Regulatory Capital Requirements and Other Restrictions (Tables)

6 Months Ended

Jun. 30, 2023

Regulatory Capital Requirements and Other Restrictions [Abstract]

Regulatory Capital Information

Table 21.1 presents regulatory capital information for the Company and the Bank in accordance with Basel III capital requirements. We must calculate our risk-based capital ratios

under both the Standardized and Advanced Approaches. The Standardized Approach applies assigned risk weights to broad risk categories, while the calculation of risk-weighted assets (RWAs) under the Advanced Approach differs by requiring applicable banks to utilize a risk-sensitive methodology, which relies upon the use of internal credit models, and includes an operational risk component.

At June 30, 2023, the Bank and our other insured depository institutions were considered well-capitalized under the requirements of the Federal Deposit Insurance Act.

Table 21.1: Regulatory Capital Information

	Wells Fargo & Company								Wells Fargo Bank, N.A.
	Standardized Approach						Advanced Approach		Standardized Approach			Advanced Approach
(in millions, except ratios)	June 30, 2023				December 31, 2022		June 30, 2023	December 31, 2022	June 30, 2023		December 31, 2022	June 30, 2023	December 31, 2022
Regulatory capital:
Common Equity Tier 1	$	134,221			133,527		134,221	133,527	142,300		140,644	142,300	140,644
Tier 1	153,201				152,567		153,201	152,567	142,300		140,644	142,300	140,644
Total	187,563				186,747		176,926	177,258	166,077		163,885	155,862	154,292
Assets:
Risk-weighted assets	1,250,690				1,259,889		1,118,379	1,112,307	1,153,795		1,177,300	975,072	977,713
Adjusted average assets	1,850,084				1,846,954		1,850,084	1,846,954	1,651,211		1,685,401	1,651,211	1,685,401
Regulatory capital ratios:
Common Equity Tier 1 capital	10.73		%	*	10.60		12.00	12.00	12.33	*	11.95	14.59	14.39
Tier 1 capital	12.25			*	12.11		13.70	13.72	12.33	*	11.95	14.59	14.39
Total capital	15.00			*	14.82		15.82	15.94	14.39	*	13.92	15.98	15.78
Required minimum capital ratios:
Common Equity Tier 1 capital	9.20				9.20		8.50	8.50	7.00		7.00	7.00	7.00
Tier 1 capital	10.70				10.70		10.00	10.00	8.50		8.50	8.50	8.50
Total capital	12.70				12.70		12.00	12.00	10.50		10.50	10.50	10.50
	Wells Fargo & Company								Wells Fargo Bank, N.A.
	June 30, 2023						December 31, 2022		June 30, 2023			December 31, 2022
Regulatory leverage:
Total leverage exposure (1)	$	2,217,575					2,224,789		2,005,228			2,058,568
Supplementary leverage ratio (SLR) (1)	6.91					%	6.86		7.10			6.83
Tier 1 leverage ratio (2)	8.28						8.26		8.62			8.34
Required minimum leverage:
Supplementary leverage ratio	5.00						5.00		6.00			6.00
Tier 1 leverage ratio	4.00						4.00		4.00			4.00

*Denotes the binding ratio under the Standardized and Advanced Approaches at June 30, 2023.

(1)The SLR consists of Tier 1 capital divided by total leverage exposure. Total leverage exposure consists of total average assets, less goodwill and other permitted Tier 1 capital deductions (net of deferred tax liabilities), plus certain off-balance sheet exposures.

(2)The Tier 1 leverage ratio consists of Tier 1 capital divided by total average assets, excluding goodwill and certain other items as determined under the rule.

Nature of Restrictions on Cash and Cash Equivalents

Table 21.2 provides a summary of restrictions on cash and cash equivalents.

Table 21.2: Nature of Restrictions on Cash and Cash Equivalents

(in millions)	Jun 30, 2023		Dec 31, 2022
Reserve balance for non-U.S. central banks	$	229	238
Segregated for benefit of brokerage customers under federal and other brokerage regulations	690		898