REGISTRATION NO. 333-
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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM S-3
REGISTRATION STATEMENT
UNDER
THE SECURITIES ACT OF 1933
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AXA EQUITABLE LIFE INSURANCE COMPANY
(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
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NEW YORK
(STATE OR OTHER JURISDICTION OF INCORPORATION OR ORGANIZATION)
13-5570651
(I.R.S. EMPLOYER IDENTIFICATION NO.)
1290 AVENUE OF THE AMERICAS, NEW YORK, NEW YORK 10104
(212) 554-1234
(ADDRESS, INCLUDING ZIP CODE, AND TELEPHONE NUMBER,
INCLUDING AREA CODE, OF REGISTRANT'S PRINCIPAL EXECUTIVE OFFICES)
SHANE DALY
VICE PRESIDENT AND ASSOCIATE GENERAL COUNSEL
AXA EQUITABLE LIFE INSURANCE COMPANY
1290 AVENUE OF THE AMERICAS, NEW YORK, NEW YORK 10104
(212) 554-1234
(NAME, ADDRESS, INCLUDING ZIP CODE, AND TELEPHONE NUMBER,
INCLUDING AREA CODE, OF AGENT FOR SERVICE)
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Approximate date of commencement of proposed sale to the public: As soon after
the effective date of this Registration Statement as is practicable.
If the only securities being registered on this Form are being offered pursuant
to dividend or interest reinvestment plans, please check the following box. [_]
If any of the securities being registered on this Form are to be offered on a
delayed or continuous basis pursuant to Rule 415 under the Securities Act of
1933, other than securities offered only in connection with dividend or
interest reinvestment plans, check the following box: [X]
If this Form is filed to register additional securities for an offering
pursuant to Rule 462(b) under the Securities Act, please check the following
box and list the Securities Act Registration statement number of the earlier
effective registration statement for the same offering. [_]
If this Form is a post-effective amendment filed pursuant to Rule 462(c) under
the Securities Act, check the following box and list the Securities Act
registration statement number of the earlier effective registration statement
for the same offering. [_]
If this Form is a registration statement pursuant to General Instruction I.D.
or a post-effective amendment thereto that shall become effective upon filing
with the commission pursuant to Rule 462(e) under the Securities Act, check the
following box. [_]
If this Form is a post-effective amendment to a registration statement filed
pursuant to General Instruction I.D. filed to register additional securities or
additional classes of securities pursuant to Rule 413(b) under the Securities
Act, check the following box. [_]
Pursuant to Rule 429 under the Securities Act of 1933, the prospectus contained
herein also relates to Registration Statement No. 333-197931. Upon
effectiveness, this Registration Statement, which is a new Registration
Statement, will also act as a post-effective amendment to such earlier
Registration Statement.
Indicate by check mark whether the registrant is a large accelerated filer, an
accelerated filer, a non-accelerated filer, or a smaller reporting company. See
the definitions of "large accelerated filer," "accelerated filer" and "smaller
reporting company" in Rule 12b-2 of the Exchange Act.
Large accelerated filer [_] Accelerated filer [_]
Non-accelerated filer [X] (do not check if a smaller reporting company) Smaller reporting company [_]
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CALCULATION OF REGISTRATION FEE
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PROPOSED PROPOSED
TITLE OF EACH CLASS AMOUNT MAXIMUM MAXIMUM
OF SECURITIES TO BE TO BE OFFERING PRICE AGGREGATE AMOUNT OF
REGISTERED REGISTERED(1) PER UNIT(1) OFFERING PRICE(1) REGISTRATION FEE(2)
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Escrow Shield Plus Agreement $1,000,000.00 100% 100% $115.90
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(1)An indeterminate number or amount of interests in the Escrow Shield Plus
Agreement of AXA Equitable Life Insurance Company that may from time to time
be issued at indeterminate prices, in U.S. dollars. In no event will the
aggregate maximum offering price of all securities issued pursuant to this
registration statement exceed $1,000,000.00.
(2)Estimated solely for the purpose of determining the amount of registration
fee.
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THE REGISTRANT HEREBY AMENDS THIS REGISTRATION STATEMENT ON SUCH DATE OR
DATES AS MAY BE NECESSARY TO DELAY ITS EFFECTIVE DATE UNTIL THE REGISTRANT
SHALL FILE A FURTHER AMENDMENT WHICH SPECIFICALLY STATES THAT THIS REGISTRATION
STATEMENT SHALL THEREAFTER BECOME EFFECTIVE IN ACCORDANCE WITH SECTION 8(A) OF
THE SECURITIES ACT OF 1933 OR UNTIL THIS REGISTRATION STATEMENT SHALL BECOME
EFFECTIVE ON SUCH DATE AS THE COMMISSION, ACTING PURSUANT TO SAID SECTION 8(A),
MAY DETERMINE.
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Escrow Shield Plus 2.0
Prospectus dated
Please read and keep this Prospectus for future reference. It contains important information that Parties to the Contract should know before any action is taken under the Contract.
Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of these securities or determined if this Prospectus is accurate or complete. Any representation to the contrary is a criminal offense. The Contract is not insured by the Federal Deposit Insurance Corporation or any other agency. It is not a deposit or other obligation of any bank and is not bank guaranteed. It is subject to investment risks.
| #49473 |
2
Contents of this Prospectus
3
Definitions of key terms
4
Definitions of key terms
1. Contract at a glance — key features
5
Contract at a glance — key features
6
Risk factors
7
Risk factors
8
Contract features
9
Contract features
10
Contract features
4. Return of principal and the Crediting Rate
11
Return of principal and the Crediting Rate
12
Return of principal and the Crediting Rate
Escrow Crediting Rate. We determine in our sole discretion the amount of any Pooled Rate Adjustment. The amount of a Pooled Rate Adjustment is based on the extent of the loss in the market value of an asset due to the types of circumstances described above.
A Pooled Rate Adjustment declared within 90 days of the Effective Date of the Contract will not apply to that Contract. A Pooled Rate Adjustment cannot be declared within 90 days of any other Pooled Rate Adjustment. In the event a Pooled Rate Adjustment would reduce a Crediting Rate below 0.00%, that Crediting Rate will be floored at 0.00%.
Crediting Rate adjustment due to an Extension of the Contract’s Maturity Date
Upon extending the Contract’s Maturity Date, each remaining General Escrow Crediting Rate will be adjusted to the lesser of the current Crediting Rate or the Short-Term Crediting Rate; however, we reserve the right to reduce any positive Crediting Rate thereafter to 0.00% at any time.
13
Return of principal and the Crediting Rate
14
Charges and expenses
6. Distribution of the Contract
15
Distribution of the Contract
16
Tax information
17
More information
9. Incorporation of certain documents by reference
18
Incorporation of certain documents by reference
Appendix A – Standard durations
The standard maturity points for which we declare weekly crediting rates are: short-term (less than 9 months); 9 months; 12 months; 18 months; 24 months. The standard maturity points determine the standard durations. The Crediting Rate for each General Escrow Tranche will correspond to the applicable standard duration listed below.
| Standard Duration* | Crediting Rate** | |
| 0-8 months | The declared weekly crediting rate based on the short-term maturity point. | |
| 9-11 months | The declared weekly crediting rate based on the 9-month maturity point. | |
| 12-17 months | The declared weekly crediting rate based on the 12-month maturity point. | |
| 18-23 months | The declared weekly crediting rate based on the 18-month maturity point. | |
| 24 months or longer | The declared weekly crediting rate based on the 24-month maturity point. |
| * | When determining the applicable New Money Crediting Rate for Subsequent Purchase Payments, this is the amount of time remaining until the applicable General Escrow Tranche’s Expiry Date. |
| ** | For Subsequent Purchase Payments, this is the declared weekly new money crediting rate for the applicable standard duration. The new money crediting rate may be different than the crediting rate for the same standard duration. |
A-1
Appendix A – Standard durations
Appendix B – Market Value Adjustment
If we grant a Written Request to terminate the Contract early, the remaining Account Balance, including the principal amount of any General Escrow Purchase Payments, may be reduced due to a negative Market Value Adjustment.
The Market Value Adjustment is equal to the sum of the greater of: (a) zero; or (b) the product of (1), (2) and (3), for each General Escrow Tranche, where:
| (1) | is the treasury rate change, which is equal to (i) the interest rate of a two-year Treasury bond on the date of the early termination minus (ii) the dollar-weighted average of the interest rates of two-year Treasury bonds as of the date of each Purchase Payment; |
| (2) | is a fraction equal to the number of calendar days after the date of the early termination through the Expiry Date of the applicable General Escrow Tranche, divided by 365; and |
| (3) | is the total amount of the Purchase Payments allocated to the applicable General Escrow Tranche, minus total Claims from that General Escrow Tranche, as of the date of the early termination. |
The interest rate on a two-year Treasury bond is determined by using the applicable rate of interest (on an annual effective yield basis) specified in the United States Treasury Department’s Constant Maturity Series for the date of calculation. The Contract provides that, to the extent the data required for the calculation of the Market Value Adjustment is not available, AXA Equitable will make reasonable estimates based on historical data. The Market Value Adjustment is not based on the actual market value of the assets supporting the liabilities of the Separate Account.
The hypothetical example below shows how the Market Value Adjustment would be determined and applied to an early termination of the Contract.
Consider that a Contract is issued for $5,000,000 with (i) an Initial General Escrow Crediting Rate of 1.00%, (ii) a 12-month General Escrow duration starting on January 1st and (iii) a December 31st Contract Maturity Date. Consider further that on June 1st, we grant a Written Request to voluntarily terminate the Contract early. Assuming that the value of a 2-Year Treasury bond yield on the date the only Purchase Payment is made is 0.38% and that the value of the 2-Year Treasury bond yield on the date of the early termination of the Contract is 0.60%, the Market Value Adjustment inputs would be:
| Total amount of Purchase Payments | $5,000,000.00 | |
| Interest Accrued | $20,821.92 | |
| Total amount of Claims | $0 | |
| 2-Year Treasury bond on the date of the only Purchase Payment: | 0.38% | |
| 2-Year Treasury bond on the date of the early termination: | 0.60% | |
| Calendar days after date of early termination through Contract Maturity Date (6/2-12/31) | 213 calendar days |
Accordingly, the Market Value Adjustment would be calculated as the greater of zero or the product of: (0.0060-0.0038) x (213/365) x (5,000,000-0) = $6,419.18. In this example, the Market Value Adjustment would result in a remaining Account Balance of $5,014,402.74 that would be distributed in accordance with Written Instructions. AXA Equitable would retain $6,419.18 ($5,020,821.92 - $5,014,402.74) in light of the Market Value Adjustment.
B-1
Appendix B – Market Value Adjustment
Appendix C – State contract availability and/or variations of certain features and benefits
The following information is a summary of the states where the Escrow Shield Plus 2.0 contract or certain features and/or benefits are either not available as of the date of this Prospectus or vary from the contract’s features and benefits as previously described in this Prospectus.
States where certain Escrow Shield Plus 2.0 contract’s features and/or benefits are not available or vary:
| State | Features and benefits | Availability or variation | ||
|
|
C-1
Appendix C: State contract availability and/or
variations of certain features and
benefits
PART II
INFORMATION NOT REQUIRED IN PROSPECTUS
ITEM 14. OTHER EXPENSES OF ISSUANCE AND DISTRIBUTION
ESTIMATED
ITEM OF EXPENSE EXPENSE
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Registration fees $115.90
Federal taxes N/A
State taxes and fees (based on 50 state average) N/A
Trustees' fees N/A
Transfer agents' fees N/A
Printing and filing fees $50,000*
Legal fees N/A
Accounting fees N/A
Audit fees $20,000*
Engineering fees N/A
Directors and officers insurance premium paid by Registrant N/A
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* Estimated expense.
ITEM 15. INDEMNIFICATION OF DIRECTORS AND OFFICERS
The by-laws of AXA Equitable Life Insurance Company ("AXA Equitable")
provide, in Article VII, as follows:
7.4 Indemnification of Directors, Officers and Employees. (a) To
the extent permitted by the law of the State of New York and
subject to all applicable requirements thereof:
(i) any person made or threatened to be made a party to any
action or proceeding, whether civil or criminal, by
reason of the fact that he or she, or his or her
testator or intestate, is or was a director, officer or
employee of the Company shall be indemnified by the
Company;
(ii) any person made or threatened to be made a party to any
action or proceeding, whether civil or criminal, by
reason of the fact that he or she, or his or her
testator or intestate serves or served any other
organization in any capacity at the request of the
Company may be indemnified by the Company; and
(iii) the related expenses of any such person in any of said
categories may be advanced by the Company.
(b) To the extent permitted by the law of the State of
New York, the Company may provide for further
indemnification or advancement of expenses by resolution
of shareholders of the Company or the Board of
Directors, by amendment of these By-Laws, or by
agreement. {Business Corporation Law ss.ss. 721-726;
Insurance Law ss.1216}
The directors and officers of AXA Equitable are insured under
policies issued by X. L. Insurance Company, Arch Insurance Company, Endurance
Insurance Company, U.S. Specialty Insurance, St. Paul Travelers, Chubb
Insurance Company, AXIS Insurance Company and Zurich Insurance Company. The
annual limit on such policies is $105 million, and the policies insure the
officers and directors against certain liabilities arising out of their conduct
in such capacities.
ITEM 16. EXHIBITS
Exhibits No.
(1) (a) Distribution Agreement, dated as of January 1, 1998 by and
between The Equitable Life Assurance Society of the United
States for itself and as depositor on behalf of the Equitable
Life separate accounts and Equitable Distributors, Inc.,
incorporated herein by reference to the Registration Statement
filed on Form N-4 (File No. 333-64749) filed on August 5, 2011.
(i) First Amendment dated as of January 1, 2001 to the
Distribution Agreement dated as of January 1, 1998
between The Equitable Life Assurance Society of the
United States for itself and as depositor on behalf of
the Equitable Life separate accounts and Equitable
Distributors, Inc., incorporated herein by reference to
the Registration Statement filed on Form N-4 (File No.
333-127445) filed on August 11, 2005.
(ii) Second Amendment dated as of January 1, 2012 to the
Distribution Agreement dated as of January 1, 1998
between AXA Equitable Life Insurance Company and AXA
Distributors LLC incorporated herein by reference to the
Registration Statement filed on Form N-4 (File No.
333-05593) filed on April 24, 2012.
(iii) Third Amendment dated November 1, 2014 to the
Distribution Agreement dated as of January 1, 1998
between AXA Equitable Life Insurance Company and AXA
Distributors LLC, incorporated herein by reference to
Pre-Effective Amendment No. 2 to Form S-3 (File No.
333-197931) filed on December 16, 2014.
II-2
(b) Form of Broker-Dealer and General Agent Sales Agreement
incorporated herein by reference to Pre-Effective Amendment
No. 4 to Form S-3 File No. 333-197931 filed on December 24,
2014.
(2) Not applicable.
(4) (a) Form of Funding Agreement (FA- ) to be filed by amendment.
(b) Form of Funding Agreement Specification Application Term Sheet
(APP- ) to be filed by amendment.
(5) Opinion and Consent of Counsel filed herewith.
(8) Not applicable.
(12) Not applicable.
(15) Not applicable.
(23) Consent of Independent Registered Public Accounting Firm to be
filed by amendment.
(24) Powers of Attorney filed herewith.
(25) Not applicable.
(26) Not applicable.
II-3
ITEM 17. UNDERTAKINGS
(a) The undersigned registrant hereby undertakes:
(1) To file, during any period in which offers or
sales are being made, a post-effective amendment
to this registration statement:
(i) to include any prospectus required by
Section 10(a)(3) of the Securities Act
of 1933;
(ii) to reflect in the prospectus any facts
or events arising after the effective
date of the registration statement (or
the most recent post-effective
amendment thereof) which, individually
or in the aggregate represent a
fundamental change in the information
set forth in the registration
statement. Notwithstanding the
foregoing, any increase or decrease in
volume of securities offered (if the
total dollar value of securities
offered would not exceed that which was
registered) and any deviation from the
low or high end of the estimated
maximum offering range may be reflected
in the form of prospectus filed with
the Commission pursuant to Rule 424(b)
if, in the aggregate, the changes in
volume and price represent no more than
20% change in the maximum aggregate
offering price set forth in the
"Calculation of Registration Fee" table
in the effective registration statement;
(iii)to include any material information
with respect to the plan of
distribution not previously disclosed
in the registration statement or any
material change to such information in
the registration statement;
provided, however, that paragraphs (a)(1)(i), (a)(1)(ii) and
(a)(1)(iii) do not apply if the information required to be
included in a post-effective amendment by those paragraphs is
contained in reports filed with or furnished to the Commission
by the registrant pursuant to Section 13 or Section 15(d) of
the Securities Exchange Act of 1934 that are incorporated by
reference in the registration statement, or is contained in a
form of prospectus filed pursuant to Rule 424(b) that is part
of this Registration Statement.
(2) That, for the purpose of determining any
liability under the Securities Act of 1933,
each such post-effective amendment shall be
deemed to be a new registration statement
relating to the securities offered therein,
and the offering of such securities at that
time shall be deemed to be the initial bona
fide offering thereof.
(3) To remove from registration by means of a
post-effective amendment any of the
securities being registered which remain
unsold at the termination of the offering.
(4) That, for the purpose of determining
liability under the Securities Act of 1933 to
any purchaser, each prospectus filed
II-4
pursuant to Rule 424(b) as part of a
registration statement relating to an
offering, other than registration statements
relying on Rule 430B or other than
prospectuses filed in reliance on Rule 430A,
shall be deemed to be part of and included in
the registration statement as of the date it
is first used after effectiveness. Provided,
however, that no statement made in a
registration statement or prospectus that is
part of the registration statement or made in
a document incorporated or deemed
incorporated by reference into the
registration statement or prospectus that is
part of the registration statement will, as
to a purchaser with a time of contract of
sale prior to such first use, supersede or
modify any statement that was made in the
registration statement or prospectus that was
part of the registration statement or made in
any such document immediately prior to such
date of first use.
(5) That, for the purpose of determining
liability of the Registrant under the
Securities Act of 1933 to any purchaser in
the initial distribution of the securities:
The undersigned Registrant undertakes that in
a primary offering of securities of the
undersigned Registrant pursuant to this
registration statement, regardless of the
underwriting method used to sell the
securities to the purchaser, if the
securities are offered or sold to such
purchaser by means of any of the following
communications, the undersigned Registrant
will be a seller to the purchaser and will be
considered to offer or sell such securities
to such purchaser: (i) Any preliminary
prospectus or prospectus of the undersigned
Registrant relating to the offering required
to be filed pursuant to Rule 424; (ii) Any
free writing prospectus relating to the
offering prepared by or on behalf of the
undersigned Registrant or used or referred to
by the undersigned Registrant; (iii) The
portion of any other free writing prospectus
relating to the offering containing material
information about the undersigned Registrant
or its securities provided by or on behalf of
the undersigned Registrant; and (iv) Any
other communication that is an offer in the
offering made by the undersigned Registrant
to the purchaser.
(b) The undersigned registrant hereby undertakes that, for
purposes of determining any liability under the Securities Act
of 1933, each filing of the registrant's annual report pursuant
to Section 13(a) or Section 15(d) of the Securities Exchange
Act of 1934 that is incorporated by reference in the
registration statement shall be deemed to be a new registration
statement relating to the securities offered therein, and the
offering of such securities at that time shall be deemed to be
the initial bona fide offering thereof.
(c) Insofar as indemnification for liabilities arising under
the Securities Act of 1933 may be permitted to directors,
officers and controlling persons of the registrant pursuant to
the foregoing provisions, or otherwise, the registrant has been
advised that in the opinion of the Securities and Exchange
Commission such indemnification is against public policy as
expressed in the Act and is, therefore, unenforceable. In the
event that a claim for indemnification against such liabilities
(other than the payment by the registrant of expenses incurred
or paid by a director, officer or controlling person of the
registrant in the successful defense of any action, suit or
proceeding) is asserted by such director, officer or
controlling person in connection with the securities being
registered, the registrant will, unless in the opinion of its
counsel the matter has been settled by controlling precedent,
submit to a court of appropriate jurisdiction the question
whether such indemnification by it is against public policy as
expressed in the Act and will be governed by the final
adjudication of such issue.
II-5
SIGNATURES
Pursuant to the requirements of the Securities Act of 1933, the
Registrant certifies that it has reasonable grounds to believe that it meets
all of the requirements for filing on Form S-3 and has duly caused this
Registration Statement to be signed on its behalf by the undersigned, thereunto
duly authorized, in the City and State of New York, on this 17th day of
October, 2016.
AXA EQUITABLE LIFE INSURANCE COMPANY
(Depositor)
By: /s/ Shane Daly
----------------------------------------
Shane Daly
Vice President and Associate General
Counsel
AXA Equitable Life Insurance Company
As required by the Securities Act of 1933, this Registration Statement has
been signed by the following persons in the capacities and on the date
indicated:
PRINCIPAL EXECUTIVE OFFICER:
*Mark Pearson Chairman of the Board, Chief Executive Officer,
Director and President
PRINCIPAL FINANCIAL OFFICER:
*Anders B. Malmstrom Senior Executive Director
and Chief Financial Officer
PRINCIPAL ACCOUNTING OFFICER:
*Andrea M. Nitzan Executive Director, Chief Accounting Officer
and Controller
*DIRECTORS:
Thomas Buberl Mark Pearson Richard C. Vaughan
Denis Duverne Bertram Scott Daniel G. Kaye
Barbara Fallon-Walsh Lorie A. Slutsky Kristi A. Matus
Ramon de Oliveira
*By: /s/ Shane Daly
--------------------------
Shane Daly
Attorney-in-Fact
October 17, 2016
EXHIBIT INDEX
EXHIBIT NO. TAG VALUE
(5) Opinion and Consent of Counsel EX-99.5
(24) Powers of Attorney EX-99.24
| SHANE DALY | ||||
| Vice President | ||||
| and Associate General Counsel | ||||
| (212) 314-3912 | ||||
| (212) 314-3959 | ||||
| [AXA EQUITABLE — MEMBER OF THE GLOBAL AXA GROUP LOGO] |
LAW DEPARTMENT | |||
| October 17, 2016 | ||||
AXA Equitable Life Insurance Company
1290 Avenue of the Americas
New York, NY 10104
Ladies and Gentlemen:
This opinion is furnished in connection with the filing by AXA Equitable Life Insurance Company (“AXA Equitable”) of a Form S-3 Registration Statement of AXA Equitable for the purpose of registering the Escrow Shield Plus Agreement (the “Contract”) under the Securities Act of 1933.
I have examined such corporate records of AXA Equitable and provisions of the New York insurance law as are relevant to authorization and issuance of the Contract and such other documents and laws as I consider appropriate. On the basis of such examination, it is my opinion that:
| 1. | AXA Equitable is a corporation duly organized and validly existing under the laws of the State of New York. |
| 2. | The Contract is duly authorized and when issued in accordance with applicable regulatory approvals will represent legally issued, fully paid, non-assessable and binding obligations of AXA Equitable. |
I hereby consent to the use of this opinion as an exhibit to the Registration Statement.
| Very truly yours, |
| /s/ Shane Daly |
| Shane Daly |
| cc: | Christopher E. Palmer, Esq. |
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of AXA Equitable Life Insurance Company (the “Company”), a New York stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Kermitt J. Brooks, Christina Banthin, Nicholas Huth, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf and in his or her name, place and stead, to execute and file any and all reports (and amendments thereto) by the Company under the Securities Exchange Act of 1934 (including but not limited to any report on Forms 10-K, 10-Q or 8-K) and any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the “Registration Statements,” as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof.
The “Registration Statements” covered by the Power of Attorney are defined to include the registration statements listed below:
Separate Account No. 45 of AXA Equitable Life Insurance Company (811-08754)
33-83750
333-44996
333-61380
333-64751
333-73121
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 49 of AXA Equitable Life Insurance Company (811-07659)
333-05593
333-31131
333-60730
333-64749
333-79379
333-96177
333-127445
333-137206
333-142414
333-160951
333-165395
333-207256
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract “S-share” for eligible contractholders who wish to convert the Guaranteed Minimum Income Benefit (GMIB) to the Guaranteed Withdrawal Benefit (GWB) under certain Accumulator® Series line of variable annuity products.
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 70 of AXA Equitable Life Insurance Company (811-22651)
333-178750
333-182795
333-182796
333-182903
333-190033
333-202147
Form N-4 registration statement(s) to be filed as necessary.
AXA Equitable
Separate Account A of AXA Equitable Life Insurance Company (811-01705)
2-30070
33-47949
33-58950
333-19925
333-81393
333-81501
333-130988
333-137052
333-141082
333-141292
333-146143
333-153809
333-186807
Form N-4 registration statements for EQUI-VEST® contracts currently included in Reg. No. 2-30070 (EQUI-VEST® Individual, EQUI-VEST® Employer Sponsored, EQUI-VEST® VantageSM, EQUI-VEST® TSA AdvantageSM )
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract with a Guaranteed Withdrawal Benefit (GWB) under the EQUI-VEST® line of variable annuity products.
Form N-4 registration statements to be filed as necessary.
AXA Equitable Life Insurance Company
333-142453
333-142454
333-142455
333-142456
333-142457
333-142458
333-142459
333-142461
333-195429
333-195439
333-197931
333-203542
333-210273
333-210303
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the Accumulator® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the EQUI-VEST® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible annuity contracts. This includes, but is not limited to, the Structured Investment Option and Structured Capital StrategiesSM.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option®.
Form S-1 or S-3 registration statement(s) to be filed, as necessary, relating to funding agreements issued as an alternative to an escrow account.
AXA Equitable
Form S-1, S-3, N-3, N-4 or N-6 registration statements to be filed, as necessary, including but not limited to, any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above.
Separate Account 301 of AXA Equitable Life Insurance Company (811-03301)
2-74667
Form N-4 registration statement(s) to be filed as necessary.
Separate Account FP of AXA Equitable Life Insurance Company (811-04335)
333-17639
333-17641
333-17663
333-17665
333-17669
333-17671
333-76130
333-103199
333-103202
333-115985
333-132200
333-134307
333-207015
Form N-6 registration statement(s) to be filed as necessary.
Separate Account I of AXA Equitable Life Insurance Company (811-02581)
333-17633
Form N-6 registration statements(s) to be filed as necessary.
IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 15th day of September, 2016.
| /s/ Thomas Buberl |
| Thomas Buberl, Director |
State of New York)
County of New York) ss.:
On the 15th day of September in the year 2016, before me, the undersigned, personally appeared Thomas Buberl, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument.
| /s/ Kadiedre Screen |
| Signature and Office of individual taking acknowledgment |
AXA Equitable
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of AXA Equitable Life Insurance Company (the “Company”), a New York stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Kermitt J. Brooks, Christina Banthin, Nicholas Huth, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf and in his or her name, place and stead, to execute and file any and all reports (and amendments thereto) by the Company under the Securities Exchange Act of 1934 (including but not limited to any report on Forms 10-K, 10-Q or 8-K) and any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the “Registration Statements,” as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof.
The “Registration Statements” covered by the Power of Attorney are defined to include the registration statements listed below:
Separate Account No. 45 of AXA Equitable Life Insurance Company (811-08754)
33-83750
333-44996
333-61380
333-64751
333-73121
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 49 of AXA Equitable Life Insurance Company (811-07659)
333-05593
333-31131
333-60730
333-64749
333-79379
333-96177
333-127445
333-137206
333-142414
333-160951
333-165395
333-207256
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract “S-share” for eligible contractholders who wish to convert the Guaranteed Minimum Income Benefit (GMIB) to the Guaranteed Withdrawal Benefit (GWB) under certain Accumulator® Series line of variable annuity products.
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 70 of AXA Equitable Life Insurance Company (811-22651)
333-178750
333-182795
333-182796
333-182903
333-190033
333-202147
Form N-4 registration statement(s) to be filed as necessary.
AXA Equitable
Separate Account A of AXA Equitable Life Insurance Company (811-01705)
2-30070
33-47949
33-58950
333-19925
333-81393
333-81501
333-130988
333-137052
333-141082
333-141292
333-146143
333-153809
333-186807
Form N-4 registration statements for EQUI-VEST® contracts currently included in Reg. No. 2-30070 (EQUI-VEST® Individual, EQUI-VEST® Employer Sponsored, EQUI-VEST® VantageSM, EQUI-VEST® TSA AdvantageSM )
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract with a Guaranteed Withdrawal Benefit (GWB) under the EQUI-VEST® line of variable annuity products.
Form N-4 registration statements to be filed as necessary.
AXA Equitable Life Insurance Company
333-142453
333-142454
333-142455
333-142456
333-142457
333-142458
333-142459
333-142461
333-195429
333-195439
333-197931
333-203542
333-210273
333-210303
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the Accumulator® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the EQUI-VEST® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible annuity contracts. This includes, but is not limited to, the Structured Investment Option and Structured Capital StrategiesSM.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option®.
Form S-1 or S-3 registration statement(s) to be filed, as necessary, relating to funding agreements issued as an alternative to an escrow account.
AXA Equitable
Form S-1, S-3, N-3, N-4 or N-6 registration statements to be filed, as necessary, including but not limited to, any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above.
Separate Account 301 of AXA Equitable Life Insurance Company (811-03301)
2-74667
Form N-4 registration statement(s) to be filed as necessary.
Separate Account FP of AXA Equitable Life Insurance Company (811-04335)
333-17639
333-17641
333-17663
333-17665
333-17669
333-17671
333-76130
333-103199
333-103202
333-115985
333-132200
333-134307
333-207015
Form N-6 registration statement(s) to be filed as necessary.
Separate Account I of AXA Equitable Life Insurance Company (811-02581)
333-17633
Form N-6 registration statements(s) to be filed as necessary.
IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 15th day of September, 2016.
| /s/ Ramon de Oliveira |
| Ramon de Oliveira, Director |
State of New York)
County of New York) ss.:
On the 15th day of September in the year 2016, before me, the undersigned, personally appeared Ramon de Oliveira, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument.
| /s/ Kadiedre Screen |
| Signature and Office of individual taking acknowledgment |
AXA Equitable
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of AXA Equitable Life Insurance Company (the “Company”), a New York stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Kermitt J. Brooks, Christina Banthin, Nicholas Huth, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf and in his or her name, place and stead, to execute and file any and all reports (and amendments thereto) by the Company under the Securities Exchange Act of 1934 (including but not limited to any report on Forms 10-K, 10-Q or 8-K) and any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the “Registration Statements,” as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof.
The “Registration Statements” covered by the Power of Attorney are defined to include the registration statements listed below:
Separate Account No. 45 of AXA Equitable Life Insurance Company (811-08754)
33-83750
333-44996
333-61380
333-64751
333-73121
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 49 of AXA Equitable Life Insurance Company (811-07659)
333-05593
333-31131
333-60730
333-64749
333-79379
333-96177
333-127445
333-137206
333-142414
333-160951
333-165395
333-207256
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract “S-share” for eligible contractholders who wish to convert the Guaranteed Minimum Income Benefit (GMIB) to the Guaranteed Withdrawal Benefit (GWB) under certain Accumulator® Series line of variable annuity products.
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 70 of AXA Equitable Life Insurance Company (811-22651)
333-178750
333-182795
333-182796
333-182903
333-190033
333-202147
Form N-4 registration statement(s) to be filed as necessary.
AXA Equitable
Separate Account A of AXA Equitable Life Insurance Company (811-01705)
2-30070
33-47949
33-58950
333-19925
333-81393
333-81501
333-130988
333-137052
333-141082
333-141292
333-146143
333-153809
333-186807
Form N-4 registration statements for EQUI-VEST® contracts currently included in Reg. No. 2-30070 (EQUI-VEST® Individual, EQUI-VEST® Employer Sponsored, EQUI-VEST® VantageSM, EQUI-VEST® TSA AdvantageSM )
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract with a Guaranteed Withdrawal Benefit (GWB) under the EQUI-VEST® line of variable annuity products.
Form N-4 registration statements to be filed as necessary.
AXA Equitable Life Insurance Company
333-142453
333-142454
333-142455
333-142456
333-142457
333-142458
333-142459
333-142461
333-195429
333-195439
333-197931
333-203542
333-210273
333-210303
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the Accumulator® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the EQUI-VEST® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible annuity contracts. This includes, but is not limited to, the Structured Investment Option and Structured Capital StrategiesSM.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option®.
Form S-1 or S-3 registration statement(s) to be filed, as necessary, relating to funding agreements issued as an alternative to an escrow account.
AXA Equitable
Form S-1, S-3, N-3, N-4 or N-6 registration statements to be filed, as necessary, including but not limited to, any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above.
Separate Account 301 of AXA Equitable Life Insurance Company (811-03301)
2-74667
Form N-4 registration statement(s) to be filed as necessary.
Separate Account FP of AXA Equitable Life Insurance Company (811-04335)
333-17639
333-17641
333-17663
333-17665
333-17669
333-17671
333-76130
333-103199
333-103202
333-115985
333-132200
333-134307
333-207015
Form N-6 registration statement(s) to be filed as necessary.
Separate Account I of AXA Equitable Life Insurance Company (811-02581)
333-17633
Form N-6 registration statements(s) to be filed as necessary.
IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 15th day of September, 2016.
| /s/ Denis Duverne |
| Denis Duverne, Director |
State of New York)
County of New York) ss.:
On the 15th day of September in the year 2016, before me, the undersigned, personally appeared Denis Duverne, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument.
| /s/ Kadiedre Screen |
| Signature and Office of individual taking acknowledgment |
AXA Equitable
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of AXA Equitable Life Insurance Company (the “Company”), a New York stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Kermitt J. Brooks, Christina Banthin, Nicholas Huth, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf and in his or her name, place and stead, to execute and file any and all reports (and amendments thereto) by the Company under the Securities Exchange Act of 1934 (including but not limited to any report on Forms 10-K, 10-Q or 8-K) and any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the “Registration Statements,” as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof.
The “Registration Statements” covered by the Power of Attorney are defined to include the registration statements listed below:
Separate Account No. 45 of AXA Equitable Life Insurance Company (811-08754)
33-83750
333-44996
333-61380
333-64751
333-73121
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 49 of AXA Equitable Life Insurance Company (811-07659)
333-05593
333-31131
333-60730
333-64749
333-79379
333-96177
333-127445
333-137206
333-142414
333-160951
333-165395
333-207256
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract “S-share” for eligible contractholders who wish to convert the Guaranteed Minimum Income Benefit (GMIB) to the Guaranteed Withdrawal Benefit (GWB) under certain Accumulator® Series line of variable annuity products.
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 70 of AXA Equitable Life Insurance Company (811-22651)
333-178750
333-182795
333-182796
333-182903
333-190033
333-202147
Form N-4 registration statement(s) to be filed as necessary.
AXA Equitable
Separate Account A of AXA Equitable Life Insurance Company (811-01705)
2-30070
33-47949
33-58950
333-19925
333-81393
333-81501
333-130988
333-137052
333-141082
333-141292
333-146143
333-153809
333-186807
Form N-4 registration statements for EQUI-VEST® contracts currently included in Reg. No. 2-30070 (EQUI-VEST® Individual, EQUI-VEST® Employer Sponsored, EQUI-VEST® VantageSM, EQUI-VEST® TSA AdvantageSM )
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract with a Guaranteed Withdrawal Benefit (GWB) under the EQUI-VEST® line of variable annuity products.
Form N-4 registration statements to be filed as necessary.
AXA Equitable Life Insurance Company
333-142453
333-142454
333-142455
333-142456
333-142457
333-142458
333-142459
333-142461
333-195429
333-195439
333-197931
333-203542
333-210273
333-210303
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the Accumulator® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the EQUI-VEST® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible annuity contracts. This includes, but is not limited to, the Structured Investment Option and Structured Capital StrategiesSM.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option®.
Form S-1 or S-3 registration statement(s) to be filed, as necessary, relating to funding agreements issued as an alternative to an escrow account.
AXA Equitable
Form S-1, S-3, N-3, N-4 or N-6 registration statements to be filed, as necessary, including but not limited to, any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above.
Separate Account 301 of AXA Equitable Life Insurance Company (811-03301)
2-74667
Form N-4 registration statement(s) to be filed as necessary.
Separate Account FP of AXA Equitable Life Insurance Company (811-04335)
333-17639
333-17641
333-17663
333-17665
333-17669
333-17671
333-76130
333-103199
333-103202
333-115985
333-132200
333-134307
333-207015
Form N-6 registration statement(s) to be filed as necessary.
Separate Account I of AXA Equitable Life Insurance Company (811-02581)
333-17633
Form N-6 registration statements(s) to be filed as necessary.
IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 15th day of September, 2016.
| /s/ Barbara Fallon-Walsh |
| Barbara Fallon-Walsh, Director |
State of New York)
County of New York) ss.:
On the 15th day of September in the year 2016, before me, the undersigned, personally appeared Barbara Fallon-Walsh, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument.
| /s/ Kadiedre Screen |
| Signature and Office of individual taking acknowledgment |
AXA Equitable
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of AXA Equitable Life Insurance Company (the “Company”), a New York stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Kermitt J. Brooks, Christina Banthin, Nicholas Huth, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf and in his or her name, place and stead, to execute and file any and all reports (and amendments thereto) by the Company under the Securities Exchange Act of 1934 (including but not limited to any report on Forms 10-K, 10-Q or 8-K) and any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the “Registration Statements,” as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof.
The “Registration Statements” covered by the Power of Attorney are defined to include the registration statements listed below:
Separate Account No. 45 of AXA Equitable Life Insurance Company (811-08754)
33-83750
333-44996
333-61380
333-64751
333-73121
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 49 of AXA Equitable Life Insurance Company (811-07659)
333-05593
333-31131
333-60730
333-64749
333-79379
333-96177
333-127445
333-137206
333-142414
333-160951
333-165395
333-207256
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract “S-share” for eligible contractholders who wish to convert the Guaranteed Minimum Income Benefit (GMIB) to the Guaranteed Withdrawal Benefit (GWB) under certain Accumulator® Series line of variable annuity products.
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 70 of AXA Equitable Life Insurance Company (811-22651)
333-178750
333-182795
333-182796
333-182903
333-190033
333-202147
Form N-4 registration statement(s) to be filed as necessary.
AXA Equitable
Separate Account A of AXA Equitable Life Insurance Company (811-01705)
2-30070
33-47949
33-58950
333-19925
333-81393
333-81501
333-130988
333-137052
333-141082
333-141292
333-146143
333-153809
333-186807
Form N-4 registration statements for EQUI-VEST® contracts currently included in Reg. No. 2-30070 (EQUI-VEST® Individual, EQUI-VEST® Employer Sponsored, EQUI-VEST® VantageSM, EQUI-VEST® TSA AdvantageSM )
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract with a Guaranteed Withdrawal Benefit (GWB) under the EQUI-VEST® line of variable annuity products.
Form N-4 registration statements to be filed as necessary.
AXA Equitable Life Insurance Company
333-142453
333-142454
333-142455
333-142456
333-142457
333-142458
333-142459
333-142461
333-195429
333-195439
333-197931
333-203542
333-210273
333-210303
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the Accumulator® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the EQUI-VEST® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible annuity contracts. This includes, but is not limited to, the Structured Investment Option and Structured Capital StrategiesSM.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option®.
Form S-1 or S-3 registration statement(s) to be filed, as necessary, relating to funding agreements issued as an alternative to an escrow account.
AXA Equitable
Form S-1, S-3, N-3, N-4 or N-6 registration statements to be filed, as necessary, including but not limited to, any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above.
Separate Account 301 of AXA Equitable Life Insurance Company (811-03301)
2-74667
Form N-4 registration statement(s) to be filed as necessary.
Separate Account FP of AXA Equitable Life Insurance Company (811-04335)
333-17639
333-17641
333-17663
333-17665
333-17669
333-17671
333-76130
333-103199
333-103202
333-115985
333-132200
333-134307
333-207015
Form N-6 registration statement(s) to be filed as necessary.
Separate Account I of AXA Equitable Life Insurance Company (811-02581)
333-17633
Form N-6 registration statements(s) to be filed as necessary.
IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 15th day of September, 2016.
| /s/ Daniel G. Kaye |
| Daniel G. Kaye, Director |
State of New York)
County of New York) ss.:
On the 15th day of September in the year 2016, before me, the undersigned, personally appeared Daniel G. Kaye, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument.
| /s/ Kadiedre Screen |
| Signature and Office of individual taking acknowledgment |
AXA Equitable
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of AXA Equitable Life Insurance Company (the “Company”), a New York stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Kermitt J. Brooks, Christina Banthin, Nicholas Huth, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf and in his or her name, place and stead, to execute and file any and all reports (and amendments thereto) by the Company under the Securities Exchange Act of 1934 (including but not limited to any report on Forms 10-K, 10-Q or 8-K) and any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the “Registration Statements,” as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof.
The “Registration Statements” covered by the Power of Attorney are defined to include the registration statements listed below:
Separate Account No. 45 of AXA Equitable Life Insurance Company (811-08754)
33-83750
333-44996
333-61380
333-64751
333-73121
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 49 of AXA Equitable Life Insurance Company (811-07659)
333-05593
333-31131
333-60730
333-64749
333-79379
333-96177
333-127445
333-137206
333-142414
333-160951
333-165395
333-207256
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract “S-share” for eligible contractholders who wish to convert the Guaranteed Minimum Income Benefit (GMIB) to the Guaranteed Withdrawal Benefit (GWB) under certain Accumulator® Series line of variable annuity products.
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 70 of AXA Equitable Life Insurance Company (811-22651)
333-178750
333-182795
333-182796
333-182903
333-190033
333-202147
Form N-4 registration statement(s) to be filed as necessary.
AXA Equitable
Separate Account A of AXA Equitable Life Insurance Company (811-01705)
2-30070
33-47949
33-58950
333-19925
333-81393
333-81501
333-130988
333-137052
333-141082
333-141292
333-146143
333-153809
333-186807
Form N-4 registration statements for EQUI-VEST® contracts currently included in Reg. No. 2-30070 (EQUI-VEST® Individual, EQUI-VEST® Employer Sponsored, EQUI-VEST® VantageSM, EQUI-VEST® TSA AdvantageSM )
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract with a Guaranteed Withdrawal Benefit (GWB) under the EQUI-VEST® line of variable annuity products.
Form N-4 registration statements to be filed as necessary.
AXA Equitable Life Insurance Company
333-142453
333-142454
333-142455
333-142456
333-142457
333-142458
333-142459
333-142461
333-195429
333-195439
333-197931
333-203542
333-210273
333-210303
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the Accumulator® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the EQUI-VEST® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible annuity contracts. This includes, but is not limited to, the Structured Investment Option and Structured Capital StrategiesSM.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option®.
Form S-1 or S-3 registration statement(s) to be filed, as necessary, relating to funding agreements issued as an alternative to an escrow account.
AXA Equitable
Form S-1, S-3, N-3, N-4 or N-6 registration statements to be filed, as necessary, including but not limited to, any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above.
Separate Account 301 of AXA Equitable Life Insurance Company (811-03301)
2-74667
Form N-4 registration statement(s) to be filed as necessary.
Separate Account FP of AXA Equitable Life Insurance Company (811-04335)
333-17639
333-17641
333-17663
333-17665
333-17669
333-17671
333-76130
333-103199
333-103202
333-115985
333-132200
333-134307
333-207015
Form N-6 registration statement(s) to be filed as necessary.
Separate Account I of AXA Equitable Life Insurance Company (811-02581)
333-17633
Form N-6 registration statements(s) to be filed as necessary.
IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 15th day of September, 2016.
| /s/ Kristi A. Matus |
| Kristi A. Matus |
State of New York)
County of New York) ss.:
On the 15th day of September in the year 2016, before me, the undersigned, personally appeared Kristi A. Matus, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument.
| /s/ Kadiedre Screen |
| Signature and Office of individual taking acknowledgment |
AXA Equitable
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of AXA Equitable Life Insurance Company (the “Company”), a New York stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Kermitt J. Brooks, Christina Banthin, Nicholas Huth, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf and in his or her name, place and stead, to execute and file any and all reports (and amendments thereto) by the Company under the Securities Exchange Act of 1934 (including but not limited to any report on Forms 10-K, 10-Q or 8-K) and any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the “Registration Statements,” as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof.
The “Registration Statements” covered by the Power of Attorney are defined to include the registration statements listed below:
Separate Account No. 45 of AXA Equitable Life Insurance Company (811-08754)
33-83750
333-44996
333-61380
333-64751
333-73121
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 49 of AXA Equitable Life Insurance Company (811-07659)
333-05593
333-31131
333-60730
333-64749
333-79379
333-96177
333-127445
333-137206
333-142414
333-160951
333-165395
333-207256
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract “S-share” for eligible contractholders who wish to convert the Guaranteed Minimum Income Benefit (GMIB) to the Guaranteed Withdrawal Benefit (GWB) under certain Accumulator® Series line of variable annuity products.
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 70 of AXA Equitable Life Insurance Company (811-22651)
333-178750
333-182795
333-182796
333-182903
333-190033
333-202147
Form N-4 registration statement(s) to be filed as necessary.
AXA Equitable
Separate Account A of AXA Equitable Life Insurance Company (811-01705)
2-30070
33-47949
33-58950
333-19925
333-81393
333-81501
333-130988
333-137052
333-141082
333-141292
333-146143
333-153809
333-186807
Form N-4 registration statements for EQUI-VEST® contracts currently included in Reg. No. 2-30070 (EQUI-VEST® Individual, EQUI-VEST® Employer Sponsored, EQUI-VEST® VantageSM, EQUI-VEST® TSA AdvantageSM )
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract with a Guaranteed Withdrawal Benefit (GWB) under the EQUI-VEST® line of variable annuity products.
Form N-4 registration statements to be filed as necessary.
AXA Equitable Life Insurance Company
333-142453
333-142454
333-142455
333-142456
333-142457
333-142458
333-142459
333-142461
333-195429
333-195439
333-197931
333-203542
333-210273
333-210303
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the Accumulator® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the EQUI-VEST® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible annuity contracts. This includes, but is not limited to, the Structured Investment Option and Structured Capital StrategiesSM.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option®.
Form S-1 or S-3 registration statement(s) to be filed, as necessary, relating to funding agreements issued as an alternative to an escrow account.
AXA Equitable
Form S-1, S-3, N-3, N-4 or N-6 registration statements to be filed, as necessary, including but not limited to, any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above.
Separate Account 301 of AXA Equitable Life Insurance Company (811-03301)
2-74667
Form N-4 registration statement(s) to be filed as necessary.
Separate Account FP of AXA Equitable Life Insurance Company (811-04335)
333-17639
333-17641
333-17663
333-17665
333-17669
333-17671
333-76130
333-103199
333-103202
333-115985
333-132200
333-134307
333-207015
Form N-6 registration statement(s) to be filed as necessary.
Separate Account I of AXA Equitable Life Insurance Company (811-02581)
333-17633
Form N-6 registration statements(s) to be filed as necessary.
IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 15th day of September, 2016.
| /s/ Anders B. Malmstrom |
| Anders B. Malmstrom, |
| Senior Executive Director |
| and Chief Financial Officer |
State of New York)
County of New York) ss.:
On the 15th day of September in the year 2016, before me, the undersigned, personally appeared Anders B. Malmstrom, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument.
| /s/ Kadiedre Screen |
| Signature and Office of individual taking acknowledgment |
AXA Equitable
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of AXA Equitable Life Insurance Company (the “Company”), a New York stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Kermitt J. Brooks, Christina Banthin, Nicholas Huth, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf and in his or her name, place and stead, to execute and file any and all reports (and amendments thereto) by the Company under the Securities Exchange Act of 1934 (including but not limited to any report on Forms 10-K, 10-Q or 8-K) and any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the “Registration Statements,” as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof.
The “Registration Statements” covered by the Power of Attorney are defined to include the registration statements listed below:
Separate Account No. 45 of AXA Equitable Life Insurance Company (811-08754)
33-83750
333-44996
333-61380
333-64751
333-73121
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 49 of AXA Equitable Life Insurance Company (811-07659)
333-05593
333-31131
333-60730
333-64749
333-79379
333-96177
333-127445
333-137206
333-142414
333-160951
333-165395
333-207256
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract “S-share” for eligible contractholders who wish to convert the Guaranteed Minimum Income Benefit (GMIB) to the Guaranteed Withdrawal Benefit (GWB) under certain Accumulator® Series line of variable annuity products.
Form N-4 registration statement(s) to be filed as necessary.
AXA Equitable
Separate Account No. 70 of AXA Equitable Life Insurance Company (811-22651)
333-178750
333-182795
333-182796
333-182903
333-190033
333-202147
Form N-4 registration statement(s) to be filed as necessary.
Separate Account A of AXA Equitable Life Insurance Company (811-01705)
2-30070
33-47949
33-58950
333-19925
333-81393
333-81501
333-130988
333-137052
333-141082
333-141292
333-146143
333-153809
333-186807
Form N-4 registration statements for EQUI-VEST® contracts currently included in Reg. No. 2-30070 (EQUI-VEST® Individual, EQUI-VEST® Employer Sponsored, EQUI-VEST® VantageSM, EQUI-VEST® TSA AdvantageSM )
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract with a Guaranteed Withdrawal Benefit (GWB) under the EQUI-VEST® line of variable annuity products.
Form N-4 registration statements to be filed as necessary.
AXA Equitable Life Insurance Company
333-142453
333-142454
333-142455
333-142456
333-142457
333-142458
333-142459
333-142461
333-195429
333-195439
333-197931
333-203542
333-210273
333-210303
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the Accumulator® line of variable annuity products.
AXA Equitable
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the EQUI-VEST® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible annuity contracts. This includes, but is not limited to, the Structured Investment Option and Structured Capital StrategiesSM.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option®.
Form S-1 or S-3 registration statement(s) to be filed, as necessary, relating to funding agreements issued as an alternative to an escrow account.
Form S-1, S-3, N-3, N-4 or N-6 registration statements to be filed, as necessary, including but not limited to, any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above.
Separate Account 301 of AXA Equitable Life Insurance Company (811-03301)
2-74667
Form N-4 registration statement(s) to be filed as necessary.
Separate Account FP of AXA Equitable Life Insurance Company (811-04335)
333-17639
333-17641
333-17663
333-17665
333-17669
333-17671
333-76130
333-103199
333-103202
333-115985
333-132200
333-134307
333-207015
Form N-6 registration statement(s) to be filed as necessary.
Separate Account I of AXA Equitable Life Insurance Company (811-02581)
333-17633
Form N-6 registration statements(s) to be filed as necessary.
IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 15th day of September, 2016.
| /s/ Andrea Nitzan |
| Andrea Nitzan, |
| Executive Director, Chief Accounting Officer and Controller |
AXA Equitable
State of New York)
County of New York) ss.:
On the 15th day of September in the year 2016, before me, the undersigned, personally appeared Andrea Nitzan, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument.
| /s/ Kadiedre Screen |
| Signature and Office of individual taking acknowledgment |
AXA Equitable
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of AXA Equitable Life Insurance Company (the “Company”), a New York stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Kermitt J. Brooks, Christina Banthin, Nicholas Huth, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf and in his or her name, place and stead, to execute and file any and all reports (and amendments thereto) by the Company under the Securities Exchange Act of 1934 (including but not limited to any report on Forms 10-K, 10-Q or 8-K) and any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the “Registration Statements,” as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof.
The “Registration Statements” covered by the Power of Attorney are defined to include the registration statements listed below:
Separate Account No. 45 of AXA Equitable Life Insurance Company (811-08754)
33-83750
333-44996
333-61380
333-64751
333-73121
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 49 of AXA Equitable Life Insurance Company (811-07659)
333-05593
333-31131
333-60730
333-64749
333-79379
333-96177
333-127445
333-137206
333-142414
333-160951
333-165395
333-207256
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract “S-share” for eligible contractholders who wish to convert the Guaranteed Minimum Income Benefit (GMIB) to the Guaranteed Withdrawal Benefit (GWB) under certain Accumulator® Series line of variable annuity products.
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 70 of AXA Equitable Life Insurance Company (811-22651)
333-178750
333-182795
333-182796
333-182903
333-190033
333-202147
Form N-4 registration statement(s) to be filed as necessary.
AXA Equitable
Separate Account A of AXA Equitable Life Insurance Company (811-01705)
2-30070
33-47949
33-58950
333-19925
333-81393
333-81501
333-130988
333-137052
333-141082
333-141292
333-146143
333-153809
333-186807
Form N-4 registration statements for EQUI-VEST® contracts currently included in Reg. No. 2-30070 (EQUI-VEST® Individual, EQUI-VEST® Employer Sponsored, EQUI-VEST® VantageSM, EQUI-VEST® TSA AdvantageSM )
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract with a Guaranteed Withdrawal Benefit (GWB) under the EQUI-VEST® line of variable annuity products.
Form N-4 registration statements to be filed as necessary.
AXA Equitable Life Insurance Company
333-142453
333-142454
333-142455
333-142456
333-142457
333-142458
333-142459
333-142461
333-195429
333-195439
333-197931
333-203542
333-210273
333-210303
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the Accumulator® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the EQUI-VEST® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible annuity contracts. This includes, but is not limited to, the Structured Investment Option and Structured Capital StrategiesSM.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option®.
Form S-1 or S-3 registration statement(s) to be filed, as necessary, relating to funding agreements issued as an alternative to an escrow account.
AXA Equitable
Form S-1, S-3, N-3, N-4 or N-6 registration statements to be filed, as necessary, including but not limited to, any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above.
Separate Account 301 of AXA Equitable Life Insurance Company (811-03301)
2-74667
Form N-4 registration statement(s) to be filed as necessary.
Separate Account FP of AXA Equitable Life Insurance Company (811-04335)
333-17639
333-17641
333-17663
333-17665
333-17669
333-17671
333-76130
333-103199
333-103202
333-115985
333-132200
333-134307
333-207015
Form N-6 registration statement(s) to be filed as necessary.
Separate Account I of AXA Equitable Life Insurance Company (811-02581)
333-17633
Form N-6 registration statements(s) to be filed as necessary.
IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 15th day of September, 2016.
| /s/ Mark Pearson |
| Mark Pearson, Chairman of the Board, President, Chief Executive Officer and Director |
State of New York)
County of New York) ss.:
On the 15th day of September in the year 2016, before me, the undersigned, personally appeared Mark Pearson, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument.
| /s/ Kadiedre Screen |
| Signature and Office of individual taking acknowledgment |
AXA Equitable
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of AXA Equitable Life Insurance Company (the “Company”), a New York stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Kermitt J. Brooks, Christina Banthin, Nicholas Huth, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf and in his or her name, place and stead, to execute and file any and all reports (and amendments thereto) by the Company under the Securities Exchange Act of 1934 (including but not limited to any report on Forms 10-K, 10-Q or 8-K) and any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the “Registration Statements,” as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof.
The “Registration Statements” covered by the Power of Attorney are defined to include the registration statements listed below:
Separate Account No. 45 of AXA Equitable Life Insurance Company (811-08754)
33-83750
333-44996
333-61380
333-64751
333-73121
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 49 of AXA Equitable Life Insurance Company (811-07659)
333-05593
333-31131
333-60730
333-64749
333-79379
333-96177
333-127445
333-137206
333-142414
333-160951
333-165395
333-207256
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract “S-share” for eligible contractholders who wish to convert the Guaranteed Minimum Income Benefit (GMIB) to the Guaranteed Withdrawal Benefit (GWB) under certain Accumulator® Series line of variable annuity products.
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 70 of AXA Equitable Life Insurance Company (811-22651)
333-178750
333-182795
333-182796
333-182903
333-190033
333-202147
Form N-4 registration statement(s) to be filed as necessary.
AXA Equitable
Separate Account A of AXA Equitable Life Insurance Company (811-01705)
2-30070
33-47949
33-58950
333-19925
333-81393
333-81501
333-130988
333-137052
333-141082
333-141292
333-146143
333-153809
333-186807
Form N-4 registration statements for EQUI-VEST® contracts currently included in Reg. No. 2-30070 (EQUI-VEST® Individual, EQUI-VEST® Employer Sponsored, EQUI-VEST® VantageSM, EQUI-VEST® TSA AdvantageSM )
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract with a Guaranteed Withdrawal Benefit (GWB) under the EQUI-VEST® line of variable annuity products.
Form N-4 registration statements to be filed as necessary.
AXA Equitable Life Insurance Company
333-142453
333-142454
333-142455
333-142456
333-142457
333-142458
333-142459
333-142461
333-195429
333-195439
333-197931
333-203542
333-210273
333-210303
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the Accumulator® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the EQUI-VEST® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible annuity contracts. This includes, but is not limited to, the Structured Investment Option and Structured Capital StrategiesSM.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option®.
Form S-1 or S-3 registration statement(s) to be filed, as necessary, relating to funding agreements issued as an alternative to an escrow account.
AXA Equitable
Form S-1, S-3, N-3, N-4 or N-6 registration statements to be filed, as necessary, including but not limited to, any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above.
Separate Account 301 of AXA Equitable Life Insurance Company (811-03301)
2-74667
Form N-4 registration statement(s) to be filed as necessary.
Separate Account FP of AXA Equitable Life Insurance Company (811-04335)
333-17639
333-17641
333-17663
333-17665
333-17669
333-17671
333-76130
333-103199
333-103202
333-115985
333-132200
333-134307
333-207015
Form N-6 registration statement(s) to be filed as necessary.
Separate Account I of AXA Equitable Life Insurance Company (811-02581)
333-17633
Form N-6 registration statements(s) to be filed as necessary.
IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 15th day of September, 2016.
| /s/ Bertram Scott |
| Bertram Scott, Director |
State of New York)
County of New York) ss.:
On the 15th day of September in the year 2016, before me, the undersigned, personally appeared Bertram Scott, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument.
| /s/ Kadiedre Screen |
| Signature and Office of individual taking acknowledgment |
AXA Equitable
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of AXA Equitable Life Insurance Company (the “Company”), a New York stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Kermitt J. Brooks, Christina Banthin, Nicholas Huth, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf and in his or her name, place and stead, to execute and file any and all reports (and amendments thereto) by the Company under the Securities Exchange Act of 1934 (including but not limited to any report on Forms 10-K, 10-Q or 8-K) and any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the “Registration Statements,” as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof.
The “Registration Statements” covered by the Power of Attorney are defined to include the registration statements listed below:
Separate Account No. 45 of AXA Equitable Life Insurance Company (811-08754)
33-83750
333-44996
333-61380
333-64751
333-73121
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 49 of AXA Equitable Life Insurance Company (811-07659)
333-05593
333-31131
333-60730
333-64749
333-79379
333-96177
333-127445
333-137206
333-142414
333-160951
333-165395
333-207256
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract “S-share” for eligible contractholders who wish to convert the Guaranteed Minimum Income Benefit (GMIB) to the Guaranteed Withdrawal Benefit (GWB) under certain Accumulator® Series line of variable annuity products.
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 70 of AXA Equitable Life Insurance Company (811-22651)
333-178750
333-182795
333-182796
333-182903
333-190033
333-202147
Form N-4 registration statement(s) to be filed as necessary.
AXA Equitable
Separate Account A of AXA Equitable Life Insurance Company (811-01705)
2-30070
33-47949
33-58950
333-19925
333-81393
333-81501
333-130988
333-137052
333-141082
333-141292
333-146143
333-153809
333-186807
Form N-4 registration statements for EQUI-VEST® contracts currently included in Reg. No. 2-30070 (EQUI-VEST® Individual, EQUI-VEST® Employer Sponsored, EQUI-VEST® VantageSM, EQUI-VEST® TSA AdvantageSM )
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract with a Guaranteed Withdrawal Benefit (GWB) under the EQUI-VEST® line of variable annuity products.
Form N-4 registration statements to be filed as necessary.
AXA Equitable Life Insurance Company
333-142453
333-142454
333-142455
333-142456
333-142457
333-142458
333-142459
333-142461
333-195429
333-195439
333-197931
333-203542
333-210273
333-210303
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the Accumulator® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the EQUI-VEST® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible annuity contracts. This includes, but is not limited to, the Structured Investment Option and Structured Capital StrategiesSM.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option®.
Form S-1 or S-3 registration statement(s) to be filed, as necessary, relating to funding agreements issued as an alternative to an escrow account.
AXA Equitable
Form S-1, S-3, N-3, N-4 or N-6 registration statements to be filed, as necessary, including but not limited to, any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above.
Separate Account 301 of AXA Equitable Life Insurance Company (811-03301)
2-74667
Form N-4 registration statement(s) to be filed as necessary.
Separate Account FP of AXA Equitable Life Insurance Company (811-04335)
333-17639
333-17641
333-17663
333-17665
333-17669
333-17671
333-76130
333-103199
333-103202
333-115985
333-132200
333-134307
333-207015
Form N-6 registration statement(s) to be filed as necessary.
Separate Account I of AXA Equitable Life Insurance Company (811-02581)
333-17633
Form N-6 registration statements(s) to be filed as necessary.
IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 15th day of September, 2016.
| /s/ Lorie A. Slutsky |
| Lorie A. Slutsky, Director |
State of New York)
County of New York) ss.:
On the 15th day of September in the year 2016, before me, the undersigned, personally appeared Lorie A. Slutsky, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument.
| /s/ Kadiedre Screen |
| Signature and Office of individual taking acknowledgment |
AXA Equitable
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of AXA Equitable Life Insurance Company (the “Company”), a New York stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Kermitt J. Brooks, Christina Banthin, Nicholas Huth, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf and in his or her name, place and stead, to execute and file any and all reports (and amendments thereto) by the Company under the Securities Exchange Act of 1934 (including but not limited to any report on Forms 10-K, 10-Q or 8-K) and any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the “Registration Statements,” as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof.
The “Registration Statements” covered by the Power of Attorney are defined to include the registration statements listed below:
Separate Account No. 45 of AXA Equitable Life Insurance Company (811-08754)
33-83750
333-44996
333-61380
333-64751
333-73121
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 49 of AXA Equitable Life Insurance Company (811-07659)
333-05593
333-31131
333-60730
333-64749
333-79379
333-96177
333-127445
333-137206
333-142414
333-160951
333-165395
333-207256
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract “S-share” for eligible contractholders who wish to convert the Guaranteed Minimum Income Benefit (GMIB) to the Guaranteed Withdrawal Benefit (GWB) under certain Accumulator® Series line of variable annuity products.
Form N-4 registration statement(s) to be filed as necessary.
Separate Account No. 70 of AXA Equitable Life Insurance Company (811-22651)
333-178750
333-182795
333-182796
333-182903
333-190033
333-202147
Form N-4 registration statement(s) to be filed as necessary.
AXA Equitable
Separate Account A of AXA Equitable Life Insurance Company (811-01705)
2-30070
33-47949
33-58950
333-19925
333-81393
333-81501
333-130988
333-137052
333-141082
333-141292
333-146143
333-153809
333-186807
Form N-4 registration statements for EQUI-VEST® contracts currently included in Reg. No. 2-30070 (EQUI-VEST® Individual, EQUI-VEST® Employer Sponsored, EQUI-VEST® VantageSM, EQUI-VEST® TSA AdvantageSM )
Form N-4 registration statement to be filed in 3Q 2016 or 4Q 2016 for a new annuity contract with a Guaranteed Withdrawal Benefit (GWB) under the EQUI-VEST® line of variable annuity products.
Form N-4 registration statements to be filed as necessary.
AXA Equitable Life Insurance Company
333-142453
333-142454
333-142455
333-142456
333-142457
333-142458
333-142459
333-142461
333-195429
333-195439
333-197931
333-203542
333-210273
333-210303
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the Accumulator® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed as necessary for Market Value Adjustment interests under certain flexible annuity contracts of the EQUI-VEST® line of variable annuity products.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible annuity contracts. This includes, but is not limited to, the Structured Investment Option and Structured Capital StrategiesSM.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option®.
Form S-1 or S-3 registration statement(s) to be filed, as necessary, relating to funding agreements issued as an alternative to an escrow account.
AXA Equitable
Form S-1, S-3, N-3, N-4 or N-6 registration statements to be filed, as necessary, including but not limited to, any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above.
Separate Account 301 of AXA Equitable Life Insurance Company (811-03301)
2-74667
Form N-4 registration statement(s) to be filed as necessary.
Separate Account FP of AXA Equitable Life Insurance Company (811-04335)
333-17639
333-17641
333-17663
333-17665
333-17669
333-17671
333-76130
333-103199
333-103202
333-115985
333-132200
333-134307
333-207015
Form N-6 registration statement(s) to be filed as necessary.
Separate Account I of AXA Equitable Life Insurance Company (811-02581)
333-17633
Form N-6 registration statements(s) to be filed as necessary.
IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 15th day of September, 2016.
| /s/ Richard C. Vaughan |
| Richard C. Vaughan, Director |
State of New York)
County of New York) ss.:
On the 15th day of September in the year 2016, before me, the undersigned, personally appeared Richard C. Vaughan, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument.
| /s/ Kadiedre Screen |
| Signature and Office of individual taking acknowledgment |
AXA Equitable
| Darin Smith | ||
| Lead Director and Associate General Counsel | ||
| [ AXA EQUITABLE - LOGO ] |
Phone: (319) 573-2676 | |
| LAW DEPARTMENT | ||
October 17, 2016
| VIA EDGAR | ||
| Securities and Exchange Commission 100 F Street, N.W. | ||
| Washington, D.C. 20549 | ||
RE: AXA Equitable Life Insurance Company
Registration Statement on Form S-3
CIK 0000727920
Commissioners:
On behalf of AXA Equitable Life Insurance Company (“AXA Equitable”), we are filing herewith (electronically via EDGAR) AXA Equitable’s Form S-3 Registration Statement (the “Registration Statement”) under the Securities Act of 1933, as amended (“1933 Act”) with respect to a second generation funding agreement, which will be named “Escrow Shield Plus 2.0” (the “Contract”) and will be offered on a continuous basis pursuant to Rule 415 under the 1933 Act.
In reliance upon Securities Act Release No. 6510 and Investment Company Act Release No. 13768 (February 15, 1984), we hereby request selective review from the Commission and its Staff of the disclosure related to the principal differences in Escrow Shield Plus 2.0’s design as listed below. Except for the disclosure relating to the principal differences, the disclosure set forth in this initial Registration Statement is substantially similar to the disclosure that has been previously filed with the Commission and commented on by the Staff in relation to the Escrow Shield Plus Registration Statement as recently as December 2014.
The principal differences between the new Escrow Shield Plus 2.0 and the current Escrow Shield Plus is the ability for the owner to allocate purchase payments into up to six (6) different tranches with differing maturities and rate crediting, as well as, a lower minimum contractual crediting rate. Besides adding the ability to select different maturities and the lower minimum contractual crediting rate, we made a few other small changes:
| • | the option for the owner to select a 0.00% crediting rate; |
| • | facilitated the purchase of the Contract by an escrow agent f/b/o another entity; and |
| • | the term “Seller” has been replaced with “Interested Party” to gain flexibility and avoid confusion if the underlying transaction is not an asset sale or merger. |
Under these circumstances, we believe a limited staff review is appropriate.
We would like to have Escrow Shield Plus 2.0 effective by December 12, 2016. Accordingly, we would appreciate the Staff’s comments by November 16, 2016, or as soon as practicable thereafter. We will file a Pre-Effective Amendment that will address any Staff comments and also provide any additional exhibits that might be necessary.
Please contact the undersigned at (319) 573-2676 if you have any questions.
Very truly yours,
/s/ Darin Smith
Darin Smith
AXA EQUITABLE LIFE INSURANCE COMPANY
1290 AVENUE OF THE AMERICAS, NEW YORK, NEW YORK 10104