Loans and Leases (Tables)

3 Months Ended

Mar. 31, 2013

Amounts Outstanding for Loans and Leases by Segment and Class

Amounts outstanding for loans and leases, by segment and class, are shown below.

(In Millions)	March 31, 2013			December 31, 2012
Commercial
Commercial and Institutional	$	7,255.6		$	7,468.5
Commercial Real Estate		2,822.9			2,859.8
Lease Financing, net		1,005.6			1,035.0
Non-U.S.		1,152.7			1,192.3
Other		445.2			341.6
Total Commercial		12,682.0			12,897.2
Personal
Residential Real Estate		10,147.9			10,375.2
Private Client		5,900.0			6,130.1
Other		133.0			102.0
Total Personal		16,180.9			16,607.3
Total Loans and Leases		28,862.9			29,504.5
Allowance for Credit Losses Assigned to Loans and Leases		(294.1	)		(297.9	)
Net Loans and Leases	$	28,568.8		$	29,206.6

Loan and Lease Segment and Class Balances Segregated by Borrower Ratings into "1 to 3", "4 to 5" and "6 to 9" (Watch List) Categories

Loan and lease segment and class balances as of March 31, 2013 and December 31, 2012 are provided below, segregated by borrower ratings into “1 to 3”, “4 to 5” and “6 to 9” (watch list), categories.

	March 31, 2013								December 31, 2012
(In Millions)	1 to 3 Category		4 to 5 Category		6 to 9 Category (Watch List)		Total		1 to 3 Category		4 to 5 Category		6 to 9 Category (Watch List)		Total
Commercial
Commercial and Institutional	$	4,216.7	$	2,902.3	$	136.6	$	7,255.6	$	4,291.8	$	3,040.6	$	136.1	$	7,468.5
Commercial Real Estate		918.6		1,663.3		241.0		2,822.9		888.6		1,710.9		260.3		2,859.8
Lease Financing, net		623.1		377.1		5.4		1,005.6		647.1		382.3		5.6		1,035.0
Non-U.S.		443.8		708.9		—		1,152.7		542.7		646.6		3.0		1,192.3
Other		264.7		180.5		—		445.2		167.2		174.4		—		341.6
Total Commercial		6,466.9		5,832.1		383.0		12,682.0		6,537.4		5,954.8		405.0		12,897.2
Personal
Residential Real Estate		2,936.4		6,641.7		569.8		10,147.9		3,003.3		6,868.2		503.7		10,375.2
Private Client		3,564.4		2,309.1		26.5		5,900.0		3,741.3		2,365.4		23.4		6,130.1
Other		79.1		53.9		—		133.0		50.0		52.0		—		102.0
Total Personal		6,579.9		9,004.7		596.3		16,180.9		6,794.6		9,285.6		527.1		16,607.3
Total Loans and Leases	$	13,046.8	$	14,836.8	$	979.3	$	28,862.9	$	13,332.0	$	15,240.4	$	932.1	$	29,504.5

Balances and Delinquency Status of Performing and Nonperforming Loans and Leases by Segment and Class as well as Total Other Real Estate Owned and Nonperforming Asset Balances

The following tables provide balances and delinquency status of performing and nonperforming loans and leases by segment and class, as well as the total other real estate owned and nonperforming asset balances, as of March 31, 2013 and December 31, 2012.

March 31, 2013
(In Millions)	Current		30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Performing		Nonperforming		Total Loans and Leases
Commercial
Commercial and Institutional	$	7,219.3	$	9.2	$	3.0	$	3.0	$	7,234.5	$	21.1	$	7,255.6
Commercial Real Estate		2,739.9		19.4		7.9		2.0		2,769.2		53.7		2,822.9
Lease Financing, net		1,005.6		—		—		—		1,005.6		—		1,005.6
Non-U.S.		1,152.7		—		—		—		1,152.7		—		1,152.7
Other		445.2		—		—		—		445.2		—		445.2
Total Commercial		12,562.7		28.6		10.9		5.0		12,607.2		74.8		12,682.0
Personal
Residential Real Estate		9,873.4		84.8		11.8		4.3		9,974.3		173.6		10,147.9
Private Client		5,849.9		38.0		7.0		1.8		5,896.7		3.3		5,900.0
Other		133.0		—		—		—		133.0		—		133.0
Total Personal		15,856.3		122.8		18.8		6.1		16,004.0		176.9		16,180.9
Total Loans and Leases	$	28,419.0	$	151.4	$	29.7	$	11.1	$	28,611.2	$	251.7	$	28,862.9
Other Real Estate Owned												10.5
Total Nonperforming Assets											$	262.2

December 31, 2012
(In Millions)	Current		30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Performing		Nonperforming		Total Loans and Leases
Commercial
Commercial and Institutional	$	7,433.4	$	6.4	$	5.5	$	1.6	$	7,446.9	$	21.6	$	7,468.5
Commercial Real Estate		2,782.0		6.9		13.1		1.4		2,803.4		56.4		2,859.8
Lease Financing, net		1,035.0		—		—		—		1,035.0		—		1,035.0
Non-U.S.		1,192.3		—		—		—		1,192.3		—		1,192.3
Other		341.6		—		—		—		341.6		—		341.6
Total Commercial		12,784.3		13.3		18.6		3.0		12,819.2		78.0		12,897.2
Personal
Residential Real Estate		10,096.3		68.1		25.7		10.5		10,200.6		174.6		10,375.2
Private Client		6,091.3		14.8		16.3		5.5		6,127.9		2.2		6,130.1
Other		102.0		—		—		—		102.0		—		102.0
Total Personal		16,289.6		82.9		42.0		16.0		16,430.5		176.8		16,607.3
Total Loans and Leases	$	29,073.9	$	96.2	$	60.6	$	19.0	$	29,249.7	$	254.8	$	29,504.5
Other Real Estate Owned												20.3
Total Nonperforming Assets											$	275.1

Impaired Loans By Segment and Class

The following tables provide information related to impaired loans by segment and class.

	As of March 31, 2013						As of December 31, 2012
(In Millions)	Recorded Investment		Unpaid Principal Balance		Specific Allowance		Recorded Investment		Unpaid Principal Balance		Specific Allowance
With No Related Specific Allowance
Commercial and Institutional	$	13.8	$	17.9	$	—	$	15.1	$	19.3	$	—
Commercial Real Estate		44.0		53.6		—		64.9		76.9		—
Lease Financing, net		4.6		4.6		—		4.6		4.6		—
Residential Real Estate		165.3		201.9		—		131.3		165.7		—
Private Client		13.7		13.8		—		0.8		1.0		—
With a Related Specific Allowance
Commercial and Institutional		11.0		13.1		4.7		8.1		10.2		2.8
Commercial Real Estate		30.5		32.6		8.8		32.3		33.8		8.2
Residential Real Estate		9.8		11.1		5.2		11.8		13.0		6.1
Private Client		1.6		1.7		1.6		0.9		0.9		0.9
Total
Commercial		103.9		121.8		13.5		125.0		144.8		11.0
Personal		190.4		228.5		6.8		144.8		180.6		7.0
Total	$	294.3	$	350.3	$	20.3	$	269.8	$	325.4	$	18.0

	Three Months Ended March 31,
	2013				2012
(In Millions)	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
With No Related Specific Allowance
Commercial and Institutional	$	12.2	$	—	$	18.9	$	—
Commercial Real Estate		39.6		0.2		57.3		0.1
Lease Financing, net		4.6		—		—		—
Residential Real Estate		141.0		0.5		108.1		0.3
Private Client		9.4		0.1		1.3		—
With a Related Specific Allowance
Commercial and Institutional		11.0		—		10.5		—
Commercial Real Estate		30.4		—		20.7		—
Residential Real Estate		9.8		—		15.6		—
Private Client		1.1		—		1.7		—
Total
Commercial		97.8		0.2		107.4		0.1
Personal		161.3		0.6		126.7		0.3
Total	$	259.1	$	0.8	$	234.1	$	0.4

Note: Average recorded investment in impaired loans is calculated as the average of the month-end impaired loan balances for the period.

Number of Loans and Leases Modified in TDRs and total Recorded Investments and Unpaid Principal Balances

The following tables provide, by segment and class, the number of loans and leases modified in TDRs during the three month periods ended March 31, 2013 and 2012, and the recorded investments and unpaid principal balances as of March 31, 2013 and 2012.

($ In Millions)	Three Months Ended March 31, 2013
	Number of Loans and Leases		Recorded Investment		Unpaid Principal Balance
Commercial
Commercial and Institutional		7	$	2.5	$	3.1
Commercial Real Estate		1		0.1		0.1
Total Commercial		8		2.6		3.2
Personal
Residential Real Estate		48		41.7		43.1
Private Client		5		12.8		12.8
Total Personal		53		54.5		55.9
Total Loans and Leases		61	$	57.1	$	59.1

Note: Period end balances reflect all paydowns and charge-offs during the period.

($ In Millions)	Three Months Ended March 31, 2012
	Number of Loans and Leases		Recorded Investment		Unpaid Principal Balance
Commercial
Commercial and Institutional		2	$	0.7	$	1.2
Commercial Real Estate		4		3.8		3.8
Total Commercial		6		4.5		5.0
Personal
Residential Real Estate		32		5.6		6.9
Total Personal		32		5.6		6.9
Total Loans and Leases		38	$	10.1	$	11.9

Note: Period end balances reflect all paydowns and charge-offs during the period.