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Allowance for Credit Losses (Tables)
 12 Months Ended
Dec. 31, 2017
Receivables [Abstract]  
Schedule of Allowance for Loan Losses and Carrying Amount of Loans

A progression of the allowance for loan losses, by portfolio segment, for the year ended December 31, 2017 and 2016 is summarized as follows:

 

Allowance for Loan Losses and Carrying Amount of Loans

For the Year Ended December 31, 2017

  
(In thousands)   Commercial Real
Estate		     Other
Commercial		     Residential
Real
Estate		     Construction
& Land
Development		     Consumer     Allowance
for
Estimated
Imprecision		     Total  
  Owner-
occupied		     Nonowner-
occupied		              

Allowance for Loan Losses:

                

Beginning balance

   $ 5,273     $ 6,883     $ 33,087     $ 13,770     $ 10,606     $ 2,805     $ 347     $ 72,771  

Charge-offs

     2,246       296       21,189       2,973       3,337       2,822       0       32,863  

Recoveries

     2,599       244       3,395       601       726       748       0       8,313  

Provision

     (225)         (462)         29,896       (1,471)         (808)         1,750       (274)         28,406  
 

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

Ending balance

   $ 5,401     $ 6,369     $ 45,189     $ 9,927     $ 7,187     $ 2,481     $ 73     $ 76,627  
 

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

Ending Balance: individually evaluated for impairment

   $ 2,251     $ 1,592     $ 16,721     $ 1,552     $ 229     $ 0     $ 0     $ 22,345  

Ending Balance: collectively evaluated for impairment

   $ 3,150   $ 4,777   $ 28,468   $ 8,375   $ 6,958   $ 2,481   $ 73     $ 54,282

Ending Balance:
loans acquired with deteriorated credit quality

   $ 0   $ 0   $ 0   $ 0   $ 0   $ 0   $ 0   $ 0

Financing receivables:

                

Ending balance

   $ 1,361,629   $ 4,451,298   $ 1,998,979   $ 2,996,171   $ 1,504,907   $ 714,353   $ 0   $ 13,027,337  

Ending Balance: individually evaluated for impairment

   $ 36,721   $ 21,851   $ 78,715   $ 14,316   $ 16,921   $ 0   $ 0   $ 168,524  

Ending Balance: collectively evaluated for impairment

   $ 1,291,379   $ 4,320,997   $ 1,892,706   $ 2,967,666   $ 1,461,206   $ 714,338   $ 0   $ 12,648,292  

Ending Balance:
loans acquired with deteriorated credit quality

   $ 33,529   $ 108,450   $ 27,558   $ 14,189   $ 26,780   $ 15   $ 0   $ 210,521  

 

Allowance for Loan Losses and Carrying Amount of Loans

For the Year Ended December 31, 2016

  
(In thousands)   Commercial Real
Estate		     Other
Commercial		     Residential
Real
Estate		     Construction
& Land
Development		     Consumer     Allowance
for
Estimated
Imprecision		     Total  
  Owner-
occupied		     Nonowner-
occupied		              

Allowance for Loan Losses:

                

Beginning balance

   $ 3,637     $ 5,309     $ 31,328     $ 15,148     $ 18,205     $ 1,995     $ 104     $ 75,726  

Charge-offs

     5,281       419       20,430       4,597       2,659       2,794       0       36,180  

Recoveries

     3,071       675       3,452       639       433       446       0       8,716  

Provision

     3,846       1,318       18,737       2,580       (5,373)         3,158       243       24,509  
 

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

Ending balance

   $ 5,273     $ 6,883     $ 33,087     $ 13,770     $ 10,606     $ 2,805     $ 347     $ 72,771  
 

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

Ending Balance: individually evaluated for impairment

   $ 815     $ 2,524     $ 13,441     $ 3,431     $ 3,206     $ 0     $ 0     $ 23,417  

Ending Balance: collectively evaluated for impairment

   $ 4,458   $ 4,359     $ 19,646   $ 10,339   $ 7,400   $ 2,805   $ 347     $ 49,354  

Ending Balance:
loans acquired with deteriorated credit quality

   $ 0   $ 0   $ 0   $ 0   $ 0   $ 0   $ 0   $ 0

Financing receivables:

                

Ending balance

   $ 1,049,885   $ 3,425,453   $ 1,613,437   $ 2,403,437   $ 1,255,738   $ 608,769   $ 0   $ 10,356,719  

Ending Balance: individually evaluated for impairment

   $ 18,976   $ 26,835   $ 56,091   $ 14,766   $ 8,152   $ 0   $ 0   $ 124,820  

Ending Balance: collectively evaluated for impairment

   $ 1,005,999     $ 3,323,117   $ 1,527,479   $ 2,373,969   $ 1,221,006   $ 608,733   $ 0   $ 10,060,303  

Ending Balance:
loans acquired with deteriorated credit quality

   $ 24,910   $ 75,501   $ 29,867   $ 14,702   $ 26,580   $ 36   $ 0   $ 171,596  
Progression of Allowance for Credit Losses Including Allowance for Loan Losses and Reserve for Lending-Related Commitment

A progression of the allowance for credit losses, which includes the allowance for loan losses and the reserve for lending-related commitments, for the periods presented is summarized as follows:

 

     Year Ended December 31  
(In thousands)    2017      2016      2015  

Balance of allowance for loan losses at beginning of period

    $   72,771        $ 75,726        $ 75,529    

Provision for loan losses

      28,406          24,509          22,574    
  

 

 

     

 

 

     

 

 

  
     101,177          100,235          98,103    
  

 

 

     

 

 

     

 

 

  

Loans charged off

      32,863          36,180          25,499    

Less recoveries

      (8,313)          (8,716)          (3,122)    
  

 

 

     

 

 

     

 

 

  

Net charge-offs

      24,550          27,464          22,377    
  

 

 

     

 

 

     

 

 

  

Balance of allowance for loan losses at end of period

    $ 76,627        $ 72,771        $ 75,726    

Reserve for lending-related commitments

      679          1,044          936    
  

 

 

     

 

 

     

 

 

  

Balance of allowance for credit losses at end of period

    $ 77,306        $ 73,815        $ 76,662