424B3 1 e9443.txt DEFINITIVE MATERIALS 424(b)(3) 333-142407 AXA Equitable Life Insurance Company SUPPLEMENT DATED SEPTEMBER 4, 2007 TO THE MAY 1, 2007 PROSPECTUS FOR EQUI-VEST(SM) STRATEGIES -------------------------------------------------------------------------------- This Supplement modifies certain information in the Prospectus or to the Statement of Additional Information, dated May 1, 2007, as previously supplemented (the "Prospectuses"). You should read this Supplement in conjunction with the Prospectuses and retain it for future reference. Unless otherwise indicated, all other information included in the Prospectuses remains unchanged. The terms and section headings we use in this Supplement have the same meaning as in the Prospectuses. We will send you another copy of any prospectus or supplement without charge upon request. Please contact the customer service group referenced in your prospectus. A. A NEW VARIABLE INVESTMENT OPTION On or about September 24, 2007 the following new variable investment option will be available. This option invests in a corresponding portfolio of the EQ Advisors Trust. AXA Equitable serves as the investment manager of AXA Premier VIP Trust and EQ Advisors Trust.
------------------------------------------------------------------------------------------------------------------------------------ EQ Advisors Trust Investment Manager (or Sub-Adviser(s), as Portfolio Name Objective applicable) ------------------------------------------------------------------------------------------------------------------------------------ EQ/VAN KAMPEN REAL ESTATE Seeks to provide above average current income and Morgan Stanley Investment Management, Inc. long-term capital appreciation. ------------------------------------------------------------------------------------------------------------------------------------
B. FEE TABLE The following is added under "Portfolio operating expenses expressed as an annual percentage of daily net assets" for the new investment option listed above:
------------------------------------------------------------------------------------------------------------------------------------ Acquired Total Annual Fee Waivers Net Fund Fees Expenses and/or Annual and Expenses (Before Expense Expenses Management 12b-1 Other (Underlying Expense Reimburse- (After Expense Portfolio Name Fees Fees Expenses Portfolios) Limitations) ments Limitations) ------------------------------------------------------------------------------------------------------------------------------------ EQ Advisors Trust: ------------------------------------------------------------------------------------------------------------------------------------ EQ/Van Kampen Real Estate 0.90% 0.25% 0.13% -- 1.28% (0.02)% 1.26% ------------------------------------------------------------------------------------------------------------------------------------
C. EXAMPLE The following is added under "Example" for the new investment option listed above:
------------------------------------------------------------------------------------------------------ If you annuitize at the end of the applicable time period and select If you surrender your contract at a non-life contingent period the end of the applicable time certain annuity option with less period than ten years(1) ------------------------------------------------------------------------------------------------------ 1 3 5 10 1 3 5 10 year years years years year years years years ------------------------------------------------------------------------------------------------------ EQ ADVISORS TRUST: ------------------------------------------------------------------------------------------------------ EQ/Van Kampen Real Estate $833 $1,440 $2,073 $3,222 N/A $1,440 $2,073 $3,222 ------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------ If you do not surrender your contract at the end of the applicable time period ------------------------------------------------------------------------------------------------------ 1 3 5 10 year years years years ------------------------------------------------------------------------------------------------------ EQ ADVISORS TRUST: ------------------------------------------------------------------------------------------------------ EQ/Van Kampen Real Estate $282 $864 $1,471 $3,110 ------------------------------------------------------------------------------------------------------
(1) If a non-life contingent period certain annuity option of ten years or more is chosen, a withdrawal charge would still apply if the annuity option is chosen before three participation years have elapsed. AXA Equitable Life Insurance Company 1290 Avenue of the Americas New York, NY 10104 212-554-1234 EQUI-VEST(SM) is a service mark of AXA Equitable Life Insurance Company. All rights reserved. (Copyright) 2007 AXA Equitable Life Insurance Company 888-1421 (9/07) Catalog No. 139471 (9/07) x01756