LOANS (Tables)

6 Months Ended

Jun. 30, 2012

Classes of loans

	June 30, 2012		December 31, 2011
Commercial, financial and agricultural:
Owner-occupied commercial real estate	$	724,624	$	743,502
Nonowner-occupied commercial real estate		1,679,749		1,553,259
Other commercial loans		1,190,765		1,212,205
Total commercial, financial & agricultural		3,595,138		3,508,966
Residential real estate		1,865,800		1,897,658
Construction & land development		572,936		549,877
Consumer:
Bankcard		10,764		11,519
Other consumer		282,168		272,193
Total gross loans	$	6,326,806	$	6,240,213

Activity for accretable yield

Activity for the accretable yield for the first six months of 2012 follows.

Accretable yield at the beginning of the period	$	2,323
Additions		0
Accretion (including cash recoveries)		(1,582	)
Net reclassifications to accretable from non-accretable		2,649
Maturities, foreclosures and charge-offs		(266	)
Accretable yield at the ending of the period	$	3,124