Loans and Leases

6 Months Ended

Jun. 30, 2022

Receivables [Abstract]

LOANS AND LEASES

4. LOANS AND LEASES

Major classes of loans and leases are as follows:

	June 30, 2022			December 31, 2021
Commercial, financial and agricultural:
Owner-occupied commercial real estate	$	1,713,972		$	1,733,176
Nonowner-occupied commercial real estate		5,955,839			5,957,288
Other commercial		3,481,156			3,462,361
Total commercial, financial & agricultural		11,150,967			11,152,825
Residential real estate		4,104,848			3,691,560
Construction & land development		2,395,284			2,014,165
Consumer:
Bankcard		8,651			8,913
Other consumer		1,334,375			1,183,844
Less: Unearned income		(23,730	)		(27,659	)
Total gross loans	$	18,970,395		$	18,023,648

The table above does not include loans held for sale of $220,689 and $504,416 at June 30, 2022 and December 31, 2021, respectively. Loans held for sale consist of single-family residential real estate loans originated for sale in the secondary market.

United’s subsidiary bank has made loans to the directors and officers of United and its subsidiaries, and to their affiliates. The aggregate dollar amount of these loans was $25,430 and $32,990 at June 30, 2022 and December 31, 2021, respectively.