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Capital Requirements and Restrictions on Retained Earnings (Tables)
12 Months Ended
Dec. 31, 2019
Banking and Thrift [Abstract]  
Summary of Actual and Required Capital Amounts and Ratios
Actual and required capital amounts and ratios are presented below as of December 31, 2019 and 2018. The capital adequacy ratio includes the capital conservation buffer.
 
Actual
 
For Capital
Adequacy Purposes
 
To Be Well Capitalized
Under Prompt Corrective
Action Provisions
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
December 31, 2019
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
350,806

 
12.51
%
 
$
294,407

 
10.500
%
 
N/A

 
 
Bank
$
330,321

 
11.87
%
 
$
292,271

 
10.500
%
 
$
292,271

 
10.50
%
Tier 1 (Core) Capital to Risk Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
281,333

 
10.03
%
 
$
238,330

 
8.500
%
 
N/A

 
 
Bank
$
312,795

 
11.24
%
 
$
236,600

 
8.500
%
 
$
236,600

 
8.50
%
Common equity Tier 1 to Risk Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
261,333

 
9.32
%
 
$
196,272

 
7.000
%
 
N/A

 
 
Bank
$
305,416

 
10.97
%
 
$
194,847

 
7.000
%
 
$
194,847

 
7.00
%
Tier 1 (Core) Capital to Average Assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
281,333

 
7.86
%
 
$
143,189

 
4.00
%
 
N/A

 
 
Bank
$
312,795

 
8.79
%
 
$
142,301

 
4.00
%
 
$
177,876

 
5.00
%
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
319,340

 
13.21
%
 
$
238,719

 
9.875
%
 
N/A

 
 
Bank
$
302,627

 
12.59
%
 
$
237,325

 
9.875
%
 
$
240,329

 
10.00
%
Tier 1 (Core) Capital to Risk Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
249,636

 
10.33
%
 
$
190,371

 
7.875
%
 
N/A

 
 
Bank
$
284,722

 
11.85
%
 
$
189,259

 
7.875
%
 
$
192,263

 
8.00
%
Common equity Tier 1 to Risk Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
229,636

 
9.50
%
 
$
154,110

 
6.375
%
 
N/A

 
 
Bank
$
277,343

 
11.54
%
 
$
153,210

 
6.375
%
 
$
156,214

 
6.50
%
Tier 1 (Core) Capital to Average Assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
249,636

 
7.87
%
 
$
126,882

 
4.000
%
 
N/A

 
 
Bank
$
284,722

 
9.12
%
 
$
124,903

 
4.000
%
 
$
156,128

 
5.00
%