CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

The General Partner and Unitholders

AllianceBernstein L.P.
AllianceBernstein Holding L.P.

We consent to the use in the Statement of Additional Information constituting
part of this Post-Effective Amendment No. 1 to AXA Equitable Life Insurance
Company's Registration Statement File No. 333-124412 on Form N-4 of our reports
dated February 24, 2006, with respect to the consolidated statements of
financial condition of AllianceBernstein L.P. as of December 31, 2005 and 2004,
and the related consolidated statements of income, changes in partners' capital
and comprehensive income and cash flows for each of the years in the three-year
period ended December 31, 2005, and the statements of financial condition of
AllianceBernstein Holding L.P. as of December 31, 2005 and 2004, and the related
statements of income, changes in partners' capital and comprehensive income and
cash flows for each of the years in the three-year period ended December 31,
2005, and the related AllianceBernstein L.P. and AllianceBernstein Holding L.P.
reports on management's assessment of the effectiveness of internal control over
financial reporting as of December 31, 2005 and the effectiveness of internal
control over financial reporting as of December 31, 2005. We also consent to the
reference of our firm as experts under the heading "Custodian and independent
registered public accounting firm" in the Statement of Additional Information.


/s/ KPMG LLP
New York, New York
April 25, 2006