CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and cash equivalents	$ 241,965	$ 43,305
Investment securities available for sale at fair value (amortized cost 2019 $351,069; 2018 $321,660) (Notes 1, 2 and 13)	355,303	318,926
Stock of Federal Home Loan Bank	11,065	12,172
Loans held for sale	8,400	1,984
Loans, net of allowance for loan losses (2019 $33,760; 2018 $37,810) (Notes 1, 3, and 12)	2,606,277	2,591,085
Property and equipment, net (Note 4)	37,146	37,051
Tax credit real estate	8,280	9,193
Accrued interest receivable	12,442	11,784
Deferred income taxes, net (Note 10)	8,018	10,869
Goodwill	2,500	2,500
Other assets	9,491	3,595
Total Assets	3,300,887	3,042,464
Liabilities
Noninterest-bearing deposits	387,612	372,152
Interest-bearing deposits (Note 6)	2,273,752	2,048,972
Total deposits	2,661,364	2,421,124
Federal Home Loan Bank borrowings (Note 7)	185,000	215,000
Accrued interest payable	2,474	1,812
Other liabilities	25,012	20,776
Total Liabilities	2,873,850	2,658,712
Commitments and Contingencies (Notes 9 and 15)
Ownership Plan (ESOP) (Note 9)	51,826	48,870
Stockholders' Equity (Note 11)
Common stock, no par value; authorized 20,000,000 shares; issued 2019 10,327,656 shares; 2018 10,325,191 shares	0	0
Paid in capital	55,943	52,122
Retained earnings	409,509	371,848
Accumulated other comprehensive gain (loss) (Note 8)	1,415	(3,250)
Treasury stock at cost (2019 975,962 shares; 2018 988,750 shares)	(39,830)	(36,968)
Total Stockholders' Equity	427,037	383,752
Less maximum cash obligation related to ESOP shares (Note 9)	51,826	48,870
Total Stockholders' Equity Less Maximum Cash Obligations Related To ESOP Shares	375,211	334,882
Total Liabilities & Stockholders' Equity	$ 3,300,887	$ 3,042,464