Loans (Tables)

6 Months Ended

Jun. 30, 2012

Loans [Abstract]

Information relating to loans

Information relating to loans as of June 30, 2012 and December 31, 2011 is summarized as follows:

(Dollars in thousands)	June 30, 2012		December 31 2011
Construction and land development	$	57,228	$	49,184
Commercial real estate		493,616		508,353
Residential real estate		563,935		546,246
Commercial and financial		56,220		53,105
Consumer		50,133		50,611
Other loans		222		575
Total	$	1,221,354	$	1,208,074

The contractual aging of the recorder investment in past due loans

The following table presents the contractual aging of the recorded investment in past due loans by class of loans as of June 30, 2012 and December 31, 2011:

	June 30, 2012
(Dollars in thousands)	Accruing 30-59 Days Past Due		Accruing 60-89 Days Past Due		Accruing Greater Than 90 Days		Nonaccrual		Current		Total Financing Receivables
Construction & land development	$	143	$	0	$	0	$	2,086	$	54,999	$	57,228
Commercial real estate		3,587		634		0		25,305		464,090		493,616
Residential real estate		1,726		335		0		20,446		541,428		563,935
Commercial and financial		7		0		0		40		56,173		56,220
Consumer		47		6		0		605		49,475		50,133
Other		0		0		0		0		222		222
Total	$	5,510	$	975	$	—	$	48,482	$	1,166,387	$	1,221,354

	December 31, 2011
(Dollars in thousands)	Accruing 30-59 Days Past Due		Accruing 60-89 Days Past Due		Accruing Greater Than 90 Days		Nonaccrual		Current		Total Financing Receivables
Construction & land development	$	6	$	215	$	0	$	2,227	$	46,736	$	49,184
Commercial real estate		836		0		0		13,120		494,397		508,353
Residential real estate		2,979		607		0		12,555		530,105		546,246
Commercial and financial		80		0		0		16		53,009		53,105
Consumer		246		74		0		608		49,683		50,611
Other		0		0		0		0		575		575
Total	$	4,147	$	896	$	0	$	28,526	$	1,174,505	$	1,208,074

The risk category, class of loans and the recorded investment

The following table presents the risk category of loans by class of loans based on the most recent analysis performed as of June 30, 2012 and December 31, 2011:

	June 30, 2012
(Dollars in thousands)	Construction & Land Development		Commercial Real Estate		Residential Real Estate		Commercial and Financial		Consumer Loans		Total
Pass	$	50,121	$	379,429	$	520,701	$	55,159	$	48,637	$	1,054,047
Special mention		2,236		36,572		939		823		420		40,990
Substandard		0		22,437		76		198		282		22,993
Doubtful		0		0		0		0		0		0
Nonaccrual		2,086		25,305		20,446		40		605		48,482
Troubled debt restructures		2,785		29,873		21,773		0		411		54,842
	$	57,228	$	493,616	$	563,935	$	56,220	$	50,355	$	1,221,354

	December 31, 2011
(Dollars in thousands)	Construction & Land Development		Commercial Real Estate		Residential Real Estate		Commercial and Financial		Consumer Loans		Total
Pass	$	42,899	$	387,161	$	505,316	$	51,375	$	49,299	$	1,036,050
Special mention		802		57,334		5,529		1,445		523		65,633
Substandard		90		5,558		133		168		305		6,254
Doubtful		0		0		0		0		0		0
Nonaccrual		2,227		13,120		12,555		16		608		28,526
Troubled debt restructures		3,166		45,180		22,713		101		451		71,611
	$	49,184	$	508,353	$	546,246	$	53,105	$	51,186	$	1,208,074