Regulatory Capital Matters (Tables)

12 Months Ended

Dec. 31, 2021

Banking and Thrift, Other Disclosures [Abstract]

Summary of Actual and Required Capital Amounts and Ratios

Actual and required capital amounts and ratios are presented below as of December 31, 2021 and 2020. The capital adequacy ratio includes the capital conservation buffer.

	Actual				For Capital Adequacy Purposes (1)				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2021
Total Capital to Risk Weighted Assets
Consolidated	$	541,651	14.92	%	$	381,093	10.50	%	N/A
Bank	$	475,231	13.16	%	$	379,180	10.50	%	$	361,123	10.00	%
Tier 1 (Core) Capital to Risk Weighted Assets
Consolidated	$	427,988	11.79	%	$	308,504	8.50	%	N/A
Bank	$	447,055	12.38	%	$	306,955	8.50	%	$	288,899	8.00	%
Common equity Tier 1 to Risk Weighted Assets
Consolidated	$	350,203	9.65	%	$	254,062	7.00	%	N/A
Bank	$	439,676	12.18	%	$	252,786	7.00	%	$	234,730	6.50	%
Tier 1 (Core) Capital to Average Assets
Consolidated	$	427,988	8.22	%	$	208,208	4.00	%	N/A
Bank	$	447,055	8.63	%	$	207,109	4.00	%	$	258,887	5.00	%
December 31, 2020
Total Capital to Risk Weighted Assets
Consolidated	$	462,457	14.32	%	$	339,107	10.50	%	N/A
Bank	$	434,598	13.52	%	$	337,554	10.50	%	$	321,480	10.00	%
Tier 1 (Core) Capital to Risk Weighted Assets
Consolidated	$	384,650	11.91	%	$	274,516	8.50	%	N/A
Bank	$	408,693	12.71	%	$	273,258	8.50	%	$	257,184	8.00	%
Common equity Tier 1 to Risk Weighted Assets
Consolidated	$	306,865	9.50	%	$	226,072	7.00	%	N/A
Bank	$	401,314	12.48	%	$	225,036	7.00	%	$	208,962	6.50	%
Tier 1 (Core) Capital to Average Assets
Consolidated	$	384,650	8.11	%	$	189,728	4.00	%	N/A
Bank	$	408,693	8.66	%	$	188,690	4.00	%	$	235,863	5.00	%

(1) The minimum amounts and ratios as of December 31, 2021 and 2020 include the full phase in of the capital conservation buffer of 2.5 percent required by the Basel III framework.