<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>5
<FILENAME>dex21.txt
<DESCRIPTION>SUBSIDIARIES OF THE COMPANY
<TEXT>
<PAGE>

                                   EXHIBIT 21

                            CNB FINANCIAL CORPORATION

                 Form 10-K For The Year Ended December 31, 2001

                         Subsidiaries of the Registrant

                                    Jurisdiction of Incorporation
         Name                             or Organization
         ----                       -----------------------------

County National Bank                National Banking Association
                                    Incorporated in Pennsylvania

CNB Investment Corporation          Investment Holding Company
                                    Incorporated in Delaware

County Reinsurance Company          Reinsurance Company
                                    Incorporated in Arizona

                                                                              17

</TEXT>
</DOCUMENT>