-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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<SEC-DOCUMENT>0000736260-04-000082.txt : 20040430
<SEC-HEADER>0000736260-04-000082.hdr.sgml : 20040430
<ACCEPTANCE-DATETIME>20040430164106
ACCESSION NUMBER:		0000736260-04-000082
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20040427
FILED AS OF DATE:		20040430

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HANCOCK JOHN FINANCIAL SERVICES INC
		CENTRAL INDEX KEY:			0000736260
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				043483032
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		LAW DIVISION
		STREET 2:		PO BOX 111
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02117

	MAIL ADDRESS:	
		STREET 1:		LAW DIVISION
		STREET 2:		PO BOX 111
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02117

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			MOLONEY THOMAS E
		CENTRAL INDEX KEY:			0001109101

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15607
		FILM NUMBER:		04770310

	BUSINESS ADDRESS:	
		STREET 1:		JOHN HANCOCK FINANCIAL SERVICES INC
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02117
		BUSINESS PHONE:		6175729183
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>mol220.xml
<TEXT>
<XML>
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<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2004-04-27</periodOfReport>

    <notSubjectToSection16>1</notSubjectToSection16>

    <issuer>
        <issuerCik>0000736260</issuerCik>
        <issuerName>HANCOCK JOHN FINANCIAL SERVICES INC</issuerName>
        <issuerTradingSymbol>JHF</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001109101</rptOwnerCik>
            <rptOwnerName>MOLONEY THOMAS E</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>JOHN HANCOCK PLACE</rptOwnerStreet1>
            <rptOwnerStreet2>PO BOX 111</rptOwnerStreet2>
            <rptOwnerCity>BOSTON</rptOwnerCity>
            <rptOwnerState>MA</rptOwnerState>
            <rptOwnerZipCode>02117</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Senior Executive V.P. &amp; CFO</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
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                <value>Common Stock</value>
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            <deemedExecutionDate></deemedExecutionDate>
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            </transactionCoding>
            <transactionAmounts>
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                    <footnoteId id="F1"/>
                </transactionShares>
                <transactionPricePerShare>
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                </transactionPricePerShare>
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            </transactionAmounts>
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        </nonDerivativeTransaction>
        <nonDerivativeTransaction>
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            <transactionDate>
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            </transactionDate>
            <deemedExecutionDate></deemedExecutionDate>
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                <transactionPricePerShare>
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            <ownershipNature>
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                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>By Spouse</value>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
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            <transactionDate>
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            <transactionAmounts>
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                <transactionPricePerShare>
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            <ownershipNature>
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                <natureOfOwnership>
                    <value>By Trust</value>
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        </nonDerivativeTransaction>
        <nonDerivativeHolding>
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                <value>Common Stock</value>
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            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>By 401(k)</value>
                    <footnoteId id="F5"/>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <derivativeTable>
        <derivativeTransaction>
            <securityTitle>
                <value>Deferred Stock Units</value>
                <footnoteId id="F6"/>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>0.0000</value>
                <footnoteId id="F7"/>
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            <transactionDate>
                <value>2004-04-28</value>
            </transactionDate>
            <deemedExecutionDate></deemedExecutionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>D</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>15110.3</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>0</value>
                    <footnoteId id="F9"/>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
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                </transactionAcquiredDisposedCode>
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            <exerciseDate>
                <footnoteId id="F8"/>
            </exerciseDate>
            <expirationDate>
                <footnoteId id="F8"/>
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            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>15110.30</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
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                <natureOfOwnership>
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                </natureOfOwnership>
            </ownershipNature>
        </derivativeTransaction>
        <derivativeTransaction>
            <securityTitle>
                <value>Employee Stock Option (right to buy)</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>35.5300</value>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2004-04-28</value>
            </transactionDate>
            <deemedExecutionDate></deemedExecutionDate>
            <transactionCoding>
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                <transactionCode>D</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>450000</value>
                </transactionShares>
                <transactionPricePerShare>
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                <transactionAcquiredDisposedCode>
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            <exerciseDate>
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            <expirationDate>
                <value>2006-02-05</value>
                <footnoteId id="F10"/>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
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                <underlyingSecurityShares>
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                <natureOfOwnership>
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        </derivativeTransaction>
        <derivativeTransaction>
            <securityTitle>
                <value>Employee Stock Option (right to buy)</value>
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            <conversionOrExercisePrice>
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            <transactionDate>
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            <deemedExecutionDate></deemedExecutionDate>
            <transactionCoding>
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                <transactionCode>D</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
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                <transactionShares>
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                <transactionPricePerShare>
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            <exerciseDate>
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                <transactionShares>
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                    <value>D</value>
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            <exerciseDate>
                <footnoteId id="F12"/>
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                <value>2009-02-09</value>
                <footnoteId id="F12"/>
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                <underlyingSecurityTitle>
                    <value>Common Stock</value>
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                    <value>D</value>
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                <natureOfOwnership>
                    <value></value>
                </natureOfOwnership>
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        </derivativeTransaction>
    </derivativeTable>

    <footnotes>
        <footnote id="F1">Shares withheld by the Company for the payment of tax liability incident to the vesting of shares of restricted stock.</footnote>
        <footnote id="F2">Disposed pursuant to merger agreement between issuer and Manulife Financial Services in exchange for 309,416 shares of Manulife common stock having a market value of $37.10 per share on the effective date of the merger.</footnote>
        <footnote id="F3">Disposed pursuant to merger agreement between issuer and Manulife Financial Services in exchange for 1,241 shares of Manulife common stock having a market value of $37.10 per share on the effective date of the merger.</footnote>
        <footnote id="F4">Disposed pursuant to merger agreement between issuer and Manulife Financial Services in exchange for 8,039 shares of Manulife common stock having a market value of $37.10 per share on the effective date of the merger. The Reporting Person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of such securities for purposes of Section 16 or any other purpose.</footnote>
        <footnote id="F5">The John Hancock 401(k) JHF Stock Fund was closed on March 30, 2004 in anticipation of the merger with Manulife Financial Services.  All assets in the fund were sold and the proceeds reinvested into another fund option.  Exempt pursuant to Rule 16b-3(c).</footnote>
        <footnote id="F6">Deferred stock units, or DSUs, are obligations of the Company to pay deferred compensation in the future with a return on the amount of compensation deferred equal to the return that would occur if the deferred amount were used to purchase shares of the Company's common stock, including the reinvestment of cash dividends when paid into shares of common stock.  DSUs are not convertible into another security of the Company and cannot be settled in or surrendered for shares of stock.</footnote>
        <footnote id="F7">1-for-1</footnote>
        <footnote id="F8">DSUs are payable in cash upon separation unless a specific deferral date is designated.</footnote>
        <footnote id="F9">Pursuant to merger agreement between issuer and Manulife Financial Services, these DSUs are deemed to be invested in 17,910 DSUs based on Manulife shares and have a value of $37.10 per DSU on the effective date of the merger.</footnote>
        <footnote id="F10">Pursuant to merger agreement between issuer and Manulife Financial Services, this option was assumed by Manulife in the merger and replaced with an option to purchase 533,385 shares of Manulife common stock for $29.98 per share.</footnote>
        <footnote id="F11">Pursuant to merger agreement between issuer and Manulife Financial Services, this option was assumed by Manulife in the merger and replaced with an option to purchase 296,325 shares of Manulife common stock for $35.11 per share.</footnote>
        <footnote id="F12">Pursuant to merger agreement between issuer and Manulife Financial Services, this option was assumed by Manulife in the merger and replaced with an option to purchase 155,570 shares of Manulife common stock for $34.93 per share. This option vests in two equal annual installments beginning on February 9, 2005, which vesting is not affected by the merger.</footnote>
    </footnotes>

    <remarks></remarks>

    <ownerSignature>
        <signatureName>By: James R. Savage, Jr., Attorney-in-fact</signatureName>
        <signatureDate>2004-04-30</signatureDate>
    </ownerSignature>
</ownershipDocument>

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</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----