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ALLOWANCE FOR ESTIMATED LOSSES
12 Months Ended
Dec. 31, 2015
Receivables [Abstract]  
ALLOWANCE FOR ESTIMATED LOSSES
NOTE 4. ALLOWANCE FOR ESTIMATED LOSSES

 

The allowance account was reviewed and decreased in 2015. The decreases in both 2015 and 2014 were due to a fully reserved note in each year that was written off. The table below shows our allowance for estimated losses (dollars in thousands):

 

    2015     2014     2013  
                         
Balance January 1,   $ 1,990     $ 2,262     $ 2,262  
Decrease in provision     (165 )     (272 )      
Balance December 31,   $ 1,825     $ 1,990     $ 2,262