XML 93 R78.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Loans and Related Allowance for Credit Losses, Credit Quality Indicators for Other Consumer Loans by Vintage (Details) - Total Consumer [Member] - USD ($)
$ in Millions
3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Total loans $ 384,456   $ 389,255
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Loan charge-offs, loans 1,021 $ 774  
Other consumer [Member]      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Term loans by origination year, current fiscal year, finance receivable 576   3,306
Term loans by origination year, fiscal year before current fiscal year, finance receivable 2,862   2,178
Term loans by origination year, two years before current fiscal year, finance receivable 1,881   583
Term loans by origination year, three years before current fiscal year, finance receivable 483   169
Term loans by origination year, four years before current fiscal year, finance receivable 146   94
Term loans by origination year, more than five years before current fiscal year, finance receivable 124   64
Revolving loans, finance receivable 22,389   22,020
Revolving loans converted to term loans, finance receivable 136   125
Total loans 28,597   28,539
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Term loans by origination year, current fiscal year, charge-offs 13   178
Term loans by origination year, fiscal year before current fiscal year, charge-offs 60   158
Term loans by origination year, two years before current fiscal year, charge-offs 39   52
Term loans by origination year, three years before current fiscal year, charge-offs 11   9
Term loans by origination year, four years before current fiscal year, charge-offs 2   9
Term loans by origination year, more than five years before current fiscal year, charge-offs 2   6
Revolving loans, charge-offs 17   62
Revolving loans converted to term loans, charge-offs 3   11
Loan charge-offs, loans 147 $ 105 485
Other consumer [Member] | FICO 740 or more [Member]      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Term loans by origination year, current fiscal year, finance receivable 450   1,911
Term loans by origination year, fiscal year before current fiscal year, finance receivable 1,576   926
Term loans by origination year, two years before current fiscal year, finance receivable 786   265
Term loans by origination year, three years before current fiscal year, finance receivable 209   85
Term loans by origination year, four years before current fiscal year, finance receivable 76   36
Term loans by origination year, more than five years before current fiscal year, finance receivable 49   28
Revolving loans, finance receivable 1,042   1,152
Revolving loans converted to term loans, finance receivable 34   27
Total loans 4,222   4,430
Other consumer [Member] | FICO 700 to 739 [Member]      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Term loans by origination year, current fiscal year, finance receivable 77   642
Term loans by origination year, fiscal year before current fiscal year, finance receivable 559   409
Term loans by origination year, two years before current fiscal year, finance receivable 347   107
Term loans by origination year, three years before current fiscal year, finance receivable 89   27
Term loans by origination year, four years before current fiscal year, finance receivable 20   14
Term loans by origination year, more than five years before current fiscal year, finance receivable 19   10
Revolving loans, finance receivable 481   507
Revolving loans converted to term loans, finance receivable 16   16
Total loans 1,608   1,732
Other consumer [Member] | FICO 660 to 699 [Member]      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Term loans by origination year, current fiscal year, finance receivable 21   403
Term loans by origination year, fiscal year before current fiscal year, finance receivable 380   365
Term loans by origination year, two years before current fiscal year, finance receivable 307   93
Term loans by origination year, three years before current fiscal year, finance receivable 84   16
Term loans by origination year, four years before current fiscal year, finance receivable 13   11
Term loans by origination year, more than five years before current fiscal year, finance receivable 15   8
Revolving loans, finance receivable 362   395
Revolving loans converted to term loans, finance receivable 16   16
Total loans 1,198   1,307
Other consumer [Member] | FICO 620 to 659 [Member]      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Term loans by origination year, current fiscal year, finance receivable 2   129
Term loans by origination year, fiscal year before current fiscal year, finance receivable 128   166
Term loans by origination year, two years before current fiscal year, finance receivable 139   45
Term loans by origination year, three years before current fiscal year, finance receivable 35   6
Term loans by origination year, four years before current fiscal year, finance receivable 5   6
Term loans by origination year, more than five years before current fiscal year, finance receivable 8   5
Revolving loans, finance receivable 139   147
Revolving loans converted to term loans, finance receivable 10   11
Total loans 466   515
Other consumer [Member] | FICO less than 620 [Member]      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Term loans by origination year, current fiscal year, finance receivable 1   75
Term loans by origination year, fiscal year before current fiscal year, finance receivable 98   152
Term loans by origination year, two years before current fiscal year, finance receivable 149   49
Term loans by origination year, three years before current fiscal year, finance receivable 44   8
Term loans by origination year, four years before current fiscal year, finance receivable 6   8
Term loans by origination year, more than five years before current fiscal year, finance receivable 11   6
Revolving loans, finance receivable 150   152
Revolving loans converted to term loans, finance receivable 18   17
Total loans 477   467
Other consumer [Member] | No FICO available [Member]      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Term loans by origination year, current fiscal year, finance receivable 25   146
Term loans by origination year, fiscal year before current fiscal year, finance receivable 121   160
Term loans by origination year, two years before current fiscal year, finance receivable 153   24
Term loans by origination year, three years before current fiscal year, finance receivable 22   27
Term loans by origination year, four years before current fiscal year, finance receivable 26   19
Term loans by origination year, more than five years before current fiscal year, finance receivable 22   7
Revolving loans, finance receivable 20,215   19,667
Revolving loans converted to term loans, finance receivable 42   38
Total loans 20,626   20,088
Other consumer [Member] | Current-29 days past due and still accruing [Member]      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Term loans by origination year, current fiscal year, finance receivable 576   3,273
Term loans by origination year, fiscal year before current fiscal year, finance receivable 2,825   2,132
Term loans by origination year, two years before current fiscal year, finance receivable 1,843   571
Term loans by origination year, three years before current fiscal year, finance receivable 473   167
Term loans by origination year, four years before current fiscal year, finance receivable 145   93
Term loans by origination year, more than five years before current fiscal year, finance receivable 120   61
Revolving loans, finance receivable 22,359   21,988
Revolving loans converted to term loans, finance receivable 116   106
Total loans 28,457   28,391
Other consumer [Member] | 30 to 89 days past due [Member]      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Term loans by origination year, current fiscal year, finance receivable 0   24
Term loans by origination year, fiscal year before current fiscal year, finance receivable 25   32
Term loans by origination year, two years before current fiscal year, finance receivable 25   9
Term loans by origination year, three years before current fiscal year, finance receivable 7   1
Term loans by origination year, four years before current fiscal year, finance receivable 1   1
Term loans by origination year, more than five years before current fiscal year, finance receivable 3   2
Revolving loans, finance receivable 15   17
Revolving loans converted to term loans, finance receivable 7   6
Total loans 83   92
Other consumer [Member] | 90 days or more past due and still accruing [Member]      
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]      
Term loans by origination year, current fiscal year, finance receivable 0   9
Term loans by origination year, fiscal year before current fiscal year, finance receivable 12   14
Term loans by origination year, two years before current fiscal year, finance receivable 13   3
Term loans by origination year, three years before current fiscal year, finance receivable 3   1
Term loans by origination year, four years before current fiscal year, finance receivable 0   0
Term loans by origination year, more than five years before current fiscal year, finance receivable 1   1
Revolving loans, finance receivable 15   15
Revolving loans converted to term loans, finance receivable 13   13
Total loans $ 57   $ 56