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Allowance for Credit Losses (Tables)
 6 Months Ended
Jun. 30, 2016
Receivables [Abstract]  
Changes in Allowance for Credit Losses by Segment
The following table provides information regarding changes in the total allowance for credit losses by segment during the three and six months ended June 30, 2016 and 2015.
Table 47: Changes in the Allowance for Credit Losses
 
Three Months Ended June 30,
 
2016
 
2015
(In Millions)
Commercial
 
Personal
 
Total
 
Commercial
 
Personal
 
Total
Balance at Beginning of Period
$
115.2

 
$
117.4

 
$
232.6

 
$
164.3

 
$
122.4

 
$
286.7

Charge-Offs
(0.9
)
 
(4.0
)
 
(4.9
)
 
(2.5
)
 
(3.6
)
 
(6.1
)
Recoveries
1.3

 
1.2

 
2.5

 
2.4

 
1.1

 
3.5

Net (Charge-Offs) Recoveries
0.4

 
(2.8
)
 
(2.4
)
 
(0.1
)
 
(2.5
)
 
(2.6
)
Provision for Credit Losses
(3.2
)
 
0.2

 
(3.0
)
 
(11.6
)
 
1.6

 
(10.0
)
Effect of Foreign Exchange Rates
(0.1
)
 
—

 
(0.1
)
 
0.1

 
—

 
0.1

Balance at End of Period
$
112.3

 
$
114.8

 
$
227.1

 
$
152.7

 
$
121.5

 
$
274.2

 
Six Months Ended June 30,
 
2016
 
2015
(In Millions)
Commercial
 
Personal
 
Total
 
Commercial
 
Personal
 
Total
Balance at Beginning of Period
$
114.8

 
$
118.5

 
$
233.3

 
$
169.7

 
$
126.2

 
$
295.9

Charge-Offs
(4.4
)
 
(5.8
)
 
(10.2
)
 
(5.2
)
 
(8.4
)
 
(13.6
)
Recoveries
2.5

 
2.6

 
5.1

 
4.1

 
2.3

 
6.4

Net (Charge-Offs) Recoveries
(1.9
)
 
(3.2
)
 
(5.1
)
 
(1.1
)
 
(6.1
)
 
(7.2
)
Provision for Credit Losses
(0.5
)
 
(0.5
)
 
(1.0
)
 
(15.9
)
 
1.4

 
(14.5
)
Effect of Foreign Exchange Rates
(0.1
)
 
—

 
(0.1
)
 
—

 
—

 
—

Balance at End of Period
$
112.3

 
$
114.8

 
$
227.1

 
$
152.7

 
$
121.5

 
$
274.2
Allowances for Credit Losses and Recorded Investments in Loans and Leases by Segment
The following table provides information regarding the balances of the recorded investments in loans and leases and the allowance for credit losses by segment as of June 30, 2016 and December 31, 2015.
Table 48: Information about the Recorded Investments in Loans and Leases
 
June 30, 2016
 
December 31, 2015
(In Millions)
Commercial
 
Personal
 
Total
 
Commercial
 
Personal
 
Total
Loans and Leases
 
 
 
 
 
 
 
 
 
 
 
Specifically Evaluated for Impairment
$
55.3

 
$
100.8

 
$
156.1

 
$
56.3

 
$
101.0

 
$
157.3

Evaluated for Inherent Impairment
16,616.7

 
17,784.3

 
34,401.0

 
15,100.2

 
17,923.4

 
33,023.6

Total Loans and Leases
16,672.0

 
17,885.1

 
34,557.1

 
15,156.5

 
18,024.4

 
33,180.9

Allowance for Loans and Leases
 
 
 
 
 
 
 
 
 
 
 
Specifically Evaluated for Impairment
1.2

 
0.1

 
1.3

 
3.0

 
0.1

 
3.1

Evaluated for Inherent Impairment
87.5

 
103.2

 
190.7

 
83.3

 
107.4

 
190.7

Allowance Assigned to Loans and Leases
88.7

 
103.3

 
192.0

 
86.3

 
107.5

 
193.8

Allowance for Unfunded Exposures
 
 
 
 
 
 
 
 
 
 
 
Commitments and Standby Letters of Credit
23.6

 
11.5

 
35.1

 
28.5

 
11.0

 
39.5

Total Allowance for Credit Losses
$
112.3

 
$
114.8

 
$
227.1

 
$
114.8

 
$
118.5

 
$
233.3