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Allowance for Credit Losses (Tables)
9 Months Ended
Sep. 30, 2017
Receivables [Abstract]  
Changes in Allowance for Credit Losses
The following table provides information regarding changes in the total allowance for credit losses by segment during the three and nine months ended September 30, 2017 and 2016.
Table 47: Changes in the Allowance for Credit Losses
 
Three Months Ended September 30,
 
2017
 
2016
(In Millions)
Commercial
 
Personal
 
Total
 
Commercial
 
Personal
 
Total
Balance at Beginning of Period
$
97.3

 
$
81.5

 
$
178.8

 
$
112.3

 
$
114.8

 
$
227.1

Charge-Offs

 
(3.5
)
 
(3.5
)
 
(0.3
)
 
(2.7
)
 
(3.0
)
Recoveries
2.9

 
2.2

 
5.1

 
1.0

 
2.8

 
3.8

Net (Charge-Offs) Recoveries
2.9

 
(1.3
)
 
1.6

 
0.7

 
0.1

 
0.8

Provision for Credit Losses
(7.8
)
 
0.8

 
(7.0
)
 
4.0

 
(7.0
)
 
(3.0
)
Balance at End of Period
$
92.4

 
$
81.0

 
$
173.4

 
$
117.0

 
$
107.9

 
$
224.9

 
Nine Months Ended September 30,
 
2017
 
2016
(In Millions)
Commercial
 
Personal
 
Total
 
Commercial
 
Personal
 
Total
Balance at Beginning of Period
$
104.9

 
$
87.1

 
$
192.0

 
$
114.8

 
$
118.5

 
$
233.3

Charge-Offs
(4.6
)
 
(8.6
)
 
(13.2
)
 
(4.7
)
 
(8.5
)
 
(13.2
)
Recoveries
5.4

 
4.2

 
9.6

 
3.5

 
5.4

 
8.9

Net (Charge-Offs) Recoveries
0.8

 
(4.4
)
 
(3.6
)
 
(1.2
)
 
(3.1
)
 
(4.3
)
Provision for Credit Losses
(13.3
)
 
(1.7
)
 
(15.0
)
 
3.5

 
(7.5
)
 
(4.0
)
Effect of Foreign Exchange Rates

 

 

 
(0.1
)
 

 
(0.1
)
Balance at End of Period
$
92.4

 
$
81.0

 
$
173.4

 
$
117.0

 
$
107.9

 
$
224.9

Recorded Investments in Loans and Leases
The following table provides information regarding the recorded investments in loans and leases and the allowance for credit losses by segment as of September 30, 2017 and December 31, 2016.
Table 48: Recorded Investments in Loans and Leases
 
September 30, 2017
 
December 31, 2016
(In Millions)
Commercial
 
Personal
 
Total
 
Commercial
 
Personal
 
Total
Loans and Leases
 
 
 
 
 
 
 
 
 
 
 
Specifically Evaluated for Impairment
$
17.2

 
$
109.7

 
$
126.9

 
$
46.9

 
$
109.2

 
$
156.1

Evaluated for Inherent Impairment
15,186.6

 
18,022.6

 
33,209.2

 
15,619.8

 
18,046.2

 
33,666.0

Total Loans and Leases
15,203.8

 
18,132.3

 
33,336.1

 
15,666.7

 
18,155.4

 
33,822.1

Allowance for Credit Losses on Credit Exposures
 
 
 
 
 
 
 
 
 
 
 
Specifically Evaluated for Impairment
4.0

 
4.6

 
8.6

 

 
2.1

 
2.1

Evaluated for Inherent Impairment
71.4

 
70.3

 
141.7

 
83.7

 
75.2

 
158.9

Allowance Assigned to Loans and Leases
75.4

 
74.9

 
150.3

 
83.7

 
77.3

 
161.0

Allowance for Undrawn Exposures
 
 
 
 
 
 
 
 
 
 
 
Commitments and Standby Letters of Credit
17.0

 
6.1

 
23.1

 
21.2

 
9.8

 
31.0

Total Allowance for Credit Losses
$
92.4

 
$
81.0

 
$
173.4

 
$
104.9

 
$
87.1

 
$
192.0