Other Operating Income

12 Months Ended

Dec. 31, 2018

Other Income and Expenses [Abstract]

Other Operating Income

Other Operating Income

The components of other operating income were as follows:

TABLE 86: OTHER OPERATING INCOME

	FOR THE YEAR ENDED DECEMBER 31,
(In Millions)	2018		2017		2016
Loan Service Fees	$	48.9	$	50.7	$	56.6
Banking Service Fees	46.4		48.6		50.6
Other Income	32.2		58.2		134.0
Total Other Operating Income	$	127.5	$	157.5	$	241.2

Other income totaled $32.2 million in 2018, down from $58.2 million in 2017, primarily due to the impairment of a community development equity investment previously held at cost, expenses related to existing swap agreements related to Visa Inc. Class B common shares, and the net impact of various other operating income categories. Other income in 2016 included a $123.1 million net gain on the sale of 1.1 million Visa Class B common shares.

Other Operating Expense

The components of other operating expense were as follows:

TABLE 87: OTHER OPERATING EXPENSE

	FOR THE YEAR ENDED DECEMBER 31,
(In Millions)	2018		2017		2016
Business Promotion	$	98.3	$	95.4	$	83.6
FDIC Insurance Premiums	27.4		34.7		31.7
Staff Related	33.6		42.8		43.0
Other Intangibles Amortization	17.4		11.4		8.8
Other Expenses	153.9		147.3		197.3
Total Other Operating Expense	$	330.6	$	331.6	$	364.4

Other expenses in 2016 included a charge in connection with an agreement to settle certain securities lending litigation of $50.0 million and charges related to contractual modifications associated with existing C&IS clients of $18.6 million.