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CONTINGENT LIABILITIES AND COMMITMENTS (Details) - USD ($)
$ in Thousands
12 Months Ended
Jul. 31, 2022
Jul. 31, 2021
Loss Contingencies [Line Items]    
Standby repurchase obligations amount $ 4,308,524 $ 1,821,012
Terms of commitments 18 months  
Repurchase and guarantee reserve balances $ 11,346 $ 6,023
General and Administrative Expense    
Loss Contingencies [Line Items]    
Expenses recorded related to product recall costs $ 37,975