424(b)(3)
                                                                      333-155350



AXA Equitable Life Insurance Company

SUPPLEMENT DATED FEBRUARY 1, 2010 TO THE CURRENT PROSPECTUS FOR


o Income Manager(R) Accumulator(R)   o Accumulator(R) Plus(SM)
o Income Manager(R) Rollover IRA     o Accumulator(R) Elite(SM)
o Accumulator(R) (IRA, NQ, QP)       o Accumulator(R) Select(SM)
o Accumulator(R)                     o Retirement Cornerstone(SM) Series
                                     o The Accumulator(R) Series

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This Supplement updates certain information in the most recent prospectus and
statement of additional information you received and in any supplements to that
prospectus and statement of additional information (collectively, the
"Prospectus"). You should read this Supplement in conjunction with the
Prospectus and retain it for future reference. Unless otherwise indicated, all
other information included in the Prospectus remains unchanged. The terms and
section headings we use in this Supplement have the same meaning as in the
Prospectus. We will send you another copy of any prospectus or supplement
without charge upon request. Please contact the customer service group
referenced in the Prospectus.

The purpose of this Supplement is to provide you with information regarding
certain changes to the Prospectus. Please note the following changes described
below. Certain Portfolios may not be available under your contract.


CHANGES TO PORTFOLIOS OF AXA PREMIER VIP TRUST AND EQ ADVISORS TRUST ("TRUSTS")

A.   PORTFOLIO SUB-ADVISER CHANGES

Effective on or about February 1, 2010, BlackRock Investment Management, LLC
will replace SSgA Funds Management, Inc. as the Sub-Adviser to the Multimanager
International Equity, Multimanager Mid Cap Growth, Multimanager Mid Cap Value,
Multimanager Small Cap Growth, Multimanager Small Cap Value, EQ/Large Cap
Growth PLUS, EQ/Equity Growth PLUS, EQ/Large Cap Core PLUS, EQ/Mid Cap Value
PLUS and EQ/International Core PLUS Portfolios.

AXA Equitable Life Insurance Company will continue to be the Investment Manager
of the Portfolios. See "Portfolios of the Trusts" in your Prospectus for more
information.

B.   PORTFOLIO SUBSTITUTION -- APRIL 2, 2010

Effective on or about April 2, 2010, or as soon thereafter as reasonably
practicable, subject to regulatory approval, which cannot be assured, interests
in the Multimanager Aggressive Equity investment option (the "surviving
option") will replace interests in the Multimanager Large Cap Growth investment
option (the "replaced option"). We will move the assets from the replaced
option into the surviving option on the date of the substitution. The value of
your interest in the surviving option will be the same as it was in the
replaced option. We will also automatically direct any contributions made to
the replaced option to the surviving option. An allocation election to the
replaced option will be considered as an allocation election to the surviving
option. You may transfer your account value among the investment options, as
usual. However, we may impose restrictions on transfers to prevent or limit
disruptive transfer and other "market timing" activities by contract owners or
registered representatives as more fully described in "Transferring your money
among investment options" under "Disruptive transfer activity." Any account
value remaining in the replaced option on the substitution date will be
transferred to the surviving option. For more information about this
substitution and for information on how to transfer your account value, please
contact a customer service representative referenced in your Prospectus.




 Accumulator(R) is issued by and is a registered service mark of AXA Equitable
        Life Insurance Company (AXA Equitable). Accumulator(R) Elite(SM),
             Accumulator(R) Plus(SM), Accumulator(R) Select(SM) and
    Retirement Cornerstone(SM) Series are issued by and are service marks of
      AXA Equitable. Co-distributed by affiliates AXA Advisors, LLC and AXA
      Distributors, LLC, 1290 Avenue of the Americas, New York, NY 10104.

    Copyright 2010 AXA Equitable Life Insurance Company. All rights reserved.

                      AXA Equitable Life Insurance Company
                           1290 Avenue of the Americas
                               New York, NY 10104
                                  212-554-1234

IM-10-03 (1/10)                                        Catalog No. 143825 (1/10)
IF Supp, '02/'04/, '06/'06.5, '07/'07.5,                                  x02861
  8.0/8.2/8.3, 9.0, RC NB/IF (AR)