Allowance for Credit Losses (Tables)

9 Months Ended

Sep. 30, 2021

Receivables [Abstract]

Schedule Of Credit Losses Related To Accrued Interest Receivables

The following table represents the accrued interest receivable as of September 30, 2021 and December 31, 2020:

	Accrued Interest Receivable
	At September 30, 2021			At December 31, 2020
Commercial Real Estate:
Owner-occupied	$	3,343		$	5,001
Nonowner-occupied		13,760			15,989
Other Commercial		9,031			12,320
Residential Real Estate		9,185			12,558
Construction		6,859			7,314
Consumer:
Bankcard		0			0
Other consumer		2,978			3,211
	$	45,156		$	56,393
Less: Allowance for credit losses		(26	)		(250	)
Total	$	45,130		$	56,143

Schedule of Accrued Interest Receivables Written off by Reversing Interest

The following table represents the accrued interest receivables written off by reversing interest income for the three months and nine months ended September 30, 2021 and 2020:

	Accrued Interest Receivables Written Off by Reversing Interest Income
	Three Months Ended September 30				Nine Months Ended September 30
	2021		2020		2021		2020
Commercial real estate:
Owner-occupied	$	17	$	16	$	29	$	116
Nonowner-occupied		59		30		99		75
Other commercial		5		40		14		85
Residential real estate		8		31		57		165
Construction & land development		3		508		3		508
Consumer:
Bankcard		0		0		0		0
Other consumer		31		29		137		96
Total	$	123	$	654	$	339	$	1,045

Schedule of Allowance for Loan Losses and Carrying Amount of Loans and Leases

Allowance for Loan Losses and Carrying Amount of Loans
For the Three Months Ended September 30, 2021
	Commercial Real Estate						Other Commercial			Residential Real Estate			Construction & Land Development			Bankcard						Allowance for Estimated Imprecision			Total
	Owner- occupied			Nonowner- occupied															Other Consumer
Allowance for Loan Losses:
Beginning balance	$	19,303		$	42,046		$	79,881		$	26,051		$	35,147		$	254		$	14,863		$	0		$	217,545
Charge-offs		(159	)		(39	)		(765	)		(522	)		(128	)		(47	)		(344	)		0			(2,004	)
Recoveries		623			90			774			1,192			359			8			127			0			3,173
Provision		(4,573	)		(3,177	)		1,539			(1,198	)		(292	)		38			(160	)		0			(7,823	)
Ending balance	$	15,194		$	38,920		$	81,429		$	25,523		$	35,086		$	253		$	14,486		$	0		$	210,891
Allowance for Loan Losses and Carrying Amount of Loans
For the Nine Months Ended September 30, 2021
	Commercial Real Estate						Other Commercial			Residential Real Estate			Construction & Land Development			Bankcard						Allowance for Estimated Imprecision			Total
	Owner- occupied			Nonowner- occupied															Other Consumer
Allowance for Loan Losses:
Beginning balance	$	23,354		$	49,150		$	78,138		$	29,125		$	39,077		$	322		$	16,664		$	0		$	235,830
Charge-offs		(369	)		(3,140	)		(3,389	)		(5,928	)		(383	)		(153	)		(1,730	)		0			(15,092	)
Recoveries		707			393			2,603			2,013			407			38			337			0			6,498
Provision		(8,498	)		(7,483	)		4,077			313			(4,015	)		46			(785	)		0			(16,345	)
Ending balance	$	15,194		$	38,920		$	81,429		$	25,523		$	35,086		$	253		$	14,486		$	0		$	210,891
Allowance for Loan and Lease Losses and Carrying Amount of Loans and Leases
For the Year Ended December 31, 2020
	Commercial Real Estate						Other Commercial			Residential Real Estate			Construction & Land Development			Bankcard						Allowance for Estimated Imprecision			Total
	Owner- occupied			Nonowner- occupied															Other Consumer
Allowance for Loan and Lease Losses:
Beginning balance	$	5,554		$	8,524		$	47,325		$	8,997		$	3,353		$	74		$	2,933		$	297		$	77,057
Impact of the adoption of ASU 2016-13 on January 1, 2020		9,737			9,023			(4,829	)		13,097			14,817			28			10,745			(297	)		52,321
Impact of the adoption of ASU 2016-13 for PCD loans on January 1, 2020		1,843			121			938			174			2,045			0			0			0			5,121
Initial allowance for PCD loans (acquired during the period)		1,955			6,418			7,032			652			2,570			0			8			0			18,635
Charge-offs		(2,195	)		(6,134	)		(17,350	)		(1,760	)		(2,027	)		(221	)		(3,296	)		0			(32,983	)
Recoveries		795			1,023			4,461			1,063			1,513			52			479			0			9,386
Provision		5,665			30,175			40,561			6,902			16,806			389			5,795			0			106,293
Ending balance	$	23,354		$	49,150		$	78,138		$	29,125		$	39,077		$	322		$	16,664		$	0		$	235,830