Exhibit 99.2

UNITED BANKSHARES, INC. AND SUBSIDIARIES

Charleston, WV

Stock Symbol: UBSI

(In Thousands Except for Per Share Data)

Consolidated Statements of Income

	Three Months Ended									Six Months Ended
	June 2010			June 2009			March 2010			June 2010			June 2009
Interest & Loan Fees Income	$	82,189		$	92,532		$	84,096		$	166,285		$	187,237
Tax equivalent adjustment		1,490			2,902			1,557			3,047			5,866
Interest & Fees Income (FTE)		83,679			95,434			85,653			169,332			193,103
Interest expense		22,025			30,323			23,617			45,642			64,111
Net Interest Income (FTE)		61,654			65,111			62,036			123,690			128,992
Credit Loss Provision		6,400			23,251			6,868			13,268			31,279
Non-Interest Income:
Fees from trust & brokerage services		3,461			3,506			3,272			6,733			7,100
Fees from deposit services		10,117			10,255			9,224			19,341			19,558
Bankcard fees and merchant discounts		1,078			1,058			1,042			2,120			1,981
Other charges, commissions, and fees		490			526			358			848			977
Income from bank-owned life insurance		1,185			1,340			1,028			2,213			1,238
Mortgage banking income		129			167			112			241			304
Other non-interest revenue		1,424			2,293			915			2,339			3,308
Net other-than-temporary impairment losses		(1,096	)		(1,137	)		(1,486	)		(2,582	)		(1,232	)
Net gains (losses) on sales/calls of investment securities		796			(158	)		1,108			1,904			6
Total Non-Interest Income		17,584			17,850			15,573			33,157			33,240
Non-Interest Expense:
Employee compensation		14,848			14,751			14,901			29,749			29,698
Employee benefits		4,332			4,734			4,494			8,826			9,623
Net occupancy		4,274			4,154			4,671			8,945			8,706
Other expenses		16,138			16,244			15,140			31,278			31,146
Amortization of intangibles		491			662			534			1,025			1,366
OREO expense		2,648			869			1,620			4,268			2,106
FDIC expense		2,457			4,284			2,391			4,848			4,867
Total Non-Interest Expense		45,188			45,698			43,751			88,939			87,512
Income Before Income Taxes (FTE)		27,650			14,012			26,990			54,640			43,441
Tax equivalent adjustment		1,490			2,902			1,557			3,047			5,866
Income Before Income Taxes		26,160			11,110			25,433			51,593			37,575
Taxes		8,241			2,954			8,011			16,252			(214	)
Net Income	$	17,919		$	8,156		$	17,422		$	35,341		$	37,789
MEMO: Effective Tax Rate		31.50	%		26.59	%		31.50	%		31.50	%		(0.57	%)

UNITED BANKSHARES, INC. AND SUBSIDIARIES

Charleston, WV

Stock Symbol: UBSI

(In Thousands Except for Per Share Data)

Consolidated Balance Sheets

	June  30 2010 Q-T-D Average			June  30 2009 Q-T-D Average			June 30 2010			December 31 2009			June 30 2009
Cash & Cash Equivalents	$	456,010		$	182,500		$	450,309		$	449,767		$	201,899
Securities Available for Sale		766,278			1,001,965			769,594			811,777			958,362
Held to Maturity Securities		70,691			103,138			68,704			77,421			102,168
Other Investment Securities		79,815			78,478			79,793			77,722			77,695
Total Securities		916,784			1,183,581			918,091			966,920			1,138,225
Total Cash and Securities		1,372,794			1,366,081			1,368,400			1,416,687			1,340,124
Loans held for sale		1,827			3,998			879			5,284			12,191
Commercial Loans		3,668,802			3,880,602			3,638,669			3,801,254			3,859,404
Mortgage Loans		1,552,455			1,711,452			1,538,432			1,606,560			1,682,878
Consumer Loans		300,091			357,725			289,857			332,964			352,940
Gross Loans		5,521,348			5,949,779			5,466,958			5,740,778			5,895,222
Unearned income		(3,661	)		(5,491	)		(3,411	)		(3,969	)		(5,066	)
Loans, net of unearned income		5,517,687			5,944,288			5,463,547			5,736,809			5,890,156
Allowance for Loan Losses		(68,273	)		(62,760	)		(69,153	)		(67,853	)		(64,222	)
Goodwill		312,051			312,192			311,878			312,069			312,140
Other Intangibles		4,054			6,362			3,799			4,823			6,019
Total Intangibles		316,105			318,554			315,677			316,892			318,159
Real Estate Owned		40,611			35,858			36,019			40,058			42,223
Other Assets		338,630			294,650			347,991			357,224			308,885
Total Assets	$	7,519,381		$	7,900,669		$	7,463,360		$	7,805,101		$	7,847,516
MEMO: Earning Assets	$	6,695,924		$	7,102,032		$	6,635,280		$	6,956,322		$	7,011,338
Interest-bearing Deposits	$	4,614,184		$	4,690,644		$	4,479,030		$	4,862,943		$	4,669,705
Noninterest-bearing Deposits		1,081,171			1,025,773			1,135,114			1,108,157			1,066,205
Total Deposits		5,695,355			5,716,417			5,614,144			5,971,100			5,735,910
Short-term Borrowings		291,646			494,605			306,427			222,944			426,942
Long-term Borrowings		696,652			860,377			696,551			771,935			852,312
Total Borrowings		988,298			1,354,982			1,002,978			994,879			1,279,254
Other Liabilities		56,842			63,115			68,663			77,572			75,969
Total Liabilities		6,740,495			7,134,514			6,685,785			7,043,551			7,091,133
Preferred Equity		—			—			—			—			—
Common Equity		778,886			766,155			777,575			761,550			756,383
Total Shareholders’ Equity		778,886			766,155			777,575			761,550			756,383
Total Liabilities & Equity	$	7,519,381		$	7,900,669		$	7,463,360		$	7,805,101		$	7,847,516

UNITED BANKSHARES, INC. AND SUBSIDIARIES

Charleston, WV

Stock Symbol: UBSI

(In Thousands Except for Per Share Data)

	Three Months Ended							Six Months Ended
Quarterly/Year-to-Date Share Data:	June 2010		June 2009			March 2010		June 2010		June 2009
Earnings Per Share:
Basic	$	0.41	$	0.19		$	0.40	$	0.81	$	0.87
Diluted	$	0.41	$	0.19		$	0.40	$	0.81	$	0.87
Common Dividend Declared Per Share:	$	0.30	$	0.29		$	0.30	$	0.60	$	0.58
High Common Stock Price	$	31.99	$	27.75		$	28.00	$	31.99	$	33.64
Low Common Stock Price	$	23.82	$	16.81		$	20.15	$	20.15	$	13.15
Average Shares Outstanding (Net of Treasury Stock):
Basic		43,539,531		43,396,901			43,455,296		43,497,809		43,402,034
Diluted		43,640,805		43,463,108			43,534,435		43,587,686		43,464,674
Memorandum Items:
Tax Applicable to Security Sales/Calls	$	279	$	(55	)	$	388	$	666	$	2
Common Dividends	$	13,078	$	12,599		$	13,051	$	26,129	$	25,193
EOP Share Data:						June 2010		June 2009		March 2010
Book Value Per Share						$	17.84	$	17.42	$	17.68
Tangible Book Value Per Share						$	10.60	$	10.09	$	10.41
52-week High Common Stock Price						$	31.99	$	42.00	$	28.00
Date							04/23/10		09/19/08		03/23/10
52-week Low Common Stock Price						$	16.39	$	13.15	$	16.39
Date							11/20/09		03/06/09		11/20/09
EOP Shares Outstanding (Net of Treasury Stock):							43,581,834		43,412,424		43,498,754
Memorandum Items:
EOP Employees (full-time equivalent)							1,470		1,502		1,465

UNITED BANKSHARES, INC. AND SUBSIDIARIES

Charleston, WV

Stock Symbol: UBSI

(In Thousands Except for Per Share Data)

	Three Months Ended						Six Months Ended
Selected Yields and Net Interest Margin:	June 2010		June 2009		March 2010		June 2010		June 2009
Loans	5.33	%	5.44	%	5.32	%	5.33	%	5.47	%
Investment Securities	4.75	%	5.24	%	4.97	%	4.86	%	5.29	%
Money Market Investments/FFS	0.33	%	0.11	%	0.38	%	0.35	%	0.28	%
Average Earning Assets Yield	5.01	%	5.38	%	5.05	%	5.03	%	5.42	%
Interest-bearing Deposits	1.26	%	1.79	%	1.35	%	1.30	%	1.94	%
Short-term Borrowings	0.06	%	0.16	%	0.05	%	0.06	%	0.20	%
Long-term Borrowings	4.32	%	4.29	%	4.32	%	4.32	%	4.22	%
Average Liability Costs	1.58	%	2.01	%	1.66	%	1.62	%	2.10	%
Net Interest Spread	3.43	%	3.37	%	3.39	%	3.41	%	3.32	%
Net Interest Margin	3.69	%	3.67	%	3.65	%	3.67	%	3.61	%
Selected Financial Ratios:
Return on Average Common Equity	9.23	%	4.27	%	9.17	%	9.20	%	10.07	%
Return on Average Assets	0.96	%	0.41	%	0.92	%	0.94	%	0.96	%
Efficiency Ratio	52.87	%	52.42	%	53.34	%	53.10	%	51.41	%

	June 2010		June 2009		March 2010
Loan / Deposit Ratio	97.32	%	102.69	%	96.72	%
Allowance for Loan Losses/ Loans, net of unearned income	1.27	%	1.09	%	1.22	%
Allowance for Credit Losses (1)/ Loans, net of unearned income	1.31	%	1.13	%	1.26	%
Nonaccrual Loans / Loans, net of unearned income	1.19	%	0.73	%	1.11	%
90-Day Past Due Loans/ Loans, net of unearned income	0.17	%	0.28	%	0.18	%
Non-performing Loans/ Loans, net of unearned income	1.35	%	1.03	%	1.29	%
Non-performing Assets/ Total Assets	1.47	%	1.31	%	1.49	%
Primary Capital Ratio	11.27	%	10.40	%	10.92	%
Shareholders’ Equity Ratio	10.42	%	9.64	%	10.10	%
Price / Book Ratio	1.34	x	1.12	x	1.48	x
Price / Earnings Ratio	14.53	x	26.03	x	16.38	x

UNITED BANKSHARES, INC. AND SUBSIDIARIES

Charleston, WV

Stock Symbol: UBSI

(In Thousands Except for Per Share Data)

Asset Quality Data:	June 2010			June 2009			December 2009			March 2010
EOP Non-Accrual Loans	$	64,831		$	42,825		$	50,856		$	62,449
EOP 90-Day Past Due Loans		9,055			16,532			20,314			9,959
EOP Restructured Loans		—			1,095			1,087			—
Total EOP Non-performing Loans	$	73,886		$	60,452		$	72,257		$	72,408
EOP Other Real Estate & Assets Owned		36,019			42,223			40,058			41,179
Total EOP Non-performing Assets	$	109,905		$	102,675		$	112,315		$	113,587
	Three Months Ended									Six Months Ended
Allowance for Credit Losses:(1)	June 2010			June 2009			March 2010			June 2010			June 2009
Beginning Balance	$	70,366		$	64,682		$	70,010		$	70,010		$	63,603
Provision Expense		6,400			23,251			6,868			13,268			31,279
		76,766			87,933			76,878			83,278			94,882
Gross Charge-offs		(5,985	)		(21,702	)		(6,935	)		(12,920	)		(29,053	)
Recoveries		580			303			423			1,003			705
Net Charge-offs		(5,405	)		(21,399	)		(6,512	)		(11,917	)		(28,348	)
Ending Balance	$	71,361		$	66,534		$	70,366		$	71,361		$	66,534

Note: (1) Includes allowances for loan losses and lending-related commitments.