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Consolidated Statement of Cash Flows (Unaudited) (USD $)
In Millions
9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Cash flows from operating activities:  
Net income (loss) before noncontrolling interests$ 12,028$ 9,170
Adjustments to reconcile net income to net cash provided by operating activities:  
Provision for Loan, Lease, and Other Losses5,85912,764
Changes in fair value of MSRs (residential), MHFS and LHFS carried at fair value7131,195
Depreciation and amortization1,4831,502
Other net losses (gains)3,0944,376
Preferred stock released by ESOP824645
Stock incentive compensation expense454355
Excess tax benefits related to stock option payments(70)(79)
Originations of MHFS(229,382)(252,075)
Proceeds from sales of and principal collected on mortgages originated for sale224,464251,814
Originations of LHFS0(4,554)
Proceeds from sales of and principal collected on LHFS8,07715,220
Purchases of LHFS(7,010)(5,998)
Net change in:  
Trading assets16,815873
Deferred income taxes1,8304,015
Accrued interest receivable(277)771
Accrued interest payable(125)(238)
Other assets, net(8,603)(12,034)
Other accrued expenses and liabilities, net7,615(4,922)
Net cash provided (used) by operating activities37,78922,800
Cash flows from investing activities:  
Net change in Federal funds sold, securities purchased under resale agreements and other short term investments(9,167)(15,664)
Securities available for sale:  
Sales proceeds21,3745,125
Prepayments and maturities34,11433,349
Purchases(84,157)(37,161)
Loans:  
Loans originated by banking subsidiaries, net of principal collected(25,542)27,359
Proceeds from sales (including participations) of loans originated for investment by banking subsidiaries5,3105,011
Purchases (including participations) of loans by banking subsidiaries(5,514)(1,673)
Principal collected on nonbank entities' loans7,68811,706
Loans originated by nonbank entities(5,668)(7,960)
Net cash paid for acquisitions(245)(23)
Proceeds from sales of foreclosed assets8,0893,669
Changes in MSRs from purchases and sales(102)(29)
Other, net2,0511,827
Net cash provided (used) by investing activities(51,769)25,536
Cash flows from financing activities:  
Net change in deposits47,486(9,506)
Net change in short-term borrowings(4,547)6,622
Long-term debt:  
Proceeds from issuance7,7792,638
Repayment(33,436)(57,790)
Preferred stock:  
Proceeds from issuance2,5010
Cash dividends paid(691)(620)
Common stock:  
Proceeds from issuance1,0141,050
Repurchased(1,762)(71)
Cash dividends paid(1,905)(783)
Common stock warrants repurchased(1)(544)
Excess tax benefits related to stock option payments7079
Net change in noncontrolling interests(258)(490)
Net cash provided (used) by financing activities16,250(59,415)
Net change in cash and due from banks2,270(11,079)
Cash and due from banks at beginning of period16,04427,080
Cash and due from banks at end of period18,31416,001
Supplemental cash flow disclosures:  
Cash paid for interest5,2886,371
Cash paid for income taxes$ 2,898$ 917