EXHIBIT 21

LIST OF SUBSIDIARIES

The Company had the following subsidiaries as of the date of this report:

NAME		INCORPORATED
1.	Seacoast National Bank	United States
2.	FNB Insurance Services, Inc (inactive)	Florida
3.	South Branch Building, Inc	Florida
4.	TCoast Holdings, LLC	Florida
5.	BR West, LLC	Florida
6.	TC Property Venture, LLC	Florida
7.	SBCF Capital Trust I	Delaware
8.	SBCF Statutory Trust II	Connecticut
9.	SBCF Satutory Trust III	Delaware
10.	BF Realty	Florida
11.	BankFIRST Capital Trust I	Delaware
12.	BankFIRST Statutory Trust II	Connecticut
13.	BankFIRST Statutory Trust III	Delaware
14.	CBF	United States
15.	Grand Bankshares Capital Trust I	United States