Loans and Leases (Tables)

6 Months Ended

Jun. 30, 2018

Receivables [Abstract]

Loans and Leases

Amounts outstanding for loans and leases, by segment and class, are shown below.

Table 44: Loans and Leases

(In Millions)	June 30, 2018			December 31, 2017
Commercial
Commercial and Institutional	$	8,779.2		$	9,042.2
Commercial Real Estate	3,389.0			3,482.7
Non-U.S.	2,085.4			1,538.5
Lease Financing, net	156.4			229.2
Other	475.7			265.4
Total Commercial	14,885.7			14,558.0
Personal
Private Client	10,651.0			10,753.1
Residential Real Estate	6,890.5			7,247.6
Other	46.0			33.5
Total Personal	17,587.5			18,034.2
Total Loans and Leases	$	32,473.2		$	32,592.2
Allowance for Credit Losses Assigned to Loans and Leases	(127.2		)	(131.2		)
Net Loans and Leases	$	32,346.0		$	32,461.0

Borrower Ratings

Loan and lease segment and class balances as of June 30, 2018 and December 31, 2017 are provided below, segregated by borrower ratings into “1 to 3,” “4 to 5” and “6 to 9” (watch list), categories.

Table 45: Borrower Ratings

	June 30, 2018								December 31, 2017
(In Millions)	1 to 3 Category		4 to 5 Category		6 to 9 Category (Watch List)		Total		1 to 3 Category		4 to 5 Category		6 to 9 Category (Watch List)		Total
Commercial
Commercial and Institutional	$	5,822.2	$	2,885.3	$	71.7	$	8,779.2	$	5,832.9	$	3,133.4	$	75.9	$	9,042.2
Commercial Real Estate	1,189.7		2,147.5		51.8		3,389.0		1,280.7		2,187.5		14.5		3,482.7
Non-U.S.	609.4		1,466.6		9.4		2,085.4		606.6		930.5		1.4		1,538.5
Lease Financing, net	118.2		38.2		—		156.4		191.4		37.8		—		229.2
Other	260.5		215.2		—		475.7		155.5		109.9		—		265.4
Total Commercial	8,000.0		6,752.8		132.9		14,885.7		8,067.1		6,399.1		91.8		14,558.0
Personal
Private Client	6,635.4		4,003.7		11.9		10,651.0		6,716.0		4,027.8		9.3		10,753.1
Residential Real Estate	2,889.2		3,719.6		281.7		6,890.5		2,960.5		3,978.8		308.3		7,247.6
Other	25.2		20.8		—		46.0		19.6		13.9		—		33.5
Total Personal	9,549.8		7,744.1		293.6		17,587.5		9,696.1		8,020.5		317.6		18,034.2
Total Loans and Leases	$	17,549.8	$	14,496.9	$	426.5	$	32,473.2	$	17,763.2	$	14,419.6	$	409.4	$	32,592.2

Delinquency Status

The following tables provide balances and delinquency status of performing and nonperforming loans and leases by segment and class, as well as the total OREO and nonperforming asset balances, as of June 30, 2018 and December 31, 2017.

Table 46: Delinquency Status

June 30, 2018
(In Millions)	Current		30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Performing		Nonperforming		Total Loans and Leases
Commercial
Commercial and Institutional	$	8,754.9	$	9.5	$	0.7	$	—	$	8,765.1	$	14.1	$	8,779.2
Commercial Real Estate	3,348.1		34.2		—		—		3,382.3		6.7		3,389.0
Non-U.S.	2,085.4		—		—		—		2,085.4		—		2,085.4
Lease Financing, net	156.4		—		—		—		156.4		—		156.4
Other	475.7		—		—		—		475.7		—		475.7
Total Commercial	14,820.5		43.7		0.7		—		14,864.9		20.8		14,885.7
Personal
Private Client	10,581.5		64.8		1.5		3.2		10,651.0		—		10,651.0
Residential Real Estate	6,765.4		3.9		11.6		2.0		6,782.9		107.6		6,890.5
Other	46.0		—		—		—		46.0		—		46.0
Total Personal	17,392.9		68.7		13.1		5.2		17,479.9		107.6		17,587.5
Total Loans and Leases	$	32,213.4	$	112.4	$	13.8	$	5.2	$	32,344.8	$	128.4	$	32,473.2
	Other Real Estate Owned										$	3.8
	Total Nonperforming Assets										$	132.2

December 31, 2017
(In Millions)	Current		30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Performing		Nonperforming		Total Loans and Leases
Commercial
Commercial and Institutional	$	8,999.4	$	13.3	$	3.1	$	0.4	$	9,016.2	$	26.0	$	9,042.2
Commercial Real Estate	3,455.3		14.1		4.1		0.9		3,474.4		8.3		3,482.7
Non-U.S.	1,538.3		0.2		—		—		1,538.5		—		1,538.5
Lease Financing, net	229.2		—		—		—		229.2		—		229.2
Other	265.4		—		—		—		265.4		—		265.4
Total Commercial	14,487.6		27.6		7.2		1.3		14,523.7		34.3		14,558.0
Personal
Private Client	10,687.5		55.3		9.7		0.6		10,753.1		—		10,753.1
Residential Real Estate	7,059.4		53.8		11.9		6.1		7,131.2		116.4		7,247.6
Other	33.5		—		—		—		33.5		—		33.5
Total Personal	17,780.4		109.1		21.6		6.7		17,917.8		116.4		18,034.2
Total Loans and Leases	$	32,268.0	$	136.7	$	28.8	$	8.0	$	32,441.5	$	150.7	$	32,592.2
	Other Real Estate Owned										$	4.6
	Total Nonperforming Assets										$	155.3

Impaired Loans as of the Period End

The following tables provide information related to impaired loans by segment and class.

Table 47: Impaired Loans as of the Period End

	As of June 30, 2018						As of December 31, 2017
(In Millions)	Recorded Investment		Unpaid Principal Balance		Specific Allowance		Recorded Investment		Unpaid Principal Balance		Specific Allowance
With No Related Specific Allowance
Commercial and Institutional	$	3.5	$	4.5	$	—	$	24.9	$	30.3	$	—
Commercial Real Estate	5.6		7.4		—		5.7		7.6		—
Residential Real Estate	102.3		137.5		—		90.9		124.9		—
Private Client	0.5		0.5		—		0.7		0.7		—
With a Related Specific Allowance
Commercial and Institutional	10.6		10.6		2.9		0.5		5.4		0.5
Commercial Real Estate	2.6		2.8		1.3		2.8		2.8		0.6
Residential Real Estate	6.7		7.0		1.9		14.3		14.9		4.3
Total
Commercial	22.3		25.3		4.2		33.9		46.1		1.1
Personal	109.5		145.0		1.9		105.9		140.5		4.3
Total	$	131.8	$	170.3	$	6.1	$	139.8	$	186.6	$	5.4

	Three Months Ended June 30,								Six Months Ended June 30,
	2018				2017				2018				2017
(In Millions)	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
With No Related Specific Allowance
Commercial and Institutional	$	3.6	$	—	$	10.9	$	—	$	11.6	$	—	$	9.3	$	—
Commercial Real Estate	7.3		0.1		9.4		—		7.0		0.1		11.7		0.1
Private Client	0.6		—		0.1		—		0.6		—		0.2		—
Residential Real Estate	112.4		0.4		112.7		0.4		108.9		0.9		117.4		0.9
With a Related Specific Allowance
Commercial and Institutional	3.5		—		12.4		—		2.0		—		9.0		—
Commercial Real Estate	1.4		—		2.8		—		1.6		—		2.4		—
Residential Real Estate	10.7		—		20.3		—		12.2		—		18.5		—
Total
Commercial	15.8		0.1		35.5		—		22.2		0.1		32.4		0.1
Personal	123.7		0.4		133.1		0.4		121.7		0.9		136.1		0.9
Total	$	139.5	$	0.5	$	168.6	$	0.4	$	143.9	$	1.0	$	168.5	$	1.0

Note: Average recorded investment in impaired loans is calculated as the average of the month-end impaired loan balances for the period.

Modified Troubled Debt Restructurings

The following tables provide, by segment and class, the number of loans and leases modified in TDRs during the three- and six--month periods ended June 30, 2018 and 2017, and the recorded investments and unpaid principal balances as of June 30, 2018 and 2017.

Table 48: Modified Troubled Debt Restructurings

($ In Millions)	Three Months Ended June 30, 2018					Six Months Ended June 30, 2018
	Number of Loans and Leases	Recorded Investment		Unpaid Principal Balance		Number of Loans and Leases	Recorded Investment		Unpaid Principal Balance
Commercial
Commercial and Institutional	—	$	—	$	—	1	$	0.3	$	0.5
Commercial Real Estate	1	1.3		1.3		1	1.3		1.3
Total Commercial	1	1.3		1.3		2	1.6		1.8
Personal
Private Client	—	—		—		1	—		0.1
Residential Real Estate	12	10.0		11.0		26	17.6		19.7
Total Personal	12	10.0		11.0		27	17.6		19.8
Total Loans and Leases	13	$	11.3	$	12.3	29	$	19.2	$	21.6

Note: Period-end balances reflect all paydowns and charge-offs during the period.

($ In Millions)	Three Months Ended June 30, 2017					Six Months Ended June 30, 2017
	Number of Loans and Leases	Recorded Investment		Unpaid Principal Balance		Number of Loans and Leases	Recorded Investment		Unpaid Principal Balance
Commercial
Commercial and Institutional	—	$	—	$	—	—	$	—	$	—
Commercial Real Estate	—	—		—		1	1.4		1.3
Total Commercial	—	—		—		1	1.4		1.3
Personal
Private Client	—	—		—		1	—		0.1
Residential Real Estate	17	8.1		8.4		36	12.0		12.4
Total Personal	17	8.1		8.4		37	12.0		12.5
Total Loans and Leases	17	$	8.1	$	8.4	38	$	13.4	$	13.8

Note: Period-end balances reflect all paydowns and charge-offs during the period.