XML 92 R78.htm IDEA: XBRL DOCUMENT v3.24.3
Loans and Related Allowance for Credit Losses, Credit Quality Indicators for Other Consumer Loans by Vintage (Details) - Total Consumer [Member] - USD ($)
$ in Millions
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Total loans $ 379,069   $ 379,069   $ 389,255
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]          
Loan charge-offs, loans 1,016 $ 887 3,095 $ 2,466  
Other consumer [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Term loans by origination year, current fiscal year, finance receivable 1,526   1,526   3,306
Term loans by origination year, fiscal year before current fiscal year, finance receivable 2,163   2,163   2,178
Term loans by origination year, two years before current fiscal year, finance receivable 1,385   1,385   583
Term loans by origination year, three years before current fiscal year, finance receivable 343   343   169
Term loans by origination year, four years before current fiscal year, finance receivable 94   94   94
Term loans by origination year, more than five years before current fiscal year, finance receivable 73   73   64
Revolving loans, finance receivable 22,818   22,818   22,020
Revolving loans converted to term loans, finance receivable 130   130   125
Total loans 28,532   28,532   28,539
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]          
Term loans by origination year, current fiscal year, charge-offs     100   178
Term loans by origination year, fiscal year before current fiscal year, charge-offs     133   158
Term loans by origination year, two years before current fiscal year, charge-offs     104   52
Term loans by origination year, three years before current fiscal year, charge-offs     27   9
Term loans by origination year, four years before current fiscal year, charge-offs     4   9
Term loans by origination year, more than five years before current fiscal year, charge-offs     4   6
Revolving loans, charge-offs     51   62
Revolving loans converted to term loans, charge-offs     8   11
Loan charge-offs, loans 144 $ 124 431 $ 339 485
Other consumer [Member] | FICO 740 or more [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Term loans by origination year, current fiscal year, finance receivable 1,141   1,141   1,911
Term loans by origination year, fiscal year before current fiscal year, finance receivable 1,066   1,066   926
Term loans by origination year, two years before current fiscal year, finance receivable 554   554   265
Term loans by origination year, three years before current fiscal year, finance receivable 144   144   85
Term loans by origination year, four years before current fiscal year, finance receivable 59   59   36
Term loans by origination year, more than five years before current fiscal year, finance receivable 32   32   28
Revolving loans, finance receivable 978   978   1,152
Revolving loans converted to term loans, finance receivable 41   41   27
Total loans 4,015   4,015   4,430
Other consumer [Member] | FICO 700 to 739 [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Term loans by origination year, current fiscal year, finance receivable 211   211   642
Term loans by origination year, fiscal year before current fiscal year, finance receivable 431   431   409
Term loans by origination year, two years before current fiscal year, finance receivable 249   249   107
Term loans by origination year, three years before current fiscal year, finance receivable 61   61   27
Term loans by origination year, four years before current fiscal year, finance receivable 14   14   14
Term loans by origination year, more than five years before current fiscal year, finance receivable 12   12   10
Revolving loans, finance receivable 424   424   507
Revolving loans converted to term loans, finance receivable 18   18   16
Total loans 1,420   1,420   1,732
Other consumer [Member] | FICO 660 to 699 [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Term loans by origination year, current fiscal year, finance receivable 77   77   403
Term loans by origination year, fiscal year before current fiscal year, finance receivable 330   330   365
Term loans by origination year, two years before current fiscal year, finance receivable 230   230   93
Term loans by origination year, three years before current fiscal year, finance receivable 52   52   16
Term loans by origination year, four years before current fiscal year, finance receivable 8   8   11
Term loans by origination year, more than five years before current fiscal year, finance receivable 9   9   8
Revolving loans, finance receivable 346   346   395
Revolving loans converted to term loans, finance receivable 17   17   16
Total loans 1,069   1,069   1,307
Other consumer [Member] | FICO 620 to 659 [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Term loans by origination year, current fiscal year, finance receivable 14   14   129
Term loans by origination year, fiscal year before current fiscal year, finance receivable 119   119   166
Term loans by origination year, two years before current fiscal year, finance receivable 105   105   45
Term loans by origination year, three years before current fiscal year, finance receivable 25   25   6
Term loans by origination year, four years before current fiscal year, finance receivable 3   3   6
Term loans by origination year, more than five years before current fiscal year, finance receivable 6   6   5
Revolving loans, finance receivable 126   126   147
Revolving loans converted to term loans, finance receivable 11   11   11
Total loans 409   409   515
Other consumer [Member] | FICO less than 620 [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Term loans by origination year, current fiscal year, finance receivable 7   7   75
Term loans by origination year, fiscal year before current fiscal year, finance receivable 112   112   152
Term loans by origination year, two years before current fiscal year, finance receivable 119   119   49
Term loans by origination year, three years before current fiscal year, finance receivable 39   39   8
Term loans by origination year, four years before current fiscal year, finance receivable 4   4   8
Term loans by origination year, more than five years before current fiscal year, finance receivable 7   7   6
Revolving loans, finance receivable 142   142   152
Revolving loans converted to term loans, finance receivable 18   18   17
Total loans 448   448   467
Other consumer [Member] | No FICO available [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Term loans by origination year, current fiscal year, finance receivable 76   76   146
Term loans by origination year, fiscal year before current fiscal year, finance receivable 105   105   160
Term loans by origination year, two years before current fiscal year, finance receivable 128   128   24
Term loans by origination year, three years before current fiscal year, finance receivable 22   22   27
Term loans by origination year, four years before current fiscal year, finance receivable 6   6   19
Term loans by origination year, more than five years before current fiscal year, finance receivable 7   7   7
Revolving loans, finance receivable 20,802   20,802   19,667
Revolving loans converted to term loans, finance receivable 25   25   38
Total loans 21,171   21,171   20,088
Other consumer [Member] | Current-29 days past due and still accruing [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Term loans by origination year, current fiscal year, finance receivable 1,522   1,522   3,273
Term loans by origination year, fiscal year before current fiscal year, finance receivable 2,129   2,129   2,132
Term loans by origination year, two years before current fiscal year, finance receivable 1,354   1,354   571
Term loans by origination year, three years before current fiscal year, finance receivable 337   337   167
Term loans by origination year, four years before current fiscal year, finance receivable 93   93   93
Term loans by origination year, more than five years before current fiscal year, finance receivable 70   70   61
Revolving loans, finance receivable 22,782   22,782   21,988
Revolving loans converted to term loans, finance receivable 114   114   106
Total loans 28,401   28,401   28,391
Other consumer [Member] | 30 to 89 days past due [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Term loans by origination year, current fiscal year, finance receivable 3   3   24
Term loans by origination year, fiscal year before current fiscal year, finance receivable 24   24   32
Term loans by origination year, two years before current fiscal year, finance receivable 23   23   9
Term loans by origination year, three years before current fiscal year, finance receivable 4   4   1
Term loans by origination year, four years before current fiscal year, finance receivable 1   1   1
Term loans by origination year, more than five years before current fiscal year, finance receivable 2   2   2
Revolving loans, finance receivable 23   23   17
Revolving loans converted to term loans, finance receivable 4   4   6
Total loans 84   84   92
Other consumer [Member] | 90 days or more past due and still accruing [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Term loans by origination year, current fiscal year, finance receivable 1   1   9
Term loans by origination year, fiscal year before current fiscal year, finance receivable 10   10   14
Term loans by origination year, two years before current fiscal year, finance receivable 8   8   3
Term loans by origination year, three years before current fiscal year, finance receivable 2   2   1
Term loans by origination year, four years before current fiscal year, finance receivable 0   0   0
Term loans by origination year, more than five years before current fiscal year, finance receivable 1   1   1
Revolving loans, finance receivable 13   13   15
Revolving loans converted to term loans, finance receivable 12   12   13
Total loans $ 47   $ 47   $ 56