Exhibit 99.2

UNITED BANKSHARES, INC. AND SUBSIDIARIES

Washington, D.C. and Charleston, WV

Stock Symbol: UBSI

(In Thousands Except for Per Share Data)

Consolidated Statements of Income

	Three Months Ended												Year to Date
	September 2009			September 2008			June 2009			March 2009			September 2009			September 2008
Interest & Loan Fees Income	$	90,897		$	106,760		$	92,532		$	94,705		$	278,134		$	326,725
Tax equivalent adjustment		2,701			3,451			2,902			2,964			8,567			11,048
Interest & Fees Income (FTE)		93,598			110,211			95,434			97,669			286,701			337,773
Interest Expense		29,104			42,623			30,323			33,788			93,215			137,158
Net Interest Income (FTE)		64,494			67,588			65,111			63,881			193,486			200,615
Credit Loss Provision		8,067			6,497			23,251			8,028			39,346			12,948
Non-Interest Income:
Fees from trust & brokerage services		3,142			4,522			3,506			3,594			10,242			13,014
Fees from deposit services		10,566			10,251			10,255			9,303			30,124			29,336
Bankcard fees and merchant discounts		1,104			1,543			1,058			923			3,085			4,835
Other charges, commissions, and fees		470			450			526			451			1,447			1,527
Income (loss) from bank owned life insurance		1,051			1,622			1,340			(102	)		2,289			3,943
Mortgage banking income		172			93			167			137			476			342
Other non-interest revenue		896			1,016			2,293			1,015			4,204			3,384
Total other-than-temporary impairment losses		(7,903	)		(9,189	)		(1,137	)		(95	)		(9,135	)		(9,310	)
Portion of loss recognized in other comprehensive income		4,943			—			—			—			4,943			—
Net gains (losses) on sales/calls of investment securities		82			22			(158	)		164			88			1,052
Total Non-Interest Income		14,523			10,330			17,850			15,390			47,763			48,123
Non-Interest Expense:
Employee compensation		14,735			15,152			14,751			14,947			44,433			46,130
Employee benefits		4,818			3,614			4,734			4,889			14,441			10,605
Net occupancy		4,124			4,163			4,154			4,552			12,830			12,434
Other expenses		15,799			17,361			16,244			14,902			46,945			50,408
Amortization of intangibles		618			789			662			704			1,984			2,747
OREO expense		1,576			271			869			1,237			3,682			1,556
FDIC expense		2,004			288			4,284			583			6,871			593
Total Non-Interest Expense		43,674			41,638			45,698			41,814			131,186			124,473
Income Before Income Taxes (FTE)		27,276			29,783			14,012			29,429			70,717			111,317
Tax equivalent adjustment		2,701			3,451			2,902			2,964			8,567			11,048
Income Before Income Taxes		24,575			26,332			11,110			26,465			62,150			100,269
Taxes		7,174			6,740			2,954			(3,168	)		6,960			29,834
Net Income	$	17,401		$	19,592		$	8,156		$	29,633		$	55,190		$	70,435
MEMO: Effective Tax Rate		29.19	%		25.60	%		26.59	%		(11.97	)%		11.20	%		29.75	%

UNITED BANKSHARES, INC. AND SUBSIDIARIES

Washington, D.C. and Charleston, WV

Stock Symbol: UBSI

(In Thousands Except for Per Share Data)

Consolidated Balance Sheets

	September 30 2009 Q-T-D Average			September 30 2008 Q-T-D Average			September 30 2009			December 31 2008			September 30 2008
Cash & Cash Equivalents	$	307,780		$	191,535		$	577,707		$	213,534		$	224,478
Securities Available for Sale		936,373			1,161,361			932,690			1,097,043			1,169,998
Held to Maturity Securities		101,735			137,450			101,246			116,407			127,123
Other Investment Securities		77,709			81,773			77,709			78,372			80,556
Total Securities		1,115,817			1,380,584			1,111,645			1,291,822			1,377,677
Total Cash and Securities		1,423,597			1,572,119			1,689,352			1,505,356			1,602,155
Loans Held for Sale		8,768			1,750			4,969			868			718
Commercial Loans		3,833,221			3,808,538			3,802,531			3,916,768			3,813,651
Mortgage Loans		1,656,791			1,751,651			1,639,152			1,754,100			1,752,523
Consumer Loans		354,222			353,644			352,248			349,690			352,088
Gross Loans		5,844,234			5,913,833			5,793,931			6,020,558			5,918,262
Unearned Income		(4,864	)		(6,773	)		(4,486	)		(6,403	)		(6,644	)
Loans, Net of Unearned Income		5,839,370			5,907,060			5,789,445			6,014,155			5,911,618
Allowance for Loan Losses		(64,375	)		(57,041	)		(68,082	)		(61,494	)		(57,556	)
Goodwill		312,140			312,371			312,140			312,263			312,371
Other Intangibles		5,742			8,559			5,400			7,384			8,131
Total Intangibles		317,882			320,930			317,540			319,647			320,502
Real Estate Owned		43,104			10,605			44,758			19,817			13,340
Other Assets		296,128			288,051			313,296			303,742			304,776
Total Assets	$	7,864,474		$	8,043,474		$	8,091,278		$	8,102,091		$	8,095,553
MEMO: Earning Assets	$	7,079,625		$	7,261,479		$	7,296,613		$	7,267,990		$	7,261,723
Interest-bearing Deposits	$	4,793,764		$	4,571,745		$	4,953,285		$	4,741,855		$	4,581,987
Noninterest-bearing Deposits		1,045,448			880,569			1,069,381			906,099			922,484
Total Deposits		5,839,212			5,452,314			6,022,666			5,647,954			5,504,471
Short-term Borrowings		348,539			830,170			367,477			778,320			819,227
Long-term Borrowings		852,223			921,568			852,125			852,685			927,870
Total Borrowings		1,200,762			1,751,738			1,219,602			1,631,005			1,747,097
Other Liabilities		58,137			55,569			77,128			86,420			70,876
Total Liabilities		7,098,111			7,259,621			7,319,396			7,365,379			7,322,444
Preferred Equity		—			—			—			—			—
Common Equity		766,363			783,853			771,882			736,712			773,109
Total Shareholders’ Equity		766,363			783,853			771,882			736,712			773,109
Total Liabilities & Equity	$	7,864,474		$	8,043,474		$	8,091,278		$	8,102,091		$	8,095,553

UNITED BANKSHARES, INC. AND SUBSIDIARIES

Washington, D.C. and Charleston, WV

Stock Symbol: UBSI

(In Thousands Except for Per Share Data)

	Three Months Ended									Year to Date
Quarterly/Year-to-Date Share Data:	September 2009		September 2008		June 2009			March 2009		September 2009		September 2008
Earnings Per Share:
Basic	$	0.40	$	0.45	$	0.19		$	0.68	$	1.27	$	1.63
Diluted	$	0.40	$	0.45	$	0.19		$	0.68	$	1.27	$	1.62
Common Dividend Declared Per Share:	$	0.29	$	0.29	$	0.29		$	0.29	$	0.87	$	0.87
High Common Stock Price	$	23.56	$	42.00	$	27.75		$	33.64	$	33.64	$	42.00
Low Common Stock Price	$	16.68	$	18.52	$	16.81		$	13.15	$	13.15	$	18.52
Average Shares Outstanding (Net of Treasury Stock):
Basic		43,410,532		43,276,962		43,396,901			43,407,224		43,404,920		43,262,926
Diluted		43,455,723		43,421,333		43,463,108			43,465,298		43,457,258		43,418,755
Memorandum Items:
Tax Applicable to Security Sales/Calls	$	10	$	8	$	(55	)	$	57	$	12	$	368
Common Dividends	$	12,600	$	12,552	$	12,599		$	12,594	$	37,793	$	37,642

EOP Share Data:	September 2009		September 2008		June 2009		March 2009
Book Value Per Share	$	17.78	$	17.86	$	17.42	$	17.44
Tangible Book Value Per Share	$	10.47	$	10.46	$	10.09	$	10.10
52-week High Common Stock Price	$	35.00	$	42.00	$	42.00	$	42.00
Date		10/02/08		09/19/08		09/19/08		09/19/08
52-week Low Common Stock Price	$	13.15	$	18.52	$	13.15	$	13.15
Date		03/06/09		07/15/08		03/06/09		03/06/09
EOP Shares Outstanding (Net of Treasury Stock):		43,406,545		43,283,927		43,412,424		43,397,108
Memorandum Items:
EOP Employees (full-time equivalent)		1,497		1,544		1,502		1,512

UNITED BANKSHARES, INC. AND SUBSIDIARIES

Washington, D.C. and Charleston, WV

Stock Symbol: UBSI

(In Thousands Except for Per Share Data)

	Three Months Ended								Year to Date
	September 2009		September 2008		June 2009		March 2009		September 2009		September 2008
Selected Yields and Net Interest Margin:
Loans	5.45	%	6.21	%	5.44	%	5.50	%	5.47	%	6.47	%
Investment Securities	5.08	%	5.45	%	5.24	%	5.34	%	5.23	%	5.51	%
Money Market Investments/FFS	0.13	%	1.91	%	0.11	%	0.45	%	0.13	%	2.36	%
Average Earning Assets Yield	5.26	%	6.05	%	5.38	%	5.45	%	5.35	%	6.26	%
Interest-bearing Deposits	1.64	%	2.57	%	1.79	%	2.08	%	1.84	%	2.80	%
Short-term Borrowings	0.05	%	1.54	%	0.16	%	0.22	%	0.16	%	2.02	%
Long-term Borrowings	4.29	%	4.26	%	4.29	%	4.15	%	4.24	%	4.47	%
Average Liability Costs	1.93	%	2.68	%	2.01	%	2.19	%	2.04	%	2.92	%
Net Interest Spread	3.33	%	3.37	%	3.37	%	3.26	%	3.31	%	3.34	%
Net Interest Margin	3.63	%	3.71	%	3.67	%	3.56	%	3.61	%	3.72	%
Selected Financial Ratios:
Return on Average Common Equity	9.01	%	9.94	%	4.27	%	16.25	%	9.71	%	12.05	%
Return on Average Assets	0.88	%	0.97	%	0.41	%	1.50	%	0.93	%	1.18	%
Efficiency Ratio	50.65	%	46.60	%	52.42	%	50.34	%	51.16	%	46.76	%

	September 2009		September 2008		June 2009		March 2009
Loan / Deposit Ratio	96.13	%	107.40	%	102.69	%	105.56	%
Allowance for Loan Losses/ Loans, Net of Unearned Income	1.18	%	0.97	%	1.09	%	1.04	%
Allowance for Credit Losses (1)/ Loans, Net of Unearned Income	1.20	%	1.00	%	1.13	%	1.08	%
Nonaccrual Loans / Loans, Net of Unearned Income	0.83	%	0.61	%	0.73	%	0.67	%
90-Day Past Due Loans/ Loans, Net of Unearned Income	0.41	%	0.22	%	0.28	%	0.32	%
Non-performing Loans/ Loans, Net of Unearned Income	1.26	%	0.83	%	1.03	%	1.01	%
Non-performing Assets/ Total Assets	1.45	%	0.77	%	1.31	%	1.16	%
Primary Capital Ratio	10.31	%	10.21	%	10.40	%	10.21	%
Shareholders’ Equity Ratio	9.54	%	9.55	%	9.64	%	9.48	%
Price / Book Ratio	1.10	x	1.96	x	1.12	x	0.99	x
Price / Earnings Ratio	12.23	x	19.39	x	26.03	x	6.32	x

UNITED BANKSHARES, INC. AND SUBSIDIARIES

Washington, D.C. and Charleston, WV

Stock Symbol: UBSI

(In Thousands Except for Per Share Data)

Asset Quality Data:	September 2009		September 2008		December 2008		June 2009		March 2009
EOP Non-Accrual Loans	$	47,933	$	36,065	$	42,317	$	42,825	$	40,248
EOP 90-Day Past Due Loans		23,854		12,963		11,881		16,532		19,214
EOP Restructured Loans		1,091		—		—		1,095		1,134
Total EOP Non-performing Loans	$	72,878	$	49,028	$	54,198	$	60,452	$	60,596
EOP Other Real Estate & Assets Owned		44,758		13,340		19,817		42,223		31,768
Total EOP Non-performing Assets	$	117,636	$	62,368	$	74,015	$	102,675	$	92,364

	Three Months Ended												Year to Date
Allowance for Credit Losses:(1)	September 2009			September 2008			June 2009			March 2009			September 2009			September 2008
Beginning Balance	$	66,534		$	59,161		$	64,682		$	63,603		$	63,603		$	58,744
Provision Expense		8,067			6,497			23,251			8,028			39,346			12,948
		74,601			65,658			87,933			71,631			102,949			71,692
Gross Charge-offs		(5,315	)		(6,529	)		(21,702	)		(7,351	)		(34,368	)		(13,046	)
Recoveries		452			259			303			402			1,157			742
Net Charge-offs		(4,863	)		(6,270	)		(21,399	)		(6,949	)		(33,211	)		(12,304	)
Ending Balance	$	69,738		$	59,388		$	66,534		$	64,682		$	69,738		$	59,388

Note: (1) Includes allowances for loan losses and lending-related commitments.