RE: FIRST CONNECTICUT CAPITAL CORPORATION (FCCC)



Dear Shareholder:

Morrow & Co., Inc. has been hired to solicit proxies from FCCC shareholders. We
have been endeavoring to reach you by telephone but have been unable to contact
you. FCCC is holding a shareholders meeting which is scheduled to occur on
Tuesday, June 3rd, 2003. You should have already received your proxy material
from your brokerage firm.

The matters to be voted upon are very important to you and your fellow
shareholders. YOUR VOTE IS IMPORTANT. The vote required on the first proposal,
to approve the agreement for the sale of the Company's business and assets, is
two thirds of the outstanding shares, so every vote counts.

Please contact us, toll-free, on Monday, June 2nd at 1-800-607-0088 and we will
help you get your shares voted.


Sincerely,


Morrow & Co., Inc.