CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We hereby consent to the use in the Statement of Additional Information
constituting part of this Registration Statement on Form N-4 of (1) our report
dated April 19, 2006 relating to the financial statements of Separate Account
Nos. 13, 10, 4, 3 and 66 of AXA Equitable Life Insurance Company for the year
ended December 31, 2005 and (2) our report dated March 17, 2006 relating to the
consolidated financial statements of AXA Equitable Life Insurance Company for
the years ended December 31, 2005 and 2004. We also consent to the use in the
Prospectus Supplement constituting part of this Registration Statement of our
report dated April 19, 2006 relating to the financial statements of Separate
Account No. 4 of AXA Equitable Life Insurance Company. We also consent to the
references to us under the headings "Condensed financial information" and
"Custodian and independent registered public accounting firm" in such
Registration Statement.

/s/ PricewaterhouseCoopers LLP

April 27, 2006