Short-Term Borrowings (Tables)

12 Months Ended

Dec. 31, 2013

Funds Purchased and Securities Sold Under Agreements to Repurchase and Weighted-Average Interest Rates

At December 31, 2013 and 2012, short-term borrowings and the related weighted-average interest rates were as follows:

	2013					2012
(Dollars in thousands)	Amount		Weighted- Average Rate			Amount		Weighted- Average Rate
Federal funds purchased	$	27,685		0.20	%	$	5,446		0.20	%
Securities sold under agreements to repurchase		188,069		0.09	%		209,516		0.09	%
Total	$	215,754				$	214,962

Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Member]

Funds Purchased and Securities Sold Under Agreements to Repurchase and Weighted-Average Interest Rates

The following table shows the distribution of United’s federal funds purchased and securities sold under agreements to repurchase and the weighted-average interest rates thereon at the end of each of the last three years. Also provided are the maximum amount of borrowings and the average amounts of borrowings as well as weighted-average interest rates for the last three years.

(Dollars in thousands)	Federal Funds     Purchased		Securities Sold   Under Agreements   To Repurchase
At December 31:
2013		$  27,685		$  188,069
2012		5,446		209,516
2011		7,120		247,646
Weighted-average interest rate at year-end:
2013		0.20%		0.09%
2012		0.20%		0.09%
2011		0.20%		0.07%
Maximum amount outstanding at any month’s end:
2013		$  27,685		$  220,155
2012		23,100		273,041
2011		20,440		274,546
Average amount outstanding during the year:
2013		$  12,595		$  199,823
2012		16,314		261,558
2011		13,377		242,371
Weighted-average interest rate during the year:
2013		0.20%		0.10%
2012		0.20%		0.08%
2011		0.21%		0.06%