%)
Impaired loans – commercial, industrial, and agricultural		1,973	Income approach	Adjusting for differences in net operating income	24% - 38% (27%)
Impaired loans – residential real estate		402	Sales comparison approach	Adjustment for differences between the comparable sales	10% - 15% (11%)

Fair Value of Financial Instruments

The following table presents the carrying amount and fair value of financial instruments at September 30, 2013:

	Carrying			Fair Value Measurement Using:									Total
	Amount			Level 1			Level 2			Level 3			Fair Value
ASSETS
Cash and cash equivalents	$	32,856		$	32,856		$	0		$	0		$	32,856
Interest bearing time deposits with other banks		275			0			281			0			281
Securities available for sale		700,531			70,509			629,246			776			700,531
Trading securities		4,358			4,153			205			0			4,358
Loans held for sale		399			0			410			0			410
Net loans		1,011,750			0			0			1,008,375			1,008,375
FHLB and other equity interests		7,580			n/a			n/a			n/a			n/a
Accrued interest receivable		7,267			429			3,827			3,011			7,267
LIABILITIES
Deposits	$	(1,552,281	)	$	(1,365,864	)	$	(186,041	)	$	0		$	(1,551,905	)
FHLB and other borrowings		(122,976	)		0			(122,976	)		0			(122,976	)
Subordinated debentures		(20,620	)		0			(10,945	)		0			(10,945	)
Interest rate swaps		(1,241	)		0			(1,241	)		0			(1,241	)
Accrued interest payable		(805	)		(200	)		(590	)		(15	)		(805	)

The following table presents the carrying amount and fair value of financial instruments at December 31, 2012:

	Carrying			Fair Value Measurement Using:									Total
	Amount			Level 1			Level 2			Level 3			Fair Value
ASSETS
Cash and cash equivalents	$	31,881		$	31,881		$	0		$	0		$	31,881
Interest bearing time deposits with other banks		225			0			230			0			230
Securities available for sale		737,311			54,169			680,562			2,580			737,311
Trading securities		4,459			4,300			159			0			4,459
Loans held for sale		2,398			0			2,460			0			2,460
Net loans		913,764			0			0			917,785			917,785
FHLB and other equity interests		6,684			n/a			n/a			n/a			n/a
Accrued interest receivable		6,863			278			3,498			3,087			6,863
LIABILITIES
Deposits	$	(1,485,003	)	$	(1,272,060	)	$	(215,485	)	$	0		$	(1,487,545	)
FHLB and other borrowings		(97,806	)		0			(105,850	)		0			(105,850	)
Subordinated debentures		(20,620	)		0			(10,682	)		0			(10,682	)
Interest rate swaps		(1,745	)		0			(1,745	)		0			(1,745	)
Accrued interest payable		(1,022	)		(301	)		(707	)		(14	)		(1,022	)

The methods and assumptions, not otherwise presented, used to estimate fair values are described as follows:

Cash and cash equivalents: The carrying amounts of cash and cash equivalents approximate fair values and are classified as Level 1.

Interest bearing time deposits with other banks: The fair value of interest bearing time deposits with other banks is estimated using a discounted cash flow calculation that applies interest rates currently being offered to a schedule of aggregated expected monthly maturities, resulting in a Level 2 classification.

Loans held for sale: The fair value of loans held for sale is estimated based upon binding contracts and quotes from third party investors resulting in a Level 2 classification.

Loans: For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values, resulting in a Level 3 classification. Fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality, resulting in a Level 3 classification. Impaired loans are valued at the lower of cost or fair value as described previously. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price.

FHLB and other equity interests: It is not practical to determine the fair value of Federal Home Loan Bank stock and other equity interests due to restrictions placed on the transferability of these instruments.

Accrued interest receivable: The carrying amount of accrued interest receivable approximates fair value resulting in a classification that is consistent with the asset with which it is associated.

Deposits: The fair values disclosed for demand deposits are, by definition, equal to the amount payable on demand at the reporting date (i.e. their carrying amount), resulting in a Level 1 classification. Fair values for time deposits are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits, resulting in a Level 2 classification.

FHLB and other borrowings: The fair values of the Corporation’s FHLB and other borrowings are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements, resulting in a Level 2 classification.

Subordinated debentures: The fair value of the Corporation’s subordinated debentures are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of arrangements, resulting in a Level 3 classification.

Accrued interest payable: The carrying amount of accrued interest payable approximates fair value resulting in a classification that is consistent with the liability with which it is associated.

While estimates of fair value are based on management’s judgment of the most appropriate factors as of the balance sheet date, there is no assurance that the estimated fair values would have been realized if the assets had been disposed of or the liabilities settled at that date, since market values may differ depending on various circumstances. The estimated fair values would also not apply to subsequent dates.

In addition, other assets and liabilities that are not financial instruments, such as premises and equipment, are not included in the disclosures. Also, non-financial assets such as, among other things, the estimated earnings power of core deposits, the earnings potential of trust accounts, the trained workforce, and customer goodwill, which typically are not recognized on the balance sheet, may have value but are not included in the fair value disclosures.

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Consolidated Statements of Comprehensive Income (Loss) (Parenthetical) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Amounts Reclassified Out Of Accumulated Other Comprehensive Income Loss [Abstract]
Unrealized gain (loss) on interest rate swaps, net of tax	$ 31	$ 58	$ (69)	$ 164
Reclassification adjustment for losses recognized in earnings, net of tax	(36)	(34)	(106)	(101)
Unrealized gains on other-than-temporarily impaired securities available for sale arising during the period, net of tax	(51)		(62)	(7)
Unrealized gains (losses) on other securities available for sale arising during the period, net of tax	1,676	(611)	11,302	(2,419)
Reclassification adjustment for realized gains included in net income, net of tax		$ 36	$ 115	$ 490

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Loans - Aging of Recorded Investment in Past Due Loans (Detail) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	$ 2,752	$ 4,039
60-89 Days Past Due	1,761	4,207
Greater Than 90 Days Past Due	10,964	14,587
Total Past Due	15,477	22,833
Loans Not Past Due	1,013,494	904,991
Total	1,032,875	931,225
Commercial, Industrial, and Agricultural [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	126	724
60-89 Days Past Due	523	157
Greater Than 90 Days Past Due	2,478	2,968
Total Past Due	3,127	3,849
Loans Not Past Due	255,762	253,242
Total	258,889	257,091
Commercial Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	1,173	1,162
60-89 Days Past Due	0	3,197
Greater Than 90 Days Past Due	5,784	8,679
Total Past Due	6,957	13,038
Loans Not Past Due	298,883	248,753
Total	305,840	261,791
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	860	1,390
60-89 Days Past Due	949	641
Greater Than 90 Days Past Due	1,954	2,700
Total Past Due	3,763	4,731
Loans Not Past Due	396,886	343,173
Total	400,649	347,904
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	569	724
60-89 Days Past Due	266	203
Greater Than 90 Days Past Due	694	227
Total Past Due	1,529	1,154
Loans Not Past Due	56,754	54,113
Total	58,283	55,267
Credit Cards [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	24	39
60-89 Days Past Due	23	9
Greater Than 90 Days Past Due	54	13
Total Past Due	101	61
Loans Not Past Due	4,699	4,739
Total	4,800	4,800
Overdrafts [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due	0	0
Loans Not Past Due	510	971
Total	$ 510	$ 971

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Loans - Allowance for Loan Losses (Detail) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowances for loan losses, Beginning Balance	$ 15,500	$ 13,690	$ 14,060	$ 12,615
Charge-offs	(590)	(1,277)	(3,342)	(3,172)
Recoveries	1,465	48	1,612	168
Provision (benefit) for loan losses	846	1,188	4,891	4,038
Allowances for loan losses, Ending Balance	17,221	13,649	17,221	13,649
Commercial, Industrial, and Agricultural [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowances for loan losses, Beginning Balance	5,338	5,115	4,940	4,511
Charge-offs	(169)	(751)	(253)	(1,398)
Recoveries	0	6	7	14
Provision (benefit) for loan losses	384	103	859	1,346
Allowances for loan losses, Ending Balance	5,553	4,473	5,553	4,473
Commercial Mortgages [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowances for loan losses, Beginning Balance	5,896	4,553	4,697	4,470
Charge-offs	(4)	(165)	(1,534)	(401)
Recoveries	1,424	0	1,427	0
Provision (benefit) for loan losses	(275)	504	2,451	823
Allowances for loan losses, Ending Balance	7,041	4,892	7,041	4,892
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowances for loan losses, Beginning Balance	2,508	2,225	2,466	1,991
Charge-offs	(57)	(7)	(398)	(231)
Recoveries	1	1	5	1
Provision (benefit) for loan losses	189	113	568	571
Allowances for loan losses, Ending Balance	2,641	2,332	2,641	2,332
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowances for loan losses, Beginning Balance	1,555	1,568	1,699	1,404
Charge-offs	(269)	(252)	(946)	(890)
Recoveries	21	18	95	67
Provision (benefit) for loan losses	454	372	913	1,125
Allowances for loan losses, Ending Balance	1,761	1,706	1,761	1,706
Credit Cards [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowances for loan losses, Beginning Balance	55	81	83	71
Charge-offs	(19)	(22)	(48)	(55)
Recoveries	3	1	13	8
Provision (benefit) for loan losses	18	19	9	55
Allowances for loan losses, Ending Balance	57	79	57	79
Overdrafts [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowances for loan losses, Beginning Balance	148	148	175	168
Charge-offs	(72)	(80)	(163)	(197)
Recoveries	16	22	65	78
Provision (benefit) for loan losses	76	77	91	118
Allowances for loan losses, Ending Balance	$ 168	$ 167	$ 168	$ 167

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Fair Value - Additional Information (Detail) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013 Securities	Sep. 30, 2012 Securities	Sep. 30, 2013 Securities	Sep. 30, 2012 Securities	Dec. 31, 2012
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Transfer of securities from level 1 to level 2	$ 0		$ 0	$ 15,232,000
Number of securities transferred from level 2 to level 1	0	0	0	0
Impaired loans, recorded balance	19,345,000		19,345,000		25,520,000
Impaired loans allowance	3,405,000		3,405,000		1,852,000
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Residential mortgage and asset backed securities		3,148,000
Collateral Dependent Loans [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans, recorded balance	12,143,000		12,143,000		12,535,000
Impaired loans allowance	3,405,000		3,405,000		1,738,000
Impaired loans, additional provisions	$ 704,000	$ 756,000	$ 3,233,000	$ 1,544,000

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Earnings Per Share - Additional Information (Detail) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Share [Abstract]
Antidilutive shares excluded from the diluted earnings per share calculations	36,203	37,500	36,203	37,500

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Recent Accounting Pronouncements (Policies)

9 Months Ended

Sep. 30, 2013

Accounting Changes And Error Corrections [Abstract]

Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income

In February 2013, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update 2013-02, “Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income” (ASU 2013-02). ASU 2013-02 requires an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component. In addition, an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income but only if the amount reclassified is required under U.S. GAAP to be reclassified to net income in its entirety in the same reporting period. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income, an entity is required to cross-reference to other disclosures required under U.S. GAAP that provide additional detail about these amounts. ASU 2013-02 is effective prospectively for reporting periods beginning after December 15, 2012. The effect of adopting ASU 2013-02 did not have a material effect on the Corporation’s financial statements.

Fixed Obligations Resulting from Joint and Several Liability Arrangements

In February 2013, the FASB issued Accounting Standards Update 2013-04, “Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation Is Fixed at the Reporting Date” (ASU 2013-04). ASU 2013-04 provides guidance for the recognition, measurement, and disclosure of obligations resulting from joint and several liability arrangements for which the total amount of the obligation within the scope of the guidance is fixed at the reporting date, except for obligations addressed within existing guidance in U.S. GAAP. ASU 2013-04 is effective for reporting periods beginning after December 15, 2013. The Corporation is evaluating the effect that the adoption of ASU 2013-04 will have on its financial statements.

Derivatives and Hedging

In July 2013, the FASB issued Accounting Standards Update 2013-10, “Derivatives and Hedging (Topic 815), Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes” (ASU 2013-10). ASU 2013-10 was issued to permit the Fed Funds Effective Swap Rate to be used as a U.S. benchmark interest rate for hedge accounting purposes under Topic 815, in addition to direct Treasury obligations of the U.S. Government and the London Interbank Offered Rate (LIBOR) swap rate. ASU 2013-10 is effective prospectively for qualifying new or redesignated hedging relationships entered into on or after July 17, 2013. The adoption of ASU 2013-10 did not have a material effect on the Corporation’s financial statements.

Income Taxes

In July 2013, the FASB issued Accounting Standards Update 2013-11, “Income Taxes (Topic 740), Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists” (ASU 2013-11). ASU 2013-11 was issued to clarify the financial presentation of unrecognized tax benefits in the instances described. ASU 2013-11 is effective for reporting periods beginning after December 15, 2013. The effect of adopting ASU 2013-11 is not expected to have a material effect on the Corporation’s financial statements.

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Deposits

9 Months Ended

Sep. 30, 2013

Banking And Thrift [Abstract]

Deposits

7. DEPOSITS

Total deposits at September 30, 2013 and December 31, 2012 are summarized as follows (in thousands):

	Percentage
	Change			September 30, 2013		December 31, 2012
Checking, non-interest bearing		8.1	%	$	189,362	$	175,239
Checking, interest bearing		11.3	%		374,826		336,911
Savings accounts		5.5	%		801,677		759,910
Certificates of deposit		(12.5	%)		186,416		212,943
		4.5	%	$	1,552,281	$	1,485,003

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Securities (Tables)

9 Months Ended

Sep. 30, 2013

Investments Debt And Equity Securities [Abstract]

Securities Available for Sale

Securities available for sale at September 30, 2013 and December 31, 2012 are as follows:

	September 30, 2013									December 31, 2012
	Amortized		Unrealized					Fair		Amortized		Unrealized					Fair
	Cost		Gains		Losses			Value		Cost		Gains		Losses			Value
U.S. Treasury	$	2,003	$	4	$	0		$	2,007	$	4,018	$	18	$	0		$	4,036
U.S. Gov’t sponsored entities		179,875		3,175		(5,820	)		177,230		157,965		5,977		(161	)		163,781
State & political subdivisions		177,503		4,416		(2,056	)		179,863		170,223		11,113		(57	)		181,279
Residential & multi-family mortgage		258,466		2,945		(6,372	)		255,039		308,800		8,724		(702	)		316,822
Commercial mortgage		971		0		(21	)		950		1,275		29		0			1,304
Corporate notes & bonds		15,741		56		(1,640	)		14,157		17,368		26		(2,370	)		15,024
Pooled trust preferred		800		0		(24	)		776		800		0		(200	)		600
Pooled SBA		71,924		652		(3,063	)		69,513		50,667		2,277		(17	)		52,927
Other securities		1,020		0		(24	)		996		1,521		17		0			1,538
Total	$	708,303	$	11,248	$	(19,020	)	$	700,531	$	712,637	$	28,181	$	(3,507	)	$	737,311

Trading Securities

Trading securities at September 30, 2013 and December 31, 2012 are as follows:

	September 30, 2013		December 31, 2012
Corporate equity securities	$	2,998	$	3,117
Certificates of deposit		253		408
International mutual funds		257		287
Large cap growth mutual funds		182		157
Large cap value mutual funds		121		104
Real estate investment trust mutual funds		40		65
Corporate notes and bonds		152		101
Mid cap mutual funds		81		26
Small cap mutual funds		81		26
U.S. Government sponsored entities		53		58
Commodities mutual funds		54		0
Money market mutual funds		86		110
Total	$	4,358	$	4,459

Securities with Unrealized Losses Aggregated by Investment Category and Length of Time that Individual Securities have been in Continuous Unrealized Loss Position

Securities with unrealized losses at September 30, 2013 and December 31, 2012, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows (in thousands):

September 30, 2013

	Less than 12 Months					12 Months or More					Total
	Fair Value		Unrealized Loss			Fair Value		Unrealized Loss			Fair Value		Unrealized Loss
U.S. Treasury	$	0	$	0		$	0	$	0		$	0	$	0
U.S. Gov’t sponsored entities		110,419		(5,820	)		0		0			110,419		(5,820	)
State & political subdivisions		58,955		(2,047	)		474		(9	)		59,429		(2,056	)
Residential & multi-family mortgage		157,880		(6,201	)		5,124		(171	)		163,004		(6,372	)
Commercial mortgage		950		(21	)		0		0			950		(21	)
Corporate notes & bonds		0		0			9,754		(1,640	)		9,754		(1,640	)
Pooled trust preferred		0		0			776		(24	)		776		(24	)
Pooled SBA		40,735		(2,933	)		1,802		(130	)		42,537		(3,063	)
Other securities		996		(24	)		0		0			996		(24	)
	$	369,935	$	(17,046	)	$	17,930	$	(1,974	)	$	387,865	$	(19,020	)

December 31, 2012

	Less than 12 Months					12 Months or More					Total
	Fair Value		Unrealized Loss			Fair Value		Unrealized Loss			Fair Value		Unrealized Loss
U.S. Treasury	$	0	$	0		$	0	$	0		$	0	$	0
U.S. Gov’t sponsored entities		41,715		(161	)		0		0			41,715		(161	)
State & political subdivisions		7,857		(57	)		0		0			7,857		(57	)
Residential & multi-family mortgage		32,159		(688	)		4,254		(14	)		36,413		(702	)
Commercial mortgage		0		0			0		0			0		0
Corporate notes & bonds		0		0			13,002		(2,370	)		13,002		(2,370	)
Pooled trust preferred		0		0			600		(200	)		600		(200	)
Pooled SBA		3,521		(17	)		0		0			3,521		(17	)
Other securities		0		0			0		0			0		0
	$	85,252	$	(923	)	$	17,856	$	(2,584	)	$	103,108	$	(3,507	)

Roll-Forward of Other-Than-Temporary Impairment Amount Related to Credit Losses

A roll-forward of the other-than-temporary impairment amount related to credit losses for the three and nine months ended September 30, 2013 and 2012 is as follows:

Balance of credit losses on debt securities for which a portion of other-than-temporary impairment was recognized in earnings, beginning of period	$	4,054
Additional credit loss for which other-than-temporary impairment was not previously recognized		0
Additional credit loss for which other-than-temporary impairment was previously recognized		0
Balance of credit losses on debt securities for which a portion of other-than-temporary impairment was recognized in earnings, end of period	$	4,054

Information Pertaining to Security Sales

Information pertaining to security sales is as follows:

	Proceeds		Gross Gains		Gross Losses
Three months ended September 30, 2013	$	0	$	0	$	0
Nine months ended September 30, 2013		33,672		822		(494	)
Three months ended September 30, 2012		4,090		103		0
Nine months ended September 30, 2012		92,707		1,549		(149	)

Schedule of Contractual Maturity of Securities Available for Sale, Excluding Equity Securities

The following is a schedule of the contractual maturity of securities available for sale, excluding equity securities, at September 30, 2013:

	Amortized		Fair
	Cost		Value
1 year or less	$	31,904	$	31,651
1 year – 5 years		137,688		138,186
5 years – 10 years		163,672		162,836
After 10 years		42,658		41,360
		375,922		374,033
Residential and multi-family mortgage		258,466		255,039
Pooled SBA		71,924		69,513
Commercial mortgage		971		950
Total debt securities	$	707,283	$	699,535

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Stock Compensation (Tables)

9 Months Ended

Sep. 30, 2013

Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]

Summary of Changes in Nonvested Restricted Stock Awards

A summary of changes in nonvested restricted stock awards for the three months ended September 30, 2013 follows:

				Per Share Weighted Average
	Shares			Grant Date Fair Value
Nonvested at beginning of period		65,400		$	16.24
Granted		0			0
Vested		(200	)		15.29
Nonvested at end of period		65,200		$	16.24

A summary of changes in nonvested restricted stock awards for the nine months ended September 30, 2013 follows:

				Per Share Weighted Average
	Shares			Grant Date Fair Value
Nonvested at beginning of period		49,574		$	15.37
Granted		31,500			17.10
Vested		(15,874	)		15.23
Nonvested at end of period		65,200		$	16.24

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Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Nov. 04, 2013
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2013
Document Fiscal Year Focus	2013
Document Fiscal Period Focus	Q3
Entity Registrant Name	CNB FINANCIAL CORP/PA
Entity Central Index Key	0000736772
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		14,388,078

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Fair Value (Tables)

9 Months Ended

Sep. 30, 2013

Fair Value Disclosures [Abstract]

Assets and Liabilities Measured at Fair Value on Recurring Basis

Assets and liabilities measured at fair value on a recurring basis are as follows at September 30, 2013 and December 31, 2012:

				Fair Value Measurements at September 30, 2013 Using
Description	Total			Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)			Significant Unobservable Inputs (Level 3)
Assets:
Securities Available For Sale:
U.S. Treasury	$	2,007		$	0	$	2,007		$	0
U.S. Government sponsored entities		177,230			0		177,230			0
States and political subdivisions		179,863			0		179,863			0
Residential and multi-family mortgage		255,039			0		255,039			0
Commercial mortgage		950			0		950			0
Corporate notes and bonds		14,157			0		14,157			0
Pooled trust preferred		776			0		0			776
Pooled SBA		69,513			69,513		0			0
Other securities		996			996		0			0
Total Securities Available For Sale	$	700,531		$	70,509	$	629,246		$	776
Trading Securities:
Corporate equity securities	$	2,998		$	2,998	$	0		$	0
Certificates of deposit		253			253		0			0
International mutual funds		257			257		0			0
Large cap growth mutual funds		182			182		0			0
Large cap value mutual funds		121			121		0			0
Real estate investment trust mutual funds		40			40		0			0
Corporate notes and bonds		152			0		152			0
Mid cap mutual funds		81			81		0			0
Small cap mutual funds		81			81		0			0
U.S. Government sponsored entities		53			0		53			0
Commodities mutual funds		54			54		0			0
Money market mutual funds		86			86		0			0
Total Trading Securities	$	4,358		$	4,153	$	205		$	0
Liabilities:
Interest rate swaps	$	(1,241	)	$	0	$	(1,241	)	$	0

				Fair Value Measurements at December 31, 2012 Using
Description	Total			Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)			Significant Unobservable Inputs (Level 3)
Assets:
Securities Available For Sale:
U.S. Treasury	$	4,036		$	0	$	4,036		$	0
U.S. Government sponsored entities		163,781			0		163,781			0
States and political subdivisions		181,279			0		181,279			0
Residential and multi-family mortgage		316,822			0		316,822			0
Commercial mortgage		1,304			0		1,304			0
Corporate notes and bonds		15,024			0		13,044			1,980
Pooled trust preferred		600			0		0			600
Pooled SBA		52,927			52,631		296			0
Other securities		1,538			1,538		0			0
Total Securities Available For Sale	$	737,311		$	54,169	$	680,562		$	2,580
Trading Securities:
Corporate equity securities	$	3,117		$	3,117	$	0		$	0
Certificates of deposit		408			408		0			0
International mutual funds		287			287		0			0
Large cap growth mutual funds		157			157		0			0
Money market mutual funds		110			110		0			0
Large cap value mutual funds		104			104		0			0
Corporate notes and bonds		101			0		101			0
Real estate investment trust mutual funds		65			65		0			0
U.S. Government sponsored entities		58			0		58			0
Small cap mutual funds		26			26		0			0
Mid cap mutual funds		26			26		0			0
Total Trading Securities	$	4,459		$	4,300	$	159		$	0
Liabilities:
Interest rate swaps	$	(1,745	)	$	0	$	(1,745	)	$	0

Securities Available for Sale Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs (Level 3)

The table below presents a reconciliation and income statement classification of gains and losses for all securities available for sale measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three months ended September 30, 2013:

	Pooled trust preferred
Balance, July 1, 2013	$	630
Total gains or (losses):
Included in other comprehensive income		146
Included in realized gains on available-for-sale securities		0
Sale of available-for-sale securities		0
Balance, September 30, 2013	$	776

The table below presents a reconciliation and income statement classification of gains and losses for all securities available for sale measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the nine months ended September 30, 2013:

	Corporate notes and bonds			Pooled trust preferred
Balance, January 1, 2013	$	1,980		$	600
Total gains or (losses):
Included in other comprehensive income		(29	)		176
Included in realized gains on available-for-sale securities		58			0
Sale of available-for-sale securities		(2,009	)		0
Balance, September 30, 2013	$	0		$	776

The table below presents a reconciliation and income statement classification of gains and losses for all securities available for sale measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three months ended September 30, 2012:

	Corporate notes and bonds			Pooled trust preferred
Balance, July 1, 2012	$	2,071		$	360
Total gains or losses:
Included in other comprehensive income (unrealized)		(86	)		0
Balance, September 30, 2012	$	1,985		$	360

The table below presents a reconciliation and income statement classification of gains and losses for all securities available for sale measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the nine months ended September 30, 2012:

	Corporate notes and bonds			Pooled trust preferred
Balance, January 1, 2012	$	2,060		$	340
Total gains or losses:
Included in other comprehensive income (unrealized)		(75	)		20
Balance, September 30, 2012	$	1,985		$	360

Quantitative Information about Level 3 Fair Value Measurements

The following table presents quantitative information about Level 3 fair value measurements at September 30, 2013:

	Fair value		Valuation Technique	Unobservable Inputs	Input Utilized
Pooled trust preferred	$	776	Discounted cash flow	Collateral default rate	2% in 2013; 1.5% in 2014; 1.0% in 2015; 0.5% in 2016 and thereafter
				Yield Prepayment speed	12% 6.7% constant prepayment rate in 2013; 2.0% constant prepayment rate in 2014 and thereafter

The following table presents quantitative information about Level 3 fair value measurements at December 31, 2012:

	Fair value		Valuation Technique	Unobservable Inputs	Input Utilized
Corporate notes and bonds	$	1,980	Discounted cash flow	Constant prepayment rate Probability of default Discount rate	0% 0% 9.6%
Pooled trust preferred	$	600	Discounted cash flow	Collateral default rate Yield Recovery probability	2% annually for 2 years; 0.36% thereafter 13% 10%, lagged 2 years

Sale Securities Reported as Level 1 Securities as of Beginning of Period were Transferred to Level 2 Category

During the nine months ended September 30, 2013 and 2012, the following available for sale securities reported as Level 1 securities as of the beginning of the period were transferred to the Level 2 category:

	2013		2012
U.S. Government sponsored entities	$	0	$	2,000
States and political subdivisions		0		4,655
Residential mortgage and asset backed		0		8,577
Total	$	0	$	15,232

Assets and Liabilities Measured at Fair Value on Non-Recurring Basis

Assets and liabilities measured at fair value on a non-recurring basis are as follows at September 30, 2013 and December 31, 2012:

			Fair Value Measurements at September 30, 2013 Using
Description	Total		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
Assets:
Impaired loans:
Commercial mortgages	$	7,474	$	0	$	0	$	7,474
Commercial, industrial, and agricultural		1,200		0		0		1,200
Residential real estate		64		0		0		64
			Fair Value Measurements at December 31, 2012 Using
Description	Total		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
Assets:
Impaired loans:
Commercial mortgages	$	8,422	$	0	$	0	$	8,422
Commercial, industrial, and agricultural		1,973		0		0		1,973
Residential real estate		402		0		0		402

Quantitative Information about Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on Non Recurring Basis

The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at September 30, 2013:

	Fair value		Valuation Technique	Unobservable Inputs	Range (Weighted Average)
Impaired loans – commercial mortgages	$	7,473	Sales comparison approach	Adjustment for differences between the comparable sales	9% - 10% (10%)
Impaired loans – commercial, industrial, and agricultural		1,200	Income approach	Adjustment for differences in net operating income	13% - 32% (23%)
Impaired loans – residential real estate		64	Sales comparison approach	Adjustment for differences between the comparable sales	17% - 26% (23%)

The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2012:

	Fair value		Valuation Technique	Unobservable Inputs	Range (Weighted Average)
Impaired loans – commercial mortgages	$	8,422	Sales comparison approach	Adjustment for differences between the comparable sales	1% - 39% (19%)
Impaired loans – commercial, industrial, and agricultural		1,973	Income approach	Adjusting for differences in net operating income	24% - 38% (27%)
Impaired loans – residential real estate		402	Sales comparison approach	Adjustment for differences between the comparable sales	10% - 15% (11%)

Carrying Amount and Fair Value of Financial Instruments

The following table presents the carrying amount and fair value of financial instruments at September 30, 2013:

	Carrying			Fair Value Measurement Using:									Total
	Amount			Level 1			Level 2			Level 3			Fair Value
ASSETS
Cash and cash equivalents	$	32,856		$	32,856		$	0		$	0		$	32,856
Interest bearing time deposits with other banks		275			0			281			0			281
Securities available for sale		700,531			70,509			629,246			776			700,531
Trading securities		4,358			4,153			205			0			4,358
Loans held for sale		399			0			410			0			410
Net loans		1,011,750			0			0			1,008,375			1,008,375
FHLB and other equity interests		7,580			n/a			n/a			n/a			n/a
Accrued interest receivable		7,267			429			3,827			3,011			7,267
LIABILITIES
Deposits	$	(1,552,281	)	$	(1,365,864	)	$	(186,041	)	$	0		$	(1,551,905	)
FHLB and other borrowings		(122,976	)		0			(122,976	)		0			(122,976	)
Subordinated debentures		(20,620	)		0			(10,945	)		0			(10,945	)
Interest rate swaps		(1,241	)		0			(1,241	)		0			(1,241	)
Accrued interest payable		(805	)		(200	)		(590	)		(15	)		(805	)

The following table presents the carrying amount and fair value of financial instruments at December 31, 2012:

	Carrying			Fair Value Measurement Using:									Total
	Amount			Level 1			Level 2			Level 3			Fair Value
ASSETS
Cash and cash equivalents	$	31,881		$	31,881		$	0		$	0		$	31,881
Interest bearing time deposits with other banks		225			0			230			0			230
Securities available for sale		737,311			54,169			680,562			2,580			737,311
Trading securities		4,459			4,300			159			0			4,459
Loans held for sale		2,398			0			2,460			0			2,460
Net loans		913,764			0			0			917,785			917,785
FHLB and other equity interests		6,684			n/a			n/a			n/a			n/a
Accrued interest receivable		6,863			278			3,498			3,087			6,863
LIABILITIES
Deposits	$	(1,485,003	)	$	(1,272,060	)	$	(215,485	)	$	0		$	(1,487,545	)
FHLB and other borrowings		(97,806	)		0			(105,850	)		0			(105,850	)
Subordinated debentures		(20,620	)		0			(10,682	)		0			(10,682	)
Interest rate swaps		(1,745	)		0			(1,745	)		0			(1,745	)
Accrued interest payable		(1,022	)		(301	)		(707	)		(14	)		(1,022	)

XML

Derivative Instruments - Additional Information (Detail) (USD $)	0 Months Ended	1 Months Ended	9 Months Ended	12 Months Ended
	May 03, 2011	Aug. 31, 2008	Sep. 30, 2013	Dec. 31, 2007	Dec. 31, 2012
Derivative [Line Items]
Term of interest rate swap agreement executed	5 years	5 years
Value of subordinated note hedged				$ 10,000,000
Interest rate	The interest rate swap involves the receipt of variable-rate amounts in exchange for fixed-rate payments from September 15, 2013 to September 15, 2018 without exchange of the underlying notional amount.	The interest rate swap involved the receipt of variable-rate amounts in exchange for fixed-rate payments from September 15, 2008 to the September 15, 2013 maturity date without exchange of the underlying notional amount.
Interest rate swap inception date			Sep. 15, 2008
Interest rate swap maturity date			Sep. 15, 2013
Derivatives designated as fair value hedges			0
Accumulated other comprehensive loss estimated			377,000
Collateral amount for counterparty interest rate swap			$ 1,350,000		$ 1,950,000
Interest Rate Swaps [Member]
Derivative [Line Items]
Derivative fixed interest rate rate basis			4.02%
Derivative basis spread on variable rate			1.55%
LIBOR Plus 155 Basis Points [Member]
Derivative [Line Items]
Variable rate on the subordinated debt on effective date in case of interest rate swap			LIBOR plus 155 basis points
Variable interest rate on subordinate debt			1.80%
4.02% Fixed Rate Plus 155 Basis Points [Member]
Derivative [Line Items]
Variable rate on the subordinated debt on effective date in case of interest rate swap			4.02% fixed rate plus 155 basis points
Interest rate being paid by the corporation			5.57%

XML

Earnings Per Share - Computation of Basic and Diluted Earnings Per Share (Detail) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
NET INCOME	$ 4,703	$ 4,563	$ 11,951	$ 13,246
Net earnings allocated to participating securities	(21)	(17)	(56)	(50)
Net earnings allocated to common stock	4,682	4,546	11,895	13,196
Basic earnings per common share computation:
Net earnings allocated to common stock	4,682	4,546	11,895	13,196
Net earnings allocated to common stock	4,682	4,546	11,895	13,196
Weighted average common shares outstanding, including shares considered participating securities	12,513	12,448	12,505	12,430
Less: Average participating securities	(51)	(41)	(52)	(42)
Weighted average shares	12,462	12,407	12,453	12,388
Basic earnings per common share	$ 0.38	$ 0.37	$ 0.96	$ 1.07
Diluted earnings per common share computation:
Net earnings allocated to common stock	4,682	4,546	11,895	13,196
Weighted average common shares outstanding for basic earnings per common share	12,462	12,407	12,453	12,388
Add: Dilutive effects of assumed exercises of stock options	2	4	1	4
Weighted average shares and dilutive potential common shares	12,464	12,411	12,454	12,392
Diluted earnings per common share	$ 0.38	$ 0.37	$ 0.96	$ 1.06
Distributed Earnings Allocated to Common Stock [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Net earnings allocated to common stock	2,054	2,045	6,161	6,130
Basic earnings per common share computation:
Net earnings allocated to common stock	2,054	2,045	6,161	6,130
Net earnings allocated to common stock	2,054	2,045	6,161	6,130
Undistributed Earnings Allocated to Common Stock [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Net earnings allocated to common stock	2,628	2,501	5,734	7,066
Basic earnings per common share computation:
Net earnings allocated to common stock	2,628	2,501	5,734	7,066
Net earnings allocated to common stock	$ 2,628	$ 2,501	$ 5,734	$ 7,066