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Loans (Tables)
 9 Months Ended
Sep. 30, 2022
Receivables [Abstract]  
Schedule of Portfolio Loans, Purchased Credit Impaired Loans and Purchased Unimpaired Loans
The following tables present net loan balances by segment as of:
 September 30, 2022
(In thousands)Portfolio LoansAcquired Non-PCD LoansPCD LoansTotal
Construction and land development$338,070 $23,808 $35 $361,913 
Commercial real estate - owner-occupied988,614 245,943 18,902 1,253,459 
Commercial real estate - non owner-occupied1,568,138 469,363 70,113 2,107,614 
Residential real estate1,488,359 106,597 4,809 1,599,765 
Commercial and financial1,091,665 78,406 12,313 1,182,384 
Consumer176,895 3,521 — 180,416 
Paycheck Protection Program1,616 3,678 — 5,294 
Totals$5,653,357 $931,316 $106,172 $6,690,845 
 December 31, 2021
(In thousands)Portfolio LoansAcquired Non-PCD LoansPCD LoansTotal
Construction and land development$199,341 $31,438 $45 $230,824 
Commercial real estate - owner occupied983,517 186,812 27,445 1,197,774 
Commercial real estate - non-owner occupied1,278,180 382,554 75,705 1,736,439 
Residential real estate1,261,306 156,957 7,091 1,425,354 
Commercial and financial968,318 84,395 16,643 1,069,356 
Consumer169,507 4,658 10 174,175 
Paycheck Protection Program69,503 21,604 — 91,107 
Totals$4,929,672 $868,418 $126,939 $5,925,029 
Schedule of Past Due Financing Receivables
The following tables present the status of net loan balances as of September 30, 2022 and December 31, 2021.
 September 30, 2022
(In thousands)CurrentAccruing
30-59 Days
Past Due		Accruing
60-89 Days
Past Due		Accruing
Greater
Than
90 Days		NonaccrualTotal
Portfolio Loans      
Construction and land development$338,063 $— $— $— $7 $338,070 
Commercial real estate - owner-occupied987,534 — — — 1,080 988,614 
Commercial real estate - non owner-occupied1,568,107 — — — 31 1,568,138 
Residential real estate1,476,907 4,458 291 — 6,703 1,488,359 
Commercial and financial1,087,617 1,197 119 — 2,732 1,091,665 
Consumer176,351 387 47 — 110 176,895 
Paycheck Protection Program1
1,315 29 272 — — 1,616 
Total Portfolio Loans$5,635,894 $6,071 $729 $— $10,663 $5,653,357 
Acquired Non-PCD Loans
Construction and land development$23,808 $— $— $— $— $23,808 
Commercial real estate - owner-occupied245,943 — — — — 245,943 
Commercial real estate - non owner-occupied467,459 122 — 738 1,044 469,363 
Residential real estate105,653 426 — — 518 106,597 
Commercial and financial77,935 89 — — 382 78,406 
Consumer3,263 26 6 — 226 3,521 
Paycheck Protection Program1
3,671 — 7 — — 3,678 
 Total Acquired Non-PCD Loans$927,732 $663 $13 $738 $2,170 $931,316 
PCD Loans
Construction and land development$33 $— $— $— $2 $35 
Commercial real estate - owner-occupied18,343 — — — 559 18,902 
Commercial real estate - non owner-occupied66,965 — — — 3,148 70,113 
Residential real estate3,852 260 — — 697 4,809 
Commercial and financial8,088 — — — 4,225 12,313 
Consumer— — — — — — 
Total PCD Loans$97,281 $260 $— $— $8,631 $106,172 
Total Loans$6,660,907 $6,994 $742 $738 $21,464 $6,690,845 
1Paycheck Protection Program loans are not reflected as past due when forgiveness applications are being processed by the SBA. Repayment of principal and interest is fully guaranteed by the U.S. government.
 
 December 31, 2021
(In thousands)CurrentAccruing
30-59 Days
Past Due		Accruing
60-89 Days
Past Due		Accruing
Greater
Than
90 Days		NonaccrualTotal
Portfolio Loans      
Construction and land development$199,087 $— $— $— $254 $199,341 
Commercial real estate - owner occupied982,804 — — — 713 983,517 
Commercial real estate - non-owner occupied1,276,582 — — — 1,598 1,278,180 
Residential real estate1,248,160 3,457 143 — 9,546 1,261,306 
Commercial and financial963,828 851 41 — 3,598 968,318 
Consumer168,791 565 23 15 113 169,507 
Paycheck Protection Program1
69,434 — — 69 — 69,503 
 Total Portfolio Loans$4,908,686 $4,873 $207 $84 $15,822 $4,929,672 
Acquired Non-PCD Loans
Construction and land development$31,438 $— $— $— $— $31,438 
Commercial real estate - owner occupied186,652 — 160 — — 186,812 
Commercial real estate - non-owner occupied381,510 — — — 1,044 382,554 
Residential real estate154,981 182 — — 1,794 156,957 
Commercial and financial84,180 — 40 — 175 84,395 
Consumer4,082 135 — — 441 4,658 
Paycheck Protection Program1
21,567 — — 37 — 21,604 
 Total Acquired Non-PCD Loans$864,410 $317 $200 $37 $3,454 $868,418 
PCD Loans
Construction and land development$40 $— $— $— $5 $45 
Commercial real estate - owner occupied24,192 — — — 3,253 27,445 
Commercial real estate - non-owner occupied72,442 — — — 3,263 75,705 
Residential real estate5,386 — — — 1,705 7,091 
Commercial and financial13,547 — — — 3,096 16,643 
Consumer10 — — — — 10 
 Total PCD Loans$115,617 $— $— $— $11,322 $126,939 
Total Loans$5,888,713 $5,190 $407 $121 $30,598 $5,925,029 
1Paycheck Protection Program loans are not reflected as past due when forgiveness applications are being processed by the SBA. Repayment of principal and interest is fully guaranteed by the U.S. government.
Schedule of Nonaccrual Loans by Loan Category
The following tables present net balances of loans on nonaccrual status and the related allowance for credit losses, if any, as of:
September 30, 2022
(In thousands)Nonaccrual Loans With No Related AllowanceNonaccrual Loans With an AllowanceTotal Nonaccrual LoansAllowance for Credit Losses
Construction and land development$9 $— $9 $— 
Commercial real estate - owner-occupied1,080 559 1,639 45 
Commercial real estate - non owner-occupied2,342 1,881 4,223 1,300 
Residential real estate7,684 234 7,918 173 
Commercial and financial4,980 2,359 7,339 1,472 
Consumer46 290 336 290 
Totals $16,141 $5,323 $21,464 $3,280 
December 31, 2021
(In thousands)Nonaccrual Loans With No Related AllowanceNonaccrual Loans With an AllowanceTotal Nonaccrual LoansAllowance for Credit Losses
Construction and land development$37 $222 $259 $92 
Commercial real estate - owner-occupied2,976 990 3,966 419 
Commercial real estate - non owner-occupied4,490 1,415 5,905 27 
Residential real estate12,358 687 13,045 357 
Commercial and financial2,676 4,193 6,869 2,384 
Consumer29 525 554 525 
Totals$22,566 $8,032 $30,598 $3,804 
Schedule of Collateral Dependent Loans The following table presents collateral-dependent loans as of:
(In thousands)September 30, 2022December 31, 2021
Construction and land development$11 $271 
Commercial real estate - owner-occupied2,368 4,706 
Commercial real estate - non owner-occupied3,218 4,923 
Residential real estate 9,779 16,334 
Commercial and financial5,476 8,741 
Consumer481 741 
Totals $21,333 $35,716 
Schedule of Risk Categories of Loans by Class of Loans
The following tables present the risk rating of loans by year of origination as of:
September 30, 2022
(In thousands)20222021202020192018PriorRevolvingTotal
Construction and Land Development
Risk Ratings:
Pass$138,044 $127,715 $12,724 $17,839 $6,943 $12,573 $46,064 $361,902 
Special Mention— — — — — — — — 
Substandard— — — — — — — — 
Substandard Impaired — — — — — 11 — 11 
Doubtful— — — — — — — — 
Total$138,044 $127,715 $12,724 $17,839 $6,943 $12,584 $46,064 $361,913 
Commercial real estate - owner-occupied
Risk Ratings:
Pass$137,279 $194,852 $153,023 $180,220 $116,511 $445,680 $13,926 $1,241,491 
Special Mention694 — — — 764 2,909 — 4,367 
Substandard— — — 2,646 — 1,956 — 4,602 
Substandard Impaired — — — 314 304 2,381 — 2,999 
Doubtful— — — — — — — — 
Total$137,973 $194,852 $153,023 $183,180 $117,579 $452,926 $13,926 $1,253,459 
Commercial real estate - non owner-occupied
Risk Ratings:
Pass$379,918 $430,128 $213,128 $291,043 $194,840 $548,896 $26,578 $2,084,531 
Special Mention— — 738 — — 1,436 — 2,174 
Substandard— — 4,709 — 5,515 5,724 — 15,948 
Substandard Impaired — — 1,044 1,849 31 2,037 — 4,961 
Doubtful— — — — — — — — 
Total$379,918 $430,128 $219,619 $292,892 $200,386 $558,093 $26,578 $2,107,614 
Residential real estate
Risk Ratings:
Pass$165,480 $496,317 $104,888 $69,576 $89,632 $249,545 $411,635 $1,587,073 
Special Mention24 — 50 — — 343 843 1,260 
Substandard— — — — — — 194 194 
Substandard Impaired — — 136 123 86 8,896 1,997 11,238 
Doubtful— — — — — — — — 
Total$165,504 $496,317 $105,074 $69,699 $89,718 $258,784 $414,669 $1,599,765 
September 30, 2022
(In thousands)20222021202020192018PriorRevolvingTotal
Commercial and financial
Risk Ratings:
Pass$220,218 $292,894 $151,871 $75,083 $51,569 $59,354 $299,146 $1,150,135 
Special Mention1,288 452 121 566 205 333 361 3,326 
Substandard— — 11,098 5,756 1,875 2,304 256 21,289 
Substandard Impaired 6 — 204 270 4,298 2,829 27 7,634 
Doubtful— — — — — — — — 
Total$221,512 $293,346 $163,294 $81,675 $57,947 $64,820 $299,790 $1,182,384 
Consumer
Risk Ratings:
Pass$36,074 $41,798 $25,282 $18,908 $12,322 $18,192 $24,793 $177,369 
Special Mention— 31 136 58 10 160 1,914 2,309 
Substandard— — 12 12 2 8 223 257 
Substandard Impaired — 7 24 57 52 130 211 481 
Doubtful— — — — — — — — 
Total$36,074 $41,836 $25,454 $19,035 $12,386 $18,490 $27,141 $180,416 
Paycheck Protection Program
Risk Ratings:
Pass$— $3,210 $2,084 $— $— $— $— $5,294 
Total$— $3,210 $2,084 $— $— $— $— $5,294 
Consolidated
Risk Ratings:
Pass$1,077,013 $1,586,914 $663,000 $652,669 $471,817 $1,334,240 $822,142 $6,607,795 
Special Mention2,006 483 1,045 624 979 5,181 3,118 13,436 
Substandard— — 15,819 8,414 7,392 9,992 673 42,290 
Substandard Impaired 6 7 1,408 2,613 4,771 16,284 2,235 27,324 
Doubtful— — — — — — — — 
Total$1,079,025 $1,587,404 $681,272 $664,320 $484,959 $1,365,697 $828,168 $6,690,845 
December 31, 2021
(In thousands)20212020201920182017PriorRevolvingTotal
Construction and Land Development
Risk Ratings:
Pass$94,318 $23,860 $38,058 $25,507 $3,995 $15,466 $29,349 $230,553 
Special Mention— — — — — — — — 
Substandard— — — — — — — — 
Substandard Impaired — — — 222 — 49 — 271 
Doubtful— — — — — — — — 
Total$94,318 $23,860 $38,058 $25,729 $3,995 $15,515 $29,349 $230,824 
Commercial real estate - owner-occupied
Risk Ratings:
Pass$205,404 $154,432 $179,786 $132,353 $125,763 $363,986 $10,005 $1,171,729 
Special Mention— 6,527 5,370 649 218 3,250 — 16,014 
Substandard— — — — 3,290 1,610 — 4,900 
Substandard Impaired — — 2,742 310 596 1,483 — 5,131 
Doubtful— — — — — — — — 
Total$205,404 $160,959 $187,898 $133,312 $129,867 $370,329 $10,005 $1,197,774 
December 31, 2021
(In thousands)20212020201920182017PriorRevolvingTotal
Commercial real estate - non owner-occupied
Risk Ratings:
Pass$395,308 $207,824 $298,021 $186,339 $110,990 $460,435 $6,477 $1,665,394 
Special Mention— — 844 — 289 13,850 — 14,983 
Substandard— 4,776 3,009 23,206 1,900 17,266 — 50,157 
Substandard Impaired — 1,044 1,849 — 326 2,686 — 5,905 
Doubtful— — — — — — — — 
Total$395,308 $213,644 $303,723 $209,545 $113,505 $494,237 $6,477 $1,736,439 
Residential real estate
Risk Ratings:
Pass$394,547 $114,364 $90,566 $119,836 $118,556 $213,950 $354,439 $1,406,258 
Special Mention— — — 70 — 1,243 532 1,845 
Substandard— 340 — — 58 422 86 906 
Substandard Impaired — 149 724 39 4,415 8,507 2,511 16,345 
Doubtful— — — — — — — — 
Total$394,547 $114,853 $91,290 $119,945 $123,029 $224,122 $357,568 $1,425,354 
Commercial and financial
Risk Ratings:
Pass$340,826 $180,677 $97,072 $68,232 $39,331 $56,053 $246,568 $1,028,759 
Special Mention530 15,587 — 237 251 84 876 17,565 
Substandard— 371 2,605 3,594 1,436 3,217 339 11,562 
Substandard Impaired — 196 4,561 3,694 1,371 1,520 128 11,470 
Doubtful— — — — — — — — 
Total$341,356 $196,831 $104,238 $75,757 $42,389 $60,874 $247,911 $1,069,356 
Consumer
Risk Ratings:
Pass$45,063 $31,342 $26,194 $17,300 $9,979 $16,019 $25,418 $171,315 
Special Mention— 24 431 37 167 3 1,199 1,861 
Substandard— — 18 — 17 — 223 258 
Substandard Impaired — — 92 23 74 118 434 741 
Doubtful— — — — — — — — 
Total$45,063 $31,366 $26,735 $17,360 $10,237 $16,140 $27,274 $174,175 
Paycheck Protection Program
Risk Ratings:
Pass$87,036 $4,071 $— $— $— $— $— $91,107 
Total$87,036 $4,071 $— $— $— $— $— $91,107 
Consolidated
Risk Ratings:
Pass$1,562,502 $716,570 $729,697 $549,567 $408,614 $1,125,909 $672,256 $5,765,115 
Special Mention530 22,138 6,645 993 925 18,430 2,607 52,268 
Substandard— 5,487 5,632 26,800 6,701 22,515 648 67,783 
Substandard Impaired — 1,389 9,968 4,288 6,782 14,363 3,073 39,863 
Doubtful— — — — — — — — 
Total$1,563,032 $745,584 $751,942 $581,648 $423,022 $1,181,217 $678,584 $5,925,029 
Schedule of Troubled Debt Restructuring
The following table presents loans that were modified in a troubled debt restructuring during the three and nine months ended September 30, 2022 and September 30, 2021:
Three Months Ended September 30,
20222021
(In thousands)Number of ContractsPre-Modification Outstanding Recorded InvestmentPost-Modification Outstanding Recorded InvestmentNumber of ContractsPre-Modification Outstanding Recorded InvestmentPost-Modification Outstanding Recorded Investment
Construction and land development$— $— $— $— $— $— 
Commercial real estate - owner-occupied— — — — — — 
Commercial real estate - non owner-occupied— — — — — — 
Residential real estate— — — 1 152 152 
Commercial and financial— — — — — — 
Consumer— — — — — — 
Totals$— $— $— $1 $152 $152 
Nine Months Ended September 30,
20222021
(In thousands)Number of ContractsPre-Modification Outstanding Recorded InvestmentPost-Modification Outstanding Recorded InvestmentNumber of ContractsPre-Modification Outstanding Recorded InvestmentPost-Modification Outstanding Recorded Investment
Construction and land development$— $— $— $— $— $— 
Commercial real estate - owner-occupied— — — — — — 
Commercial real estate - non owner-occupied— — — — — — 
Residential real estate 3 785 785 4 231 231 
Commercial and financial2 54 54 1 142 142 
Consumer4 23 23 — — — 
 Totals $9 $862 $862 $5 $373 $373