Loans and Leases (Tables)

3 Months Ended

Mar. 31, 2012

Amounts Outstanding for Loans and Leases by Segment and Class

Amounts outstanding for loans and leases, by segment and class, are shown below.

(In Millions)	March 31, 2012			December 31, 2011
Commercial
Commercial and Institutional	$	7,088.4		$	6,918.7
Commercial Real Estate		2,997.4			2,981.7
Lease Financing, net		1,018.2			978.8
Non-U.S.		1,110.9			1,057.5
Other		470.6			417.6
Total Commercial		12,685.5			12,354.3
Personal
Residential Real Estate		10,612.7			10,708.9
Private Client		5,409.6			5,651.4
Other		448.5			349.3
Total Personal		16,470.8			16,709.6
Total Loans and Leases		29,156.3			29,063.9
Allowance for Credit Losses Assigned to Loans and Leases		(295.5	)		(294.8	)
Net Loans and Leases	$	28,860.8		$	28,769.1

Loan and Lease Segment and Class Balances Segregated by Borrower Ratings into "1 to 3", "4 to 5" and "6 to 9" (Watch List) Categories

Loan and lease segment and class balances as of March 31, 2012 and December 31, 2011 are provided below, segregated by borrower ratings into “1 to 3”, “4 to 5” and “6 to 9” (watch list), categories.

	March 31, 2012								December 31, 2011
(In Millions)	1 to 3 Category		4 to 5 Category		6 to 9 Category (Watch List)		Total		1 to 3 Category		4 to 5 Category		6 to 9 Category (Watch List)		Total
Commercial
Commercial and Institutional	$	3,826.9	$	3,082.9	$	178.6	$	7,088.4	$	3,681.8	$	3,029.1	$	207.8	$	6,918.7
Commercial Real Estate		1,194.8		1,526.0		276.6		2,997.4		1,247.1		1,467.2		267.4		2,981.7
Lease Financing, net		747.0		257.9		13.3		1,018.2		547.7		422.3		8.8		978.8
Non-U.S.		511.2		589.5		10.2		1,110.9		519.0		527.3		11.2		1,057.5
Other		240.8		229.8		—		470.6		241.4		176.2		—		417.6
Total Commercial		6,520.7		5,686.1		478.7		12,685.5		6,237.0		5,622.1		495.2		12,354.3
Personal
Residential Real Estate		2,742.0		7,442.0		428.7		10,612.7		2,777.1		7,501.0		430.8		10,708.9
Private Client		3,126.7		2,259.8		23.1		5,409.6		3,390.6		2,245.9		14.9		5,651.4
Other		190.0		258.5		—		448.5		162.3		187.0		—		349.3
Total Personal	$	6,058.7	$	9,960.3	$	451.8	$	16,470.8	$	6,330.0	$	9,933.9	$	445.7	$	16,709.6
Total Loans and Leases	$	12,579.4	$	15,646.4	$	930.5	$	29,156.3	$	12,567.0	$	15,556.0	$	940.9	$	29,063.9

Balances and Delinquency Status of Performing and Nonperforming Loans and Leases by Segment and Class as well as Total Other Real Estate Owned and Nonperforming Asset Balances

The following tables provide balances and delinquency status of performing and nonperforming loans and leases by segment and class, as well as the total other real estate owned and nonperforming asset balances, as of March 31, 2012 and December 31, 2011.

March 31, 2012
(In Millions)	Current		30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Performing		Nonperforming		Total Loans and Leases
Commercial
Commercial and Institutional	$	7,025.0	$	16.6	$	12.4	$	5.8	$	7,059.8	$	28.6	$	7,088.4
Commercial Real Estate		2,889.8		22.3		9.5		6.0		2,927.6		69.8		2,997.4
Lease Financing, net		1,017.2		1.0		—		—		1,018.2		—		1,018.2
Non-U.S.		1,110.9		—		—		—		1,110.9		—		1,110.9
Other		470.6		—		—		—		470.6		—		470.6
Total Commercial		12,513.5		39.9		21.9		11.8		12,587.1		98.4		12,685.5
Personal
Residential Real Estate		10,365.8		74.8		4.2		7.9		10,452.7		160.0		10,612.7
Private Client		5,358.8		10.2		35.7		1.2		5,405.9		3.7		5,409.6
Other		448.5		—		—		—		448.5		—		448.5
Total Personal		16,173.1		85.0		39.9		9.1		16,307.1		163.7		16,470.8
Total Loans and Leases	$	28,686.6	$	124.9	$	61.8	$	20.9	$	28,894.2	$	262.1	$	29,156.3
						Total Other Real Estate						22.4
						Total Nonperforming Assets					$	284.5

December 31, 2011
(In Millions)	Current		30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Performing		Nonperforming		Total Loans and Leases
Commercial
Commercial and Institutional	$	6,869.2	$	15.0	$	2.7	$	0.5	$	6,887.4	$	31.3	$	6,918.7
Commercial Real Estate		2,878.2		10.8		10.3		2.9		2,902.2		79.5		2,981.7
Lease Financing, net		978.8		—		—		—		978.8		—		978.8
Non-U.S.		1,057.5		—		—		—		1,057.5		—		1,057.5
Other		417.6		—		—		—		417.6		—		417.6
Total Commercial		12,201.3		25.8		13.0		3.4		12,243.5		110.8		12,354.3
Personal
Residential Real Estate		10,428.0		67.7		27.6		8.0		10,531.3		177.6		10,708.9
Private Client		5,623.0		15.7		5.7		1.7		5,646.1		5.3		5,651.4
Other		349.3		—		—		—		349.3		—		349.3
Total Personal		16,400.3		83.4		33.3		9.7		16,526.7		182.9		16,709.6
Total Loans and Leases	$	28,601.6	$	109.2	$	46.3	$	13.1	$	28,770.2	$	293.7	$	29,063.9
						Total Other Real Estate						21.2
						Total Nonperforming Assets					$	314.9

Impaired Loans By Segment and Class

The following tables provide information related to impaired loans by segment and class.

	As of March 31, 2012						As of December 31, 2011
(In Millions)	Recorded Investment		Unpaid Principal Balance		Specific Reserve		Recorded Investment		Unpaid Principal Balance		Specific Reserve
With No Related Specific Reserve
Commercial and Institutional	$	20.9	$	23.9			$	21.4	$	24.0
Commercial Real Estate		59.0		79.8				46.5		68.0
Residential Real Estate		119.0		154.8				134.4		162.6
Private Client		1.5		1.9				1.6		1.9
With a Related Specific Reserve
Commercial and Institutional		9.6		12.9	$	8.6		11.9		20.5	$	8.8
Commercial Real Estate		20.4		27.0		4.3		41.4		50.1		14.1
Residential Real Estate		15.5		16.6		8.1		18.9		26.2		8.9
Private Client		1.7		2.0		1.0		3.3		3.6		1.0
Total
Commercial		109.9		143.6		12.9		121.2		162.6		22.9
Personal		137.7		175.3		9.1		158.2		194.3		9.9
Total	$	247.6	$	318.9	$	22.0	$	279.4	$	356.9	$	32.8

	Three Months Ended March 31,
	2012				2011
(In Millions)	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
With No Related Specific Reserve
Commercial and Institutional	$	18.9	$	—	$	17.0	$	—
Commercial Real Estate		57.3		0.1		25.4		0.1
Residential Real Estate		108.1		0.3		113.3		0.8
Private Client		1.3		—		2.1		—
With a Related Specific Reserve
Commercial and Institutional		10.5		—		35.2		—
Commercial Real Estate		20.7		—		82.6		—
Residential Real Estate		15.6		—		6.7		—
Private Client		1.7		—		3.1		—
Total
Commercial		107.4		0.1		160.2		0.1
Personal		126.7		0.3		125.2		0.8
Total	$	234.1	$	0.4	$	285.4	$	0.9

* Average recorded investment in impaired loans is calculated as the average of the month-end impaired loan balances for the period.

Number of Loans and Leases Modified in TDRs and Total Recorded Investments and Unpaid Principal Balances

The following table provides, by segment and class, the number of loans and leases modified in TDRs during the three month period ended March 31, 2012, and the recorded investments and unpaid principal balances as of March 31, 2012.

($ In Millions)	Three Months Ended March 31, 2012
	Number of Loans and Leases		Recorded Investment		Unpaid Principal Balance
Commercial
Commercial and Institutional		2	$	0.7	$	1.2
Commercial Real Estate		4		3.8		3.8
Total Commercial		6		4.5		5.0
Personal
Residential Real Estate		32		5.6		6.9
Total Personal		32		5.6		6.9
Total Loans and Leases		38	$	10.1	$	11.9

Note: Period end balances reflect all paydowns and charge-offs during the period.