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Consolidated Balance Sheets (USD $)
In Thousands
Jun. 30, 2011
Dec. 31, 2010
ASSETS    
Cash and due from banks $ 30,238 $ 24,584
Interest bearing deposits with other banks 13,379 12,848
Total cash and cash equivalents 43,617 37,432
Interest bearing time deposits with other banks 1,622 2,817
Securities available for sale 548,164 500,677
Trading securities 2,441 2,351
Loans held for sale 2,706 4,451
Loans 824,455 797,009
Less: unearned discount (2,668) (2,447)
Less: allowance for loan losses (11,715) (10,820)
Net loans 810,072 783,742
FHLB and other equity interests 6,581 6,415
Premises and equipment, net 24,661 24,135
Bank owned life insurance 25,203 19,742
Mortgage servicing rights 912 908
Goodwill 10,821 10,821
Accrued interest receivable and other assets 14,394 20,020
TOTAL 1,491,194 1,413,511
LIABILITIES AND SHAREHOLDERS' EQUITY    
Non-interest bearing deposits 148,022 140,836
Interest bearing deposits 1,101,050 1,022,032
Total deposits 1,249,072 1,162,868
Treasury, tax and loan borrowings 1,080 1,248
FHLB and other borrowings 82,008 105,259
Subordinated debentures 20,620 20,620
Accrued interest payable and other liabilities 16,184 13,871
Total liabilities 1,368,964 1,303,866
Common stock, $0 par value; authorized 50,000,000 shares; issued 12,599,603 shares 0 0
Additional paid in capital 44,437 44,676
Retained earnings 76,175 73,059
Treasury stock, at cost (293,964 shares at June 30, 2011 and 362,342 shares at December 31, 2010) (4,364) (5,417)
Accumulated other comprehensive income (loss) 5,982 (2,673)
Total shareholders' equity 122,230 109,645
TOTAL $ 1,491,194 $ 1,413,511