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ALLOWANCE FOR ESTIMATED LOSSES (Tables)
12 Months Ended
Dec. 31, 2015
Receivables [Abstract]  
Schedule of allowance for estimated losses

The table below shows our allowance for estimated losses (dollars in thousands):

  

    2015     2014     2013  
                         
Balance January 1,   $ 1,990     $ 2,262     $ 2,262  
Decrease in provision     (165 )     (272 )      
Balance December 31,   $ 1,825     $ 1,990     $ 2,262