424B3
                                                                      333-104713





SUPPLEMENT DATED JUNE 10, 2005:

     .    AXA EQUITABLE VARIABLE ANNUITY PROSPECTUSES

     .    AXA EQUITABLE VARIABLE LIFE PROSPECTUSES

     .    EQ ADVISORS TRUST PROSPECTUS

This Supplement updates the current Prospectuses for variable life insurance and
variable annuity products issued by AXA Equitable Life Insurance Company ("AXA
Equitable") and the Prospectus of EQ Advisors Trust (the "Trust"). You should
read this Supplement in conjunction with the Prospectuses and retain it for
future reference. You may obtain a copy of the Prospectuses, free of charge, by
writing to AXA Equitable, or the Trust at 1290 Avenue of the Americas, New York,
New York 10104.

The purpose of this Supplement is to provide you with information regarding a
change of investment sub-adviser ("Adviser") to the following portfolios of the
Trust.

     Effective June 13, 2005, Bridgeway Capital Management Inc. will replace
     Brown Capital Management, Inc. as one of the Advisers to the EQ/Calvert
     Socially Responsible Portfolio ("Socially Responsible Portfolio").

     Effective June 16, 2005, The Dreyfus Corporation will replace Alliance
     Capital Management L.P. as the Adviser to the EQ/ Money Market Portfolio
     ("Money Market Portfolio").

                    EQ/Calvert Socially Responsible Portfolio

Effective as of June 13, 2005, AXA Equitable, as the Investment Manager of the
Trust and with the approval of the Trust's Board of Trustees, will replace Brown
Capital Management, Inc., one of the Advisers to the Socially Responsible
Portfolio, with Bridgeway Capital Management Inc. ("Bridgeway"). Calvert Asset
Management Company, Inc. ("Calvert"), the other Adviser to the Socially
Responsible Portfolio, will continue to perform the social research and
screening with respect to the Socially Responsible Portfolio.

As the new Adviser to the Socially Responsible Portfolio responsible for
financial analysis screening, it is anticipated that Bridgeway will provide
investment management services, including stock selection, stock weighting, and
sector weighting, as well as all buy and sell directives with respect to the
Socially Responsible Portfolio. As was the case with the previous Adviser,
Calvert will continue to perform social research and screening to ensure that
all prospective and actual investments satisfy certain social and environmental
investment criteria. Bridgeway's stock selection will be based on proprietary
quantitative models utilizing a pre-screened universe of approved equities from
Calvert. Bridgeway is a pure quantitative shop and uses various multi-variable
quantitative models for the equity selection process. These models approach
opportunities from different directions and include growth, growth at a
reasonable price, value and momentum models. Bridgeway uses multiples models to
seek to offset any biases that one model may provide and such models are based
on publicly available financial information. Stock selection is a bottom-up
approach based on the statistical models. Some top-down techniques for seeking
to manage risk include maintaining appropriate sector balance and concentration,
managing company level risk, eliminating non-quantifiable risk (such as from
litigation) and monitoring data quality.

Relying on the tandem two-step investment process of Calvert and Bridgeway, it
is anticipated that the Socially Responsible Portfolio will seek to achieve its
investment objective of long-term capital appreciation by investing in a
diversified portfolio of common stocks that meet certain investment and social
criteria. Under normal circumstances, the Socially Responsible Portfolio will
invest at least 80% of its net assets in large cap companies, which is defined
as those whose market capitalization falls within the range of the S&P 500
Index. The Socially Responsible Portfolio expects to invest in both value and
growth companies. It is anticipated that a secondary investment strategy of the
Socially Responsible Portfolio will be the use of exchange-traded, "traditional"
stock index options and futures, which is expected to help keep the long-term
average market risk of the Socially Responsible Portfolio roughly equal to the
market itself. At any one point in time, however, the Socially Responsible
Portfolio's market exposure may be as high as 150% or as low as 50% of the
market. Both Calvert and Bridgeway believe that the use of these instruments is
conservative and will not try to leverage overall market risk in the long term.
The principal risks of investing in the Socially Responsible Portfolio are
listed in the Trust



Prospectus under the heading "The Principal Risks." These risks are discussed in
more detail under the heading "More Information on Principal Risks and
Benchmarks" in the Trust Prospectus.

John Montgomery, President of Bridgeway, will be responsible for the day-to-day
investment management of the Socially Responsible Portfolio. Mr. Montgomery has
more than 15 years experience in the investment management industry and oversees
the firm's disciplined quantitative investment strategy. Bridgeway, founded by
Mr. Montgomery in 1993, provides investment and management services to
investment companies, pension and profit sharing plans, corporations and
individuals and currently has approximately $1.9 billion in assets under
management. Bridgeway is located at 5615 Kirby Drive, Suite 518, Houston, Texas
77005-2448.

                            EQ/Money Market Portfolio

Effective as of June 16, 2005, AXA Equitable, as the Investment Manager of the
Trust and with the approval of the Trust's Board of Trustees, will replace
Alliance Capital Management L.P., the Adviser to the Money Market Portfolio,
with The Dreyfus Corporation ("Dreyfus").

Based on the foregoing, the information provided below updates information
regarding the Money Market Portfolio in the current Trust Prospectus.

Under the heading "About the Investment Portfolios," in the third paragraph,
first sentence "and EQ/Money Market" is deleted.

Under the heading "The Investment Strategy" in the description of the Money
Market Portfolio, the last bullet point in the second paragraph is revised to
state:

     .    repurchase agreements covering securities in which the Portfolio may
          invest.

In addition, under the same heading, at the end of the second paragraph, the
following statement is added:

     Normally, the Portfolio invests at least 25% of its net assets in bank
     obligations.

Under the heading "The Principal Risks," the following bullet point is added
before "Fixed Income Risk:"

     .    Banking Industry Sector Risk

Under the heading "Portfolio Performance" in the description of the Money Market
Portfolio, at the end of the first paragraph, the following statement is added:

     This may be particularly true for this Portfolio because a different
     Adviser managed the Portfolio prior to June 16, 2005.

Under the heading "Who Manages the Portfolio" in the description of the Money
Market Portfolio, the current text is deleted and replaced with the following:

     The Dreyfus Corporation ("Dreyfus"), 200 Park Avenue, New York, New York
     10166, is the Adviser to the Portfolio. Dreyfus was founded in 1951 and
     currently manages approximately 200 mutual fund portfolios. As of March 31,
     2005, Dreyfus had approximately $161 billion in assets under management.

Under the heading "More Information on Principal Risks and Benchmarks," the
following risk is added after "Asset Allocation Risk:"

     Banking Industry Sector Risk. To the extent a Portfolio invests in the
     banking industry, it is exposed to the risks generally associated with such
     industry, including interest rate risk, credit risk and the risk that
     regulatory developments relating to the banking industry may affect its
     investments.




SUPPLEMENT DATED JUNE 17, 2005:

..    AXA EQUITABLE VARIABLE ANNUITY PROSPECTUSES
..    AXA EQUITABLE VARIABLE LIFE PROSPECTUSES
..    AXA PREMIER VIP TRUST PROSPECTUS

This Supplement updates the current Prospectuses for variable life insurance and
variable annuity products issued by AXA Equitable Life Insurance Company ("AXA
Equitable") and the Prospectus of AXA Premier VIP Trust (the "Trust"). You
should read this Supplement in conjunction with the Prospectuses and retain it
for future reference. You may obtain an additional copy of the Prospectuses,
free of charge, by writing to AXA Equitable, or the Trust at 1290 Avenue of the
Americas, New York, New York 10104.

The purpose of this Supplement is to provide you with information regarding a
change of investment sub-adviser ("Adviser") to the AXA Premier VIP Aggressive
Equity Portfolio and AXA Premier VIP High Yield Portfolio.

                      AXA Premier VIP Aggressive Equity Portfolio

Effective as of June 20, 2005, AXA Equitable, as the Investment Manager of the
Trust and with the approval of the Trust's Board of Trustees, will replace
Provident Investment Counsel, Inc. as an Adviser to an allocated portion of the
AXA Premier VIP Aggressive Equity Portfolio ("Aggressive Equity Portfolio") with
Legg Mason Capital Management, Inc. ("Legg Mason").

As one of the Advisers to the Aggressive Equity Portfolio, it is anticipated
that Legg Mason will seek to achieve the portfolio's investment objective of
long-term capital growth by investing its allocated portion of the Aggressive
Equity Portfolio primarily in companies whose revenues and/or earnings are
growing at an above average rate and, in Legg Mason's opinion, are selling at
prices below intrinsic business value. The principal risks of investing in the
Aggressive Equity Portfolio are listed in the Trust Prospectuses under the
heading "Principal Investment Risks." These risks are discussed in more detail
under the heading "More About Investment Strategies & Risks" in the Trust
Prospectuses.

It is anticipated that Robert G. Hagstrom, Jr. will be responsible for the
day-to-day management of the Legg Mason allocated portion. Mr. Hagstrom has been
employed by one or more subsidiaries of Legg Mason, Inc. in a portfolio
management capacity since 1998. He currently serves as Senior Vice President of
Legg Mason and Legg Mason Funds Management, Inc. and as President of Legg Mason
Focus Capital, Inc.

Legg Mason is located at 100 Light Street, Baltimore, Maryland 21202. Legg Mason
is a subsidiary of Legg Mason, Inc., a financial services holding company, and
provides investment management services to domestic and international investment
companies, pension and profit sharing plans, charitable organizations and state
or other municipal government entities. As of December 31, 2004, Legg Mason and
its sister companies had approximately $48.0 billion in assets under management.

                      AXA Premier VIP High Yield Portfolio

Effective as of June 27, 2005, AXA Equitable Life Insurance Company ("AXA
Equitable"), as the Investment Manager of the Trust and with the approval of the
Trust's Board of Trustees, will replace Alliance Capital Management L.P. as an
Adviser to an allocated portion of the AXA Premier VIP High Yield Portfolio
("High Yield Portfolio") with Post Advisory Group, LLP ("Post").

As one of the Advisers to the High Yield Portfolio, it is anticipated that Post
will seek to achieve the portfolio's investment objective of high total return
through a combination of current income and capital appreciation by investing
its allocated portion in a diversified mix of bonds that are rated below
investment grade. The principal risks of investing in the High Yield Portfolio
are listed in the Trust Prospectuses under the heading "Principal Investment
Risks." These risks are discussed in more detail under the heading "More About
Investment Strategies & Risks" in the Trust Prospectuses.



It is anticipated that Larry Post and Allan Schweitzer will be co-portfolio
managers responsible for the day-to-day management of the Post Allocated Portion
of the High Yield Portfolio. Mr. Post, Chief Executive Officer and Chief
Investment Officer of Post since August 2000 and January 2004, respectively, has
overall responsibility for the portfolio and investment process. Mr. Schweitzer,
a Managing Director-Investment Management of Post, joined Post in 2000 from
Trust Company of the West ("TCW") where he was a senior high yield analyst
specializing in healthcare, media and lodging research. Prior to joining TCW in
April 1997, he was a high yield research analyst at Putnam Investments.

Post, a Delaware limited liability company, is located at 11755 Wilshire
Boulevard, Suite 1400, Los Angeles, California 90025. Post is the successor
advisory entity of Post Advisory Group, Inc., initially founded by Larry Post in
April 1992. Post is affiliated with Principal Global Investors(R) ("Principal"),
a member of the Principal Financial Group(R) (NYSE: PFG), a Fortune 500 company.
Principal owns 69% of Post and eight senior management professionals at Post own
31%. Post provides investment management services to investment companies,
state, city and private pension funds, corporations, endowments, foundations and
high net worth individuals. As of May 31, 2005, Post managed approximately $7.0
billion in assets throughout its high yield continuum.



Note the adviser changes for the following portfolios: EQ/Calvert Socially
Responsible-Bridgeway Capital Management, Inc. replaces Brown Capital
Management, Inc.; EQ/Money Market-The Dreyfus Corporation replaces Alliance
Capital Management L.P.; AXA Premier VIP Aggressive Equity-Legg Mason Capital
Management, Inc. replaces Provident Investment Counsel, Inc.; and AXA Premier
VIP High Yield-Post Advisory Group, LLC replaces Alliance Capital Management
L.P. on or about 6/13, 6/16, 6/20 and 6/27, respectively. These portfolios may
not be available in your contract.

GE-32557 (6/05)