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Allowance for Credit Losses (Tables)
6 Months Ended
Jun. 30, 2019
Receivables [Abstract]  
Changes in Allowance for Credit Losses
The following table provides information regarding changes in the total allowance for credit losses by segment during the three and six months ended June 30, 2019 and 2018.
Table 48: Changes in the Allowance for Credit Losses
 
Three Months Ended June 30,
 
2019
 
2018
(In Millions)
Commercial
 
Personal
 
Total
 
Commercial
 
Personal
 
Total
Balance at Beginning of Period
$
78.6

 
$
60.8

 
$
139.4

 
$
77.1

 
$
70.7

 
$
147.8

Charge-Offs

 
(0.6
)
 
(0.6
)
 
(0.1
)
 
(2.1
)
 
(2.2
)
Recoveries
0.3

 
1.5

 
1.8

 
0.5

 
1.6

 
2.1

Net (Charge-Offs) Recoveries
0.3

 
0.9

 
1.2

 
0.4

 
(0.5
)
 
(0.1
)
Provision for Credit Losses
(0.5
)
 
(6.0
)
 
(6.5
)
 
4.3

 
(2.8
)
 
1.5

Balance at End of Period
$
78.4

 
$
55.7

 
$
134.1

 
$
81.8

 
$
67.4

 
$
149.2

 
Six Months Ended June 30,
 
2019
 
2018
(In Millions)
Commercial
 
Personal
 
Total
 
Commercial
 
Personal
 
Total
Balance at Beginning of Period
$
78.7

 
$
59.5

 
$
138.2

 
$
80.8

 
$
73.0

 
$
153.8

Charge-Offs
(0.1
)
 
(1.5
)
 
(1.6
)
 
(0.9
)
 
(5.6
)
 
(6.5
)
Recoveries
0.7

 
3.3

 
4.0

 
1.1

 
2.3

 
3.4

Net (Charge-Offs) Recoveries
0.6

 
1.8

 
2.4

 
0.2

 
(3.3
)
 
(3.1
)
Provision for Credit Losses
(0.9
)
 
(5.6
)
 
(6.5
)
 
0.8

 
(2.3
)
 
(1.5
)
Balance at End of Period
$
78.4

 
$
55.7

 
$
134.1

 
$
81.8

 
$
67.4

 
$
149.2


Recorded Investments in Loans and Leases
The following table provides information regarding the recorded investments in loans and leases and the allowance for credit losses by segment as of June 30, 2019 and December 31, 2018.
Table 49: Recorded Investments in Loans and Leases
 
June 30, 2019
 
December 31, 2018
(In Millions)
Commercial
 
Personal
 
Total
 
Commercial
 
Personal
 
Total
Loans and Leases
 
 
 
 
 
 
 
 
 
 
 
Specifically Evaluated for Impairment
$
13.7

 
$
106.8

 
$
120.5

 
$
15.0

 
$
101.2

 
$
116.2

Evaluated for Inherent Impairment
14,123.2

 
16,738.6

 
30,861.8

 
15,160.2

 
17,213.6

 
32,373.8

Total Loans and Leases
14,136.9

 
16,845.4

 
30,982.3

 
15,175.2

 
17,314.8

 
32,490.0

Allowance for Credit Losses on Credit Exposures
 
 
 
 
 
 
 
 
 
 
 
Specifically Evaluated for Impairment
5.8

 
3.0

 
8.8

 
4.1

 
3.1

 
7.2

Evaluated for Inherent Impairment
54.1

 
47.9

 
102.0

 
53.5

 
51.9

 
105.4

Allowance Assigned to Loans and Leases
59.9

 
50.9

 
110.8

 
57.6

 
55.0

 
112.6

Allowance for Undrawn Exposures
 
 
 
 
 
 
 
 
 
 
 
Commitments and Standby Letters of Credit
18.5

 
4.8

 
23.3

 
21.1

 
4.5

 
25.6

Total Allowance for Credit Losses
$
78.4

 
$
55.7

 
$
134.1

 
$
78.7

 
$
59.5

 
$
138.2