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Contingent Liabilities, Commitments and Legal Matters (Detail) - USD ($)
$ in Thousands
6 Months Ended
Jan. 31, 2020
Jul. 31, 2019
Commitments and Contingencies Disclosure [Abstract]    
Standby repurchase obligations amount $ 3,143,088 $ 2,961,019
Term of commitments 18 months  
Repurchase and guarantee reserve balances $ 9,466 $ 9,575