Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
INTEREST AND DIVIDEND INCOME:
Loans including fees	$ 35,510	$ 32,824
Securities:
Taxable	3,880	2,978
Tax-exempt	481	697
Dividends	219	254
Total interest and dividend income	40,090	36,753
INTEREST EXPENSE:
Deposits	7,905	6,587
Borrowed funds	1,227	1,410
Subordinated debentures (includes $21 and $6 accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements, respectively)	964	998
Total interest expense	10,096	8,995
NET INTEREST INCOME	29,994	27,758
Provision for loan losses	3,079	1,306
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	26,915	26,452
NON-INTEREST INCOME:
Service charges on deposit accounts	1,527	1,481
Other service charges and fees	590	646
Wealth and asset management fees	1,293	1,042
Net realized gains on available-for-sale securities (includes $0 and $148 accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities, respectively)	0	148
Net realized and unrealized gains (losses) on trading securities	(588)	800
Net realized and unrealized gains (losses) on trading securities	(588)	800
Mortgage banking	337	239
Bank owned life insurance	479	361
Card processing and interchange income	1,128	1,029
Other	598	407
Total non-interest income	5,364	6,153
NON-INTEREST EXPENSES:
Salaries and benefits	11,397	10,900
Net occupancy expense	3,027	2,866
Amortization of core deposit intangible	83	165
Data processing	1,336	1,185
State and local taxes	581	768
Legal, professional, and examination fees	645	553
Advertising	405	411
FDIC insurance premiums	619	422
Card processing and interchange expenses	796	747
Other	2,853	3,158
Total non-interest expenses	21,742	21,175
INCOME BEFORE INCOME TAXES	10,537	11,430
INCOME TAX EXPENSE (includes ($4) and $30 income tax expense from reclassification items, respectively)	1,724	1,957
NET INCOME	$ 8,813	$ 9,473
EARNINGS PER SHARE:
Basic (in dollars per share)	$ 0.57	$ 0.62
Diluted (in dollars per share)	0.57	0.62
DIVIDENDS PER SHARE:
Cash dividends per share (in dollars per share)	$ 0.17	$ 0.17