Allowance for Credit Losses (Tables)

6 Months Ended

Jun. 30, 2022

Receivables [Abstract]

Schedule Of Credit Losses Related To Accrued Interest Receivables and Written Off

The following table represents the accrued interest receivable as of June 30, 2022 and December 31, 2021:

	Accrued Interest Receivable
	At June 30, 2022			At December 31, 2021
Commercial Real Estate:
Owner-occupied	$	3,754		$	4,172
Nonowner-occupied		14,316			14,901
Other Commercial		11,551			9,335
Residential Real Estate		10,091			10,347
Construction		8,251			7,411
Consumer:
Bankcard		0			0
Other consumer		2,884			2,871
	$	50,847		$	49,037
Less: Allowance for credit losses		(0	)		(8	)
Total	$	50,847		$	49,029

Schedule of Accrued Interest Receivables Written off by Reversing Interest

The following table represents the accrued interest receivables written off by reversing interest income for the three months and six months ended June 30, 2022 and 2021:

	Accrued Interest Receivables Written Off by Reversing Interest Income
	Three Months Ended June 30				Six Months Ended June 30
	2022		2021		2022		2021
Commercial real estate:
Owner-occupied	$	6	$	11	$	6	$	12
Nonowner-occupied		0		4		0		40
Other commercial		22		2		22		8
Residential real estate		55		21		75		49
Construction & land development		0		0		0		0
Consumer:
Bankcard		0		0		0		0
Other consumer		56		42		123		106
Total	$	139	$	80	$	226	$	215

Schedule of Allowance for Loan Losses and Carrying Amount of Loans

A progression of the allowance for loan and lease losses, by portfolio segment, for the periods indicated is summarized as follows:

Allowance for Loan and Lease Losses and Carrying Amount of Loans and Leases
For the Three Months Ended June 30, 2022
	Commercial Real Estate						Other Commercial			Residential Real Estate			Construction & Land Development			Bankcard						Total
	Owner- occupied			Nonowner- occupied															Other Consumer
Allowance for Loan and Lease Losses:
Beginning balance	$	13,359		$	36,665		$	80,487		$	27,109		$	41,579		$	321		$	15,074		$	214,594
Charge-offs		0			0			(521	)		(778	)		0			(102	)		(718	)		(2,119	)
Recoveries		459			40			1,189			179			1,077			2			114			3,060
Provision		(880	)		(3,872	)		(2,112	)		1,613			1,183			127			2,135			(1,806	)
Ending balance	$	12,938		$	32,833		$	79,043		$	28,123		$	43,839		$	348		$	16,605		$	213,729
Allowance for Loan and Lease Losses and Carrying Amount of Loans and Leases
For the Six Months Ended June 30, 2022
	Commercial Real Estate						Other Commercial			Residential Real Estate			Construction & Land Development			Bankcard						Total
	Owner- occupied			Nonowner- occupied															Other Consumer
Allowance for Loan and Lease Losses:
Beginning balance	$	14,443		$	42,156		$	78,432		$	26,404		$	39,395		$	317		$	14,869		$	216,016
Charge-offs		(31	)		0			(794	)		(1,272	)		(2	)		(245	)		(1,251	)		(3,595	)
Recoveries		465			115			3,338			1,059			1,261			3			275			6,516
Provision		(1,939	)		(9,438	)		(1,933	)		1,932			3,185			273			2,712			(5,208	)
Ending balance	$	12,938		$	32,833		$	79,043		$	28,123		$	43,839		$	348		$	16,605		$	213,729

Allowance for Loan and Lease Losses and Carrying Amount of Loans and Leases
For the Year Ended December 31, 2021
	Commercial Real Estate						Other Commercial			Residential Real Estate			Construction & Land Development			Bankcard						Total
	Owner- occupied			Nonowner- occupied															Other Consumer
Allowance for Loan and Lease Losses:
Beginning balance	$	23,354		$	49,150		$	78,138		$	29,125		$	39,077		$	322		$	16,664		$	235,830
Allowance for PCD loans (acquired during the period)		1,241			4,363			5,009			1,192			823			0			1			12,629
Charge-offs		(414	)		(3,531	)		(6,182	)		(6,016	)		(560	)		(190	)		(2,404	)		(19,297	)
Recoveries		869			1,907			4,307			2,400			604			42			449			10,578
Provision		(10,607	)		(9,733	)		(2,840	)		(297	)		(549	)		143			159			(23,724	)
Ending balance	$	14,443		$	42,156		$	78,432		$	26,404		$	39,395		$	317		$	14,869		$	216,016